I3 VERTICALS INC-CLASS A (IIIV) Stock Fundamental Analysis
USA - NASDAQ:IIIV - US46571Y1073 - Common Stock
30.75 USD
-0.14 (-0.45%)
30.75 USD
0 (0%)
IIIV gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 284 industry peers in the Software industry. IIIV has an excellent financial health rating, but there are some minor concerns on its profitability. IIIV has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
IIIV had positive earnings in the past year.
In the past year IIIV had a positive cash flow from operations.
In the past 5 years IIIV reported 4 times negative net income.
Each year in the past 5 years IIIV had a positive operating cash flow.
1.2 Ratios
IIIV has a Return On Assets of 21.33%. This is amongst the best in the industry. IIIV outperforms 94.74% of its industry peers.
IIIV has a better Return On Equity (34.70%) than 92.63% of its industry peers.
With a decent Return On Invested Capital value of 0.79%, IIIV is doing good in the industry, outperforming 61.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.33% | ||
| ROE | 34.7% | ||
| ROIC | 0.79% |
ROA(3y)4.38%
ROA(5y)2.47%
ROE(3y)7.19%
ROE(5y)3.82%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
IIIV has a Profit Margin of 55.96%. This is amongst the best in the industry. IIIV outperforms 95.09% of its industry peers.
IIIV has a better Operating Margin (2.38%) than 64.56% of its industry peers.
IIIV's Operating Margin has improved in the last couple of years.
IIIV has a Gross Margin of 72.64%. This is comparable to the rest of the industry: IIIV outperforms 59.65% of its industry peers.
IIIV's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.38% | ||
| PM (TTM) | 55.96% | ||
| GM | 72.64% |
OM growth 3Y53.93%
OM growth 5Y12.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y7.37%
GM growth 5Y31.13%
2. Health
2.1 Basic Checks
IIIV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, IIIV has more shares outstanding
The number of shares outstanding for IIIV has been increased compared to 5 years ago.
Compared to 1 year ago, IIIV has an improved debt to assets ratio.
2.2 Solvency
IIIV has an Altman-Z score of 3.27. This indicates that IIIV is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of IIIV (3.27) is comparable to the rest of the industry.
There is no outstanding debt for IIIV. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.27 |
ROIC/WACC0.07
WACC11.98%
2.3 Liquidity
A Current Ratio of 2.03 indicates that IIIV has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.03, IIIV is in the better half of the industry, outperforming 61.75% of the companies in the same industry.
IIIV has a Quick Ratio of 1.99. This is a normal value and indicates that IIIV is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of IIIV (1.99) is better than 60.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
IIIV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -13.68%.
IIIV shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.84% yearly.
The Revenue for IIIV has decreased by -33.55% in the past year. This is quite bad
Measured over the past years, IIIV shows a decrease in Revenue. The Revenue has been decreasing by -9.38% on average per year.
EPS 1Y (TTM)-13.68%
EPS 3Y-4%
EPS 5Y1.84%
EPS Q2Q%228.57%
Revenue 1Y (TTM)-33.55%
Revenue growth 3Y0.86%
Revenue growth 5Y-9.38%
Sales Q2Q%-7.38%
3.2 Future
The Earnings Per Share is expected to grow by 14.11% on average over the next years. This is quite good.
Based on estimates for the next years, IIIV will show a small growth in Revenue. The Revenue will grow by 1.61% on average per year.
EPS Next Y16.41%
EPS Next 2Y14.38%
EPS Next 3Y14.11%
EPS Next 5YN/A
Revenue Next Year-13.55%
Revenue Next 2Y-5.24%
Revenue Next 3Y-0.99%
Revenue Next 5Y1.61%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 30.45, the valuation of IIIV can be described as expensive.
Based on the Price/Earnings ratio, IIIV is valued a bit cheaper than the industry average as 65.61% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of IIIV to the average of the S&P500 Index (26.11), we can say IIIV is valued inline with the index average.
The Price/Forward Earnings ratio is 25.55, which means the current valuation is very expensive for IIIV.
Based on the Price/Forward Earnings ratio, IIIV is valued a bit cheaper than 67.37% of the companies in the same industry.
IIIV's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.55.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.45 | ||
| Fwd PE | 25.55 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, IIIV is valued a bit cheaper than the industry average as 77.19% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 26.27 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of IIIV may justify a higher PE ratio.
A more expensive valuation may be justified as IIIV's earnings are expected to grow with 14.11% in the coming years.
PEG (NY)1.85
PEG (5Y)16.58
EPS Next 2Y14.38%
EPS Next 3Y14.11%
5. Dividend
5.1 Amount
No dividends for IIIV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
30.75
-0.14 (-0.45%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners126.88%
Inst Owner Change1.54%
Ins Owners2.59%
Ins Owner Change-7.31%
Market Cap992.30M
Revenue(TTM)237.51M
Net Income(TTM)132.91M
Analysts83.33
Price Target37.74 (22.73%)
Short Float %10.02%
Short Ratio12.93
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.09%
Min EPS beat(2)6.71%
Max EPS beat(2)9.46%
EPS beat(4)3
Avg EPS beat(4)5.25%
Min EPS beat(4)-14.34%
Max EPS beat(4)19.18%
EPS beat(8)3
Avg EPS beat(8)-9.69%
EPS beat(12)6
Avg EPS beat(12)-5.89%
EPS beat(16)10
Avg EPS beat(16)-3.15%
Revenue beat(2)1
Avg Revenue beat(2)0.32%
Min Revenue beat(2)-3.02%
Max Revenue beat(2)3.67%
Revenue beat(4)2
Avg Revenue beat(4)0.24%
Min Revenue beat(4)-3.02%
Max Revenue beat(4)3.67%
Revenue beat(8)2
Avg Revenue beat(8)-6.86%
Revenue beat(12)4
Avg Revenue beat(12)-4.52%
Revenue beat(16)8
Avg Revenue beat(16)-2.54%
PT rev (1m)0%
PT rev (3m)15.63%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.76%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.14%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.45 | ||
| Fwd PE | 25.55 | ||
| P/S | 4.18 | ||
| P/FCF | N/A | ||
| P/OCF | 147.66 | ||
| P/B | 2.59 | ||
| P/tB | N/A | ||
| EV/EBITDA | 26.27 |
EPS(TTM)1.01
EY3.28%
EPS(NY)1.2
Fwd EY3.91%
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)0.21
OCFY0.68%
SpS7.36
BVpS11.87
TBVpS-1.67
PEG (NY)1.85
PEG (5Y)16.58
Graham Number16.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.33% | ||
| ROE | 34.7% | ||
| ROCE | 1% | ||
| ROIC | 0.79% | ||
| ROICexc | 0.88% | ||
| ROICexgc | 6.17% | ||
| OM | 2.38% | ||
| PM (TTM) | 55.96% | ||
| GM | 72.64% | ||
| FCFM | N/A |
ROA(3y)4.38%
ROA(5y)2.47%
ROE(3y)7.19%
ROE(5y)3.82%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y62.69%
ROICexc growth 5Y-6.22%
OM growth 3Y53.93%
OM growth 5Y12.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y7.37%
GM growth 5Y31.13%
F-Score5
Asset Turnover0.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 36.07% | ||
| Cap/Sales | 4.56% | ||
| Interest Coverage | 0.73 | ||
| Cash Conversion | 18.84% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | 3.27 |
F-Score5
WACC11.98%
ROIC/WACC0.07
Cap/Depr(3y)43.73%
Cap/Depr(5y)39.49%
Cap/Sales(3y)6.07%
Cap/Sales(5y)5.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.68%
EPS 3Y-4%
EPS 5Y1.84%
EPS Q2Q%228.57%
EPS Next Y16.41%
EPS Next 2Y14.38%
EPS Next 3Y14.11%
EPS Next 5YN/A
Revenue 1Y (TTM)-33.55%
Revenue growth 3Y0.86%
Revenue growth 5Y-9.38%
Sales Q2Q%-7.38%
Revenue Next Year-13.55%
Revenue Next 2Y-5.24%
Revenue Next 3Y-0.99%
Revenue Next 5Y1.61%
EBIT growth 1Y-71.69%
EBIT growth 3Y55.25%
EBIT growth 5Y2.13%
EBIT Next Year30.28%
EBIT Next 3Y16.84%
EBIT Next 5Y13.07%
FCF growth 1Y-118.19%
FCF growth 3Y-3.15%
FCF growth 5Y7.04%
OCF growth 1Y-83.04%
OCF growth 3Y2.53%
OCF growth 5Y12.53%
I3 VERTICALS INC-CLASS A / IIIV FAQ
What is the ChartMill fundamental rating of I3 VERTICALS INC-CLASS A (IIIV) stock?
ChartMill assigns a fundamental rating of 5 / 10 to IIIV.
What is the valuation status for IIIV stock?
ChartMill assigns a valuation rating of 3 / 10 to I3 VERTICALS INC-CLASS A (IIIV). This can be considered as Overvalued.
What is the profitability of IIIV stock?
I3 VERTICALS INC-CLASS A (IIIV) has a profitability rating of 6 / 10.
Can you provide the financial health for IIIV stock?
The financial health rating of I3 VERTICALS INC-CLASS A (IIIV) is 7 / 10.