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T STAMP INC-CLASS A (IDAI) Stock Fundamental Analysis

USA - NASDAQ:IDAI - US8730485088 - Common Stock

4.52 USD
-0.14 (-3%)
Last: 11/12/2025, 8:00:01 PM
4.52 USD
0 (0%)
After Hours: 11/12/2025, 8:00:01 PM
Fundamental Rating

2

Taking everything into account, IDAI scores 2 out of 10 in our fundamental rating. IDAI was compared to 281 industry peers in the Software industry. Both the profitability and financial health of IDAI have multiple concerns. IDAI is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

IDAI had negative earnings in the past year.
IDAI had a negative operating cash flow in the past year.
In the past 5 years IDAI always reported negative net income.
IDAI had a negative operating cash flow in each of the past 5 years.
IDAI Yearly Net Income VS EBIT VS OCF VS FCFIDAI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 -2M -4M -6M -8M -10M

1.2 Ratios

Looking at the Return On Assets, with a value of -196.81%, IDAI is doing worse than 94.31% of the companies in the same industry.
IDAI's Return On Equity of -455.36% is on the low side compared to the rest of the industry. IDAI is outperformed by 83.99% of its industry peers.
Industry RankSector Rank
ROA -196.81%
ROE -455.36%
ROIC N/A
ROA(3y)-143.75%
ROA(5y)-151.58%
ROE(3y)-1082.04%
ROE(5y)-798.26%
ROIC(3y)N/A
ROIC(5y)N/A
IDAI Yearly ROA, ROE, ROICIDAI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 1K -1K 2K -2K 3K

1.3 Margins

IDAI has a Gross Margin (64.68%) which is comparable to the rest of the industry.
IDAI's Gross Margin has been stable in the last couple of years.
IDAI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 64.68%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.67%
GM growth 5Y-0.44%
IDAI Yearly Profit, Operating, Gross MarginsIDAI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 -100 -200 -300 -400

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0

2. Health

2.1 Basic Checks

IDAI does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for IDAI has been increased compared to 1 year ago.
Compared to 5 years ago, IDAI has more shares outstanding
The debt/assets ratio for IDAI is higher compared to a year ago.
IDAI Yearly Shares OutstandingIDAI Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M
IDAI Yearly Total Debt VS Total AssetsIDAI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

2.2 Solvency

Based on the Altman-Z score of -16.57, we must say that IDAI is in the distress zone and has some risk of bankruptcy.
IDAI has a worse Altman-Z score (-16.57) than 90.39% of its industry peers.
IDAI has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
IDAI has a worse Debt to Equity ratio (0.45) than 61.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF N/A
Altman-Z -16.57
ROIC/WACCN/A
WACC10.97%
IDAI Yearly LT Debt VS Equity VS FCFIDAI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 -5M

2.3 Liquidity

A Current Ratio of 0.87 indicates that IDAI may have some problems paying its short term obligations.
With a Current ratio value of 0.87, IDAI is not doing good in the industry: 78.65% of the companies in the same industry are doing better.
A Quick Ratio of 0.87 indicates that IDAI may have some problems paying its short term obligations.
IDAI has a worse Quick ratio (0.87) than 78.29% of its industry peers.
Industry RankSector Rank
Current Ratio 0.87
Quick Ratio 0.87
IDAI Yearly Current Assets VS Current LiabilitesIDAI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M 5M

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5

3. Growth

3.1 Past

IDAI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 50.51%, which is quite impressive.
The Revenue for IDAI has decreased by -28.66% in the past year. This is quite bad
Measured over the past years, IDAI shows a small growth in Revenue. The Revenue has been growing by 7.88% on average per year.
EPS 1Y (TTM)50.51%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%78.73%
Revenue 1Y (TTM)-28.66%
Revenue growth 3Y-5.74%
Revenue growth 5Y7.88%
Sales Q2Q%62.27%

3.2 Future

Based on estimates for the next years, IDAI will show a very strong growth in Earnings Per Share. The EPS will grow by 39.45% on average per year.
Based on estimates for the next years, IDAI will show a very strong growth in Revenue. The Revenue will grow by 118.47% on average per year.
EPS Next Y74.13%
EPS Next 2Y39.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year80.49%
Revenue Next 2Y118.47%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
IDAI Yearly Revenue VS EstimatesIDAI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2M 4M 6M 8M 10M
IDAI Yearly EPS VS EstimatesIDAI Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 -5 -10 -15 -20

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for IDAI. In the last year negative earnings were reported.
Also next year IDAI is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
IDAI Price Earnings VS Forward Price EarningsIDAI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
IDAI Per share dataIDAI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -2 -4 -6

4.3 Compensation for Growth

A more expensive valuation may be justified as IDAI's earnings are expected to grow with 39.45% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y39.45%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

IDAI does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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T STAMP INC-CLASS A

NASDAQ:IDAI (11/12/2025, 8:00:01 PM)

After market: 4.52 0 (0%)

4.52

-0.14 (-3%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-14 2025-08-14/amc
Earnings (Next)11-13 2025-11-13
Inst Owners3.23%
Inst Owner Change161.69%
Ins Owners3.17%
Ins Owner Change0.13%
Market Cap19.03M
Revenue(TTM)3.37M
Net Income(TTM)-11.14M
Analysts82.86
Price Target12.24 (170.8%)
Short Float %1.76%
Short Ratio0.09
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-62.75%
Min EPS beat(2)-82.46%
Max EPS beat(2)-43.04%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-8.09%
Min Revenue beat(2)-23.6%
Max Revenue beat(2)7.43%
Revenue beat(4)2
Avg Revenue beat(4)41.49%
Min Revenue beat(4)-23.6%
Max Revenue beat(4)187.77%
Revenue beat(8)4
Avg Revenue beat(8)40.21%
Revenue beat(12)4
Avg Revenue beat(12)21.23%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)50%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-273.33%
EPS NY rev (1m)0%
EPS NY rev (3m)-53.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-47.94%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-24.37%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 5.65
P/FCF N/A
P/OCF N/A
P/B 7.78
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-6.08
EYN/A
EPS(NY)-0.49
Fwd EYN/A
FCF(TTM)-1.94
FCFYN/A
OCF(TTM)-1.72
OCFYN/A
SpS0.8
BVpS0.58
TBVpS-0.15
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -196.81%
ROE -455.36%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 64.68%
FCFM N/A
ROA(3y)-143.75%
ROA(5y)-151.58%
ROE(3y)-1082.04%
ROE(5y)-798.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.67%
GM growth 5Y-0.44%
F-Score2
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 124.23%
Cap/Sales 27.11%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.87
Quick Ratio 0.87
Altman-Z -16.57
F-Score2
WACC10.97%
ROIC/WACCN/A
Cap/Depr(3y)114.05%
Cap/Depr(5y)117.17%
Cap/Sales(3y)20.66%
Cap/Sales(5y)19.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)50.51%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%78.73%
EPS Next Y74.13%
EPS Next 2Y39.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-28.66%
Revenue growth 3Y-5.74%
Revenue growth 5Y7.88%
Sales Q2Q%62.27%
Revenue Next Year80.49%
Revenue Next 2Y118.47%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.88%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year52.01%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.09%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-19.79%
OCF growth 3YN/A
OCF growth 5YN/A

T STAMP INC-CLASS A / IDAI FAQ

Can you provide the ChartMill fundamental rating for T STAMP INC-CLASS A?

ChartMill assigns a fundamental rating of 2 / 10 to IDAI.


What is the valuation status for IDAI stock?

ChartMill assigns a valuation rating of 1 / 10 to T STAMP INC-CLASS A (IDAI). This can be considered as Overvalued.


What is the profitability of IDAI stock?

T STAMP INC-CLASS A (IDAI) has a profitability rating of 1 / 10.


Can you provide the financial health for IDAI stock?

The financial health rating of T STAMP INC-CLASS A (IDAI) is 0 / 10.


What is the expected EPS growth for T STAMP INC-CLASS A (IDAI) stock?

The Earnings per Share (EPS) of T STAMP INC-CLASS A (IDAI) is expected to grow by 74.13% in the next year.