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HYPOPORT SE (HYQ.DE) Stock Fundamental Analysis

Europe - FRA:HYQ - DE0005493365 - Common Stock

133.8 EUR
-11 (-7.6%)
Last: 10/28/2025, 5:29:01 PM
Fundamental Rating

4

Taking everything into account, HYQ scores 4 out of 10 in our fundamental rating. HYQ was compared to 51 industry peers in the Financial Services industry. Both the profitability and the financial health of HYQ get a neutral evaluation. Nothing too spectacular is happening here. HYQ is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

HYQ had positive earnings in the past year.
In the past year HYQ had a positive cash flow from operations.
Each year in the past 5 years HYQ has been profitable.
In the past 5 years HYQ always reported a positive cash flow from operatings.
HYQ.DE Yearly Net Income VS EBIT VS OCF VS FCFHYQ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

HYQ has a better Return On Assets (2.52%) than 62.75% of its industry peers.
Looking at the Return On Equity, with a value of 4.73%, HYQ is in the better half of the industry, outperforming 60.78% of the companies in the same industry.
HYQ has a Return On Invested Capital (3.97%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for HYQ is significantly below the industry average of 10.03%.
The last Return On Invested Capital (3.97%) for HYQ is above the 3 year average (3.07%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.52%
ROE 4.73%
ROIC 3.97%
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
HYQ.DE Yearly ROA, ROE, ROICHYQ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

HYQ has a Profit Margin (2.67%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of HYQ has declined.
HYQ has a Operating Margin of 3.94%. This is in the lower half of the industry: HYQ underperforms 64.71% of its industry peers.
In the last couple of years the Operating Margin of HYQ has declined.
HYQ has a Gross Margin (43.21%) which is in line with its industry peers.
In the last couple of years the Gross Margin of HYQ has declined.
Industry RankSector Rank
OM 3.94%
PM (TTM) 2.67%
GM 43.21%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
HYQ.DE Yearly Profit, Operating, Gross MarginsHYQ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

5

2. Health

2.1 Basic Checks

HYQ has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for HYQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, HYQ has more shares outstanding
HYQ has a better debt/assets ratio than last year.
HYQ.DE Yearly Shares OutstandingHYQ.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
HYQ.DE Yearly Total Debt VS Total AssetsHYQ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

An Altman-Z score of 3.54 indicates that HYQ is not in any danger for bankruptcy at the moment.
The Altman-Z score of HYQ (3.54) is better than 70.59% of its industry peers.
HYQ has a debt to FCF ratio of 5.83. This is a neutral value as HYQ would need 5.83 years to pay back of all of its debts.
HYQ has a Debt to FCF ratio (5.83) which is in line with its industry peers.
HYQ has a Debt/Equity ratio of 0.39. This is a healthy value indicating a solid balance between debt and equity.
HYQ has a Debt to Equity ratio (0.39) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.39
Debt/FCF 5.83
Altman-Z 3.54
ROIC/WACC0.62
WACC6.42%
HYQ.DE Yearly LT Debt VS Equity VS FCFHYQ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 1.46 indicates that HYQ should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.46, HYQ is in line with its industry, outperforming 50.98% of the companies in the same industry.
A Quick Ratio of 1.45 indicates that HYQ should not have too much problems paying its short term obligations.
HYQ has a Quick ratio (1.45) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.46
Quick Ratio 1.45
HYQ.DE Yearly Current Assets VS Current LiabilitesHYQ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

6

3. Growth

3.1 Past

HYQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -39.10%.
The earnings per share for HYQ have been decreasing by -13.81% on average. This is quite bad
HYQ shows a strong growth in Revenue. In the last year, the Revenue has grown by 62.31%.
Measured over the past years, HYQ shows a quite strong growth in Revenue. The Revenue has been growing by 10.70% on average per year.
EPS 1Y (TTM)-39.1%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%100.97%
Revenue 1Y (TTM)62.31%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%31.78%

3.2 Future

HYQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 64.06% yearly.
The Revenue is expected to grow by 15.67% on average over the next years. This is quite good.
EPS Next Y104.94%
EPS Next 2Y82.31%
EPS Next 3Y64.06%
EPS Next 5YN/A
Revenue Next Year42.24%
Revenue Next 2Y24.92%
Revenue Next 3Y19.45%
Revenue Next 5Y15.67%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HYQ.DE Yearly Revenue VS EstimatesHYQ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 200M 400M 600M 800M 1B
HYQ.DE Yearly EPS VS EstimatesHYQ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

3

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 51.66, which means the current valuation is very expensive for HYQ.
62.75% of the companies in the same industry are cheaper than HYQ, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of HYQ to the average of the S&P500 Index (27.08), we can say HYQ is valued expensively.
The Price/Forward Earnings ratio is 24.62, which indicates a rather expensive current valuation of HYQ.
Compared to the rest of the industry, the Price/Forward Earnings ratio of HYQ is on the same level as its industry peers.
HYQ's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.09.
Industry RankSector Rank
PE 51.66
Fwd PE 24.62
HYQ.DE Price Earnings VS Forward Price EarningsHYQ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HYQ is on the same level as its industry peers.
HYQ's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 31.29
EV/EBITDA 17.42
HYQ.DE Per share dataHYQ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

HYQ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as HYQ's earnings are expected to grow with 64.06% in the coming years.
PEG (NY)0.49
PEG (5Y)N/A
EPS Next 2Y82.31%
EPS Next 3Y64.06%

0

5. Dividend

5.1 Amount

No dividends for HYQ!.
Industry RankSector Rank
Dividend Yield N/A

HYPOPORT SE

FRA:HYQ (10/28/2025, 5:29:01 PM)

133.8

-11 (-7.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)08-11 2025-08-11
Earnings (Next)11-10 2025-11-10
Inst Owners44.05%
Inst Owner ChangeN/A
Ins Owners32.63%
Ins Owner ChangeN/A
Market Cap919.21M
Revenue(TTM)647.57M
Net Income(TTM)17.29M
Analysts78
Price Target257.38 (92.36%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.58%
PT rev (3m)-5.95%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.65%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.57%
Valuation
Industry RankSector Rank
PE 51.66
Fwd PE 24.62
P/S 1.42
P/FCF 31.29
P/OCF 16.06
P/B 2.51
P/tB 90.85
EV/EBITDA 17.42
EPS(TTM)2.59
EY1.94%
EPS(NY)5.43
Fwd EY4.06%
FCF(TTM)4.28
FCFY3.2%
OCF(TTM)8.33
OCFY6.23%
SpS94.26
BVpS53.22
TBVpS1.47
PEG (NY)0.49
PEG (5Y)N/A
Graham Number55.69
Profitability
Industry RankSector Rank
ROA 2.52%
ROE 4.73%
ROCE 4.82%
ROIC 3.97%
ROICexc 4.75%
ROICexgc 24.26%
OM 3.94%
PM (TTM) 2.67%
GM 43.21%
FCFM 4.54%
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
ROICexc(3y)3.51%
ROICexc(5y)5.35%
ROICexgc(3y)17.9%
ROICexgc(5y)23.4%
ROCE(3y)3.72%
ROCE(5y)5.82%
ROICexgc growth 3Y-25.39%
ROICexgc growth 5Y-27.61%
ROICexc growth 3Y-30.88%
ROICexc growth 5Y-20.89%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
F-Score5
Asset Turnover0.94
Health
Industry RankSector Rank
Debt/Equity 0.39
Debt/FCF 5.83
Debt/EBITDA 2.28
Cap/Depr 76.41%
Cap/Sales 4.3%
Interest Coverage 7.22
Cash Conversion 92.4%
Profit Quality 169.95%
Current Ratio 1.46
Quick Ratio 1.45
Altman-Z 3.54
F-Score5
WACC6.42%
ROIC/WACC0.62
Cap/Depr(3y)88.97%
Cap/Depr(5y)105.18%
Cap/Sales(3y)6.37%
Cap/Sales(5y)7.38%
Profit Quality(3y)46.61%
Profit Quality(5y)53.27%
High Growth Momentum
Growth
EPS 1Y (TTM)-39.1%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%100.97%
EPS Next Y104.94%
EPS Next 2Y82.31%
EPS Next 3Y64.06%
EPS Next 5YN/A
Revenue 1Y (TTM)62.31%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%31.78%
Revenue Next Year42.24%
Revenue Next 2Y24.92%
Revenue Next 3Y19.45%
Revenue Next 5Y15.67%
EBIT growth 1Y16%
EBIT growth 3Y-30.27%
EBIT growth 5Y-13.58%
EBIT Next Year291.18%
EBIT Next 3Y83.57%
EBIT Next 5YN/A
FCF growth 1Y268.09%
FCF growth 3Y-24.7%
FCF growth 5Y-9.58%
OCF growth 1Y273.33%
OCF growth 3Y-14.52%
OCF growth 5Y-2.76%

HYPOPORT SE / HYQ.DE FAQ

What is the ChartMill fundamental rating of HYPOPORT SE (HYQ.DE) stock?

ChartMill assigns a fundamental rating of 4 / 10 to HYQ.DE.


What is the valuation status of HYPOPORT SE (HYQ.DE) stock?

ChartMill assigns a valuation rating of 3 / 10 to HYPOPORT SE (HYQ.DE). This can be considered as Overvalued.


Can you provide the profitability details for HYPOPORT SE?

HYPOPORT SE (HYQ.DE) has a profitability rating of 4 / 10.


What is the financial health of HYPOPORT SE (HYQ.DE) stock?

The financial health rating of HYPOPORT SE (HYQ.DE) is 5 / 10.


What is the earnings growth outlook for HYPOPORT SE?

The Earnings per Share (EPS) of HYPOPORT SE (HYQ.DE) is expected to grow by 104.94% in the next year.