HAVERTY FURNITURE (HVT) Stock Fundamental Analysis

NYSE:HVT • US4195961010

25.94 USD
-0.15 (-0.57%)
At close: Feb 13, 2026
25.94 USD
0 (0%)
After Hours: 2/13/2026, 8:15:24 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Taking everything into account, HVT scores 6 out of 10 in our fundamental rating. HVT was compared to 121 industry peers in the Specialty Retail industry. HVT gets an excellent profitability rating and is at the same time showing great financial health properties. HVT has a correct valuation and a medium growth rate. Finally HVT also has an excellent dividend rating. With these ratings, HVT could be worth investigating further for dividend investing!.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • HVT had positive earnings in the past year.
  • In the past year HVT had a positive cash flow from operations.
  • Each year in the past 5 years HVT has been profitable.
  • Each year in the past 5 years HVT had a positive operating cash flow.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • HVT's Return On Assets of 2.98% is fine compared to the rest of the industry. HVT outperforms 60.83% of its industry peers.
  • HVT has a Return On Equity of 6.34%. This is in the better half of the industry: HVT outperforms 60.83% of its industry peers.
  • HVT has a Return On Invested Capital of 3.07%. This is comparable to the rest of the industry: HVT outperforms 50.83% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for HVT is in line with the industry average of 12.21%.
  • The 3 year average ROIC (10.44%) for HVT is well above the current ROIC(3.07%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROIC 3.07%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • HVT has a Profit Margin of 2.62%. This is in the better half of the industry: HVT outperforms 65.83% of its industry peers.
  • HVT's Profit Margin has been stable in the last couple of years.
  • HVT has a Operating Margin of 2.74%. This is comparable to the rest of the industry: HVT outperforms 53.33% of its industry peers.
  • In the last couple of years the Operating Margin of HVT has declined.
  • HVT has a Gross Margin of 61.05%. This is amongst the best in the industry. HVT outperforms 90.00% of its industry peers.
  • In the last couple of years the Gross Margin of HVT has grown nicely.
Industry RankSector Rank
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT is still creating some value.
  • Compared to 1 year ago, HVT has more shares outstanding
  • The number of shares outstanding for HVT has been reduced compared to 5 years ago.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • HVT has an Altman-Z score of 3.06. This indicates that HVT is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.06, HVT is in the better half of the industry, outperforming 70.83% of the companies in the same industry.
  • There is no outstanding debt for HVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 3.06
ROIC/WACC0.32
WACC9.5%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • HVT has a Current Ratio of 1.75. This is a normal value and indicates that HVT is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 1.75, HVT is doing good in the industry, outperforming 74.17% of the companies in the same industry.
  • A Quick Ratio of 1.11 indicates that HVT should not have too much problems paying its short term obligations.
  • With a decent Quick ratio value of 1.11, HVT is doing good in the industry, outperforming 76.67% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.75
Quick Ratio 1.11
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for HVT have decreased strongly by -27.04% in the last year.
  • Measured over the past 5 years, HVT shows a small growth in Earnings Per Share. The EPS has been growing by 0.17% on average per year.
  • The Revenue has decreased by -1.05% in the past year.
  • The Revenue has been decreasing by -2.06% on average over the past years.
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%

3.2 Future

  • Based on estimates for the next years, HVT will show a very strong growth in Earnings Per Share. The EPS will grow by 39.77% on average per year.
  • HVT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.22% yearly.
EPS Next Y-1.14%
EPS Next 2Y33.75%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue Next Year5.04%
Revenue Next 2Y6.47%
Revenue Next 3Y7.22%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 22.36 indicates a rather expensive valuation of HVT.
  • HVT's Price/Earnings ratio is a bit cheaper when compared to the industry. HVT is cheaper than 72.50% of the companies in the same industry.
  • HVT's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.68.
  • The Price/Forward Earnings ratio is 12.29, which indicates a correct valuation of HVT.
  • HVT's Price/Forward Earnings ratio is rather cheap when compared to the industry. HVT is cheaper than 82.50% of the companies in the same industry.
  • HVT is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 22.36
Fwd PE 12.29
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HVT indicates a rather cheap valuation: HVT is cheaper than 81.67% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, HVT is valued cheaper than 84.17% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.79
EV/EBITDA 6.63
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as HVT's earnings are expected to grow with 39.77% in the coming years.
PEG (NY)N/A
PEG (5Y)131.26
EPS Next 2Y33.75%
EPS Next 3Y39.77%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.06%, HVT is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.26, HVT pays a better dividend. On top of this HVT pays more dividend than 93.33% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.84, HVT pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.06%

5.2 History

  • On average, the dividend of HVT grows each year by 10.67%, which is quite nice.
  • HVT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)10.67%
Div Incr Years0
Div Non Decr Years0
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 106.78% of the earnings are spent on dividend by HVT. This is not a sustainable payout ratio.
  • HVT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP106.78%
EPS Next 2Y33.75%
EPS Next 3Y39.77%
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

HAVERTY FURNITURE

NYSE:HVT (2/13/2026, 8:15:24 PM)

After market: 25.94 0 (0%)

25.94

-0.15 (-0.57%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-31
Earnings (Next)02-24
Inst Owners85.71%
Inst Owner Change-98.33%
Ins Owners10.52%
Ins Owner Change-3.55%
Market Cap422.04M
Revenue(TTM)741.43M
Net Income(TTM)19.39M
Analysts80
Price Target30.6 (17.96%)
Short Float %4.51%
Short Ratio6.74
Dividend
Industry RankSector Rank
Dividend Yield 5.06%
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)0%
PT rev (3m)3.45%
EPS NQ rev (1m)-2.04%
EPS NQ rev (3m)-4%
EPS NY rev (1m)-0.86%
EPS NY rev (3m)2.67%
Revenue NQ rev (1m)-0.01%
Revenue NQ rev (3m)-0.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 22.36
Fwd PE 12.29
P/S 0.57
P/FCF 10.79
P/OCF 6.78
P/B 1.38
P/tB 1.38
EV/EBITDA 6.63
EPS(TTM)1.16
EY4.47%
EPS(NY)2.11
Fwd EY8.14%
FCF(TTM)2.4
FCFY9.27%
OCF(TTM)3.82
OCFY14.74%
SpS45.57
BVpS18.81
TBVpS18.81
PEG (NY)N/A
PEG (5Y)131.26
Graham Number22.16
Profitability
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROCE 3.99%
ROIC 3.07%
ROICexc 4.13%
ROICexgc 4.13%
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
FCFM 5.28%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 97.37%
Cap/Sales 3.11%
Interest Coverage 250
Cash Conversion 141.39%
Profit Quality 201.73%
Current Ratio 1.75
Quick Ratio 1.11
Altman-Z 3.06
F-Score7
WACC9.5%
ROIC/WACC0.32
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
EPS Next Y-1.14%
EPS Next 2Y33.75%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
Revenue Next Year5.04%
Revenue Next 2Y6.47%
Revenue Next 3Y7.22%
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%

HAVERTY FURNITURE / HVT FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 6 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Fairly Valued.


How profitable is HAVERTY FURNITURE (HVT) stock?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


What is the financial health of HAVERTY FURNITURE (HVT) stock?

The financial health rating of HAVERTY FURNITURE (HVT) is 7 / 10.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to decline by -1.14% in the next year.