GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-P • CA39138C7750

Current stock price

24.2 CAD
+0.2 (+0.83%)
Last:

This GWO-PR-P.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GWO-PR-P.CA Profitability Analysis

1.1 Basic Checks

  • GWO-PR-P had positive earnings in the past year.
  • GWO-PR-P had a positive operating cash flow in the past year.
  • In the past 5 years GWO-PR-P has always been profitable.
  • In the past 5 years GWO-PR-P always reported a positive cash flow from operatings.
GWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-P.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.46%, GWO-PR-P is doing worse than 64.56% of the companies in the same industry.
  • GWO-PR-P has a Return On Equity of 12.02%. This is comparable to the rest of the industry: GWO-PR-P outperforms 53.16% of its industry peers.
  • With a Return On Invested Capital value of 0.55%, GWO-PR-P perfoms like the industry average, outperforming 45.57% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for GWO-PR-P is below the industry average of 3.22%.
  • The last Return On Invested Capital (0.55%) for GWO-PR-P is above the 3 year average (0.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-P.CA Yearly ROA, ROE, ROICGWO-PR-P.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GWO-PR-P has a Profit Margin of 11.13%. This is comparable to the rest of the industry: GWO-PR-P outperforms 53.16% of its industry peers.
  • GWO-PR-P's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 15.31%, GWO-PR-P is doing worse than 60.76% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GWO-PR-P has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-P.CA Yearly Profit, Operating, Gross MarginsGWO-PR-P.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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4

2. GWO-PR-P.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GWO-PR-P has been reduced compared to 1 year ago.
  • The number of shares outstanding for GWO-PR-P has been reduced compared to 5 years ago.
  • GWO-PR-P has a better debt/assets ratio than last year.
GWO-PR-P.CA Yearly Shares OutstandingGWO-PR-P.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-P.CA Yearly Total Debt VS Total AssetsGWO-PR-P.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-P has a debt to FCF ratio of 3.25. This is a good value and a sign of high solvency as GWO-PR-P would need 3.25 years to pay back of all of its debts.
  • The Debt to FCF ratio of GWO-PR-P (3.25) is worse than 60.76% of its industry peers.
  • GWO-PR-P has a Debt/Equity ratio of 0.27. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of GWO-PR-P (0.27) is better than 67.09% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-P.CA Yearly LT Debt VS Equity VS FCFGWO-PR-P.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.20 indicates that GWO-PR-P may have some problems paying its short term obligations.
  • GWO-PR-P has a better Current ratio (0.20) than 70.89% of its industry peers.
  • A Quick Ratio of 0.20 indicates that GWO-PR-P may have some problems paying its short term obligations.
  • The Quick ratio of GWO-PR-P (0.20) is better than 70.89% of its industry peers.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-P.CA Yearly Current Assets VS Current LiabilitesGWO-PR-P.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GWO-PR-P.CA Growth Analysis

3.1 Past

  • GWO-PR-P shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.26%, which is quite good.
  • Measured over the past years, GWO-PR-P shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.83% on average per year.
  • GWO-PR-P shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.29%.
  • Measured over the past years, GWO-PR-P shows a decrease in Revenue. The Revenue has been decreasing by -10.00% on average per year.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • Based on estimates for the next years, GWO-PR-P will show a small growth in Earnings Per Share. The EPS will grow by 1.92% on average per year.
  • The Revenue is expected to grow by 28.19% on average over the next years. This is a very strong growth
EPS Next Y9.5%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-15.61%
Revenue Next 2Y-5.78%
Revenue Next 3Y-3.92%
Revenue Next 5Y28.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GWO-PR-P.CA Yearly Revenue VS EstimatesGWO-PR-P.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-P.CA Yearly EPS VS EstimatesGWO-PR-P.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. GWO-PR-P.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 4.80 indicates a rather cheap valuation of GWO-PR-P.
  • GWO-PR-P's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 27.89, GWO-PR-P is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 4.38, the valuation of GWO-PR-P can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GWO-PR-P is on the same level as its industry peers.
  • GWO-PR-P's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 38.50.
Industry RankSector Rank
PE 4.8
Fwd PE 4.38
GWO-PR-P.CA Price Earnings VS Forward Price EarningsGWO-PR-P.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, GWO-PR-P is valued a bit more expensive than 62.03% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.08
EV/EBITDA N/A
GWO-PR-P.CA Per share dataGWO-PR-P.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.51
PEG (5Y)0.41
EPS Next 2Y8.87%
EPS Next 3Y8.73%

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6

5. GWO-PR-P.CA Dividend Analysis

5.1 Amount

  • GWO-PR-P has a Yearly Dividend Yield of 3.85%.
  • Compared to an average industry Dividend Yield of 3.61, GWO-PR-P has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, GWO-PR-P pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.85%

5.2 History

  • The dividend of GWO-PR-P is nicely growing with an annual growth rate of 6.72%!
  • GWO-PR-P has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-P has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years13
GWO-PR-P.CA Yearly Dividends per shareGWO-PR-P.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 60.93% of the earnings are spent on dividend by GWO-PR-P. This is not a sustainable payout ratio.
  • GWO-PR-P's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
GWO-PR-P.CA Yearly Income VS Free CF VS DividendGWO-PR-P.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-P.CA Dividend Payout.GWO-PR-P.CA Dividend Payout, showing the Payout Ratio.GWO-PR-P.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-P.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP

TSX:GWO-PR-P (4/17/2026, 7:00:00 PM)

24.2

+0.2 (+0.83%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners10.06%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap21.88B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target24.67 (1.94%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.85%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years13
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.03%
PT rev (3m)-0.47%
EPS NQ rev (1m)0.22%
EPS NQ rev (3m)1.25%
EPS NY rev (1m)-0.12%
EPS NY rev (3m)2.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)143.12%
Revenue NY rev (3m)-15.93%
Valuation
Industry RankSector Rank
PE 4.8
Fwd PE 4.38
P/S 0.61
P/FCF 8.08
P/OCF 8.08
P/B 0.66
P/tB 1.31
EV/EBITDA N/A
EPS(TTM)5.04
EY20.83%
EPS(NY)5.52
Fwd EY22.81%
FCF(TTM)3
FCFY12.38%
OCF(TTM)3
OCFY12.38%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.51
PEG (5Y)0.41
Graham Number64.2791 (165.62%)
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.5%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-15.61%
Revenue Next 2Y-5.78%
Revenue Next 3Y-3.92%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP / GWO-PR-P.CA Fundamental Analysis FAQ

What is the fundamental rating for GWO-PR-P stock?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-P.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for GREAT-WEST LIFECO INC - GWOCN 5.4 PERP?

GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) has a profitability rating of 4 / 10.


Can you provide the expected EPS growth for GWO-PR-P stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is expected to grow by 9.5% in the next year.


How sustainable is the dividend of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) stock?

The dividend rating of GREAT-WEST LIFECO INC - GWOCN 5.4 PERP (GWO-PR-P.CA) is 6 / 10 and the dividend payout ratio is 60.93%.