GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-I • CA39138C8667

Current stock price

20.4 CAD
+0.34 (+1.69%)
Last:

This GWO-PR-I.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. GWO-PR-I.CA Profitability Analysis

1.1 Basic Checks

  • In the past year GWO-PR-I was profitable.
  • In the past year GWO-PR-I had a positive cash flow from operations.
  • GWO-PR-I had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GWO-PR-I had a positive operating cash flow.
GWO-PR-I.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-I.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.46%, GWO-PR-I is in line with its industry, outperforming 44.30% of the companies in the same industry.
  • GWO-PR-I has a better Return On Equity (12.02%) than 62.03% of its industry peers.
  • The Return On Invested Capital of GWO-PR-I (0.55%) is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for GWO-PR-I is below the industry average of 3.28%.
  • The last Return On Invested Capital (0.55%) for GWO-PR-I is above the 3 year average (0.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-I.CA Yearly ROA, ROE, ROICGWO-PR-I.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 11.13%, GWO-PR-I is in the better half of the industry, outperforming 63.29% of the companies in the same industry.
  • In the last couple of years the Profit Margin of GWO-PR-I has grown nicely.
  • With a Operating Margin value of 15.31%, GWO-PR-I perfoms like the industry average, outperforming 48.10% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GWO-PR-I has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-I.CA Yearly Profit, Operating, Gross MarginsGWO-PR-I.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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5

2. GWO-PR-I.CA Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, GWO-PR-I has less shares outstanding
  • The number of shares outstanding for GWO-PR-I has been reduced compared to 5 years ago.
  • GWO-PR-I has a better debt/assets ratio than last year.
GWO-PR-I.CA Yearly Shares OutstandingGWO-PR-I.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-I.CA Yearly Total Debt VS Total AssetsGWO-PR-I.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • GWO-PR-I has a debt to FCF ratio of 3.25. This is a good value and a sign of high solvency as GWO-PR-I would need 3.25 years to pay back of all of its debts.
  • GWO-PR-I has a Debt to FCF ratio (3.25) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.27 indicates that GWO-PR-I is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.27, GWO-PR-I is doing good in the industry, outperforming 75.95% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-I.CA Yearly LT Debt VS Equity VS FCFGWO-PR-I.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.20 indicates that GWO-PR-I may have some problems paying its short term obligations.
  • GWO-PR-I has a better Current ratio (0.20) than 81.01% of its industry peers.
  • A Quick Ratio of 0.20 indicates that GWO-PR-I may have some problems paying its short term obligations.
  • GWO-PR-I has a better Quick ratio (0.20) than 81.01% of its industry peers.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-I.CA Yearly Current Assets VS Current LiabilitesGWO-PR-I.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GWO-PR-I.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.26% over the past year.
  • GWO-PR-I shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.83% yearly.
  • GWO-PR-I shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.29%.
  • The Revenue has been decreasing by -10.00% on average over the past years.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • GWO-PR-I is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.92% yearly.
  • The Revenue is expected to grow by 28.19% on average over the next years. This is a very strong growth
EPS Next Y9.5%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-15.61%
Revenue Next 2Y-5.78%
Revenue Next 3Y-3.92%
Revenue Next 5Y28.19%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GWO-PR-I.CA Yearly Revenue VS EstimatesGWO-PR-I.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-I.CA Yearly EPS VS EstimatesGWO-PR-I.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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6

4. GWO-PR-I.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • GWO-PR-I is valuated cheaply with a Price/Earnings ratio of 4.05.
  • 75.95% of the companies in the same industry are more expensive than GWO-PR-I, based on the Price/Earnings ratio.
  • GWO-PR-I is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 3.70 indicates a rather cheap valuation of GWO-PR-I.
  • Based on the Price/Forward Earnings ratio, GWO-PR-I is valued a bit cheaper than 75.95% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of GWO-PR-I to the average of the S&P500 Index (38.20), we can say GWO-PR-I is valued rather cheaply.
Industry RankSector Rank
PE 4.05
Fwd PE 3.7
GWO-PR-I.CA Price Earnings VS Forward Price EarningsGWO-PR-I.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of GWO-PR-I is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 6.81
EV/EBITDA N/A
GWO-PR-I.CA Per share dataGWO-PR-I.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of GWO-PR-I may justify a higher PE ratio.
PEG (NY)0.43
PEG (5Y)0.34
EPS Next 2Y8.87%
EPS Next 3Y8.73%

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6

5. GWO-PR-I.CA Dividend Analysis

5.1 Amount

  • GWO-PR-I has a Yearly Dividend Yield of 3.97%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 3.69, GWO-PR-I pays a bit more dividend than its industry peers.
  • GWO-PR-I's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.97%

5.2 History

  • On average, the dividend of GWO-PR-I grows each year by 6.72%, which is quite nice.
  • GWO-PR-I has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GWO-PR-I has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years19
GWO-PR-I.CA Yearly Dividends per shareGWO-PR-I.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 60.93% of the earnings are spent on dividend by GWO-PR-I. This is not a sustainable payout ratio.
  • The dividend of GWO-PR-I is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
GWO-PR-I.CA Yearly Income VS Free CF VS DividendGWO-PR-I.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-I.CA Dividend Payout.GWO-PR-I.CA Dividend Payout, showing the Payout Ratio.GWO-PR-I.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-I.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP

TSX:GWO-PR-I (4/15/2026, 7:00:00 PM)

20.4

+0.34 (+1.69%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners10.06%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap18.44B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target21.59 (5.83%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.97%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years19
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.79%
PT rev (3m)5.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)-0.12%
EPS NY rev (3m)2.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)143.12%
Revenue NY rev (3m)-15.93%
Valuation
Industry RankSector Rank
PE 4.05
Fwd PE 3.7
P/S 0.52
P/FCF 6.81
P/OCF 6.81
P/B 0.56
P/tB 1.1
EV/EBITDA N/A
EPS(TTM)5.04
EY24.71%
EPS(NY)5.52
Fwd EY27.05%
FCF(TTM)3
FCFY14.69%
OCF(TTM)3
OCFY14.69%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.43
PEG (5Y)0.34
Graham Number64.2791 (215.09%)
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.5%
EPS Next 2Y8.87%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-15.61%
Revenue Next 2Y-5.78%
Revenue Next 3Y-3.92%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP / GWO-PR-I.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP?

ChartMill assigns a fundamental rating of 6 / 10 to GWO-PR-I.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA). This can be considered as Fairly Valued.


What is the profitability of GWO-PR-I stock?

GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA) has a profitability rating of 6 / 10.


Can you provide the financial health for GWO-PR-I stock?

The financial health rating of GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA) is 5 / 10.


How sustainable is the dividend of GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA) stock?

The dividend rating of GREAT-WEST LIFECO INC - GWOCN 4 1/2 PERP (GWO-PR-I.CA) is 6 / 10 and the dividend payout ratio is 60.93%.