INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:INS - DE000A2NBX80 - Common Stock
8 EUR
-0.06 (-0.74%)
We assign a fundamental rating of 5 out of 10 to INS. INS was compared to 73 industry peers in the Real Estate Management & Development industry. Both the profitability and the financial health of INS get a neutral evaluation. Nothing too spectacular is happening here. INS may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
INS had positive earnings in the past year.
INS had a positive operating cash flow in the past year.
In the past 5 years INS has always been profitable.
Each year in the past 5 years INS had a positive operating cash flow.
1.2 Ratios
INS has a Return On Assets of 1.36%. This is comparable to the rest of the industry: INS outperforms 53.42% of its industry peers.
Looking at the Return On Equity, with a value of 4.71%, INS is in the better half of the industry, outperforming 61.64% of the companies in the same industry.
INS has a better Return On Invested Capital (2.76%) than 64.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROIC | 2.76% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
With a Profit Margin value of 6.99%, INS perfoms like the industry average, outperforming 54.79% of the companies in the same industry.
In the last couple of years the Profit Margin of INS has declined.
INS has a Operating Margin (10.76%) which is comparable to the rest of the industry.
INS's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 25.90%, INS is not doing good in the industry: 60.27% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
INS has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for INS has been increased compared to 5 years ago.
Compared to 1 year ago, INS has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.15, we must say that INS is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.15, INS is in line with its industry, outperforming 56.16% of the companies in the same industry.
INS has a debt to FCF ratio of 6.71. This is a slightly negative value and a sign of low solvency as INS would need 6.71 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 6.71, INS is doing good in the industry, outperforming 79.45% of the companies in the same industry.
INS has a Debt/Equity ratio of 0.69. This is a neutral value indicating INS is somewhat dependend on debt financing.
INS has a Debt to Equity ratio of 0.69. This is comparable to the rest of the industry: INS outperforms 57.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Altman-Z | 1.15 |
ROIC/WACC0.52
WACC5.35%
2.3 Liquidity
INS has a Current Ratio of 2.03. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.03, INS is in the better half of the industry, outperforming 63.01% of the companies in the same industry.
INS has a Quick Ratio of 2.03. This is a bad value and indicates that INS is not financially healthy enough and could expect problems in meeting its short term obligations.
INS has a Quick ratio of 0.72. This is comparable to the rest of the industry: INS outperforms 46.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.58%, which is quite impressive.
Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
Looking at the last year, INS shows a very negative growth in Revenue. The Revenue has decreased by -20.30% in the last year.
The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
3.2 Future
The Earnings Per Share is expected to grow by 30.79% on average over the next years. This is a very strong growth
Based on estimates for the next years, INS will show a small growth in Revenue. The Revenue will grow by 6.30% on average per year.
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.70 indicates a correct valuation of INS.
Based on the Price/Earnings ratio, INS is valued a bit cheaper than 69.86% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.15, INS is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.08, the valuation of INS can be described as reasonable.
89.04% of the companies in the same industry are more expensive than INS, based on the Price/Forward Earnings ratio.
INS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.7 | ||
| Fwd PE | 8.08 |
4.2 Price Multiples
87.67% of the companies in the same industry are more expensive than INS, based on the Enterprise Value to EBITDA ratio.
INS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. INS is cheaper than 84.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.55 | ||
| EV/EBITDA | 11 |
4.3 Compensation for Growth
A more expensive valuation may be justified as INS's earnings are expected to grow with 20.17% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y20.05%
EPS Next 3Y20.17%
5. Dividend
5.1 Amount
INS has a Yearly Dividend Yield of 6.69%, which is a nice return.
Compared to an average industry Dividend Yield of 7.49, INS pays a better dividend. On top of this INS pays more dividend than 86.30% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.69% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
79.32% of the earnings are spent on dividend by INS. This is not a sustainable payout ratio.
DP79.32%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
FRA:INS (11/27/2025, 7:00:00 PM)
8
-0.06 (-0.74%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.13%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap375.92M
Revenue(TTM)390.97M
Net Income(TTM)27.31M
Analysts82.22
Price Target12.91 (61.38%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.69% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP79.32%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.56%
PT rev (3m)-1.56%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.92%
EPS NY rev (3m)-7.45%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.7 | ||
| Fwd PE | 8.08 | ||
| P/S | 0.96 | ||
| P/FCF | 4.55 | ||
| P/OCF | 4.55 | ||
| P/B | 0.65 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 11 |
EPS(TTM)0.63
EY7.88%
EPS(NY)0.99
Fwd EY12.37%
FCF(TTM)1.76
FCFY21.98%
OCF(TTM)1.76
OCFY21.99%
SpS8.32
BVpS12.33
TBVpS12.2
PEG (NY)N/A
PEG (5Y)N/A
Graham Number13.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROCE | 3.97% | ||
| ROIC | 2.76% | ||
| ROICexc | 4.62% | ||
| ROICexgc | 4.66% | ||
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% | ||
| FCFM | 21.14% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Debt/EBITDA | 8.63 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.49 | ||
| Cash Conversion | 178.92% | ||
| Profit Quality | 302.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 1.15 |
F-Score5
WACC5.35%
ROIC/WACC0.52
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y-31.23%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.86%
EBIT Next 3Y19.18%
EBIT Next 5YN/A
FCF growth 1Y704.53%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y703.43%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 5 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 7 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Undervalued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 4 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 4 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 79.32%.