GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) Stock Fundamental Analysis

TSX:GWO-PR-P • CA39138C7750

24.47 CAD
-0.06 (-0.24%)
Last: Feb 19, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, GWO-PR-P scores 4 out of 10 in our fundamental rating. GWO-PR-P was compared to 76 industry peers in the Insurance industry. Both the profitability and the financial health of GWO-PR-P get a neutral evaluation. Nothing too spectacular is happening here. GWO-PR-P has a valuation in line with the averages, but it does not seem to be growing. GWO-PR-P also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • GWO-PR-P had positive earnings in the past year.
  • In the past year GWO-PR-P had a positive cash flow from operations.
  • In the past 5 years GWO-PR-P has always been profitable.
  • Each year in the past 5 years GWO-PR-P had a positive operating cash flow.
GWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • With a Return On Assets value of 0.47%, GWO-PR-P is not doing good in the industry: 64.47% of the companies in the same industry are doing better.
  • GWO-PR-P has a Return On Equity (12.15%) which is comparable to the rest of the industry.
  • The Return On Invested Capital of GWO-PR-P (0.46%) is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for GWO-PR-P is below the industry average of 2.99%.
  • The last Return On Invested Capital (0.46%) for GWO-PR-P is above the 3 year average (0.46%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROIC 0.46%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
GWO-PR-P.CA Yearly ROA, ROE, ROICGWO-PR-P.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • GWO-PR-P has a better Profit Margin (12.02%) than 67.11% of its industry peers.
  • GWO-PR-P's Profit Margin has improved in the last couple of years.
  • GWO-PR-P has a Operating Margin (16.34%) which is comparable to the rest of the industry.
  • GWO-PR-P's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 16.34%
PM (TTM) 12.02%
GM N/A
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-P.CA Yearly Profit, Operating, Gross MarginsGWO-PR-P.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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4

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, GWO-PR-P has about the same amount of shares outstanding.
  • The number of shares outstanding for GWO-PR-P has been increased compared to 5 years ago.
  • The debt/assets ratio for GWO-PR-P has been reduced compared to a year ago.
GWO-PR-P.CA Yearly Shares OutstandingGWO-PR-P.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
GWO-PR-P.CA Yearly Total Debt VS Total AssetsGWO-PR-P.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-P has a debt to FCF ratio of 1.74. This is a very positive value and a sign of high solvency as it would only need 1.74 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 1.74, GWO-PR-P perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • GWO-PR-P has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.26, GWO-PR-P is doing good in the industry, outperforming 61.84% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-P.CA Yearly LT Debt VS Equity VS FCFGWO-PR-P.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • GWO-PR-P has a Current Ratio of 0.21. This is a bad value and indicates that GWO-PR-P is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 0.21, GWO-PR-P is doing good in the industry, outperforming 71.05% of the companies in the same industry.
  • A Quick Ratio of 0.21 indicates that GWO-PR-P may have some problems paying its short term obligations.
  • GWO-PR-P's Quick ratio of 0.21 is fine compared to the rest of the industry. GWO-PR-P outperforms 71.05% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
GWO-PR-P.CA Yearly Current Assets VS Current LiabilitesGWO-PR-P.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.19% over the past year.
  • Measured over the past years, GWO-PR-P shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
  • Looking at the last year, GWO-PR-P shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
  • The Revenue has been decreasing by -6.19% on average over the past years.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%

3.2 Future

  • GWO-PR-P is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.72% yearly.
  • The Revenue is expected to decrease by -8.01% on average over the next years.
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.01%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GWO-PR-P.CA Yearly Revenue VS EstimatesGWO-PR-P.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-P.CA Yearly EPS VS EstimatesGWO-PR-P.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.02, the valuation of GWO-PR-P can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-P is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 27.09, GWO-PR-P is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 4.53, the valuation of GWO-PR-P can be described as very cheap.
  • GWO-PR-P's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 27.98. GWO-PR-P is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.02
Fwd PE 4.53
GWO-PR-P.CA Price Earnings VS Forward Price EarningsGWO-PR-P.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as GWO-PR-P.
Industry RankSector Rank
P/FCF 4.4
EV/EBITDA N/A
GWO-PR-P.CA Per share dataGWO-PR-P.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.48
PEG (5Y)0.56
EPS Next 2Y9.25%
EPS Next 3Y8.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • GWO-PR-P has a Yearly Dividend Yield of 4.39%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.93, GWO-PR-P has a dividend in line with its industry peers.
  • GWO-PR-P's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 4.39%

5.2 History

  • The dividend of GWO-PR-P has a limited annual growth rate of 5.95%.
  • GWO-PR-P has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-P has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years12
GWO-PR-P.CA Yearly Dividends per shareGWO-PR-P.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GWO-PR-P pays out 58.22% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • GWO-PR-P's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
GWO-PR-P.CA Yearly Income VS Free CF VS DividendGWO-PR-P.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
GWO-PR-P.CA Dividend Payout.GWO-PR-P.CA Dividend Payout, showing the Payout Ratio.GWO-PR-P.CA Dividend Payout.PayoutRetained Earnings

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GREAT-WEST LIFECO INC - GWOCN 5.4 PERP

TSX:GWO-PR-P (2/19/2026, 7:00:00 PM)

24.47

-0.06 (-0.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.72%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap22.12B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price Target26.56 (8.54%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.39%
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years12
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)11.85%
PT rev (3m)5.28%
EPS NQ rev (1m)0.75%
EPS NQ rev (3m)4.73%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)3.42%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)2.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)276.43%
Valuation
Industry RankSector Rank
PE 5.02
Fwd PE 4.53
P/S 0.66
P/FCF 4.4
P/OCF 4.4
P/B 0.67
P/tB 1.31
EV/EBITDA N/A
EPS(TTM)4.87
EY19.9%
EPS(NY)5.41
Fwd EY22.1%
FCF(TTM)5.56
FCFY22.71%
OCF(TTM)5.56
OCFY22.71%
SpS37.08
BVpS36.67
TBVpS18.68
PEG (NY)0.48
PEG (5Y)0.56
Graham Number63.39
Profitability
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROCE 0.64%
ROIC 0.46%
ROICexc 0.47%
ROICexgc 1.6%
OM 16.34%
PM (TTM) 12.02%
GM N/A
FCFM 14.99%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 13.29
Cash Conversion N/A
Profit Quality 124.7%
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.01%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP / GWO-PR-P.CA FAQ

What is the fundamental rating for GWO-PR-P stock?

ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-P.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA). This can be considered as Fairly Valued.


What is the profitability of GWO-PR-P stock?

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) has a profitability rating of 5 / 10.


What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 5.02 and the Price/Book (PB) ratio is 0.67.


What is the financial health of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The financial health rating of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 4 / 10.