HYPOPORT SE (HYQ.DE) Stock Fundamental Analysis
Europe - FRA:HYQ - DE0005493365 - Common Stock
104 EUR
-2.2 (-2.07%)
Taking everything into account, HYQ scores 4 out of 10 in our fundamental rating. HYQ was compared to 52 industry peers in the Financial Services industry. HYQ has only an average score on both its financial health and profitability. HYQ has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year HYQ was profitable.
HYQ had a positive operating cash flow in the past year.
In the past 5 years HYQ has always been profitable.
In the past 5 years HYQ always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 2.52%, HYQ is doing good in the industry, outperforming 61.54% of the companies in the same industry.
HYQ has a Return On Equity of 4.73%. This is in the better half of the industry: HYQ outperforms 61.54% of its industry peers.
HYQ has a Return On Invested Capital of 3.97%. This is comparable to the rest of the industry: HYQ outperforms 55.77% of its industry peers.
HYQ had an Average Return On Invested Capital over the past 3 years of 3.07%. This is significantly below the industry average of 9.75%.
The last Return On Invested Capital (3.97%) for HYQ is above the 3 year average (3.07%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.52% | ||
| ROE | 4.73% | ||
| ROIC | 3.97% |
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
1.3 Margins
The Profit Margin of HYQ (2.67%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of HYQ has declined.
Looking at the Operating Margin, with a value of 3.94%, HYQ is doing worse than 61.54% of the companies in the same industry.
HYQ's Operating Margin has declined in the last couple of years.
The Gross Margin of HYQ (43.21%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of HYQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.94% | ||
| PM (TTM) | 2.67% | ||
| GM | 43.21% |
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), HYQ is destroying value.
HYQ has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for HYQ has been increased compared to 5 years ago.
The debt/assets ratio for HYQ has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.05 indicates that HYQ is not in any danger for bankruptcy at the moment.
HYQ has a Altman-Z score of 3.05. This is in the better half of the industry: HYQ outperforms 71.15% of its industry peers.
The Debt to FCF ratio of HYQ is 5.83, which is a neutral value as it means it would take HYQ, 5.83 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 5.83, HYQ perfoms like the industry average, outperforming 59.62% of the companies in the same industry.
HYQ has a Debt/Equity ratio of 0.39. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.39, HYQ perfoms like the industry average, outperforming 53.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 5.83 | ||
| Altman-Z | 3.05 |
ROIC/WACC0.65
WACC6.13%
2.3 Liquidity
A Current Ratio of 1.46 indicates that HYQ should not have too much problems paying its short term obligations.
HYQ has a Current ratio of 1.46. This is comparable to the rest of the industry: HYQ outperforms 53.85% of its industry peers.
A Quick Ratio of 1.45 indicates that HYQ should not have too much problems paying its short term obligations.
HYQ's Quick ratio of 1.45 is in line compared to the rest of the industry. HYQ outperforms 59.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
The earnings per share for HYQ have decreased strongly by -39.10% in the last year.
Measured over the past years, HYQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -13.81% on average per year.
The Revenue has grown by 62.31% in the past year. This is a very strong growth!
Measured over the past years, HYQ shows a quite strong growth in Revenue. The Revenue has been growing by 10.70% on average per year.
EPS 1Y (TTM)-39.1%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%100.97%
Revenue 1Y (TTM)62.31%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%31.78%
3.2 Future
HYQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 62.41% yearly.
The Revenue is expected to grow by 16.11% on average over the next years. This is quite good.
EPS Next Y101.24%
EPS Next 2Y79.57%
EPS Next 3Y62.41%
EPS Next 5YN/A
Revenue Next Year40.86%
Revenue Next 2Y24.24%
Revenue Next 3Y18.98%
Revenue Next 5Y16.11%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 40.15 indicates a quite expensive valuation of HYQ.
The rest of the industry has a similar Price/Earnings ratio as HYQ.
HYQ is valuated expensively when we compare the Price/Earnings ratio to 25.51, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 19.73, the valuation of HYQ can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of HYQ is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.98, HYQ is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.15 | ||
| Fwd PE | 19.73 |
4.2 Price Multiples
HYQ's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. HYQ is cheaper than 61.54% of the companies in the same industry.
HYQ's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.32 | ||
| EV/EBITDA | 13.14 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
HYQ's earnings are expected to grow with 62.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y79.57%
EPS Next 3Y62.41%
5. Dividend
5.1 Amount
No dividends for HYQ!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:HYQ (11/18/2025, 7:00:00 PM)
104
-2.2 (-2.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.05%
Inst Owner ChangeN/A
Ins Owners32.63%
Ins Owner ChangeN/A
Market Cap714.48M
Revenue(TTM)647.57M
Net Income(TTM)17.29M
Analysts78
Price Target266.95 (156.68%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.72%
PT rev (3m)-2.45%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.81%
EPS NY rev (3m)-7.36%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.97%
Revenue NY rev (3m)-1.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.15 | ||
| Fwd PE | 19.73 | ||
| P/S | 1.1 | ||
| P/FCF | 24.32 | ||
| P/OCF | 12.48 | ||
| P/B | 1.95 | ||
| P/tB | 70.61 | ||
| EV/EBITDA | 13.14 |
EPS(TTM)2.59
EY2.49%
EPS(NY)5.27
Fwd EY5.07%
FCF(TTM)4.28
FCFY4.11%
OCF(TTM)8.33
OCFY8.01%
SpS94.26
BVpS53.22
TBVpS1.47
PEG (NY)0.4
PEG (5Y)N/A
Graham Number55.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.52% | ||
| ROE | 4.73% | ||
| ROCE | 4.82% | ||
| ROIC | 3.97% | ||
| ROICexc | 4.75% | ||
| ROICexgc | 24.26% | ||
| OM | 3.94% | ||
| PM (TTM) | 2.67% | ||
| GM | 43.21% | ||
| FCFM | 4.54% |
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
ROICexc(3y)3.51%
ROICexc(5y)5.35%
ROICexgc(3y)17.9%
ROICexgc(5y)23.4%
ROCE(3y)3.72%
ROCE(5y)5.82%
ROICexgc growth 3Y-25.39%
ROICexgc growth 5Y-27.61%
ROICexc growth 3Y-30.88%
ROICexc growth 5Y-20.89%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 5.83 | ||
| Debt/EBITDA | 2.28 | ||
| Cap/Depr | 76.41% | ||
| Cap/Sales | 4.3% | ||
| Interest Coverage | 7.22 | ||
| Cash Conversion | 92.4% | ||
| Profit Quality | 169.95% | ||
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 3.05 |
F-Score5
WACC6.13%
ROIC/WACC0.65
Cap/Depr(3y)88.97%
Cap/Depr(5y)105.18%
Cap/Sales(3y)6.37%
Cap/Sales(5y)7.38%
Profit Quality(3y)46.61%
Profit Quality(5y)53.27%
High Growth Momentum
Growth
EPS 1Y (TTM)-39.1%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%100.97%
EPS Next Y101.24%
EPS Next 2Y79.57%
EPS Next 3Y62.41%
EPS Next 5YN/A
Revenue 1Y (TTM)62.31%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%31.78%
Revenue Next Year40.86%
Revenue Next 2Y24.24%
Revenue Next 3Y18.98%
Revenue Next 5Y16.11%
EBIT growth 1Y16%
EBIT growth 3Y-30.27%
EBIT growth 5Y-13.58%
EBIT Next Year291.18%
EBIT Next 3Y83.57%
EBIT Next 5YN/A
FCF growth 1Y268.09%
FCF growth 3Y-24.7%
FCF growth 5Y-9.58%
OCF growth 1Y273.33%
OCF growth 3Y-14.52%
OCF growth 5Y-2.76%
HYPOPORT SE / HYQ.DE FAQ
What is the ChartMill fundamental rating of HYPOPORT SE (HYQ.DE) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HYQ.DE.
What is the valuation status of HYPOPORT SE (HYQ.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to HYPOPORT SE (HYQ.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for HYPOPORT SE?
HYPOPORT SE (HYQ.DE) has a profitability rating of 4 / 10.
What is the financial health of HYPOPORT SE (HYQ.DE) stock?
The financial health rating of HYPOPORT SE (HYQ.DE) is 5 / 10.
What is the earnings growth outlook for HYPOPORT SE?
The Earnings per Share (EPS) of HYPOPORT SE (HYQ.DE) is expected to grow by 101.24% in the next year.