HTCR Fundamental Analysis - HEARTCORE ENTERPRISES INC

Fundamental Rating

We assign a fundamental rating of 3 out of 10 to HTCR. HTCR was compared to 282 industry peers in the Software industry. HTCR may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, HTCR is valued expensive at the moment.

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1. Profitability

1.1 Basic Checks

HTCR had negative earnings in the past year.

HTCR had a negative operating cash flow in the past year.

In the past 5 years HTCR reported 4 times negative net income.

The reported operating cash flow has been mixed in the past 5 years: HTCR reported negative operating cash flow in multiple years.

1.2 Ratios

HTCR has a worse Return On Assets (-31.64%) than 75.18% of its industry peers.

The Return On Equity of HTCR (-175.73%) is worse than 79.43% of its industry peers.

HTCR has a Return On Invested Capital of 131.76%. This is amongst the best in the industry. HTCR outperforms 100.00% of its industry peers.

		Industry Rank	Sector Rank
ROA	-31.64%
ROE	-175.73%
ROIC	131.76%

ROA(3y)-28.99%

ROA(5y)-17.85%

ROE(3y)-83.94%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

HTCR has a better Operating Margin (23.00%) than 90.78% of its industry peers.

HTCR's Operating Margin has improved in the last couple of years.

The Gross Margin of HTCR (58.37%) is worse than 62.77% of its industry peers.

HTCR's Gross Margin has improved in the last couple of years.

		Industry Rank	Sector Rank
OM	23%
PM (TTM)	N/A
GM	58.37%

OM growth 3Y249.84%

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y6.92%

GM growth 5Y9.71%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), HTCR is creating value.

Compared to 1 year ago, HTCR has more shares outstanding

Compared to 5 years ago, HTCR has more shares outstanding

The debt/assets ratio for HTCR has been reduced compared to a year ago.

2.2 Solvency

HTCR has an Altman-Z score of 3.02. This indicates that HTCR is financially healthy and has little risk of bankruptcy at the moment.

HTCR has a Altman-Z score of 3.02. This is comparable to the rest of the industry: HTCR outperforms 57.09% of its industry peers.

A Debt/Equity ratio of 0.91 indicates that HTCR is somewhat dependend on debt financing.

HTCR has a Debt to Equity ratio of 0.91. This is in the lower half of the industry: HTCR underperforms 71.63% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.91
Debt/FCF	N/A
Altman-Z	3.02

ROIC/WACC16.15

WACC8.16%

2.3 Liquidity

A Current Ratio of 0.91 indicates that HTCR may have some problems paying its short term obligations.

The Current ratio of HTCR (0.91) is worse than 76.95% of its industry peers.

A Quick Ratio of 0.91 indicates that HTCR may have some problems paying its short term obligations.

HTCR's Quick ratio of 0.91 is on the low side compared to the rest of the industry. HTCR is outperformed by 76.60% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	0.91
Quick Ratio	0.91

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

HTCR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 51.61%, which is quite impressive.

Looking at the last year, HTCR shows a very strong growth in Revenue. The Revenue has grown by 59.37%.

The Revenue has been growing by 33.35% on average over the past years. This is a very strong growth!

EPS 1Y (TTM)51.61%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-133.33%

Revenue 1Y (TTM)59.37%

Revenue growth 3Y41.12%

Revenue growth 5Y33.35%

Sales Q2Q%-28.92%

3.2 Future

Based on estimates for the next years, HTCR will show a very strong growth in Earnings Per Share. The EPS will grow by 30.71% on average per year.

HTCR is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -25.01% yearly.

EPS Next Y-74.86%

EPS Next 2Y30.71%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year-48.21%

Revenue Next 2Y-25.01%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for HTCR. In the last year negative earnings were reported.

Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for HTCR. No positive earnings are expected for the next year.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

HTCR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. HTCR is cheaper than 98.94% of the companies in the same industry.

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	0.97

4.3 Compensation for Growth

HTCR's earnings are expected to grow with 30.71% in the coming years. This may justify a more expensive valuation.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y30.71%

EPS Next 3YN/A

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5. Dividend

5.1 Amount

HTCR has a Yearly Dividend Yield of 17.20%, which is a nice return.

In the last 3 months the price of HTCR has falen by -20.84%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.

Compared to an average industry Dividend Yield of 24.07, HTCR pays a better dividend. On top of this HTCR pays more dividend than 99.29% of the companies listed in the same industry.

HTCR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.

		Industry Rank	Sector Rank
Dividend Yield	17.2%

5.2 History

HTCR does not have a reliable dividend history as it only pays dividend since a couple or years.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

HTCR has negative earnings and hence a negative payout ratio. The dividend may be in danger.

DP-25.8%

EPS Next 2Y30.71%

EPS Next 3YN/A

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HEARTCORE ENTERPRISES INC

NASDAQ:HTCR (7/17/2025, 8:00:02 PM)

Premarket: 0.4834 +0.02 (+3.2%)

0.4684

+0.01 (+1.85%)

Chartmill FA Rating

GICS SectorInformation Technology

GICS IndustryGroupSoftware & Services

GICS IndustrySoftware

Earnings (Last)05-15 2025-05-15/bmo

Earnings (Next)N/A N/A

Inst Owners2.77%

Inst Owner Change0%

Ins Owners70.46%

Ins Owner Change-0.86%

Market Cap10.69M

AnalystsN/A

Price Target2.81 (499.91%)

Short Float %0.9%

Short Ratio0.06

Dividend

		Industry Rank	Sector Rank
Dividend Yield	17.2%

Yearly Dividend0.04

Dividend Growth(5Y)N/A

DP-25.8%

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)0

Avg Revenue beat(2)-29.06%

Min Revenue beat(2)-29.43%

Max Revenue beat(2)-28.69%

Revenue beat(4)0

Avg Revenue beat(4)-24.42%

Min Revenue beat(4)-32.44%

Max Revenue beat(4)-7.12%

Revenue beat(8)1

Avg Revenue beat(8)-12.5%

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)0%

EPS NQ rev (3m)-600%

EPS NY rev (1m)-300%

EPS NY rev (3m)-209.09%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)-9.32%

Revenue NY rev (1m)0%

Revenue NY rev (3m)-17.93%

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	0.37
P/FCF	N/A
P/OCF	N/A
P/B	5.81
P/tB	5.81
EV/EBITDA	0.97

EPS(TTM)-0.15

EYN/A

EPS(NY)-0.02

Fwd EYN/A

FCF(TTM)-0.33

FCFYN/A

OCF(TTM)-0.33

OCFYN/A

SpS1.27

BVpS0.08

TBVpS0.08

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	-31.64%
ROE	-175.73%
ROCE	188.74%
ROIC	131.76%
ROICexc	525.1%
ROICexgc	525.1%
OM	23%
PM (TTM)	N/A
GM	58.37%
FCFM	N/A

ROA(3y)-28.99%

ROA(5y)-17.85%

ROE(3y)-83.94%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3Y866.63%

ROICexcg growth 5YN/A

ROICexc growth 3Y866.63%

ROICexc growth 5YN/A

OM growth 3Y249.84%

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y6.92%

GM growth 5Y9.71%

F-Score4

Asset Turnover2.83

Health

		Industry Rank	Sector Rank
Debt/Equity	0.91
Debt/FCF	N/A
Debt/EBITDA	0.23
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	51.65
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.91
Quick Ratio	0.91
Altman-Z	3.02

F-Score4

WACC8.16%

ROIC/WACC16.15

Cap/Depr(3y)51.02%

Cap/Depr(5y)43.34%

Cap/Sales(3y)1.04%

Cap/Sales(5y)0.76%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)51.61%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-133.33%

EPS Next Y-74.86%

EPS Next 2Y30.71%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)59.37%

Revenue growth 3Y41.12%

Revenue growth 5Y33.35%

Sales Q2Q%-28.92%

Revenue Next Year-48.21%

Revenue Next 2Y-25.01%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y193.68%

EBIT growth 3Y393.68%

EBIT growth 5YN/A

EBIT Next Year-28.39%

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-113.77%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-116.63%

OCF growth 3YN/A

OCF growth 5YN/A

HEARTCORE ENTERPRISES INC (HTCR) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

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2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

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3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

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5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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