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HYPOPORT SE (HYQ.DE) Stock Fundamental Analysis

FRA:HYQ - Deutsche Boerse Ag - DE0005493365 - Common Stock - Currency: EUR

188.4  +2 (+1.07%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to HYQ. HYQ was compared to 50 industry peers in the Financial Services industry. HYQ has an average financial health and profitability rating. While showing a medium growth rate, HYQ is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year HYQ was profitable.
In the past year HYQ had a positive cash flow from operations.
HYQ had positive earnings in each of the past 5 years.
In the past 5 years HYQ always reported a positive cash flow from operatings.
HYQ.DE Yearly Net Income VS EBIT VS OCF VS FCFHYQ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

HYQ has a Return On Assets (2.14%) which is comparable to the rest of the industry.
The Return On Equity of HYQ (4.13%) is comparable to the rest of the industry.
HYQ has a Return On Invested Capital (3.20%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for HYQ is significantly below the industry average of 11.59%.
The 3 year average ROIC (3.07%) for HYQ is below the current ROIC(3.20%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.14%
ROE 4.13%
ROIC 3.2%
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
HYQ.DE Yearly ROA, ROE, ROICHYQ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

HYQ's Profit Margin of 2.43% is on the low side compared to the rest of the industry. HYQ is outperformed by 66.00% of its industry peers.
HYQ's Profit Margin has declined in the last couple of years.
HYQ's Operating Margin of 3.35% is on the low side compared to the rest of the industry. HYQ is outperformed by 70.00% of its industry peers.
HYQ's Operating Margin has declined in the last couple of years.
The Gross Margin of HYQ (44.53%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of HYQ has declined.
Industry RankSector Rank
OM 3.35%
PM (TTM) 2.43%
GM 44.53%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
HYQ.DE Yearly Profit, Operating, Gross MarginsHYQ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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5

2. Health

2.1 Basic Checks

HYQ has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, HYQ has about the same amount of shares outstanding.
Compared to 5 years ago, HYQ has more shares outstanding
Compared to 1 year ago, HYQ has an improved debt to assets ratio.
HYQ.DE Yearly Shares OutstandingHYQ.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
HYQ.DE Yearly Total Debt VS Total AssetsHYQ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

An Altman-Z score of 3.88 indicates that HYQ is not in any danger for bankruptcy at the moment.
HYQ has a Altman-Z score of 3.88. This is in the better half of the industry: HYQ outperforms 68.00% of its industry peers.
The Debt to FCF ratio of HYQ is 5.29, which is a neutral value as it means it would take HYQ, 5.29 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of HYQ (5.29) is comparable to the rest of the industry.
HYQ has a Debt/Equity ratio of 0.41. This is a healthy value indicating a solid balance between debt and equity.
HYQ has a Debt to Equity ratio of 0.41. This is comparable to the rest of the industry: HYQ outperforms 56.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.41
Debt/FCF 5.29
Altman-Z 3.88
ROIC/WACC0.49
WACC6.48%
HYQ.DE Yearly LT Debt VS Equity VS FCFHYQ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 1.44 indicates that HYQ should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.44, HYQ is doing good in the industry, outperforming 68.00% of the companies in the same industry.
HYQ has a Quick Ratio of 1.43. This is a normal value and indicates that HYQ is financially healthy and should not expect problems in meeting its short term obligations.
HYQ's Quick ratio of 1.43 is fine compared to the rest of the industry. HYQ outperforms 68.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.44
Quick Ratio 1.43
HYQ.DE Yearly Current Assets VS Current LiabilitesHYQ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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6

3. Growth

3.1 Past

HYQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -36.44%.
The earnings per share for HYQ have been decreasing by -13.81% on average. This is quite bad
Looking at the last year, HYQ shows a very strong growth in Revenue. The Revenue has grown by 63.90%.
The Revenue has been growing by 10.70% on average over the past years. This is quite good.
EPS 1Y (TTM)-36.44%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%82.22%
Revenue 1Y (TTM)63.9%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%48.14%

3.2 Future

Based on estimates for the next years, HYQ will show a very strong growth in Earnings Per Share. The EPS will grow by 64.38% on average per year.
The Revenue is expected to grow by 15.55% on average over the next years. This is quite good.
EPS Next Y117.22%
EPS Next 2Y90.02%
EPS Next 3Y64.38%
EPS Next 5YN/A
Revenue Next Year34.73%
Revenue Next 2Y25.68%
Revenue Next 3Y21.68%
Revenue Next 5Y15.55%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
HYQ.DE Yearly Revenue VS EstimatesHYQ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 200M 400M 600M 800M 1B
HYQ.DE Yearly EPS VS EstimatesHYQ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 84.48, the valuation of HYQ can be described as expensive.
Based on the Price/Earnings ratio, HYQ is valued a bit more expensive than the industry average as 72.00% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 26.65. HYQ is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 31.91 indicates a quite expensive valuation of HYQ.
Based on the Price/Forward Earnings ratio, HYQ is valued a bit more expensive than 64.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of HYQ to the average of the S&P500 Index (21.27), we can say HYQ is valued expensively.
Industry RankSector Rank
PE 84.48
Fwd PE 31.91
HYQ.DE Price Earnings VS Forward Price EarningsHYQ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

HYQ's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, HYQ is valued a bit more expensive than 60.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 38.65
EV/EBITDA 23.82
HYQ.DE Per share dataHYQ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
HYQ's earnings are expected to grow with 64.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.72
PEG (5Y)N/A
EPS Next 2Y90.02%
EPS Next 3Y64.38%

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0

5. Dividend

5.1 Amount

HYQ does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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HYPOPORT SE

FRA:HYQ (6/24/2025, 9:22:19 AM)

188.4

+2 (+1.07%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-12 2025-05-12
Earnings (Next)08-11 2025-08-11
Inst Owners41.79%
Inst Owner ChangeN/A
Ins Owners32.63%
Ins Owner ChangeN/A
Market Cap1.29B
Analysts80
Price Target273.65 (45.25%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.13%
PT rev (3m)1.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)18.93%
Valuation
Industry RankSector Rank
PE 84.48
Fwd PE 31.91
P/S 2.11
P/FCF 38.65
P/OCF 20.74
P/B 3.6
P/tB 288.14
EV/EBITDA 23.82
EPS(TTM)2.23
EY1.18%
EPS(NY)5.9
Fwd EY3.13%
FCF(TTM)4.87
FCFY2.59%
OCF(TTM)9.08
OCFY4.82%
SpS89.14
BVpS52.34
TBVpS0.65
PEG (NY)0.72
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.14%
ROE 4.13%
ROCE 3.88%
ROIC 3.2%
ROICexc 3.92%
ROICexgc 22.17%
OM 3.35%
PM (TTM) 2.43%
GM 44.53%
FCFM 5.47%
ROA(3y)2.69%
ROA(5y)3.61%
ROE(3y)5.48%
ROE(5y)8.15%
ROIC(3y)3.07%
ROIC(5y)4.8%
ROICexc(3y)3.51%
ROICexc(5y)5.35%
ROICexgc(3y)17.9%
ROICexgc(5y)23.4%
ROCE(3y)3.72%
ROCE(5y)5.82%
ROICexcg growth 3Y-25.39%
ROICexcg growth 5Y-27.61%
ROICexc growth 3Y-30.88%
ROICexc growth 5Y-20.89%
OM growth 3Y-35.37%
OM growth 5Y-21.94%
PM growth 3Y-31.08%
PM growth 5Y-21.09%
GM growth 3Y-8.28%
GM growth 5Y-4.22%
F-Score5
Asset Turnover0.88
Health
Industry RankSector Rank
Debt/Equity 0.41
Debt/FCF 5.29
Debt/EBITDA 2.58
Cap/Depr 79.03%
Cap/Sales 4.72%
Interest Coverage 5.99
Cash Conversion 109.24%
Profit Quality 225.37%
Current Ratio 1.44
Quick Ratio 1.43
Altman-Z 3.88
F-Score5
WACC6.48%
ROIC/WACC0.49
Cap/Depr(3y)88.97%
Cap/Depr(5y)105.18%
Cap/Sales(3y)6.37%
Cap/Sales(5y)7.38%
Profit Quality(3y)46.61%
Profit Quality(5y)53.27%
High Growth Momentum
Growth
EPS 1Y (TTM)-36.44%
EPS 3Y-27.1%
EPS 5Y-13.81%
EPS Q2Q%82.22%
EPS Next Y117.22%
EPS Next 2Y90.02%
EPS Next 3Y64.38%
EPS Next 5YN/A
Revenue 1Y (TTM)63.9%
Revenue growth 3Y7.9%
Revenue growth 5Y10.7%
Sales Q2Q%48.14%
Revenue Next Year34.73%
Revenue Next 2Y25.68%
Revenue Next 3Y21.68%
Revenue Next 5Y15.55%
EBIT growth 1Y20.56%
EBIT growth 3Y-30.27%
EBIT growth 5Y-13.58%
EBIT Next Year333.74%
EBIT Next 3Y87.37%
EBIT Next 5YN/A
FCF growth 1Y1652.43%
FCF growth 3Y-24.7%
FCF growth 5Y-9.58%
OCF growth 1Y94.87%
OCF growth 3Y-14.52%
OCF growth 5Y-2.76%