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GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) Stock Fundamental Analysis

Canada - Toronto Stock Exchange - TSX:GWO-PR-P - CA39138C7750

24.39 CAD
-0.16 (-0.65%)
Last: 1/16/2026, 7:00:00 PM
Fundamental Rating

4

GWO-PR-P gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 81 industry peers in the Insurance industry. GWO-PR-P has only an average score on both its financial health and profitability. GWO-PR-P has a valuation in line with the averages, but on the other hand it scores bad on growth. GWO-PR-P also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • GWO-PR-P had positive earnings in the past year.
  • GWO-PR-P had a positive operating cash flow in the past year.
  • In the past 5 years GWO-PR-P has always been profitable.
  • In the past 5 years GWO-PR-P always reported a positive cash flow from operatings.
GWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • With a Return On Assets value of 0.47%, GWO-PR-P is not doing good in the industry: 62.96% of the companies in the same industry are doing better.
  • The Return On Equity of GWO-PR-P (12.15%) is comparable to the rest of the industry.
  • GWO-PR-P's Return On Invested Capital of 0.46% is in line compared to the rest of the industry. GWO-PR-P outperforms 48.15% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GWO-PR-P is below the industry average of 2.99%.
  • The 3 year average ROIC (0.46%) for GWO-PR-P is below the current ROIC(0.46%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROIC 0.46%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
GWO-PR-P.CA Yearly ROA, ROE, ROICGWO-PR-P.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • GWO-PR-P has a better Profit Margin (12.02%) than 69.14% of its industry peers.
  • In the last couple of years the Profit Margin of GWO-PR-P has grown nicely.
  • With a Operating Margin value of 16.34%, GWO-PR-P perfoms like the industry average, outperforming 43.21% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GWO-PR-P has grown nicely.
Industry RankSector Rank
OM 16.34%
PM (TTM) 12.02%
GM N/A
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-P.CA Yearly Profit, Operating, Gross MarginsGWO-PR-P.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

More info and screens

4

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, GWO-PR-P has about the same amount of shares outstanding.
  • The number of shares outstanding for GWO-PR-P has been increased compared to 5 years ago.
  • Compared to 1 year ago, GWO-PR-P has an improved debt to assets ratio.
GWO-PR-P.CA Yearly Shares OutstandingGWO-PR-P.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
GWO-PR-P.CA Yearly Total Debt VS Total AssetsGWO-PR-P.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-P has a debt to FCF ratio of 1.74. This is a very positive value and a sign of high solvency as it would only need 1.74 years to pay back of all of its debts.
  • GWO-PR-P has a Debt to FCF ratio of 1.74. This is comparable to the rest of the industry: GWO-PR-P outperforms 53.09% of its industry peers.
  • GWO-PR-P has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
  • GWO-PR-P has a better Debt to Equity ratio (0.26) than 64.20% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-P.CA Yearly LT Debt VS Equity VS FCFGWO-PR-P.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that GWO-PR-P may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.21, GWO-PR-P is in the better half of the industry, outperforming 70.37% of the companies in the same industry.
  • A Quick Ratio of 0.21 indicates that GWO-PR-P may have some problems paying its short term obligations.
  • GWO-PR-P's Quick ratio of 0.21 is fine compared to the rest of the industry. GWO-PR-P outperforms 70.37% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
GWO-PR-P.CA Yearly Current Assets VS Current LiabilitesGWO-PR-P.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.19% over the past year.
  • GWO-PR-P shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.95% yearly.
  • The Revenue has decreased by -7.48% in the past year.
  • The Revenue has been decreasing by -6.19% on average over the past years.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%

3.2 Future

  • GWO-PR-P is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.72% yearly.
  • The Revenue is expected to decrease by -8.23% on average over the next years.
EPS Next Y10.43%
EPS Next 2Y9.17%
EPS Next 3Y8.88%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GWO-PR-P.CA Yearly Revenue VS EstimatesGWO-PR-P.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-P.CA Yearly EPS VS EstimatesGWO-PR-P.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 5.01, the valuation of GWO-PR-P can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-P is on the same level as its industry peers.
  • The average S&P500 Price/Earnings ratio is at 27.47. GWO-PR-P is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 4.52, which indicates a rather cheap valuation of GWO-PR-P.
  • GWO-PR-P's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, GWO-PR-P is valued rather cheaply.
Industry RankSector Rank
PE 5.01
Fwd PE 4.52
GWO-PR-P.CA Price Earnings VS Forward Price EarningsGWO-PR-P.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of GWO-PR-P is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 4.44
EV/EBITDA N/A
GWO-PR-P.CA Per share dataGWO-PR-P.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.48
PEG (5Y)0.56
EPS Next 2Y9.17%
EPS Next 3Y8.88%

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8

5. Dividend

5.1 Amount

  • GWO-PR-P has a Yearly Dividend Yield of 5.61%, which is a nice return.
  • GWO-PR-P's Dividend Yield is rather good when compared to the industry average which is at 3.60. GWO-PR-P pays more dividend than 88.89% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, GWO-PR-P pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.61%

5.2 History

  • The dividend of GWO-PR-P has a limited annual growth rate of 5.95%.
  • GWO-PR-P has paid a dividend for at least 10 years, which is a reliable track record.
  • GWO-PR-P has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years12
GWO-PR-P.CA Yearly Dividends per shareGWO-PR-P.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GWO-PR-P pays out 58.22% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of GWO-PR-P is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.17%
EPS Next 3Y8.88%
GWO-PR-P.CA Yearly Income VS Free CF VS DividendGWO-PR-P.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
GWO-PR-P.CA Dividend Payout.GWO-PR-P.CA Dividend Payout, showing the Payout Ratio.GWO-PR-P.CA Dividend Payout.PayoutRetained Earnings

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GREAT-WEST LIFECO INC - GWOCN 5.4 PERP

TSX:GWO-PR-P (1/16/2026, 7:00:00 PM)

24.39

-0.16 (-0.65%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-05
Earnings (Next)02-05
Inst Owners9.72%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap22.30B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price Target23.75 (-2.62%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.61%
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years12
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.37%
PT rev (3m)-6.05%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.81%
EPS NY rev (1m)0%
EPS NY rev (3m)4.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-71.57%
Revenue NY rev (1m)-27.87%
Revenue NY rev (3m)345.38%
Valuation
Industry RankSector Rank
PE 5.01
Fwd PE 4.52
P/S 0.67
P/FCF 4.44
P/OCF 4.44
P/B 0.67
P/tB 1.32
EV/EBITDA N/A
EPS(TTM)4.87
EY19.97%
EPS(NY)5.4
Fwd EY22.14%
FCF(TTM)5.49
FCFY22.52%
OCF(TTM)5.49
OCFY22.52%
SpS36.65
BVpS36.25
TBVpS18.46
PEG (NY)0.48
PEG (5Y)0.56
Graham Number63.02
Profitability
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROCE 0.64%
ROIC 0.46%
ROICexc 0.47%
ROICexgc 1.6%
OM 16.34%
PM (TTM) 12.02%
GM N/A
FCFM 14.99%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 13.29
Cash Conversion N/A
Profit Quality 124.7%
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.43%
EPS Next 2Y9.17%
EPS Next 3Y8.88%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP / GWO-PR-P.CA FAQ

What is the fundamental rating for GWO-PR-P stock?

ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-P.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA). This can be considered as Fairly Valued.


What is the profitability of GWO-PR-P stock?

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) has a profitability rating of 5 / 10.


What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 5.01 and the Price/Book (PB) ratio is 0.67.


What is the financial health of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The financial health rating of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 4 / 10.