IDI (IDIP.PA) Stock Fundamental Analysis
Europe - EPA:IDIP - FR0000051393 - Common Stock
77.4 EUR
0 (0%)
We assign a fundamental rating of 4 out of 10 to IDIP. IDIP was compared to 112 industry peers in the Capital Markets industry. IDIP has an excellent financial health rating, but there are some minor concerns on its profitability. IDIP has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
IDIP had positive earnings in the past year.
IDIP had a negative operating cash flow in the past year.
IDIP had positive earnings in each of the past 5 years.
In the past 5 years IDIP always reported negative operating cash flow.
1.2 Ratios
The Return On Assets of IDIP (2.48%) is better than 61.61% of its industry peers.
The Return On Equity of IDIP (2.81%) is comparable to the rest of the industry.
IDIP has a Return On Invested Capital of 1.60%. This is comparable to the rest of the industry: IDIP outperforms 57.14% of its industry peers.
IDIP had an Average Return On Invested Capital over the past 3 years of 5.26%. This is below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.48% | ||
| ROE | 2.81% | ||
| ROIC | 1.6% |
ROA(3y)6.91%
ROA(5y)8.52%
ROE(3y)8.14%
ROE(5y)10.26%
ROIC(3y)5.26%
ROIC(5y)6.74%
1.3 Margins
IDIP has a Profit Margin of 55.88%. This is amongst the best in the industry. IDIP outperforms 91.07% of its industry peers.
IDIP's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 48.06%, IDIP belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
IDIP's Operating Margin has declined in the last couple of years.
IDIP's Gross Margin of 79.62% is fine compared to the rest of the industry. IDIP outperforms 76.79% of its industry peers.
In the last couple of years the Gross Margin of IDIP has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.06% | ||
| PM (TTM) | 55.88% | ||
| GM | 79.62% |
OM growth 3Y-18.32%
OM growth 5Y-8%
PM growth 3Y-13.5%
PM growth 5Y-3.2%
GM growth 3Y-6.56%
GM growth 5Y-3.38%
2. Health
2.1 Basic Checks
IDIP has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, IDIP has less shares outstanding
The debt/assets ratio for IDIP has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.80 indicates that IDIP is not in any danger for bankruptcy at the moment.
IDIP's Altman-Z score of 4.80 is amongst the best of the industry. IDIP outperforms 86.61% of its industry peers.
IDIP has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
IDIP has a Debt to Equity ratio of 0.08. This is in the better half of the industry: IDIP outperforms 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.8 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.07 indicates that IDIP has no problem at all paying its short term obligations.
IDIP's Current ratio of 8.07 is amongst the best of the industry. IDIP outperforms 95.54% of its industry peers.
IDIP has a Quick Ratio of 8.07. This indicates that IDIP is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 8.07, IDIP belongs to the best of the industry, outperforming 95.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.07 | ||
| Quick Ratio | 8.07 |
3. Growth
3.1 Past
The earnings per share for IDIP have decreased strongly by -73.00% in the last year.
The Earnings Per Share has been decreasing by -9.38% on average over the past years.
The Revenue for IDIP has decreased by -60.84% in the past year. This is quite bad
The Revenue has been decreasing by -6.78% on average over the past years.
EPS 1Y (TTM)-73%
EPS 3Y-46.57%
EPS 5Y-9.38%
EPS Q2Q%302.61%
Revenue 1Y (TTM)-60.84%
Revenue growth 3Y-37.88%
Revenue growth 5Y-6.78%
Sales Q2Q%45877.08%
3.2 Future
The Earnings Per Share is expected to grow by 1.60% on average over the next years.
Based on estimates for the next years, IDIP will show a very negative growth in Revenue. The Revenue will decrease by -11.47% on average per year.
EPS Next Y4.01%
EPS Next 2Y3.51%
EPS Next 3Y1.6%
EPS Next 5YN/A
Revenue Next Year15.53%
Revenue Next 2Y10.61%
Revenue Next 3Y-11.47%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 28.35, IDIP can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as IDIP.
IDIP's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.38.
Based on the Price/Forward Earnings ratio of 7.35, the valuation of IDIP can be described as very cheap.
Based on the Price/Forward Earnings ratio, IDIP is valued cheaply inside the industry as 99.11% of the companies are valued more expensively.
IDIP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.35 | ||
| Fwd PE | 7.35 |
4.2 Price Multiples
IDIP's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. IDIP is cheaper than 65.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 25.77 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)7.06
PEG (5Y)N/A
EPS Next 2Y3.51%
EPS Next 3Y1.6%
5. Dividend
5.1 Amount
IDIP has a Yearly Dividend Yield of 3.64%. Purely for dividend investing, there may be better candidates out there.
IDIP's Dividend Yield is a higher than the industry average which is at 6.14.
IDIP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
5.2 History
On average, the dividend of IDIP grows each year by 32.69%, which is quite nice.
Dividend Growth(5Y)32.69%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
284.68% of the earnings are spent on dividend by IDIP. This is not a sustainable payout ratio.
The dividend of IDIP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP284.68%
EPS Next 2Y3.51%
EPS Next 3Y1.6%
EPA:IDIP (9/19/2025, 7:00:00 PM)
77.4
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners5.56%
Inst Owner ChangeN/A
Ins Owners0.39%
Ins Owner ChangeN/A
Market Cap556.51M
Analysts80
Price Target75.48 (-2.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
Yearly Dividend7.82
Dividend Growth(5Y)32.69%
DP284.68%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-6.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.24%
EPS NY rev (3m)1.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.35 | ||
| Fwd PE | 7.35 | ||
| P/S | 15.88 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.8 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 25.77 |
EPS(TTM)2.73
EY3.53%
EPS(NY)10.53
Fwd EY13.6%
FCF(TTM)-3.43
FCFYN/A
OCF(TTM)-3.42
OCFYN/A
SpS4.87
BVpS96.81
TBVpS96.1
PEG (NY)7.06
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.48% | ||
| ROE | 2.81% | ||
| ROCE | 2.18% | ||
| ROIC | 1.6% | ||
| ROICexc | 1.97% | ||
| ROICexgc | 1.98% | ||
| OM | 48.06% | ||
| PM (TTM) | 55.88% | ||
| GM | 79.62% | ||
| FCFM | N/A |
ROA(3y)6.91%
ROA(5y)8.52%
ROE(3y)8.14%
ROE(5y)10.26%
ROIC(3y)5.26%
ROIC(5y)6.74%
ROICexc(3y)6.97%
ROICexc(5y)7.85%
ROICexgc(3y)7.02%
ROICexgc(5y)7.88%
ROCE(3y)7.16%
ROCE(5y)9.17%
ROICexcg growth 3Y-48.28%
ROICexcg growth 5Y-15.73%
ROICexc growth 3Y-48.42%
ROICexc growth 5Y-15.87%
OM growth 3Y-18.32%
OM growth 5Y-8%
PM growth 3Y-13.5%
PM growth 5Y-3.2%
GM growth 3Y-6.56%
GM growth 5Y-3.38%
F-Score2
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.18 | ||
| Cap/Depr | 6.49% | ||
| Cap/Sales | 0.27% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.07 | ||
| Quick Ratio | 8.07 | ||
| Altman-Z | 4.8 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-73%
EPS 3Y-46.57%
EPS 5Y-9.38%
EPS Q2Q%302.61%
EPS Next Y4.01%
EPS Next 2Y3.51%
EPS Next 3Y1.6%
EPS Next 5YN/A
Revenue 1Y (TTM)-60.84%
Revenue growth 3Y-37.88%
Revenue growth 5Y-6.78%
Sales Q2Q%45877.08%
Revenue Next Year15.53%
Revenue Next 2Y10.61%
Revenue Next 3Y-11.47%
Revenue Next 5YN/A
EBIT growth 1Y-76.38%
EBIT growth 3Y-49.26%
EBIT growth 5Y-14.24%
EBIT Next Year-82.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-44.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-62.71%
OCF growth 3YN/A
OCF growth 5YN/A