GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:GWO-PR-S - CA39138C7347
24.11 CAD
-0.04 (-0.17%)
Overall GWO-PR-S gets a fundamental rating of 4 out of 10. We evaluated GWO-PR-S against 81 industry peers in the Insurance industry. GWO-PR-S has an average financial health and profitability rating. GWO-PR-S has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally GWO-PR-S also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- GWO-PR-S had positive earnings in the past year.
- GWO-PR-S had a positive operating cash flow in the past year.
- Each year in the past 5 years GWO-PR-S has been profitable.
- GWO-PR-S had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- GWO-PR-S has a worse Return On Assets (0.47%) than 61.73% of its industry peers.
- GWO-PR-S's Return On Equity of 12.15% is in line compared to the rest of the industry. GWO-PR-S outperforms 54.32% of its industry peers.
- GWO-PR-S has a Return On Invested Capital (0.46%) which is in line with its industry peers.
- GWO-PR-S had an Average Return On Invested Capital over the past 3 years of 0.46%. This is below the industry average of 2.99%.
- The 3 year average ROIC (0.46%) for GWO-PR-S is below the current ROIC(0.46%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 12.15% | ||
| ROIC | 0.46% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
1.3 Margins
- GWO-PR-S has a better Profit Margin (12.02%) than 70.37% of its industry peers.
- GWO-PR-S's Profit Margin has improved in the last couple of years.
- With a Operating Margin value of 16.34%, GWO-PR-S perfoms like the industry average, outperforming 44.44% of the companies in the same industry.
- GWO-PR-S's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.34% | ||
| PM (TTM) | 12.02% | ||
| GM | N/A |
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- GWO-PR-S has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, GWO-PR-S has more shares outstanding
- Compared to 1 year ago, GWO-PR-S has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of GWO-PR-S is 1.74, which is an excellent value as it means it would take GWO-PR-S, only 1.74 years of fcf income to pay off all of its debts.
- GWO-PR-S has a Debt to FCF ratio (1.74) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.26 indicates that GWO-PR-S is not too dependend on debt financing.
- GWO-PR-S has a better Debt to Equity ratio (0.26) than 65.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 1.74 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.21 indicates that GWO-PR-S may have some problems paying its short term obligations.
- With a decent Current ratio value of 0.21, GWO-PR-S is doing good in the industry, outperforming 71.60% of the companies in the same industry.
- A Quick Ratio of 0.21 indicates that GWO-PR-S may have some problems paying its short term obligations.
- GWO-PR-S has a Quick ratio of 0.21. This is in the better half of the industry: GWO-PR-S outperforms 71.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 |
3. Growth
3.1 Past
- GWO-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.19%, which is quite good.
- GWO-PR-S shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.95% yearly.
- Looking at the last year, GWO-PR-S shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
- Measured over the past years, GWO-PR-S shows a decrease in Revenue. The Revenue has been decreasing by -6.19% on average per year.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
3.2 Future
- Based on estimates for the next years, GWO-PR-S will show a small growth in Earnings Per Share. The EPS will grow by 3.72% on average per year.
- Based on estimates for the next years, GWO-PR-S will show a decrease in Revenue. The Revenue will decrease by -8.23% on average per year.
EPS Next Y10.43%
EPS Next 2Y9.17%
EPS Next 3Y8.88%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 4.95, the valuation of GWO-PR-S can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-S is on the same level as its industry peers.
- Compared to an average S&P500 Price/Earnings ratio of 27.54, GWO-PR-S is valued rather cheaply.
- GWO-PR-S is valuated cheaply with a Price/Forward Earnings ratio of 4.47.
- GWO-PR-S's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. GWO-PR-S is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.95 | ||
| Fwd PE | 4.47 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as GWO-PR-S.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.39 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.47
PEG (5Y)0.55
EPS Next 2Y9.17%
EPS Next 3Y8.88%
5. Dividend
5.1 Amount
- GWO-PR-S has a Yearly Dividend Yield of 5.61%, which is a nice return.
- GWO-PR-S's Dividend Yield is rather good when compared to the industry average which is at 3.60. GWO-PR-S pays more dividend than 90.12% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, GWO-PR-S pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.61% |
5.2 History
- The dividend of GWO-PR-S has a limited annual growth rate of 5.95%.
- GWO-PR-S has paid a dividend for at least 10 years, which is a reliable track record.
- GWO-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 58.22% of the earnings are spent on dividend by GWO-PR-S. This is a bit on the high side, but may be sustainable.
- GWO-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.17%
EPS Next 3Y8.88%
GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP
TSX:GWO-PR-S (1/14/2026, 7:00:00 PM)
24.11
-0.04 (-0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-05 2026-02-05/amc
Inst Owners9.72%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap22.05B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price Target25.09 (4.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.61% |
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.81%
EPS NY rev (1m)0%
EPS NY rev (3m)4.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-71.57%
Revenue NY rev (1m)-27.87%
Revenue NY rev (3m)345.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.95 | ||
| Fwd PE | 4.47 | ||
| P/S | 0.66 | ||
| P/FCF | 4.39 | ||
| P/OCF | 4.39 | ||
| P/B | 0.67 | ||
| P/tB | 1.31 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.87
EY20.2%
EPS(NY)5.4
Fwd EY22.39%
FCF(TTM)5.49
FCFY22.78%
OCF(TTM)5.49
OCFY22.78%
SpS36.65
BVpS36.25
TBVpS18.46
PEG (NY)0.47
PEG (5Y)0.55
Graham Number63.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 12.15% | ||
| ROCE | 0.64% | ||
| ROIC | 0.46% | ||
| ROICexc | 0.47% | ||
| ROICexgc | 1.6% | ||
| OM | 16.34% | ||
| PM (TTM) | 12.02% | ||
| GM | N/A | ||
| FCFM | 14.99% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 1.74 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 13.29 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 124.7% | ||
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.43%
EPS Next 2Y9.17%
EPS Next 3Y8.88%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%
GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP / GWO-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-S.CA.
Can you provide the valuation status for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?
ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA). This can be considered as Fairly Valued.
How profitable is GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) stock?
GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for GWO-PR-S stock?
The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is 4.95 and the Price/Book (PB) ratio is 0.67.
Can you provide the expected EPS growth for GWO-PR-S stock?
The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is expected to grow by 10.43% in the next year.