HOVNANIAN ENTERPRISES-A (HOV) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:HOV • US4424874018
111.66 USD
-0.99 (-0.88%)
At close: Feb 2, 2026
111.66 USD
0 (0%)
After Hours: 2/2/2026, 8:12:26 PM
We assign a fundamental rating of 4 out of 10 to HOV. HOV was compared to 60 industry peers in the Household Durables industry. HOV has an average financial health and profitability rating. HOV has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- HOV had positive earnings in the past year.
- HOV had a positive operating cash flow in the past year.
- In the past 5 years HOV has always been profitable.
- HOV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a Return On Assets value of 2.91%, HOV perfoms like the industry average, outperforming 46.67% of the companies in the same industry.
- HOV has a Return On Equity (9.21%) which is in line with its industry peers.
- HOV's Return On Invested Capital of 8.44% is fine compared to the rest of the industry. HOV outperforms 61.67% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for HOV is in line with the industry average of 9.52%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.91% | ||
| ROE | 9.21% | ||
| ROIC | 8.44% |
ROA(3y)5.9%
ROA(5y)9.8%
ROE(3y)21.61%
ROE(5y)86.06%
ROIC(3y)10.6%
ROIC(5y)11.8%
1.3 Margins
- HOV has a Profit Margin of 2.10%. This is in the lower half of the industry: HOV underperforms 60.00% of its industry peers.
- In the last couple of years the Profit Margin of HOV has declined.
- HOV has a Operating Margin (6.56%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of HOV has declined.
- Looking at the Gross Margin, with a value of 17.45%, HOV is doing worse than 81.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of HOV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.56% | ||
| PM (TTM) | 2.1% | ||
| GM | 17.45% |
OM growth 3Y-23.26%
OM growth 5Y-3.98%
PM growth 3Y-36.36%
PM growth 5Y-2.72%
GM growth 3Y-10.22%
GM growth 5Y-0.72%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HOV is still creating some value.
- HOV has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for HOV has been reduced compared to 5 years ago.
- HOV has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 2.63 indicates that HOV is not a great score, but indicates only limited risk for bankruptcy at the moment.
- The Altman-Z score of HOV (2.63) is comparable to the rest of the industry.
- HOV has a debt to FCF ratio of 5.60. This is a neutral value as HOV would need 5.60 years to pay back of all of its debts.
- HOV has a Debt to FCF ratio (5.60) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.12 is on the high side and indicates that HOV has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.12, HOV is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 5.6 | ||
| Altman-Z | 2.63 |
ROIC/WACC1.01
WACC8.32%
2.3 Liquidity
- A Current Ratio of 3.90 indicates that HOV has no problem at all paying its short term obligations.
- HOV has a Current ratio of 3.90. This is in the better half of the industry: HOV outperforms 65.00% of its industry peers.
- A Quick Ratio of 0.60 indicates that HOV may have some problems paying its short term obligations.
- The Quick ratio of HOV (0.60) is worse than 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.9 | ||
| Quick Ratio | 0.6 |
3. Growth
3.1 Past
- HOV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -76.56%.
- Measured over the past 5 years, HOV shows a small growth in Earnings Per Share. The EPS has been growing by 1.92% on average per year.
- HOV shows a small growth in Revenue. In the last year, the Revenue has grown by 1.48%.
- The Revenue has been growing slightly by 4.91% on average over the past years.
EPS 1Y (TTM)-76.56%
EPS 3Y-37.61%
EPS 5Y1.92%
EPS Q2Q%-103.99%
Revenue 1Y (TTM)1.48%
Revenue growth 3Y0.64%
Revenue growth 5Y4.91%
Sales Q2Q%-16.51%
3.2 Future
- Based on estimates for the next years, HOV will show a very negative growth in Earnings Per Share. The EPS will decrease by -24.65% on average per year.
- HOV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.83% yearly.
EPS Next Y-97.71%
EPS Next 2Y-24.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.78%
Revenue Next 2Y5.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 14.91, which indicates a correct valuation of HOV.
- The rest of the industry has a similar Price/Earnings ratio as HOV.
- Compared to an average S&P500 Price/Earnings ratio of 28.41, HOV is valued a bit cheaper.
- A Price/Forward Earnings ratio of 650.32 indicates a quite expensive valuation of HOV.
- Based on the Price/Forward Earnings ratio, HOV is valued a bit more expensive than the industry average as 73.33% of the companies are valued more cheaply.
- HOV is valuated expensively when we compare the Price/Forward Earnings ratio to 25.64, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.91 | ||
| Fwd PE | 650.32 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, HOV is valued cheaper than 91.67% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, HOV is valued cheaply inside the industry as 91.67% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.96 | ||
| EV/EBITDA | 5.19 |
4.3 Compensation for Growth
- A cheap valuation may be justified as HOV's earnings are expected to decrease with -24.65% in the coming years.
PEG (NY)N/A
PEG (5Y)7.76
EPS Next 2Y-24.65%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- HOV does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
111.66
-0.99 (-0.88%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)12-04 2025-12-04/bmo
Earnings (Next)02-23 2026-02-23
Inst Owners64.88%
Inst Owner Change-2.69%
Ins Owners3.13%
Ins Owner Change-0.78%
Market Cap657.68M
Revenue(TTM)3.65B
Net Income(TTM)76.56M
Analysts45
Price Target122.4 (9.62%)
Short Float %7.23%
Short Ratio3.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend1.78
Dividend Growth(5Y)-16.09%
DP13.94%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-112.01%
Min EPS beat(2)-180.15%
Max EPS beat(2)-43.87%
EPS beat(4)1
Avg EPS beat(4)-48.74%
Min EPS beat(4)-180.15%
Max EPS beat(4)30.84%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-0.51%
Min Revenue beat(2)-1.07%
Max Revenue beat(2)0.04%
Revenue beat(4)1
Avg Revenue beat(4)-3.46%
Min Revenue beat(4)-7.3%
Max Revenue beat(4)0.04%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.91 | ||
| Fwd PE | 650.32 | ||
| P/S | 0.18 | ||
| P/FCF | 3.96 | ||
| P/OCF | 3.49 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 5.19 |
EPS(TTM)7.49
EY6.71%
EPS(NY)0.17
Fwd EY0.15%
FCF(TTM)28.21
FCFY25.27%
OCF(TTM)31.97
OCFY28.63%
SpS620.07
BVpS141.08
TBVpS141.08
PEG (NY)N/A
PEG (5Y)7.76
Graham Number154.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.91% | ||
| ROE | 9.21% | ||
| ROCE | 11.21% | ||
| ROIC | 8.44% | ||
| ROICexc | 9.67% | ||
| ROICexgc | 10.52% | ||
| OM | 6.56% | ||
| PM (TTM) | 2.1% | ||
| GM | 17.45% | ||
| FCFM | 4.55% |
ROA(3y)5.9%
ROA(5y)9.8%
ROE(3y)21.61%
ROE(5y)86.06%
ROIC(3y)10.6%
ROIC(5y)11.8%
ROICexc(3y)12.55%
ROICexc(5y)13.91%
ROICexgc(3y)13.99%
ROICexgc(5y)15.52%
ROCE(3y)14.09%
ROCE(5y)15.68%
ROICexgc growth 3Y-25.62%
ROICexgc growth 5Y-8.01%
ROICexc growth 3Y-25.31%
ROICexc growth 5Y-7.32%
OM growth 3Y-23.26%
OM growth 5Y-3.98%
PM growth 3Y-36.36%
PM growth 5Y-2.72%
GM growth 3Y-10.22%
GM growth 5Y-0.72%
F-Score6
Asset Turnover1.39
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 5.6 | ||
| Debt/EBITDA | 3.67 | ||
| Cap/Depr | 159.4% | ||
| Cap/Sales | 0.61% | ||
| Interest Coverage | 5.27 | ||
| Cash Conversion | 74.3% | ||
| Profit Quality | 217.06% | ||
| Current Ratio | 3.9 | ||
| Quick Ratio | 0.6 | ||
| Altman-Z | 2.63 |
F-Score6
WACC8.32%
ROIC/WACC1.01
Cap/Depr(3y)201.45%
Cap/Depr(5y)188.95%
Cap/Sales(3y)0.67%
Cap/Sales(5y)0.53%
Profit Quality(3y)186.43%
Profit Quality(5y)127.17%
High Growth Momentum
Growth
EPS 1Y (TTM)-76.56%
EPS 3Y-37.61%
EPS 5Y1.92%
EPS Q2Q%-103.99%
EPS Next Y-97.71%
EPS Next 2Y-24.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.48%
Revenue growth 3Y0.64%
Revenue growth 5Y4.91%
Sales Q2Q%-16.51%
Revenue Next Year6.78%
Revenue Next 2Y5.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.23%
EBIT growth 3Y-22.77%
EBIT growth 5Y0.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2774.62%
FCF growth 3Y29.29%
FCF growth 5Y-10.5%
OCF growth 1Y696.44%
OCF growth 3Y28.13%
OCF growth 5Y-8.45%
HOVNANIAN ENTERPRISES-A / HOV FAQ
Can you provide the ChartMill fundamental rating for HOVNANIAN ENTERPRISES-A?
ChartMill assigns a fundamental rating of 4 / 10 to HOV.
Can you provide the valuation status for HOVNANIAN ENTERPRISES-A?
ChartMill assigns a valuation rating of 4 / 10 to HOVNANIAN ENTERPRISES-A (HOV). This can be considered as Fairly Valued.
Can you provide the profitability details for HOVNANIAN ENTERPRISES-A?
HOVNANIAN ENTERPRISES-A (HOV) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for HOV stock?
The Price/Earnings (PE) ratio for HOVNANIAN ENTERPRISES-A (HOV) is 14.91 and the Price/Book (PB) ratio is 0.79.
What is the financial health of HOVNANIAN ENTERPRISES-A (HOV) stock?
The financial health rating of HOVNANIAN ENTERPRISES-A (HOV) is 4 / 10.