HYPOPORT SE (HYQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:HYQ - DE0005493365 - Common Stock
126.4 EUR
+1.4 (+1.12%)
Taking everything into account, HYQ scores 5 out of 10 in our fundamental rating. HYQ was compared to 59 industry peers in the Financial Services industry. HYQ has an average financial health and profitability rating. HYQ has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year HYQ was profitable.
In the past year HYQ had a positive cash flow from operations.
In the past 5 years HYQ has always been profitable.
Each year in the past 5 years HYQ had a positive operating cash flow.
1.2 Ratios
HYQ has a better Return On Assets (3.01%) than 64.41% of its industry peers.
The Return On Equity of HYQ (5.55%) is comparable to the rest of the industry.
The Return On Invested Capital of HYQ (4.57%) is comparable to the rest of the industry.
HYQ had an Average Return On Invested Capital over the past 3 years of 3.07%. This is significantly below the industry average of 9.75%.
The 3 year average ROIC (3.07%) for HYQ is below the current ROIC(4.57%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.01% | ||
| ROE | 5.55% | ||
| ROIC | 4.57% |
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
1.3 Margins
HYQ has a Profit Margin (2.99%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of HYQ has declined.
With a Operating Margin value of 4.25%, HYQ is not doing good in the industry: 66.10% of the companies in the same industry are doing better.
HYQ's Operating Margin has declined in the last couple of years.
The Gross Margin of HYQ (42.14%) is comparable to the rest of the industry.
HYQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.25% | ||
| PM (TTM) | 2.99% | ||
| GM | 42.14% |
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), HYQ is destroying value.
The number of shares outstanding for HYQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, HYQ has more shares outstanding
HYQ has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.44 indicates that HYQ is not in any danger for bankruptcy at the moment.
HYQ has a better Altman-Z score (3.44) than 74.58% of its industry peers.
The Debt to FCF ratio of HYQ is 5.53, which is a neutral value as it means it would take HYQ, 5.53 years of fcf income to pay off all of its debts.
HYQ has a Debt to FCF ratio of 5.53. This is in the better half of the industry: HYQ outperforms 66.10% of its industry peers.
A Debt/Equity ratio of 0.36 indicates that HYQ is not too dependend on debt financing.
The Debt to Equity ratio of HYQ (0.36) is better than 62.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 5.53 | ||
| Altman-Z | 3.44 |
ROIC/WACC0.73
WACC6.28%
2.3 Liquidity
HYQ has a Current Ratio of 1.46. This is a normal value and indicates that HYQ is financially healthy and should not expect problems in meeting its short term obligations.
HYQ's Current ratio of 1.46 is in line compared to the rest of the industry. HYQ outperforms 59.32% of its industry peers.
HYQ has a Quick Ratio of 1.45. This is a normal value and indicates that HYQ is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of HYQ (1.45) is better than 64.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
HYQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.95%.
Measured over the past years, HYQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -13.81% on average per year.
HYQ shows a strong growth in Revenue. In the last year, the Revenue has grown by 61.87%.
The Revenue has been growing by 10.70% on average over the past years. This is quite good.
EPS 1Y (TTM)-33.95%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%181.48%
Revenue 1Y (TTM)61.87%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%35.04%
3.2 Future
Based on estimates for the next years, HYQ will show a very strong growth in Earnings Per Share. The EPS will grow by 60.90% on average per year.
HYQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 16.11% yearly.
EPS Next Y110.66%
EPS Next 2Y77.46%
EPS Next 3Y60.9%
EPS Next 5YN/A
Revenue Next Year38.28%
Revenue Next 2Y22.69%
Revenue Next 3Y18.69%
Revenue Next 5Y16.11%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 41.04, which means the current valuation is very expensive for HYQ.
HYQ's Price/Earnings ratio is in line with the industry average.
HYQ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.59.
HYQ is valuated rather expensively with a Price/Forward Earnings ratio of 24.55.
The rest of the industry has a similar Price/Forward Earnings ratio as HYQ.
When comparing the Price/Forward Earnings ratio of HYQ to the average of the S&P500 Index (24.03), we can say HYQ is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 41.04 | ||
| Fwd PE | 24.55 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HYQ is on the same level as its industry peers.
HYQ's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.49 | ||
| EV/EBITDA | 14.46 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
HYQ's earnings are expected to grow with 60.90% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.37
PEG (5Y)N/A
EPS Next 2Y77.46%
EPS Next 3Y60.9%
5. Dividend
5.1 Amount
No dividends for HYQ!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:HYQ (12/23/2025, 7:00:00 PM)
126.4
+1.4 (+1.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.83%
Inst Owner ChangeN/A
Ins Owners32.63%
Ins Owner ChangeN/A
Market Cap868.37M
Revenue(TTM)687.47M
Net Income(TTM)20.57M
Analysts77.78
Price Target235.79 (86.54%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-11.67%
PT rev (3m)-11.67%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4.68%
EPS NY rev (3m)-1.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.83%
Revenue NY rev (3m)-2.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 41.04 | ||
| Fwd PE | 24.55 | ||
| P/S | 1.26 | ||
| P/FCF | 29.49 | ||
| P/OCF | 15.24 | ||
| P/B | 2.34 | ||
| P/tB | 59.02 | ||
| EV/EBITDA | 14.46 |
EPS(TTM)3.08
EY2.44%
EPS(NY)5.15
Fwd EY4.07%
FCF(TTM)4.29
FCFY3.39%
OCF(TTM)8.29
OCFY6.56%
SpS100.07
BVpS53.96
TBVpS2.14
PEG (NY)0.37
PEG (5Y)N/A
Graham Number61.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.01% | ||
| ROE | 5.55% | ||
| ROCE | 5.55% | ||
| ROIC | 4.57% | ||
| ROICexc | 5.36% | ||
| ROICexgc | 25.84% | ||
| OM | 4.25% | ||
| PM (TTM) | 2.99% | ||
| GM | 42.14% | ||
| FCFM | 4.28% |
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
ROICexc(3y)3.51%
ROICexc(5y)5.35%
ROICexgc(3y)17.9%
ROICexgc(5y)23.4%
ROCE(3y)3.72%
ROCE(5y)5.82%
ROICexgc growth 3Y-25.39%
ROICexgc growth 5Y-27.61%
ROICexc growth 3Y-30.88%
ROICexc growth 5Y-20.89%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
F-Score5
Asset Turnover1.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 5.53 | ||
| Debt/EBITDA | 2.02 | ||
| Cap/Depr | 74.83% | ||
| Cap/Sales | 4% | ||
| Interest Coverage | 9.89 | ||
| Cash Conversion | 86.34% | ||
| Profit Quality | 143.15% | ||
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 3.44 |
F-Score5
WACC6.28%
ROIC/WACC0.73
Cap/Depr(3y)88.97%
Cap/Depr(5y)105.18%
Cap/Sales(3y)6.37%
Cap/Sales(5y)7.38%
Profit Quality(3y)46.61%
Profit Quality(5y)53.27%
High Growth Momentum
Growth
EPS 1Y (TTM)-33.95%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%181.48%
EPS Next Y110.66%
EPS Next 2Y77.46%
EPS Next 3Y60.9%
EPS Next 5YN/A
Revenue 1Y (TTM)61.87%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%35.04%
Revenue Next Year38.28%
Revenue Next 2Y22.69%
Revenue Next 3Y18.69%
Revenue Next 5Y16.11%
EBIT growth 1Y9.65%
EBIT growth 3Y-30.27%
EBIT growth 5Y-13.58%
EBIT Next Year311.71%
EBIT Next 3Y79.26%
EBIT Next 5Y66.23%
FCF growth 1Y247.21%
FCF growth 3Y-24.7%
FCF growth 5Y-9.58%
OCF growth 1Y402.37%
OCF growth 3Y-14.52%
OCF growth 5Y-2.76%
HYPOPORT SE / HYQ.DE FAQ
What is the ChartMill fundamental rating of HYPOPORT SE (HYQ.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to HYQ.DE.
What is the valuation status of HYPOPORT SE (HYQ.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to HYPOPORT SE (HYQ.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for HYPOPORT SE?
HYPOPORT SE (HYQ.DE) has a profitability rating of 4 / 10.
What is the financial health of HYPOPORT SE (HYQ.DE) stock?
The financial health rating of HYPOPORT SE (HYQ.DE) is 6 / 10.
What is the earnings growth outlook for HYPOPORT SE?
The Earnings per Share (EPS) of HYPOPORT SE (HYQ.DE) is expected to grow by 110.66% in the next year.