HAVERTY FURNITURE (HVT) Fundamental Analysis & Valuation

NYSE:HVT • US4195961010

Current stock price

21.03 USD
+0.2 (+0.96%)
At close:
21.03 USD
0 (0%)
After Hours:

This HVT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. HVT Profitability Analysis

1.1 Basic Checks

  • HVT had positive earnings in the past year.
  • HVT had a positive operating cash flow in the past year.
  • Each year in the past 5 years HVT has been profitable.
  • HVT had a positive operating cash flow in each of the past 5 years.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

1.2 Ratios

  • HVT has a better Return On Assets (3.04%) than 60.48% of its industry peers.
  • HVT has a better Return On Equity (6.41%) than 62.10% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.15%, HVT is in line with its industry, outperforming 53.23% of the companies in the same industry.
  • HVT had an Average Return On Invested Capital over the past 3 years of 5.27%. This is significantly below the industry average of 13.35%.
Industry RankSector Rank
ROA 3.04%
ROE 6.41%
ROIC 3.15%
ROA(3y)4.91%
ROA(5y)8.35%
ROE(3y)10.39%
ROE(5y)19.5%
ROIC(3y)5.27%
ROIC(5y)10.46%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • With a decent Profit Margin value of 2.60%, HVT is doing good in the industry, outperforming 66.13% of the companies in the same industry.
  • HVT's Profit Margin has declined in the last couple of years.
  • HVT has a Operating Margin (2.86%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of HVT has declined.
  • HVT has a Gross Margin of 60.67%. This is amongst the best in the industry. HVT outperforms 89.52% of its industry peers.
  • In the last couple of years the Gross Margin of HVT has grown nicely.
Industry RankSector Rank
OM 2.86%
PM (TTM) 2.6%
GM 60.67%
OM growth 3Y-36.66%
OM growth 5Y-22.51%
PM growth 3Y-32.72%
PM growth 5Y-19.93%
GM growth 3Y1.69%
GM growth 5Y1.62%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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7

2. HVT Health Analysis

2.1 Basic Checks

  • HVT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • HVT has less shares outstanding than it did 1 year ago.
  • HVT has less shares outstanding than it did 5 years ago.
  • There is no outstanding debt for HVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • HVT has an Altman-Z score of 2.99. This is not the best score and indicates that HVT is in the grey zone with still only limited risk for bankruptcy at the moment.
  • HVT has a Altman-Z score of 2.99. This is in the better half of the industry: HVT outperforms 70.97% of its industry peers.
  • There is no outstanding debt for HVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.99
ROIC/WACC0.35
WACC8.99%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.3 Liquidity

  • HVT has a Current Ratio of 1.87. This is a normal value and indicates that HVT is financially healthy and should not expect problems in meeting its short term obligations.
  • HVT has a Current ratio of 1.87. This is in the better half of the industry: HVT outperforms 75.81% of its industry peers.
  • A Quick Ratio of 1.15 indicates that HVT should not have too much problems paying its short term obligations.
  • HVT's Quick ratio of 1.15 is fine compared to the rest of the industry. HVT outperforms 78.23% of its industry peers.
Industry RankSector Rank
Current Ratio 1.87
Quick Ratio 1.15
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HVT Growth Analysis

3.1 Past

  • HVT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
  • Measured over the past years, HVT shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.18% on average per year.
  • Looking at the last year, HVT shows a small growth in Revenue. The Revenue has grown by 4.99% in the last year.
  • HVT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.28% yearly.
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
Revenue 1Y (TTM)4.99%
Revenue growth 3Y-10.17%
Revenue growth 5Y0.28%
Sales Q2Q%9.52%

3.2 Future

  • HVT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 65.24% yearly.
  • Based on estimates for the next years, HVT will show a quite strong growth in Revenue. The Revenue will grow by 8.54% on average per year.
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.38%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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8

4. HVT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 17.82, which indicates a rather expensive current valuation of HVT.
  • Based on the Price/Earnings ratio, HVT is valued a bit cheaper than the industry average as 72.58% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of HVT to the average of the S&P500 Index (26.21), we can say HVT is valued slightly cheaper.
  • Based on the Price/Forward Earnings ratio of 10.11, the valuation of HVT can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HVT indicates a rather cheap valuation: HVT is cheaper than 83.06% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of HVT to the average of the S&P500 Index (23.13), we can say HVT is valued rather cheaply.
Industry RankSector Rank
PE 17.82
Fwd PE 10.11
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, HVT is valued cheaply inside the industry as 89.52% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of HVT indicates a somewhat cheap valuation: HVT is cheaper than 79.84% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.29
EV/EBITDA 4.63
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • HVT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as HVT's earnings are expected to grow with 65.24% in the coming years.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y65.24%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. HVT Dividend Analysis

5.1 Amount

  • HVT has a Yearly Dividend Yield of 6.20%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.06, HVT pays a better dividend. On top of this HVT pays more dividend than 93.55% of the companies listed in the same industry.
  • HVT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.2%

5.2 History

  • The dividend of HVT decreases each year by -13.80%.
  • HVT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of HVT decreased recently.
Dividend Growth(5Y)-13.8%
Div Incr Years1
Div Non Decr Years1
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • HVT pays out 105.61% of its income as dividend. This is not a sustainable payout ratio.
DP105.61%
EPS Next 2Y65.24%
EPS Next 3YN/A
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

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HVT Fundamentals: All Metrics, Ratios and Statistics

HAVERTY FURNITURE

NYSE:HVT (4/6/2026, 8:04:00 PM)

After market: 21.03 0 (0%)

21.03

+0.2 (+0.96%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change0%
Ins Owners10.61%
Ins Owner Change2.01%
Market Cap339.42M
Revenue(TTM)759.00M
Net Income(TTM)19.73M
Analysts80
Price Target30.6 (45.51%)
Short Float %4.44%
Short Ratio5.54
Dividend
Industry RankSector Rank
Dividend Yield 6.2%
Yearly Dividend1.29
Dividend Growth(5Y)-13.8%
DP105.61%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.35%
Min EPS beat(2)5.2%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)23.16%
Min EPS beat(4)5.2%
Max EPS beat(4)62.66%
EPS beat(8)6
Avg EPS beat(8)33.75%
EPS beat(12)7
Avg EPS beat(12)20.57%
EPS beat(16)11
Avg EPS beat(16)25.95%
Revenue beat(2)2
Avg Revenue beat(2)1.75%
Min Revenue beat(2)1.23%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.5%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)5
Avg Revenue beat(8)-1.8%
Revenue beat(12)5
Avg Revenue beat(12)-3.53%
Revenue beat(16)9
Avg Revenue beat(16)-1.2%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-21.74%
EPS NQ rev (3m)-28%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.74%
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)-0.61%
Revenue NY rev (1m)0.37%
Revenue NY rev (3m)0.24%
Valuation
Industry RankSector Rank
PE 17.82
Fwd PE 10.11
P/S 0.45
P/FCF 10.29
P/OCF 6.45
P/B 1.1
P/tB 1.1
EV/EBITDA 4.63
EPS(TTM)1.18
EY5.61%
EPS(NY)2.08
Fwd EY9.89%
FCF(TTM)2.04
FCFY9.71%
OCF(TTM)3.26
OCFY15.51%
SpS47.03
BVpS19.08
TBVpS19.08
PEG (NY)0.23
PEG (5Y)N/A
Graham Number22.51
Profitability
Industry RankSector Rank
ROA 3.04%
ROE 6.41%
ROCE 4.21%
ROIC 3.15%
ROICexc 4.17%
ROICexgc 4.17%
OM 2.86%
PM (TTM) 2.6%
GM 60.67%
FCFM 4.34%
ROA(3y)4.91%
ROA(5y)8.35%
ROE(3y)10.39%
ROE(5y)19.5%
ROIC(3y)5.27%
ROIC(5y)10.46%
ROICexc(3y)6.9%
ROICexc(5y)14.62%
ROICexgc(3y)6.9%
ROICexgc(5y)14.62%
ROCE(3y)7.04%
ROCE(5y)13.96%
ROICexgc growth 3Y-44.03%
ROICexgc growth 5Y-27.47%
ROICexc growth 3Y-44.03%
ROICexc growth 5Y-27.47%
OM growth 3Y-36.66%
OM growth 5Y-22.51%
PM growth 3Y-32.72%
PM growth 5Y-19.93%
GM growth 3Y1.69%
GM growth 5Y1.62%
F-Score7
Asset Turnover1.17
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 82.58%
Cap/Sales 2.59%
Interest Coverage 134.03
Cash Conversion 115.61%
Profit Quality 167.12%
Current Ratio 1.87
Quick Ratio 1.15
Altman-Z 2.99
F-Score7
WACC8.99%
ROIC/WACC0.35
Cap/Depr(3y)172.2%
Cap/Depr(5y)178.77%
Cap/Sales(3y)4.4%
Cap/Sales(5y)3.85%
Profit Quality(3y)126.59%
Profit Quality(5y)94.91%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.99%
Revenue growth 3Y-10.17%
Revenue growth 5Y0.28%
Sales Q2Q%9.52%
Revenue Next Year8.38%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y8.19%
EBIT growth 3Y-43.11%
EBIT growth 5Y-22.29%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y22.95%
FCF growth 3Y13.42%
FCF growth 5Y-22.68%
OCF growth 1Y-10.63%
OCF growth 3Y1.06%
OCF growth 5Y-16.57%

HAVERTY FURNITURE / HVT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 8 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Undervalued.


Can you provide the profitability details for HAVERTY FURNITURE?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for HVT stock?

The Price/Earnings (PE) ratio for HAVERTY FURNITURE (HVT) is 17.82 and the Price/Book (PB) ratio is 1.1.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to grow by 76.32% in the next year.