GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-P • CA39138C7750

Current stock price

23.9 CAD
-0.18 (-0.75%)
Last:

This GWO-PR-P.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. GWO-PR-P.CA Profitability Analysis

1.1 Basic Checks

  • In the past year GWO-PR-P was profitable.
  • In the past year GWO-PR-P had a positive cash flow from operations.
  • Each year in the past 5 years GWO-PR-P has been profitable.
  • In the past 5 years GWO-PR-P always reported a positive cash flow from operatings.
GWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • The Return On Assets of GWO-PR-P (0.46%) is worse than 64.56% of its industry peers.
  • GWO-PR-P has a Return On Equity of 12.02%. This is comparable to the rest of the industry: GWO-PR-P outperforms 43.04% of its industry peers.
  • GWO-PR-P's Return On Invested Capital of 0.55% is in line compared to the rest of the industry. GWO-PR-P outperforms 46.84% of its industry peers.
  • GWO-PR-P had an Average Return On Invested Capital over the past 3 years of 0.54%. This is below the industry average of 3.17%.
  • The 3 year average ROIC (0.54%) for GWO-PR-P is below the current ROIC(0.55%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-P.CA Yearly ROA, ROE, ROICGWO-PR-P.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of GWO-PR-P (11.13%) is comparable to the rest of the industry.
  • GWO-PR-P's Profit Margin has improved in the last couple of years.
  • GWO-PR-P has a Operating Margin (15.31%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of GWO-PR-P has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-P.CA Yearly Profit, Operating, Gross MarginsGWO-PR-P.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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4

2. GWO-PR-P.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GWO-PR-P has been reduced compared to 1 year ago.
  • The number of shares outstanding for GWO-PR-P has been reduced compared to 5 years ago.
  • GWO-PR-P has a better debt/assets ratio than last year.
GWO-PR-P.CA Yearly Shares OutstandingGWO-PR-P.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-P.CA Yearly Total Debt VS Total AssetsGWO-PR-P.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of GWO-PR-P is 3.25, which is a good value as it means it would take GWO-PR-P, 3.25 years of fcf income to pay off all of its debts.
  • GWO-PR-P has a Debt to FCF ratio of 3.25. This is in the lower half of the industry: GWO-PR-P underperforms 62.03% of its industry peers.
  • GWO-PR-P has a Debt/Equity ratio of 0.27. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.27, GWO-PR-P is in the better half of the industry, outperforming 67.09% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-P.CA Yearly LT Debt VS Equity VS FCFGWO-PR-P.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.20 indicates that GWO-PR-P may have some problems paying its short term obligations.
  • With a decent Current ratio value of 0.20, GWO-PR-P is doing good in the industry, outperforming 73.42% of the companies in the same industry.
  • GWO-PR-P has a Quick Ratio of 0.20. This is a bad value and indicates that GWO-PR-P is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.20, GWO-PR-P is in the better half of the industry, outperforming 73.42% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-P.CA Yearly Current Assets VS Current LiabilitesGWO-PR-P.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GWO-PR-P.CA Growth Analysis

3.1 Past

  • GWO-PR-P shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.26%, which is quite good.
  • The Earnings Per Share has been growing by 11.83% on average over the past years. This is quite good.
  • The Revenue has grown by 10.29% in the past year. This is quite good.
  • GWO-PR-P shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -10.00% yearly.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • GWO-PR-P is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.92% yearly.
  • The Revenue is expected to grow by 28.19% on average over the next years. This is a very strong growth
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GWO-PR-P.CA Yearly Revenue VS EstimatesGWO-PR-P.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-P.CA Yearly EPS VS EstimatesGWO-PR-P.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. GWO-PR-P.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.74, which indicates a rather cheap valuation of GWO-PR-P.
  • GWO-PR-P's Price/Earnings ratio is a bit cheaper when compared to the industry. GWO-PR-P is cheaper than 60.76% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.73, GWO-PR-P is valued rather cheaply.
  • A Price/Forward Earnings ratio of 4.33 indicates a rather cheap valuation of GWO-PR-P.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GWO-PR-P is on the same level as its industry peers.
  • GWO-PR-P's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.72.
Industry RankSector Rank
PE 4.74
Fwd PE 4.33
GWO-PR-P.CA Price Earnings VS Forward Price EarningsGWO-PR-P.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 60.76% of the companies in the same industry are cheaper than GWO-PR-P, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 7.98
EV/EBITDA N/A
GWO-PR-P.CA Per share dataGWO-PR-P.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • GWO-PR-P's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.49
PEG (5Y)0.4
EPS Next 2Y9.1%
EPS Next 3Y8.73%

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8

5. GWO-PR-P.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.68%, GWO-PR-P is a good candidate for dividend investing.
  • GWO-PR-P's Dividend Yield is rather good when compared to the industry average which is at 4.82. GWO-PR-P pays more dividend than 88.61% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, GWO-PR-P pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.68%

5.2 History

  • On average, the dividend of GWO-PR-P grows each year by 6.72%, which is quite nice.
  • GWO-PR-P has paid a dividend for at least 10 years, which is a reliable track record.
  • GWO-PR-P has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years12
GWO-PR-P.CA Yearly Dividends per shareGWO-PR-P.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GWO-PR-P pays out 60.93% of its income as dividend. This is not a sustainable payout ratio.
  • GWO-PR-P's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
GWO-PR-P.CA Yearly Income VS Free CF VS DividendGWO-PR-P.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-P.CA Dividend Payout.GWO-PR-P.CA Dividend Payout, showing the Payout Ratio.GWO-PR-P.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-P.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP

TSX:GWO-PR-P (3/19/2026, 7:00:00 PM)

23.9

-0.18 (-0.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.96%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap21.60B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target26.53 (11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.68%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years12
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.11%
PT rev (3m)4.61%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)2.19%
EPS NY rev (3m)2.34%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)-65.42%
Revenue NY rev (3m)-74.98%
Valuation
Industry RankSector Rank
PE 4.74
Fwd PE 4.33
P/S 0.61
P/FCF 7.98
P/OCF 7.98
P/B 0.66
P/tB 1.29
EV/EBITDA N/A
EPS(TTM)5.04
EY21.09%
EPS(NY)5.53
Fwd EY23.12%
FCF(TTM)3
FCFY12.53%
OCF(TTM)3
OCFY12.53%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.49
PEG (5Y)0.4
Graham Number64.28
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP / GWO-PR-P.CA Fundamental Analysis FAQ

What is the fundamental rating for GWO-PR-P stock?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-P.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA). This can be considered as Fairly Valued.


What is the profitability of GWO-PR-P stock?

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) has a profitability rating of 5 / 10.


What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 4.74 and the Price/Book (PB) ratio is 0.66.


What is the financial health of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The financial health rating of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 4 / 10.