GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-Q • CA39138C7677

Current stock price

23 CAD
-0.15 (-0.65%)
Last:

This GWO-PR-Q.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. GWO-PR-Q.CA Profitability Analysis

1.1 Basic Checks

  • GWO-PR-Q had positive earnings in the past year.
  • In the past year GWO-PR-Q had a positive cash flow from operations.
  • GWO-PR-Q had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GWO-PR-Q had a positive operating cash flow.
GWO-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.46%, GWO-PR-Q is in line with its industry, outperforming 40.51% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 12.02%, GWO-PR-Q is in line with its industry, outperforming 48.10% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 0.55%, GWO-PR-Q is in line with its industry, outperforming 51.90% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for GWO-PR-Q is below the industry average of 3.17%.
  • The 3 year average ROIC (0.54%) for GWO-PR-Q is below the current ROIC(0.55%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-Q.CA Yearly ROA, ROE, ROICGWO-PR-Q.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GWO-PR-Q's Profit Margin of 11.13% is fine compared to the rest of the industry. GWO-PR-Q outperforms 62.03% of its industry peers.
  • GWO-PR-Q's Profit Margin has improved in the last couple of years.
  • GWO-PR-Q's Operating Margin of 15.31% is in line compared to the rest of the industry. GWO-PR-Q outperforms 45.57% of its industry peers.
  • In the last couple of years the Operating Margin of GWO-PR-Q has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-Q.CA Yearly Profit, Operating, Gross MarginsGWO-PR-Q.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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4

2. GWO-PR-Q.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GWO-PR-Q has been reduced compared to 1 year ago.
  • Compared to 5 years ago, GWO-PR-Q has less shares outstanding
  • The debt/assets ratio for GWO-PR-Q has been reduced compared to a year ago.
GWO-PR-Q.CA Yearly Shares OutstandingGWO-PR-Q.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-Q.CA Yearly Total Debt VS Total AssetsGWO-PR-Q.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-Q has a debt to FCF ratio of 3.25. This is a good value and a sign of high solvency as GWO-PR-Q would need 3.25 years to pay back of all of its debts.
  • GWO-PR-Q has a Debt to FCF ratio (3.25) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.27 indicates that GWO-PR-Q is not too dependend on debt financing.
  • GWO-PR-Q has a better Debt to Equity ratio (0.27) than 72.15% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-Q.CA Yearly LT Debt VS Equity VS FCFGWO-PR-Q.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • GWO-PR-Q has a Current Ratio of 0.20. This is a bad value and indicates that GWO-PR-Q is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-Q's Current ratio of 0.20 is fine compared to the rest of the industry. GWO-PR-Q outperforms 78.48% of its industry peers.
  • A Quick Ratio of 0.20 indicates that GWO-PR-Q may have some problems paying its short term obligations.
  • GWO-PR-Q has a Quick ratio of 0.20. This is in the better half of the industry: GWO-PR-Q outperforms 78.48% of its industry peers.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-Q.CA Yearly Current Assets VS Current LiabilitesGWO-PR-Q.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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5

3. GWO-PR-Q.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.26% over the past year.
  • The Earnings Per Share has been growing by 11.83% on average over the past years. This is quite good.
  • GWO-PR-Q shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.29%.
  • Measured over the past years, GWO-PR-Q shows a decrease in Revenue. The Revenue has been decreasing by -10.00% on average per year.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • Based on estimates for the next years, GWO-PR-Q will show a small growth in Earnings Per Share. The EPS will grow by 1.92% on average per year.
  • Based on estimates for the next years, GWO-PR-Q will show a very strong growth in Revenue. The Revenue will grow by 28.19% on average per year.
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GWO-PR-Q.CA Yearly Revenue VS EstimatesGWO-PR-Q.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-Q.CA Yearly EPS VS EstimatesGWO-PR-Q.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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6

4. GWO-PR-Q.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • GWO-PR-Q is valuated cheaply with a Price/Earnings ratio of 4.56.
  • Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-Q indicates a somewhat cheap valuation: GWO-PR-Q is cheaper than 69.62% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.71. GWO-PR-Q is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 4.16 indicates a rather cheap valuation of GWO-PR-Q.
  • Based on the Price/Forward Earnings ratio, GWO-PR-Q is valued a bit cheaper than 67.09% of the companies in the same industry.
  • GWO-PR-Q's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.83.
Industry RankSector Rank
PE 4.56
Fwd PE 4.16
GWO-PR-Q.CA Price Earnings VS Forward Price EarningsGWO-PR-Q.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of GWO-PR-Q is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 7.68
EV/EBITDA N/A
GWO-PR-Q.CA Per share dataGWO-PR-Q.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.47
PEG (5Y)0.39
EPS Next 2Y9.1%
EPS Next 3Y8.73%

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7

5. GWO-PR-Q.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.68%, GWO-PR-Q is a good candidate for dividend investing.
  • GWO-PR-Q's Dividend Yield is rather good when compared to the industry average which is at 4.82. GWO-PR-Q pays more dividend than 93.67% of the companies in the same industry.
  • GWO-PR-Q's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 5.68%

5.2 History

  • On average, the dividend of GWO-PR-Q grows each year by 6.72%, which is quite nice.
  • GWO-PR-Q has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-Q has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years4
GWO-PR-Q.CA Yearly Dividends per shareGWO-PR-Q.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 60.93% of the earnings are spent on dividend by GWO-PR-Q. This is not a sustainable payout ratio.
  • GWO-PR-Q's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
GWO-PR-Q.CA Yearly Income VS Free CF VS DividendGWO-PR-Q.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-Q.CA Dividend Payout.GWO-PR-Q.CA Dividend Payout, showing the Payout Ratio.GWO-PR-Q.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-Q.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 5.15 PERP

TSX:GWO-PR-Q (3/13/2026, 7:00:00 PM)

23

-0.15 (-0.65%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.96%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap20.79B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target25.64 (11.48%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.68%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.13%
PT rev (3m)5.34%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)2.19%
EPS NY rev (3m)2.34%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)-65.42%
Revenue NY rev (3m)-74.98%
Valuation
Industry RankSector Rank
PE 4.56
Fwd PE 4.16
P/S 0.58
P/FCF 7.68
P/OCF 7.68
P/B 0.63
P/tB 1.24
EV/EBITDA N/A
EPS(TTM)5.04
EY21.91%
EPS(NY)5.53
Fwd EY24.02%
FCF(TTM)3
FCFY13.02%
OCF(TTM)3
OCFY13.02%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.47
PEG (5Y)0.39
Graham Number64.28
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 5.15 PERP / GWO-PR-Q.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-Q.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for GREAT-WEST LIFECO INC - GWOCN 5.15 PERP?

GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA) has a profitability rating of 5 / 10.


Can you provide the expected EPS growth for GWO-PR-Q stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA) is expected to grow by 9.63% in the next year.


Is the dividend of GREAT-WEST LIFECO INC - GWOCN 5.15 PERP sustainable?

The dividend rating of GREAT-WEST LIFECO INC - GWOCN 5.15 PERP (GWO-PR-Q.CA) is 7 / 10 and the dividend payout ratio is 60.93%.