INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
FRA:INS - Deutsche Boerse Ag - DE000A2NBX80 - Common Stock - Currency: EUR
INS gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 66 industry peers in the Real Estate Management & Development industry. INS has an average financial health and profitability rating. INS may be a bit undervalued, certainly considering the very reasonable score on growth Finally INS also has an excellent dividend rating. With these ratings, INS could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
INS had positive earnings in the past year.
In the past year INS had a positive cash flow from operations.
Each year in the past 5 years INS has been profitable.
INS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of INS (1.83%) is better than 72.73% of its industry peers.
Looking at the Return On Equity, with a value of 6.00%, INS is in the better half of the industry, outperforming 78.79% of the companies in the same industry.
INS has a Return On Invested Capital of 3.32%. This is in the better half of the industry: INS outperforms 72.73% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.83% | ||
| ROE | 6% | ||
| ROIC | 3.32% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
Looking at the Profit Margin, with a value of 8.71%, INS is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
INS's Profit Margin has declined in the last couple of years.
INS's Operating Margin of 12.33% is in line compared to the rest of the industry. INS outperforms 59.09% of its industry peers.
INS's Operating Margin has declined in the last couple of years.
INS has a Gross Margin of 26.48%. This is comparable to the rest of the industry: INS outperforms 45.45% of its industry peers.
INS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.33% | ||
| PM (TTM) | 8.71% | ||
| GM | 26.48% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so INS is destroying value.
The number of shares outstanding for INS remains at a similar level compared to 1 year ago.
INS has more shares outstanding than it did 5 years ago.
The debt/assets ratio for INS has been reduced compared to a year ago.
2.2 Solvency
INS has an Altman-Z score of 1.24. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.24, INS is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
INS has a debt to FCF ratio of 4.71. This is a neutral value as INS would need 4.71 years to pay back of all of its debts.
INS's Debt to FCF ratio of 4.71 is amongst the best of the industry. INS outperforms 89.39% of its industry peers.
INS has a Debt/Equity ratio of 0.63. This is a neutral value indicating INS is somewhat dependend on debt financing.
The Debt to Equity ratio of INS (0.63) is better than 62.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 4.71 | ||
| Altman-Z | 1.24 |
ROIC/WACC0.61
WACC5.41%
2.3 Liquidity
INS has a Current Ratio of 2.09. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.09, INS is doing good in the industry, outperforming 74.24% of the companies in the same industry.
A Quick Ratio of 0.73 indicates that INS may have some problems paying its short term obligations.
INS has a Quick ratio (0.73) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.09 | ||
| Quick Ratio | 0.73 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 90.04% over the past year.
INS shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.52% yearly.
Looking at the last year, INS shows a very negative growth in Revenue. The Revenue has decreased by -19.30% in the last year.
Measured over the past years, INS shows a decrease in Revenue. The Revenue has been decreasing by -3.13% on average per year.
EPS 1Y (TTM)90.04%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%86.7%
Revenue 1Y (TTM)-19.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-22.24%
3.2 Future
The Earnings Per Share is expected to grow by 30.79% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 4.79% on average over the next years.
EPS Next Y0.88%
EPS Next 2Y22.59%
EPS Next 3Y18.8%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y4.79%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.07 indicates a reasonable valuation of INS.
Based on the Price/Earnings ratio, INS is valued cheaper than 84.85% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.57, INS is valued rather cheaply.
A Price/Forward Earnings ratio of 8.90 indicates a reasonable valuation of INS.
87.88% of the companies in the same industry are more expensive than INS, based on the Price/Forward Earnings ratio.
INS is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.41, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.07 | ||
| Fwd PE | 8.9 |
4.2 Price Multiples
90.91% of the companies in the same industry are more expensive than INS, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, INS is valued cheaply inside the industry as 87.88% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.83 | ||
| EV/EBITDA | 9.82 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
INS's earnings are expected to grow with 18.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)12.54
PEG (5Y)N/A
EPS Next 2Y22.59%
EPS Next 3Y18.8%
5. Dividend
5.1 Amount
INS has a Yearly Dividend Yield of 5.58%, which is a nice return.
Compared to an average industry Dividend Yield of 7.71, INS pays a better dividend. On top of this INS pays more dividend than 83.33% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
39.84% of the earnings are spent on dividend by INS. This is a low number and sustainable payout ratio.
DP39.84%
EPS Next 2Y22.59%
EPS Next 3Y18.8%
FRA:INS (6/17/2025, 5:27:24 PM)
9.185
+0.11 (+1.16%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners40.68%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap431.60M
Analysts82.22
Price Target12.55 (36.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP39.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.82%
PT rev (3m)1.15%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.07 | ||
| Fwd PE | 8.9 | ||
| P/S | 1.05 | ||
| P/FCF | 3.83 | ||
| P/OCF | 3.81 | ||
| P/B | 0.72 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | 9.82 |
EPS(TTM)0.83
EY9.04%
EPS(NY)1.03
Fwd EY11.24%
FCF(TTM)2.4
FCFY26.1%
OCF(TTM)2.41
OCFY26.23%
SpS8.76
BVpS12.72
TBVpS12.59
PEG (NY)12.54
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.83% | ||
| ROE | 6% | ||
| ROCE | 4.78% | ||
| ROIC | 3.32% | ||
| ROICexc | 5.43% | ||
| ROICexgc | 5.48% | ||
| OM | 12.33% | ||
| PM (TTM) | 8.71% | ||
| GM | 26.48% | ||
| FCFM | 27.36% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexcg growth 3Y-22.62%
ROICexcg growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score6
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 4.71 | ||
| Debt/EBITDA | 6.8 | ||
| Cap/Depr | 12.21% | ||
| Cap/Sales | 0.14% | ||
| Interest Coverage | 1.79 | ||
| Cash Conversion | 203.93% | ||
| Profit Quality | 313.96% | ||
| Current Ratio | 2.09 | ||
| Quick Ratio | 0.73 | ||
| Altman-Z | 1.24 |
F-Score6
WACC5.41%
ROIC/WACC0.61
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)90.04%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%86.7%
EPS Next Y0.88%
EPS Next 2Y22.59%
EPS Next 3Y18.8%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-19.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-22.24%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y4.79%
Revenue Next 5YN/A
EBIT growth 1Y-24.99%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year11.44%
EBIT Next 3Y17.94%
EBIT Next 5YN/A
FCF growth 1Y1335.95%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y1289.15%
OCF growth 3Y32.65%
OCF growth 5YN/A