GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) Stock Fundamental Analysis

TSX:GWO-PR-S • CA39138C7347

24.2 CAD
+0.11 (+0.46%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

GWO-PR-S gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 76 industry peers in the Insurance industry. Both the profitability and the financial health of GWO-PR-S get a neutral evaluation. Nothing too spectacular is happening here. GWO-PR-S has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • GWO-PR-S had positive earnings in the past year.
  • GWO-PR-S had a positive operating cash flow in the past year.
  • GWO-PR-S had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GWO-PR-S had a positive operating cash flow.
GWO-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • GWO-PR-S's Return On Assets of 0.47% is on the low side compared to the rest of the industry. GWO-PR-S is outperformed by 63.16% of its industry peers.
  • GWO-PR-S has a Return On Equity (12.15%) which is in line with its industry peers.
  • GWO-PR-S's Return On Invested Capital of 0.46% is in line compared to the rest of the industry. GWO-PR-S outperforms 46.05% of its industry peers.
  • GWO-PR-S had an Average Return On Invested Capital over the past 3 years of 0.46%. This is below the industry average of 2.99%.
  • The 3 year average ROIC (0.46%) for GWO-PR-S is below the current ROIC(0.46%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROIC 0.46%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
GWO-PR-S.CA Yearly ROA, ROE, ROICGWO-PR-S.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • GWO-PR-S's Profit Margin of 12.02% is fine compared to the rest of the industry. GWO-PR-S outperforms 68.42% of its industry peers.
  • In the last couple of years the Profit Margin of GWO-PR-S has grown nicely.
  • GWO-PR-S's Operating Margin of 16.34% is in line compared to the rest of the industry. GWO-PR-S outperforms 42.11% of its industry peers.
  • In the last couple of years the Operating Margin of GWO-PR-S has grown nicely.
Industry RankSector Rank
OM 16.34%
PM (TTM) 12.02%
GM N/A
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-S.CA Yearly Profit, Operating, Gross MarginsGWO-PR-S.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, GWO-PR-S has about the same amount of shares outstanding.
  • Compared to 5 years ago, GWO-PR-S has more shares outstanding
  • Compared to 1 year ago, GWO-PR-S has an improved debt to assets ratio.
GWO-PR-S.CA Yearly Shares OutstandingGWO-PR-S.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
GWO-PR-S.CA Yearly Total Debt VS Total AssetsGWO-PR-S.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-S has a debt to FCF ratio of 1.74. This is a very positive value and a sign of high solvency as it would only need 1.74 years to pay back of all of its debts.
  • GWO-PR-S has a Debt to FCF ratio (1.74) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.26 indicates that GWO-PR-S is not too dependend on debt financing.
  • GWO-PR-S's Debt to Equity ratio of 0.26 is fine compared to the rest of the industry. GWO-PR-S outperforms 63.16% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-S.CA Yearly LT Debt VS Equity VS FCFGWO-PR-S.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that GWO-PR-S may have some problems paying its short term obligations.
  • The Current ratio of GWO-PR-S (0.21) is better than 72.37% of its industry peers.
  • GWO-PR-S has a Quick Ratio of 0.21. This is a bad value and indicates that GWO-PR-S is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-S's Quick ratio of 0.21 is fine compared to the rest of the industry. GWO-PR-S outperforms 72.37% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
GWO-PR-S.CA Yearly Current Assets VS Current LiabilitesGWO-PR-S.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.19% over the past year.
  • Measured over the past years, GWO-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
  • GWO-PR-S shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
  • GWO-PR-S shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.19% yearly.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.72% on average over the next years.
  • The Revenue is expected to decrease by -8.01% on average over the next years.
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.01%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GWO-PR-S.CA Yearly Revenue VS EstimatesGWO-PR-S.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-S.CA Yearly EPS VS EstimatesGWO-PR-S.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.97, which indicates a rather cheap valuation of GWO-PR-S.
  • Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-S is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of GWO-PR-S to the average of the S&P500 Index (27.09), we can say GWO-PR-S is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 4.48, the valuation of GWO-PR-S can be described as very cheap.
  • The rest of the industry has a similar Price/Forward Earnings ratio as GWO-PR-S.
  • GWO-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.98, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.97
Fwd PE 4.48
GWO-PR-S.CA Price Earnings VS Forward Price EarningsGWO-PR-S.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • GWO-PR-S's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 4.36
EV/EBITDA N/A
GWO-PR-S.CA Per share dataGWO-PR-S.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • GWO-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.48
PEG (5Y)0.56
EPS Next 2Y9.25%
EPS Next 3Y8.94%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.39%, GWO-PR-S is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.93, GWO-PR-S has a dividend in line with its industry peers.
  • GWO-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 4.39%

5.2 History

  • The dividend of GWO-PR-S has a limited annual growth rate of 5.95%.
  • GWO-PR-S has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years4
GWO-PR-S.CA Yearly Dividends per shareGWO-PR-S.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 58.22% of the earnings are spent on dividend by GWO-PR-S. This is a bit on the high side, but may be sustainable.
  • GWO-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
GWO-PR-S.CA Yearly Income VS Free CF VS DividendGWO-PR-S.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
GWO-PR-S.CA Dividend Payout.GWO-PR-S.CA Dividend Payout, showing the Payout Ratio.GWO-PR-S.CA Dividend Payout.PayoutRetained Earnings

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GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP

TSX:GWO-PR-S (2/18/2026, 7:00:00 PM)

24.2

+0.11 (+0.46%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.72%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap21.88B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price Target26.24 (8.43%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.39%
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.59%
PT rev (3m)5%
EPS NQ rev (1m)0.75%
EPS NQ rev (3m)4.73%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)3.42%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)2.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)276.43%
Valuation
Industry RankSector Rank
PE 4.97
Fwd PE 4.48
P/S 0.65
P/FCF 4.36
P/OCF 4.36
P/B 0.66
P/tB 1.3
EV/EBITDA N/A
EPS(TTM)4.87
EY20.12%
EPS(NY)5.41
Fwd EY22.34%
FCF(TTM)5.56
FCFY22.96%
OCF(TTM)5.56
OCFY22.96%
SpS37.08
BVpS36.67
TBVpS18.68
PEG (NY)0.48
PEG (5Y)0.56
Graham Number63.39
Profitability
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROCE 0.64%
ROIC 0.46%
ROICexc 0.47%
ROICexgc 1.6%
OM 16.34%
PM (TTM) 12.02%
GM N/A
FCFM 14.99%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 13.29
Cash Conversion N/A
Profit Quality 124.7%
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.01%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%

GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP / GWO-PR-S.CA FAQ

Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-S.CA.


Can you provide the valuation status for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA). This can be considered as Fairly Valued.


How profitable is GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) stock?

GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for GWO-PR-S stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is 4.97 and the Price/Book (PB) ratio is 0.66.


Can you provide the expected EPS growth for GWO-PR-S stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is expected to grow by 10.36% in the next year.