INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:INS - DE000A2NBX80 - Common Stock
8.15 EUR
-0.1 (-1.21%)
Taking everything into account, INS scores 4 out of 10 in our fundamental rating. INS was compared to 77 industry peers in the Real Estate Management & Development industry. There are concerns on the financial health of INS while its profitability can be described as average. INS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year INS was profitable.
- INS had a negative operating cash flow in the past year.
- INS had positive earnings in each of the past 5 years.
- In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
- INS has a Return On Assets of 2.81%. This is in the better half of the industry: INS outperforms 71.43% of its industry peers.
- INS has a better Return On Equity (8.22%) than 83.12% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 3.28%, INS is in the better half of the industry, outperforming 70.13% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROIC | 3.28% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
- The Profit Margin of INS (12.72%) is better than 61.04% of its industry peers.
- INS's Profit Margin has declined in the last couple of years.
- INS has a Operating Margin (12.49%) which is in line with its industry peers.
- INS's Operating Margin has declined in the last couple of years.
- INS has a Gross Margin of 24.19%. This is comparable to the rest of the industry: INS outperforms 42.86% of its industry peers.
- In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
- INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- INS has about the same amout of shares outstanding than it did 1 year ago.
- INS has more shares outstanding than it did 5 years ago.
- INS has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.34, we must say that INS is in the distress zone and has some risk of bankruptcy.
- INS has a better Altman-Z score (1.34) than 68.83% of its industry peers.
- INS has a Debt/Equity ratio of 0.61. This is a neutral value indicating INS is somewhat dependend on debt financing.
- The Debt to Equity ratio of INS (0.61) is better than 62.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.34 |
ROIC/WACC0.6
WACC5.45%
2.3 Liquidity
- A Current Ratio of 2.29 indicates that INS has no problem at all paying its short term obligations.
- INS has a Current ratio of 2.29. This is in the better half of the industry: INS outperforms 70.13% of its industry peers.
- A Quick Ratio of 0.81 indicates that INS may have some problems paying its short term obligations.
- INS has a Quick ratio of 0.81. This is comparable to the rest of the industry: INS outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 |
3. Growth
3.1 Past
- INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 253.72%, which is quite impressive.
- Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
- Looking at the last year, INS shows a very negative growth in Revenue. The Revenue has decreased by -13.35% in the last year.
- INS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.13% yearly.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
3.2 Future
- The Earnings Per Share is expected to grow by 30.79% on average over the next years. This is a very strong growth
- INS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.86% yearly.
EPS Next Y-1.23%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
EPS Next 5Y30.79%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.09, the valuation of INS can be described as very cheap.
- 88.31% of the companies in the same industry are more expensive than INS, based on the Price/Earnings ratio.
- INS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.32.
- A Price/Forward Earnings ratio of 8.79 indicates a reasonable valuation of INS.
- INS's Price/Forward Earnings ratio is rather cheap when compared to the industry. INS is cheaper than 89.61% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of INS to the average of the S&P500 Index (24.30), we can say INS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.09 | ||
| Fwd PE | 8.79 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, INS is valued cheaply inside the industry as 88.31% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.88 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as INS's earnings are expected to grow with 17.68% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.21%
EPS Next 3Y17.68%
5. Dividend
5.1 Amount
- INS has a Yearly Dividend Yield of 5.82%, which is a nice return.
- INS's Dividend Yield is rather good when compared to the industry average which is at 4.16. INS pays more dividend than 85.71% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.86, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.82% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 43.29% of the earnings are spent on dividend by INS. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
FRA:INS (1/22/2026, 5:26:00 PM)
8.15
-0.1 (-1.21%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)01-15 2026-01-15/amc
Earnings (Next)05-06 2026-05-06
Inst Owners35.09%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap382.97M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts82.22
Price Target12.61 (54.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.82% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.82%
PT rev (3m)-3.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.16%
EPS NY rev (3m)3.02%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-5.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.09 | ||
| Fwd PE | 8.79 | ||
| P/S | 0.97 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.63 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | 9.88 |
EPS(TTM)1.15
EY14.11%
EPS(NY)0.93
Fwd EY11.38%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROCE | 4.72% | ||
| ROIC | 3.28% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 4.92% | ||
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% | ||
| FCFM | N/A |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.93 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 | ||
| Altman-Z | 1.34 |
F-Score3
WACC5.45%
ROIC/WACC0.6
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y-1.23%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year5.48%
EBIT Next 3Y13.84%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.
What is the valuation status of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
ChartMill assigns a valuation rating of 6 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 5 / 10.
What is the valuation of INSTONE REAL ESTATE GROUP SE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INSTONE REAL ESTATE GROUP SE (INS.DE) is 7.09 and the Price/Book (PB) ratio is 0.63.
How financially healthy is INSTONE REAL ESTATE GROUP SE?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.