GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-S • CA39138C7347

Current stock price

23.69 CAD
+0.09 (+0.38%)
Last:

This GWO-PR-S.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. GWO-PR-S.CA Profitability Analysis

1.1 Basic Checks

  • In the past year GWO-PR-S was profitable.
  • In the past year GWO-PR-S had a positive cash flow from operations.
  • GWO-PR-S had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GWO-PR-S had a positive operating cash flow.
GWO-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • With a Return On Assets value of 0.46%, GWO-PR-S is not doing good in the industry: 61.25% of the companies in the same industry are doing better.
  • GWO-PR-S has a Return On Equity (12.02%) which is in line with its industry peers.
  • With a Return On Invested Capital value of 0.55%, GWO-PR-S perfoms like the industry average, outperforming 48.75% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for GWO-PR-S is below the industry average of 3.22%.
  • The last Return On Invested Capital (0.55%) for GWO-PR-S is above the 3 year average (0.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-S.CA Yearly ROA, ROE, ROICGWO-PR-S.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GWO-PR-S's Profit Margin of 11.13% is in line compared to the rest of the industry. GWO-PR-S outperforms 56.25% of its industry peers.
  • GWO-PR-S's Profit Margin has improved in the last couple of years.
  • GWO-PR-S has a Operating Margin (15.31%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of GWO-PR-S has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-S.CA Yearly Profit, Operating, Gross MarginsGWO-PR-S.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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4

2. GWO-PR-S.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GWO-PR-S has been reduced compared to 1 year ago.
  • Compared to 5 years ago, GWO-PR-S has less shares outstanding
  • GWO-PR-S has a better debt/assets ratio than last year.
GWO-PR-S.CA Yearly Shares OutstandingGWO-PR-S.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-S.CA Yearly Total Debt VS Total AssetsGWO-PR-S.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of GWO-PR-S is 3.25, which is a good value as it means it would take GWO-PR-S, 3.25 years of fcf income to pay off all of its debts.
  • GWO-PR-S has a Debt to FCF ratio (3.25) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.27 indicates that GWO-PR-S is not too dependend on debt financing.
  • GWO-PR-S's Debt to Equity ratio of 0.27 is fine compared to the rest of the industry. GWO-PR-S outperforms 68.75% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-S.CA Yearly LT Debt VS Equity VS FCFGWO-PR-S.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • GWO-PR-S has a Current Ratio of 0.20. This is a bad value and indicates that GWO-PR-S is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 0.20, GWO-PR-S is doing good in the industry, outperforming 71.25% of the companies in the same industry.
  • GWO-PR-S has a Quick Ratio of 0.20. This is a bad value and indicates that GWO-PR-S is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-S's Quick ratio of 0.20 is fine compared to the rest of the industry. GWO-PR-S outperforms 71.25% of its industry peers.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-S.CA Yearly Current Assets VS Current LiabilitesGWO-PR-S.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GWO-PR-S.CA Growth Analysis

3.1 Past

  • GWO-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.26%, which is quite good.
  • The Earnings Per Share has been growing by 11.83% on average over the past years. This is quite good.
  • The Revenue has grown by 10.29% in the past year. This is quite good.
  • The Revenue has been decreasing by -10.00% on average over the past years.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • GWO-PR-S is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.92% yearly.
  • GWO-PR-S is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 28.19% yearly.
EPS Next Y9.5%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-15.61%
Revenue Next 2Y-5.78%
Revenue Next 3Y-3.92%
Revenue Next 5Y28.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GWO-PR-S.CA Yearly Revenue VS EstimatesGWO-PR-S.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20B 40B 60B
GWO-PR-S.CA Yearly EPS VS EstimatesGWO-PR-S.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. GWO-PR-S.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.70, the valuation of GWO-PR-S can be described as very cheap.
  • Based on the Price/Earnings ratio, GWO-PR-S is valued a bit cheaper than the industry average as 63.75% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.42. GWO-PR-S is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 4.29, the valuation of GWO-PR-S can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, GWO-PR-S is valued a bit cheaper than the industry average as 61.25% of the companies are valued more expensively.
  • GWO-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.24, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.7
Fwd PE 4.29
GWO-PR-S.CA Price Earnings VS Forward Price EarningsGWO-PR-S.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, GWO-PR-S is valued a bit more expensive than the industry average as 61.25% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 7.91
EV/EBITDA N/A
GWO-PR-S.CA Per share dataGWO-PR-S.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.49
PEG (5Y)0.4
EPS Next 2Y8.87%
EPS Next 3Y8.73%

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6

5. GWO-PR-S.CA Dividend Analysis

5.1 Amount

  • GWO-PR-S has a Yearly Dividend Yield of 3.73%. Purely for dividend investing, there may be better candidates out there.
  • GWO-PR-S's Dividend Yield is a higher than the industry average which is at 3.58.
  • Compared to an average S&P500 Dividend Yield of 1.81, GWO-PR-S pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.73%

5.2 History

  • The dividend of GWO-PR-S is nicely growing with an annual growth rate of 6.72%!
  • GWO-PR-S has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-S has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years5
GWO-PR-S.CA Yearly Dividends per shareGWO-PR-S.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GWO-PR-S pays out 60.93% of its income as dividend. This is not a sustainable payout ratio.
  • GWO-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
GWO-PR-S.CA Yearly Income VS Free CF VS DividendGWO-PR-S.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-S.CA Dividend Payout.GWO-PR-S.CA Dividend Payout, showing the Payout Ratio.GWO-PR-S.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-S.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP

TSX:GWO-PR-S (4/24/2026, 7:00:00 PM)

23.69

+0.09 (+0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners10.06%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap21.41B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target23.89 (0.84%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.73%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years5
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-8.72%
PT rev (3m)-0.96%
EPS NQ rev (1m)0.22%
EPS NQ rev (3m)1.25%
EPS NY rev (1m)-0.12%
EPS NY rev (3m)2.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)143.12%
Revenue NY rev (3m)-15.93%
Valuation
Industry RankSector Rank
PE 4.7
Fwd PE 4.29
P/S 0.6
P/FCF 7.91
P/OCF 7.91
P/B 0.65
P/tB 1.28
EV/EBITDA N/A
EPS(TTM)5.04
EY21.27%
EPS(NY)5.52
Fwd EY23.3%
FCF(TTM)3
FCFY12.65%
OCF(TTM)3
OCFY12.65%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.49
PEG (5Y)0.4
Graham Number64.2791 (171.33%)
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.5%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-15.61%
Revenue Next 2Y-5.78%
Revenue Next 3Y-3.92%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP / GWO-PR-S.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-S.CA.


Can you provide the valuation status for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP?

GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) has a profitability rating of 5 / 10.


What is the expected EPS growth for GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is expected to grow by 9.5% in the next year.


How sustainable is the dividend of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) stock?

The dividend rating of GREAT-WEST LIFECO INC - GWOCN 5 1/4 PERP (GWO-PR-S.CA) is 6 / 10 and the dividend payout ratio is 60.93%.