GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) Stock Fundamental Analysis
Canada - TSX:GWO-PR-S - CA39138C7347
24.2 CAD
+0.02 (+0.08%)
Taking everything into account, GWO-PR-S scores 4 out of 10 in our fundamental rating. GWO-PR-S was compared to 80 industry peers in the Insurance industry. There are concerns on the financial health of GWO-PR-S while its profitability can be described as average. GWO-PR-S is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year GWO-PR-S was profitable.
GWO-PR-S had a positive operating cash flow in the past year.
In the past 5 years GWO-PR-S has always been profitable.
In the past 5 years GWO-PR-S always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of GWO-PR-S (0.46%) is worse than 62.50% of its industry peers.
Looking at the Return On Equity, with a value of 11.43%, GWO-PR-S is in line with its industry, outperforming 45.00% of the companies in the same industry.
GWO-PR-S's Return On Invested Capital of 0.46% is in line compared to the rest of the industry. GWO-PR-S outperforms 46.25% of its industry peers.
GWO-PR-S had an Average Return On Invested Capital over the past 3 years of 0.46%. This is below the industry average of 2.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 11.43% | ||
| ROIC | 0.46% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
1.3 Margins
The Profit Margin of GWO-PR-S (10.77%) is comparable to the rest of the industry.
GWO-PR-S's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 14.86%, GWO-PR-S is doing worse than 77.50% of the companies in the same industry.
In the last couple of years the Operating Margin of GWO-PR-S has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.86% | ||
| PM (TTM) | 10.77% | ||
| GM | N/A |
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for GWO-PR-S remains at a similar level compared to 1 year ago.
Compared to 5 years ago, GWO-PR-S has more shares outstanding
GWO-PR-S has a better debt/assets ratio than last year.
2.2 Solvency
GWO-PR-S has a debt to FCF ratio of 2.17. This is a good value and a sign of high solvency as GWO-PR-S would need 2.17 years to pay back of all of its debts.
The Debt to FCF ratio of GWO-PR-S (2.17) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.28 indicates that GWO-PR-S is not too dependend on debt financing.
GWO-PR-S has a Debt to Equity ratio (0.28) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 2.17 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.21 indicates that GWO-PR-S may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.21, GWO-PR-S is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
A Quick Ratio of 0.21 indicates that GWO-PR-S may have some problems paying its short term obligations.
GWO-PR-S has a Quick ratio of 0.21. This is in the better half of the industry: GWO-PR-S outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.86% over the past year.
The Earnings Per Share has been growing by 8.95% on average over the past years. This is quite good.
The Revenue has grown by 8.22% in the past year. This is quite good.
Measured over the past years, GWO-PR-S shows a decrease in Revenue. The Revenue has been decreasing by -6.19% on average per year.
EPS 1Y (TTM)9.86%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%11.71%
Revenue 1Y (TTM)8.22%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%-0.34%
3.2 Future
The Earnings Per Share is expected to grow by 3.72% on average over the next years.
GWO-PR-S is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.91% yearly.
EPS Next Y6.71%
EPS Next 2Y7.51%
EPS Next 3Y7.75%
EPS Next 5Y3.72%
Revenue Next Year-93.69%
Revenue Next 2Y-72.77%
Revenue Next 3Y-53.67%
Revenue Next 5Y-7.91%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.17, the valuation of GWO-PR-S can be described as very cheap.
Based on the Price/Earnings ratio, GWO-PR-S is valued a bit cheaper than 61.25% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.51. GWO-PR-S is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 4.62, the valuation of GWO-PR-S can be described as very cheap.
The rest of the industry has a similar Price/Forward Earnings ratio as GWO-PR-S.
GWO-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.17 | ||
| Fwd PE | 4.62 |
4.2 Price Multiples
71.25% of the companies in the same industry are cheaper than GWO-PR-S, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.22 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GWO-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.77
PEG (5Y)0.58
EPS Next 2Y7.51%
EPS Next 3Y7.75%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.44%, GWO-PR-S is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.58, GWO-PR-S has a dividend in line with its industry peers.
GWO-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.44% |
5.2 History
The dividend of GWO-PR-S has a limited annual growth rate of 5.95%.
GWO-PR-S has paid a dividend for at least 10 years, which is a reliable track record.
GWO-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
GWO-PR-S pays out 61.63% of its income as dividend. This is not a sustainable payout ratio.
The dividend of GWO-PR-S is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP61.63%
EPS Next 2Y7.51%
EPS Next 3Y7.75%
GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP
TSX:GWO-PR-S (11/18/2025, 7:00:00 PM)
24.2
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners9.25%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap22.36B
Revenue(TTM)34.63B
Net Income(TTM)3.73B
Analysts72.5
Price Target24.99 (3.26%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.44% |
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP61.63%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.43%
Min EPS beat(2)-5.18%
Max EPS beat(2)4.32%
EPS beat(4)3
Avg EPS beat(4)1.98%
Min EPS beat(4)-5.18%
Max EPS beat(4)4.6%
EPS beat(8)7
Avg EPS beat(8)3.18%
EPS beat(12)9
Avg EPS beat(12)2.67%
EPS beat(16)12
Avg EPS beat(16)3.15%
Revenue beat(2)2
Avg Revenue beat(2)65.64%
Min Revenue beat(2)64.71%
Max Revenue beat(2)66.56%
Revenue beat(4)3
Avg Revenue beat(4)25.28%
Min Revenue beat(4)-32.89%
Max Revenue beat(4)66.56%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.7%
PT rev (3m)1.55%
EPS NQ rev (1m)1.07%
EPS NQ rev (3m)0.86%
EPS NY rev (1m)0.63%
EPS NY rev (3m)-1.44%
Revenue NQ rev (1m)-72.52%
Revenue NQ rev (3m)-72.52%
Revenue NY rev (1m)18.32%
Revenue NY rev (3m)-88.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.17 | ||
| Fwd PE | 4.62 | ||
| P/S | 0.65 | ||
| P/FCF | 5.22 | ||
| P/OCF | 5.22 | ||
| P/B | 0.69 | ||
| P/tB | 1.35 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.68
EY19.34%
EPS(NY)5.24
Fwd EY21.63%
FCF(TTM)4.63
FCFY19.15%
OCF(TTM)4.63
OCFY19.15%
SpS37.48
BVpS35.32
TBVpS17.91
PEG (NY)0.77
PEG (5Y)0.58
Graham Number60.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 11.43% | ||
| ROCE | 0.63% | ||
| ROIC | 0.46% | ||
| ROICexc | 0.46% | ||
| ROICexgc | 1.54% | ||
| OM | 14.86% | ||
| PM (TTM) | 10.77% | ||
| GM | N/A | ||
| FCFM | 12.36% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 2.17 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 11.75 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 114.8% | ||
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 | ||
| Altman-Z | N/A |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)9.86%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%11.71%
EPS Next Y6.71%
EPS Next 2Y7.51%
EPS Next 3Y7.75%
EPS Next 5Y3.72%
Revenue 1Y (TTM)8.22%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%-0.34%
Revenue Next Year-93.69%
Revenue Next 2Y-72.77%
Revenue Next 3Y-53.67%
Revenue Next 5Y-7.91%
EBIT growth 1Y3.17%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y59.68%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y59.68%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%
GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP / GWO-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-S.CA.
What is the valuation status for GWO-PR-S stock?
ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA). This can be considered as Fairly Valued.
How profitable is GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) stock?
GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for GWO-PR-S stock?
The financial health rating of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is 3 / 10.
What is the earnings growth outlook for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?
The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is expected to grow by 6.71% in the next year.