I3 VERTICALS INC-CLASS A (IIIV)
US46571Y1073 - Common Stock
Taking everything into account, IIIV scores 3 out of 10 in our fundamental rating. IIIV was compared to 102 industry peers in the Financial Services industry. IIIV has a medium profitability rating, but doesn't score so well on its financial health evaluation. IIIV is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year IIIV was profitable.
IIIV had a positive operating cash flow in the past year.
In the past 5 years IIIV always reported negative net income.
In the past 5 years IIIV always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.05%, IIIV is not doing good in the industry: 63.73% of the companies in the same industry are doing better.
IIIV has a worse Return On Equity (0.18%) than 63.73% of its industry peers.
IIIV has a Return On Invested Capital of 2.90%. This is comparable to the rest of the industry: IIIV outperforms 51.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.05% | ||
| ROE | 0.18% | ||
| ROIC | 2.9% |
ROA(3y)-1%
ROA(5y)-0.79%
ROE(3y)-3.46%
ROE(5y)-2.87%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
IIIV has a Profit Margin of 0.12%. This is in the lower half of the industry: IIIV underperforms 62.75% of its industry peers.
IIIV has a Operating Margin of 6.79%. This is comparable to the rest of the industry: IIIV outperforms 40.20% of its industry peers.
In the last couple of years the Operating Margin of IIIV has grown nicely.
Looking at the Gross Margin, with a value of 78.22%, IIIV belongs to the top of the industry, outperforming 86.27% of the companies in the same industry.
In the last couple of years the Gross Margin of IIIV has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.79% | ||
| PM (TTM) | 0.12% | ||
| GM | 78.22% |
OM growth 3Y8.32%
OM growth 5Y11.49%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.51%
GM growth 5Y29.8%
2. Health
2.1 Basic Checks
IIIV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, IIIV has more shares outstanding
The number of shares outstanding for IIIV has been increased compared to 5 years ago.
IIIV has a worse debt/assets ratio than last year.
2.2 Solvency
IIIV has an Altman-Z score of 1.09. This is a bad value and indicates that IIIV is not financially healthy and even has some risk of bankruptcy.
IIIV has a better Altman-Z score (1.09) than 64.71% of its industry peers.
The Debt to FCF ratio of IIIV is 29.35, which is on the high side as it means it would take IIIV, 29.35 years of fcf income to pay off all of its debts.
IIIV has a Debt to FCF ratio (29.35) which is in line with its industry peers.
IIIV has a Debt/Equity ratio of 1.19. This is a high value indicating a heavy dependency on external financing.
IIIV has a Debt to Equity ratio of 1.19. This is in the lower half of the industry: IIIV underperforms 60.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.19 | ||
| Debt/FCF | 29.35 | ||
| Altman-Z | 1.09 |
ROIC/WACC0.36
WACC7.99%
2.3 Liquidity
IIIV has a Current Ratio of 0.50. This is a bad value and indicates that IIIV is not financially healthy enough and could expect problems in meeting its short term obligations.
IIIV has a worse Current ratio (0.50) than 65.69% of its industry peers.
A Quick Ratio of 0.48 indicates that IIIV may have some problems paying its short term obligations.
IIIV has a worse Quick ratio (0.48) than 64.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.5 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
IIIV shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.33%.
IIIV shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.72% yearly.
The Revenue has grown by 14.00% in the past year. This is quite good.
Measured over the past years, IIIV shows a small growth in Revenue. The Revenue has been growing by 2.74% on average per year.
EPS 1Y (TTM)1.33%
EPS 3Y25.72%
EPS 5YN/A
EPS growth Q2Q-2.7%
Revenue 1Y (TTM)14%
Revenue growth 3Y35.11%
Revenue growth 5Y2.74%
Revenue growth Q2Q6.97%
3.2 Future
IIIV is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.52% yearly.
IIIV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.41% yearly.
EPS Next Y6.57%
EPS Next 2Y11.1%
EPS Next 3Y10.52%
EPS Next 5YN/A
Revenue Next Year5.87%
Revenue Next 2Y7.1%
Revenue Next 3Y5.41%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.74, the valuation of IIIV can be described as correct.
IIIV's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.73, IIIV is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 11.86, the valuation of IIIV can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of IIIV indicates a somewhat cheap valuation: IIIV is cheaper than 61.76% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 20.41. IIIV is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.74 | ||
| Fwd PE | 11.86 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IIIV is on the same level as its industry peers.
IIIV's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 57.97 | ||
| EV/EBITDA | 17.79 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates IIIV does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.24
PEG (5Y)N/A
EPS Next 2Y11.1%
EPS Next 3Y10.52%
5. Dividend
5.1 Amount
IIIV does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
I3 VERTICALS INC-CLASS A
NASDAQ:IIIV (5/3/2024, 7:00:02 PM)
After market: 22.4 0 (0%)22.4
+0.14 (+0.63%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap747.49M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
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EPS beat(8)
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EPS beat(12)
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EPS beat(16)
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Revenue beat(2)
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Min Revenue beat(2)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.74 | ||
| Fwd PE | 11.86 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)2.24
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.05% | ||
| ROE | 0.18% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 6.79% | ||
| PM (TTM) | 0.12% | ||
| GM | 78.22% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.19 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.5 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)1.33%
EPS 3Y25.72%
EPS 5Y
EPS growth Q2Q
EPS Next Y6.57%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)14%
Revenue growth 3Y35.11%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y