INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:INS - DE000A2NBX80 - Common Stock
8.1 EUR
+0.3 (+3.85%)
We assign a fundamental rating of 4 out of 10 to INS. INS was compared to 75 industry peers in the Real Estate Management & Development industry. There are concerns on the financial health of INS while its profitability can be described as average. INS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
In the past year INS has reported a negative cash flow from operations.
In the past 5 years INS has always been profitable.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.81%, INS is in the better half of the industry, outperforming 73.33% of the companies in the same industry.
The Return On Equity of INS (8.22%) is better than 85.33% of its industry peers.
INS has a better Return On Invested Capital (3.28%) than 70.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROIC | 3.28% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
INS's Profit Margin of 12.72% is fine compared to the rest of the industry. INS outperforms 61.33% of its industry peers.
In the last couple of years the Profit Margin of INS has declined.
INS has a Operating Margin of 12.49%. This is comparable to the rest of the industry: INS outperforms 54.67% of its industry peers.
In the last couple of years the Operating Margin of INS has declined.
With a Gross Margin value of 24.19%, INS perfoms like the industry average, outperforming 45.33% of the companies in the same industry.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, INS has about the same amount of shares outstanding.
INS has more shares outstanding than it did 5 years ago.
The debt/assets ratio for INS has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.33, we must say that INS is in the distress zone and has some risk of bankruptcy.
INS's Altman-Z score of 1.33 is fine compared to the rest of the industry. INS outperforms 68.00% of its industry peers.
INS has a Debt/Equity ratio of 0.61. This is a neutral value indicating INS is somewhat dependend on debt financing.
INS has a Debt to Equity ratio of 0.61. This is in the better half of the industry: INS outperforms 64.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.33 |
ROIC/WACC0.61
WACC5.35%
2.3 Liquidity
INS has a Current Ratio of 2.29. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.29, INS is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
A Quick Ratio of 0.81 indicates that INS may have some problems paying its short term obligations.
INS's Quick ratio of 0.81 is in line compared to the rest of the industry. INS outperforms 54.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 253.72% over the past year.
Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
The Revenue for INS has decreased by -13.35% in the past year. This is quite bad
The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
3.2 Future
INS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.79% yearly.
Based on estimates for the next years, INS will show a small growth in Revenue. The Revenue will grow by 3.86% on average per year.
EPS Next Y-1.23%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
EPS Next 5Y30.79%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.04, the valuation of INS can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of INS indicates a rather cheap valuation: INS is cheaper than 90.67% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of INS to the average of the S&P500 Index (26.87), we can say INS is valued rather cheaply.
The Price/Forward Earnings ratio is 8.73, which indicates a very decent valuation of INS.
Based on the Price/Forward Earnings ratio, INS is valued cheaper than 89.33% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.46. INS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.04 | ||
| Fwd PE | 8.73 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INS is valued cheaply inside the industry as 90.67% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.48 |
4.3 Compensation for Growth
A more expensive valuation may be justified as INS's earnings are expected to grow with 17.68% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.21%
EPS Next 3Y17.68%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.48%, INS is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.22, INS pays a better dividend. On top of this INS pays more dividend than 85.33% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 43.29% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
FRA:INS (1/6/2026, 11:09:02 AM)
8.1
+0.3 (+3.85%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners35.09%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap380.62M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts82.22
Price Target12.61 (55.68%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.37%
PT rev (3m)-3.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.16%
EPS NY rev (3m)3.02%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-5.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.04 | ||
| Fwd PE | 8.73 | ||
| P/S | 0.97 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.62 | ||
| P/tB | 0.63 | ||
| EV/EBITDA | 9.48 |
EPS(TTM)1.15
EY14.2%
EPS(NY)0.93
Fwd EY11.45%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROCE | 4.72% | ||
| ROIC | 3.28% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 4.92% | ||
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% | ||
| FCFM | N/A |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.93 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 | ||
| Altman-Z | 1.33 |
F-Score3
WACC5.35%
ROIC/WACC0.61
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y-1.23%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year5.48%
EBIT Next 3Y13.84%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.
What is the valuation status of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
ChartMill assigns a valuation rating of 6 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 5 / 10.
What is the valuation of INSTONE REAL ESTATE GROUP SE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INSTONE REAL ESTATE GROUP SE (INS.DE) is 7.04 and the Price/Book (PB) ratio is 0.62.
How financially healthy is INSTONE REAL ESTATE GROUP SE?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.