I3 VERTICALS INC-CLASS A (IIIV) Stock Fundamental Analysis
USA - NASDAQ:IIIV - US46571Y1073 - Common Stock
30.63 USD
-0.15 (-0.49%)
We assign a fundamental rating of 5 out of 10 to IIIV. IIIV was compared to 280 industry peers in the Software industry. IIIV is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. IIIV does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year IIIV was profitable.
In the past year IIIV had a positive cash flow from operations.
In the past 5 years IIIV reported 4 times negative net income.
In the past 5 years IIIV always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 21.29%, IIIV belongs to the best of the industry, outperforming 95.36% of the companies in the same industry.
IIIV has a Return On Equity of 34.62%. This is amongst the best in the industry. IIIV outperforms 93.21% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.79%, IIIV is in the better half of the industry, outperforming 61.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.29% | ||
| ROE | 34.62% | ||
| ROIC | 0.79% |
ROA(3y)4.4%
ROA(5y)2.48%
ROE(3y)7.23%
ROE(5y)3.84%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 55.87%, IIIV belongs to the best of the industry, outperforming 95.00% of the companies in the same industry.
IIIV has a Operating Margin of 2.38%. This is in the better half of the industry: IIIV outperforms 64.29% of its industry peers.
In the last couple of years the Operating Margin of IIIV has grown nicely.
The Gross Margin of IIIV (72.64%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of IIIV has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.38% | ||
| PM (TTM) | 55.87% | ||
| GM | 72.64% |
OM growth 3Y53.95%
OM growth 5Y12.71%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y7.37%
GM growth 5Y31.13%
2. Health
2.1 Basic Checks
IIIV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, IIIV has more shares outstanding
The number of shares outstanding for IIIV has been increased compared to 5 years ago.
IIIV has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.27 indicates that IIIV is not in any danger for bankruptcy at the moment.
The Altman-Z score of IIIV (3.27) is comparable to the rest of the industry.
IIIV has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.27 |
ROIC/WACC0.07
WACC11.99%
2.3 Liquidity
IIIV has a Current Ratio of 2.02. This indicates that IIIV is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of IIIV (2.02) is better than 62.86% of its industry peers.
IIIV has a Quick Ratio of 1.98. This is a normal value and indicates that IIIV is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of IIIV (1.98) is better than 61.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.02 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
The earnings per share for IIIV have decreased strongly by -13.68% in the last year.
The Earnings Per Share has been growing slightly by 1.84% on average over the past years.
IIIV shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -33.55%.
IIIV shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -9.38% yearly.
EPS 1Y (TTM)-13.68%
EPS 3Y-4%
EPS 5Y1.84%
EPS Q2Q%228.57%
Revenue 1Y (TTM)-33.55%
Revenue growth 3Y0.86%
Revenue growth 5Y-9.38%
Sales Q2Q%-7.38%
3.2 Future
The Earnings Per Share is expected to grow by 14.58% on average over the next years. This is quite good.
Based on estimates for the next years, IIIV will show a small growth in Revenue. The Revenue will grow by 1.61% on average per year.
EPS Next Y16.41%
EPS Next 2Y14.38%
EPS Next 3Y14.58%
EPS Next 5YN/A
Revenue Next Year-13.55%
Revenue Next 2Y-5.24%
Revenue Next 3Y-0.99%
Revenue Next 5Y1.61%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 30.33, the valuation of IIIV can be described as expensive.
65.36% of the companies in the same industry are more expensive than IIIV, based on the Price/Earnings ratio.
IIIV's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.27.
The Price/Forward Earnings ratio is 25.45, which means the current valuation is very expensive for IIIV.
Based on the Price/Forward Earnings ratio, IIIV is valued a bit cheaper than the industry average as 68.93% of the companies are valued more expensively.
IIIV is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.77, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.33 | ||
| Fwd PE | 25.45 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, IIIV is valued a bit cheaper than 76.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 26.03 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
IIIV has a very decent profitability rating, which may justify a higher PE ratio.
IIIV's earnings are expected to grow with 14.58% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.85
PEG (5Y)16.52
EPS Next 2Y14.38%
EPS Next 3Y14.58%
5. Dividend
5.1 Amount
No dividends for IIIV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:IIIV (9/16/2025, 1:40:08 PM)
30.63
-0.15 (-0.49%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners111.25%
Inst Owner Change16.92%
Ins Owners2.55%
Ins Owner Change-7.31%
Market Cap988.43M
Analysts83.33
Price Target37.74 (23.21%)
Short Float %9.68%
Short Ratio8.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.09%
Min EPS beat(2)6.71%
Max EPS beat(2)9.46%
EPS beat(4)3
Avg EPS beat(4)5.25%
Min EPS beat(4)-14.34%
Max EPS beat(4)19.18%
EPS beat(8)3
Avg EPS beat(8)-9.69%
EPS beat(12)6
Avg EPS beat(12)-5.89%
EPS beat(16)10
Avg EPS beat(16)-3.15%
Revenue beat(2)1
Avg Revenue beat(2)0.32%
Min Revenue beat(2)-3.02%
Max Revenue beat(2)3.67%
Revenue beat(4)2
Avg Revenue beat(4)0.24%
Min Revenue beat(4)-3.02%
Max Revenue beat(4)3.67%
Revenue beat(8)2
Avg Revenue beat(8)-6.86%
Revenue beat(12)4
Avg Revenue beat(12)-4.52%
Revenue beat(16)8
Avg Revenue beat(16)-2.54%
PT rev (1m)15.63%
PT rev (3m)19.35%
EPS NQ rev (1m)3.42%
EPS NQ rev (3m)-1.63%
EPS NY rev (1m)0.72%
EPS NY rev (3m)-4.89%
Revenue NQ rev (1m)-0.07%
Revenue NQ rev (3m)-3.29%
Revenue NY rev (1m)2.14%
Revenue NY rev (3m)0.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.33 | ||
| Fwd PE | 25.45 | ||
| P/S | 4.16 | ||
| P/FCF | N/A | ||
| P/OCF | 143.94 | ||
| P/B | 2.58 | ||
| P/tB | N/A | ||
| EV/EBITDA | 26.03 |
EPS(TTM)1.01
EY3.3%
EPS(NY)1.2
Fwd EY3.93%
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)0.21
OCFY0.69%
SpS7.36
BVpS11.88
TBVpS-1.66
PEG (NY)1.85
PEG (5Y)16.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.29% | ||
| ROE | 34.62% | ||
| ROCE | 1% | ||
| ROIC | 0.79% | ||
| ROICexc | 0.88% | ||
| ROICexgc | 6.15% | ||
| OM | 2.38% | ||
| PM (TTM) | 55.87% | ||
| GM | 72.64% | ||
| FCFM | N/A |
ROA(3y)4.4%
ROA(5y)2.48%
ROE(3y)7.23%
ROE(5y)3.84%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y62.71%
ROICexc growth 5Y-6.22%
OM growth 3Y53.95%
OM growth 5Y12.71%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y7.37%
GM growth 5Y31.13%
F-Score5
Asset Turnover0.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 36.8% | ||
| Cap/Sales | 4.7% | ||
| Interest Coverage | 0.67 | ||
| Cash Conversion | 19.06% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.02 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 3.27 |
F-Score5
WACC11.99%
ROIC/WACC0.07
Cap/Depr(3y)43.62%
Cap/Depr(5y)39.42%
Cap/Sales(3y)6.08%
Cap/Sales(5y)5.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.68%
EPS 3Y-4%
EPS 5Y1.84%
EPS Q2Q%228.57%
EPS Next Y16.41%
EPS Next 2Y14.38%
EPS Next 3Y14.58%
EPS Next 5YN/A
Revenue 1Y (TTM)-33.55%
Revenue growth 3Y0.86%
Revenue growth 5Y-9.38%
Sales Q2Q%-7.38%
Revenue Next Year-13.55%
Revenue Next 2Y-5.24%
Revenue Next 3Y-0.99%
Revenue Next 5Y1.61%
EBIT growth 1Y-72.56%
EBIT growth 3Y55.27%
EBIT growth 5Y2.13%
EBIT Next Year30.7%
EBIT Next 3Y15.66%
EBIT Next 5Y13.07%
FCF growth 1Y-119.11%
FCF growth 3Y-2.81%
FCF growth 5Y7.26%
OCF growth 1Y-82.67%
OCF growth 3Y2.82%
OCF growth 5Y12.72%