HEARTCORE ENTERPRISES INC (HTCR) Stock Fundamental Analysis

NASDAQ:HTCR • US42240Q1040

0.3001 USD
+0 (+0.03%)
At close: Feb 25, 2026
0.282 USD
-0.02 (-6.03%)
After Hours: 2/25/2026, 8:18:46 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to HTCR. HTCR was compared to 274 industry peers in the Software industry. HTCR has a bad profitability rating. Also its financial health evaluation is rather negative. HTCR is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • HTCR had negative earnings in the past year.
  • HTCR had a negative operating cash flow in the past year.
  • In the past 5 years HTCR reported 4 times negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: HTCR reported negative operating cash flow in multiple years.
HTCR Yearly Net Income VS EBIT VS OCF VS FCFHTCR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 2M -2M 4M -4M 6M -6M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -81.42%, HTCR is doing worse than 90.88% of the companies in the same industry.
  • HTCR's Return On Equity of -209.18% is on the low side compared to the rest of the industry. HTCR is outperformed by 84.31% of its industry peers.
Industry RankSector Rank
ROA -81.42%
ROE -209.18%
ROIC N/A
ROA(3y)-28.99%
ROA(5y)-17.85%
ROE(3y)-83.94%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
HTCR Yearly ROA, ROE, ROICHTCR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 50 -50 -100

1.3 Margins

  • HTCR's Operating Margin has improved in the last couple of years.
  • The Gross Margin of HTCR (45.51%) is worse than 74.45% of its industry peers.
  • HTCR's Gross Margin has improved in the last couple of years.
  • HTCR does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 45.51%
OM growth 3Y249.84%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.92%
GM growth 5Y9.71%
HTCR Yearly Profit, Operating, Gross MarginsHTCR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 -60

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • HTCR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for HTCR has been increased compared to 1 year ago.
  • The number of shares outstanding for HTCR has been increased compared to 5 years ago.
  • HTCR has a better debt/assets ratio than last year.
HTCR Yearly Shares OutstandingHTCR Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HTCR Yearly Total Debt VS Total AssetsHTCR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 5M 10M 15M

2.2 Solvency

  • HTCR has an Altman-Z score of -0.99. This is a bad value and indicates that HTCR is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of HTCR (-0.99) is worse than 75.18% of its industry peers.
  • HTCR has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
  • HTCR has a Debt to Equity ratio (0.16) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF N/A
Altman-Z -0.99
ROIC/WACCN/A
WACC9.38%
HTCR Yearly LT Debt VS Equity VS FCFHTCR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 2M -2M 4M -4M

2.3 Liquidity

  • A Current Ratio of 1.40 indicates that HTCR should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.40, HTCR is in line with its industry, outperforming 43.43% of the companies in the same industry.
  • A Quick Ratio of 1.40 indicates that HTCR should not have too much problems paying its short term obligations.
  • HTCR has a Quick ratio of 1.40. This is comparable to the rest of the industry: HTCR outperforms 43.80% of its industry peers.
Industry RankSector Rank
Current Ratio 1.4
Quick Ratio 1.4
HTCR Yearly Current Assets VS Current LiabilitesHTCR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 53.33% over the past year.
  • The Revenue for HTCR has decreased by -61.13% in the past year. This is quite bad
  • The Revenue has been growing by 33.35% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)53.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-98.15%
Revenue 1Y (TTM)-61.13%
Revenue growth 3Y41.12%
Revenue growth 5Y33.35%
Sales Q2Q%-100%

3.2 Future

  • Based on estimates for the next years, HTCR will show a very strong growth in Earnings Per Share. The EPS will grow by 81.97% on average per year.
  • HTCR is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -21.30% yearly.
EPS Next Y56.29%
EPS Next 2Y81.97%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-40.17%
Revenue Next 2Y-21.3%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HTCR Yearly Revenue VS EstimatesHTCR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M
HTCR Yearly EPS VS EstimatesHTCR Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 0 0.2 -0.2 0.4

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for HTCR. In the last year negative earnings were reported.
  • A Price/Forward Earnings ratio of 3.27 indicates a rather cheap valuation of HTCR.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HTCR indicates a rather cheap valuation: HTCR is cheaper than 95.99% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.03, HTCR is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 3.27
HTCR Price Earnings VS Forward Price EarningsHTCR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
HTCR Per share dataHTCR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 0.4

4.3 Compensation for Growth

  • HTCR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • HTCR's earnings are expected to grow with 81.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y81.97%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 50.88%, HTCR is a good candidate for dividend investing.
  • The stock price of HTCR dropped by -36.19% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • Compared to an average industry Dividend Yield of 0.60, HTCR pays a better dividend. On top of this HTCR pays more dividend than 100.00% of the companies listed in the same industry.
  • HTCR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 50.88%

5.2 History

  • HTCR is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
HTCR Yearly Dividends per shareHTCR Yearly Dividends per shareYearly Dividends per share 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

DP0%
EPS Next 2Y81.97%
EPS Next 3YN/A
HTCR Yearly Income VS Free CF VS DividendHTCR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 -2M -4M -6M

More info and screens

Find the best dividend stocksShow peers with best dividend

HEARTCORE ENTERPRISES INC

NASDAQ:HTCR (2/25/2026, 8:18:46 PM)

After market: 0.282 -0.02 (-6.03%)

0.3001

+0 (+0.03%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-17
Earnings (Next)N/A
Inst Owners0.86%
Inst Owner Change156.26%
Ins Owners61.27%
Ins Owner Change0%
Market Cap7.63M
Revenue(TTM)11.78M
Net Income(TTM)-10.86M
AnalystsN/A
Price TargetN/A
Short Float %1.32%
Short Ratio0.72
Dividend
Industry RankSector Rank
Dividend Yield 50.88%
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-46.54%
Min Revenue beat(2)-100%
Max Revenue beat(2)6.92%
Revenue beat(4)1
Avg Revenue beat(4)-37.8%
Min Revenue beat(4)-100%
Max Revenue beat(4)6.92%
Revenue beat(8)1
Avg Revenue beat(8)-28.22%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 3.27
P/S 0.65
P/FCF N/A
P/OCF N/A
P/B 1.47
P/tB 1.47
EV/EBITDA N/A
EPS(TTM)-0.07
EYN/A
EPS(NY)0.09
Fwd EY30.59%
FCF(TTM)-0.15
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.46
BVpS0.2
TBVpS0.2
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -81.42%
ROE -209.18%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 45.51%
FCFM N/A
ROA(3y)-28.99%
ROA(5y)-17.85%
ROE(3y)-83.94%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y249.84%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.92%
GM growth 5Y9.71%
F-Score2
Asset Turnover0.88
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.4
Quick Ratio 1.4
Altman-Z -0.99
F-Score2
WACC9.38%
ROIC/WACCN/A
Cap/Depr(3y)51.02%
Cap/Depr(5y)43.34%
Cap/Sales(3y)1.04%
Cap/Sales(5y)0.76%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)53.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-98.15%
EPS Next Y56.29%
EPS Next 2Y81.97%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-61.13%
Revenue growth 3Y41.12%
Revenue growth 5Y33.35%
Sales Q2Q%-100%
Revenue Next Year-40.17%
Revenue Next 2Y-21.3%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-153.97%
EBIT growth 3Y393.68%
EBIT growth 5YN/A
EBIT Next Year-28.39%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-25.92%
OCF growth 3YN/A
OCF growth 5YN/A

HEARTCORE ENTERPRISES INC / HTCR FAQ

What is the fundamental rating for HTCR stock?

ChartMill assigns a fundamental rating of 3 / 10 to HTCR.


Can you provide the valuation status for HEARTCORE ENTERPRISES INC?

ChartMill assigns a valuation rating of 4 / 10 to HEARTCORE ENTERPRISES INC (HTCR). This can be considered as Fairly Valued.


What is the profitability of HTCR stock?

HEARTCORE ENTERPRISES INC (HTCR) has a profitability rating of 1 / 10.


Can you provide the financial health for HTCR stock?

The financial health rating of HEARTCORE ENTERPRISES INC (HTCR) is 3 / 10.


Can you provide the expected EPS growth for HTCR stock?

The Earnings per Share (EPS) of HEARTCORE ENTERPRISES INC (HTCR) is expected to grow by 56.29% in the next year.