HYPOPORT SE (HYQ.DE) Stock Fundamental Analysis

FRA:HYQ • DE0005493365

83.7 EUR
+0.5 (+0.6%)
Last: Feb 19, 2026, 05:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Overall HYQ gets a fundamental rating of 5 out of 10. We evaluated HYQ against 58 industry peers in the Financial Services industry. HYQ has an average financial health and profitability rating. HYQ is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • HYQ had positive earnings in the past year.
  • In the past year HYQ had a positive cash flow from operations.
  • In the past 5 years HYQ has always been profitable.
  • Each year in the past 5 years HYQ had a positive operating cash flow.
HYQ.DE Yearly Net Income VS EBIT VS OCF VS FCFHYQ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

  • HYQ's Return On Assets of 3.01% is fine compared to the rest of the industry. HYQ outperforms 65.52% of its industry peers.
  • HYQ has a Return On Equity (5.55%) which is in line with its industry peers.
  • The Return On Invested Capital of HYQ (4.57%) is better than 60.34% of its industry peers.
  • HYQ had an Average Return On Invested Capital over the past 3 years of 3.07%. This is significantly below the industry average of 8.98%.
  • The last Return On Invested Capital (4.57%) for HYQ is above the 3 year average (3.07%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.01%
ROE 5.55%
ROIC 4.57%
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
HYQ.DE Yearly ROA, ROE, ROICHYQ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

  • With a Profit Margin value of 2.99%, HYQ perfoms like the industry average, outperforming 43.10% of the companies in the same industry.
  • HYQ's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 4.25%, HYQ is not doing good in the industry: 65.52% of the companies in the same industry are doing better.
  • HYQ's Operating Margin has declined in the last couple of years.
  • HYQ's Gross Margin of 42.14% is in line compared to the rest of the industry. HYQ outperforms 50.00% of its industry peers.
  • HYQ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 4.25%
PM (TTM) 2.99%
GM 42.14%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
HYQ.DE Yearly Profit, Operating, Gross MarginsHYQ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HYQ is destroying value.
  • The number of shares outstanding for HYQ remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, HYQ has more shares outstanding
  • Compared to 1 year ago, HYQ has an improved debt to assets ratio.
HYQ.DE Yearly Shares OutstandingHYQ.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
HYQ.DE Yearly Total Debt VS Total AssetsHYQ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 2.87 indicates that HYQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • HYQ's Altman-Z score of 2.87 is fine compared to the rest of the industry. HYQ outperforms 72.41% of its industry peers.
  • The Debt to FCF ratio of HYQ is 5.53, which is a neutral value as it means it would take HYQ, 5.53 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 5.53, HYQ is doing good in the industry, outperforming 68.97% of the companies in the same industry.
  • HYQ has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
  • HYQ has a Debt to Equity ratio of 0.36. This is in the better half of the industry: HYQ outperforms 60.34% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF 5.53
Altman-Z 2.87
ROIC/WACC0.75
WACC6.07%
HYQ.DE Yearly LT Debt VS Equity VS FCFHYQ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • HYQ has a Current Ratio of 1.46. This is a normal value and indicates that HYQ is financially healthy and should not expect problems in meeting its short term obligations.
  • HYQ has a Current ratio (1.46) which is in line with its industry peers.
  • HYQ has a Quick Ratio of 1.45. This is a normal value and indicates that HYQ is financially healthy and should not expect problems in meeting its short term obligations.
  • HYQ's Quick ratio of 1.45 is fine compared to the rest of the industry. HYQ outperforms 63.79% of its industry peers.
Industry RankSector Rank
Current Ratio 1.46
Quick Ratio 1.45
HYQ.DE Yearly Current Assets VS Current LiabilitesHYQ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The earnings per share for HYQ have decreased strongly by -33.95% in the last year.
  • HYQ shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -13.81% yearly.
  • The Revenue has grown by 61.87% in the past year. This is a very strong growth!
  • HYQ shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.70% yearly.
EPS 1Y (TTM)-33.95%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%181.48%
Revenue 1Y (TTM)61.87%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%35.04%

3.2 Future

  • Based on estimates for the next years, HYQ will show a very strong growth in Earnings Per Share. The EPS will grow by 61.37% on average per year.
  • Based on estimates for the next years, HYQ will show a quite strong growth in Revenue. The Revenue will grow by 16.11% on average per year.
EPS Next Y103.24%
EPS Next 2Y77.53%
EPS Next 3Y61.37%
EPS Next 5YN/A
Revenue Next Year38.23%
Revenue Next 2Y22.51%
Revenue Next 3Y18.29%
Revenue Next 5Y16.11%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HYQ.DE Yearly Revenue VS EstimatesHYQ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
HYQ.DE Yearly EPS VS EstimatesHYQ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 27.18, HYQ can be considered very expensive at the moment.
  • HYQ's Price/Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.27. HYQ is around the same levels.
  • A Price/Forward Earnings ratio of 16.24 indicates a correct valuation of HYQ.
  • HYQ's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.16, HYQ is valued a bit cheaper.
Industry RankSector Rank
PE 27.18
Fwd PE 16.24
HYQ.DE Price Earnings VS Forward Price EarningsHYQ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, HYQ is valued a bit cheaper than the industry average as 62.07% of the companies are valued more expensively.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as HYQ.
Industry RankSector Rank
P/FCF 19.53
EV/EBITDA 9.96
HYQ.DE Per share dataHYQ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • HYQ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as HYQ's earnings are expected to grow with 61.37% in the coming years.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y77.53%
EPS Next 3Y61.37%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • HYQ does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

HYPOPORT SE

FRA:HYQ (2/19/2026, 5:29:51 PM)

83.7

+0.5 (+0.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-10
Earnings (Next)03-16
Inst Owners45.05%
Inst Owner ChangeN/A
Ins Owners32.63%
Ins Owner ChangeN/A
Market Cap575.02M
Revenue(TTM)687.47M
Net Income(TTM)20.57M
Analysts80
Price Target233.17 (178.58%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.11%
PT rev (3m)-12.65%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.87%
Valuation
Industry RankSector Rank
PE 27.18
Fwd PE 16.24
P/S 0.84
P/FCF 19.53
P/OCF 10.09
P/B 1.55
P/tB 39.09
EV/EBITDA 9.96
EPS(TTM)3.08
EY3.68%
EPS(NY)5.15
Fwd EY6.16%
FCF(TTM)4.29
FCFY5.12%
OCF(TTM)8.29
OCFY9.91%
SpS100.07
BVpS53.96
TBVpS2.14
PEG (NY)0.26
PEG (5Y)N/A
Graham Number61.15
Profitability
Industry RankSector Rank
ROA 3.01%
ROE 5.55%
ROCE 5.55%
ROIC 4.57%
ROICexc 5.36%
ROICexgc 25.84%
OM 4.25%
PM (TTM) 2.99%
GM 42.14%
FCFM 4.28%
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
ROICexc(3y)3.51%
ROICexc(5y)5.35%
ROICexgc(3y)17.9%
ROICexgc(5y)23.4%
ROCE(3y)3.72%
ROCE(5y)5.82%
ROICexgc growth 3Y-25.39%
ROICexgc growth 5Y-27.61%
ROICexc growth 3Y-30.88%
ROICexc growth 5Y-20.89%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
F-Score5
Asset Turnover1.01
Health
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF 5.53
Debt/EBITDA 2.02
Cap/Depr 74.83%
Cap/Sales 4%
Interest Coverage 9.89
Cash Conversion 86.34%
Profit Quality 143.15%
Current Ratio 1.46
Quick Ratio 1.45
Altman-Z 2.87
F-Score5
WACC6.07%
ROIC/WACC0.75
Cap/Depr(3y)88.97%
Cap/Depr(5y)105.18%
Cap/Sales(3y)6.37%
Cap/Sales(5y)7.38%
Profit Quality(3y)46.61%
Profit Quality(5y)53.27%
High Growth Momentum
Growth
EPS 1Y (TTM)-33.95%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%181.48%
EPS Next Y103.24%
EPS Next 2Y77.53%
EPS Next 3Y61.37%
EPS Next 5YN/A
Revenue 1Y (TTM)61.87%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%35.04%
Revenue Next Year38.23%
Revenue Next 2Y22.51%
Revenue Next 3Y18.29%
Revenue Next 5Y16.11%
EBIT growth 1Y9.65%
EBIT growth 3Y-30.27%
EBIT growth 5Y-13.58%
EBIT Next Year311.71%
EBIT Next 3Y79.26%
EBIT Next 5Y66.23%
FCF growth 1Y247.21%
FCF growth 3Y-24.7%
FCF growth 5Y-9.58%
OCF growth 1Y402.37%
OCF growth 3Y-14.52%
OCF growth 5Y-2.76%

HYPOPORT SE / HYQ.DE FAQ

What is the ChartMill fundamental rating of HYPOPORT SE (HYQ.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to HYQ.DE.


What is the valuation status for HYQ stock?

ChartMill assigns a valuation rating of 5 / 10 to HYPOPORT SE (HYQ.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for HYPOPORT SE?

HYPOPORT SE (HYQ.DE) has a profitability rating of 4 / 10.


Can you provide the financial health for HYQ stock?

The financial health rating of HYPOPORT SE (HYQ.DE) is 5 / 10.


What is the expected EPS growth for HYPOPORT SE (HYQ.DE) stock?

The Earnings per Share (EPS) of HYPOPORT SE (HYQ.DE) is expected to grow by 103.24% in the next year.