INTOUCH INSIGHT LTD (INX.CA) Stock Fundamental Analysis
TSX-V:INX - TSX Venture Exchange - CA46118C1059 - Common Stock - Currency: CAD
We assign a fundamental rating of 5 out of 10 to INX. INX was compared to 64 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INX a very profitable company, without any liquidiy or solvency issues. INX has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
INX had positive earnings in the past year.
In the past year INX had a positive cash flow from operations.
In multiple years INX reported negative net income over the last 5 years.
In the past 5 years INX always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 12.91%, INX belongs to the top of the industry, outperforming 92.19% of the companies in the same industry.
Looking at the Return On Equity, with a value of 18.95%, INX is in the better half of the industry, outperforming 79.69% of the companies in the same industry.
INX has a Return On Invested Capital of 10.52%. This is amongst the best in the industry. INX outperforms 84.38% of its industry peers.
INX had an Average Return On Invested Capital over the past 3 years of 7.10%. This is significantly below the industry average of 12.51%.
The 3 year average ROIC (7.10%) for INX is below the current ROIC(10.52%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.91% | ||
| ROE | 18.95% | ||
| ROIC | 10.52% |
ROA(3y)5.04%
ROA(5y)2.38%
ROE(3y)6.99%
ROE(5y)3.04%
ROIC(3y)7.1%
ROIC(5y)N/A
1.3 Margins
INX's Profit Margin of 5.79% is fine compared to the rest of the industry. INX outperforms 70.31% of its industry peers.
INX's Profit Margin has improved in the last couple of years.
INX has a Operating Margin of 5.80%. This is in the better half of the industry: INX outperforms 68.75% of its industry peers.
INX's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 47.53%, INX is in line with its industry, outperforming 54.69% of the companies in the same industry.
INX's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.8% | ||
| PM (TTM) | 5.79% | ||
| GM | 47.53% |
OM growth 3YN/A
OM growth 5Y9.34%
PM growth 3YN/A
PM growth 5Y52.46%
GM growth 3Y-6.2%
GM growth 5Y-2.96%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), INX is destroying value.
Compared to 1 year ago, INX has more shares outstanding
Compared to 5 years ago, INX has more shares outstanding
Compared to 1 year ago, INX has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.50 indicates that INX is not in any danger for bankruptcy at the moment.
INX has a Altman-Z score of 4.50. This is in the better half of the industry: INX outperforms 75.00% of its industry peers.
INX has a debt to FCF ratio of 1.21. This is a very positive value and a sign of high solvency as it would only need 1.21 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.21, INX is in the better half of the industry, outperforming 76.56% of the companies in the same industry.
A Debt/Equity ratio of 0.19 indicates that INX is not too dependend on debt financing.
INX has a Debt to Equity ratio (0.19) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.21 | ||
| Altman-Z | 4.5 |
ROIC/WACC0.9
WACC11.73%
2.3 Liquidity
A Current Ratio of 2.71 indicates that INX has no problem at all paying its short term obligations.
The Current ratio of INX (2.71) is better than 82.81% of its industry peers.
INX has a Quick Ratio of 2.71. This indicates that INX is financially healthy and has no problem in meeting its short term obligations.
INX has a Quick ratio of 2.71. This is amongst the best in the industry. INX outperforms 82.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.71 | ||
| Quick Ratio | 2.71 |
3. Growth
3.1 Past
INX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 1282.35%, which is quite impressive.
INX shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 60.10% yearly.
Looking at the last year, INX shows a decrease in Revenue. The Revenue has decreased by -5.27% in the last year.
The Revenue has been growing slightly by 7.95% on average over the past years.
EPS 1Y (TTM)1282.35%
EPS 3YN/A
EPS 5Y60.1%
EPS Q2Q%203.7%
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y20.79%
Revenue growth 5Y7.95%
Sales Q2Q%-19.45%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.67 indicates a rather cheap valuation of INX.
Compared to the rest of the industry, the Price/Earnings ratio of INX indicates a rather cheap valuation: INX is cheaper than 95.31% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.30, INX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.67 | ||
| Fwd PE | N/A |
4.2 Price Multiples
93.75% of the companies in the same industry are more expensive than INX, based on the Enterprise Value to EBITDA ratio.
96.88% of the companies in the same industry are more expensive than INX, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.26 | ||
| EV/EBITDA | 5.25 |
4.3 Compensation for Growth
INX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.11
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
INX does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX-V:INX (7/11/2025, 7:00:00 PM)
0.4
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners22.8%
Ins Owner ChangeN/A
Market Cap10.25M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.67 | ||
| Fwd PE | N/A | ||
| P/S | 0.38 | ||
| P/FCF | 5.26 | ||
| P/OCF | 5.25 | ||
| P/B | 1.26 | ||
| P/tB | 4.45 | ||
| EV/EBITDA | 5.25 |
EPS(TTM)0.06
EY15%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.08
FCFY19%
OCF(TTM)0.08
OCFY19.05%
SpS1.04
BVpS0.32
TBVpS0.09
PEG (NY)N/A
PEG (5Y)0.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.91% | ||
| ROE | 18.95% | ||
| ROCE | 15.74% | ||
| ROIC | 10.52% | ||
| ROICexc | 11.97% | ||
| ROICexgc | 37.1% | ||
| OM | 5.8% | ||
| PM (TTM) | 5.79% | ||
| GM | 47.53% | ||
| FCFM | 7.29% |
ROA(3y)5.04%
ROA(5y)2.38%
ROE(3y)6.99%
ROE(5y)3.04%
ROIC(3y)7.1%
ROIC(5y)N/A
ROICexc(3y)7.98%
ROICexc(5y)N/A
ROICexgc(3y)22.5%
ROICexgc(5y)N/A
ROCE(3y)11.49%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y20.06%
ROICexc growth 3YN/A
ROICexc growth 5Y-1.75%
OM growth 3YN/A
OM growth 5Y9.34%
PM growth 3YN/A
PM growth 5Y52.46%
GM growth 3Y-6.2%
GM growth 5Y-2.96%
F-Score8
Asset Turnover2.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.21 | ||
| Debt/EBITDA | 0.73 | ||
| Cap/Depr | 0.83% | ||
| Cap/Sales | 0.02% | ||
| Interest Coverage | 2.55 | ||
| Cash Conversion | 89.78% | ||
| Profit Quality | 126% | ||
| Current Ratio | 2.71 | ||
| Quick Ratio | 2.71 | ||
| Altman-Z | 4.5 |
F-Score8
WACC11.73%
ROIC/WACC0.9
Cap/Depr(3y)4.67%
Cap/Depr(5y)20.63%
Cap/Sales(3y)0.19%
Cap/Sales(5y)1.48%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1282.35%
EPS 3YN/A
EPS 5Y60.1%
EPS Q2Q%203.7%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y20.79%
Revenue growth 5Y7.95%
Sales Q2Q%-19.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y60.78%
EBIT growth 3YN/A
EBIT growth 5Y18.03%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y14.57%
FCF growth 3Y33.29%
FCF growth 5Y8.07%
OCF growth 1Y11.18%
OCF growth 3Y25.6%
OCF growth 5Y7.7%