GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA) Stock Fundamental Analysis

TSX:GWO-PR-G • CA39138C8824

24.05 CAD
-0.14 (-0.58%)
Last: Feb 19, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to GWO-PR-G. GWO-PR-G was compared to 76 industry peers in the Insurance industry. GWO-PR-G has an average financial health and profitability rating. GWO-PR-G is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year GWO-PR-G was profitable.
  • In the past year GWO-PR-G had a positive cash flow from operations.
  • GWO-PR-G had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GWO-PR-G had a positive operating cash flow.
GWO-PR-G.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-G.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • GWO-PR-G has a worse Return On Assets (0.47%) than 61.84% of its industry peers.
  • With a Return On Equity value of 12.15%, GWO-PR-G perfoms like the industry average, outperforming 53.95% of the companies in the same industry.
  • The Return On Invested Capital of GWO-PR-G (0.46%) is comparable to the rest of the industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for GWO-PR-G is below the industry average of 2.99%.
  • The last Return On Invested Capital (0.46%) for GWO-PR-G is above the 3 year average (0.46%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROIC 0.46%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
GWO-PR-G.CA Yearly ROA, ROE, ROICGWO-PR-G.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 12.02%, GWO-PR-G is doing good in the industry, outperforming 69.74% of the companies in the same industry.
  • GWO-PR-G's Profit Margin has improved in the last couple of years.
  • GWO-PR-G has a Operating Margin of 16.34%. This is comparable to the rest of the industry: GWO-PR-G outperforms 43.42% of its industry peers.
  • In the last couple of years the Operating Margin of GWO-PR-G has grown nicely.
Industry RankSector Rank
OM 16.34%
PM (TTM) 12.02%
GM N/A
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-G.CA Yearly Profit, Operating, Gross MarginsGWO-PR-G.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The number of shares outstanding for GWO-PR-G remains at a similar level compared to 1 year ago.
  • GWO-PR-G has more shares outstanding than it did 5 years ago.
  • GWO-PR-G has a better debt/assets ratio than last year.
GWO-PR-G.CA Yearly Shares OutstandingGWO-PR-G.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
GWO-PR-G.CA Yearly Total Debt VS Total AssetsGWO-PR-G.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of GWO-PR-G is 1.74, which is an excellent value as it means it would take GWO-PR-G, only 1.74 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.74, GWO-PR-G is in line with its industry, outperforming 52.63% of the companies in the same industry.
  • A Debt/Equity ratio of 0.26 indicates that GWO-PR-G is not too dependend on debt financing.
  • GWO-PR-G's Debt to Equity ratio of 0.26 is fine compared to the rest of the industry. GWO-PR-G outperforms 64.47% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-G.CA Yearly LT Debt VS Equity VS FCFGWO-PR-G.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that GWO-PR-G may have some problems paying its short term obligations.
  • GWO-PR-G has a better Current ratio (0.21) than 73.68% of its industry peers.
  • GWO-PR-G has a Quick Ratio of 0.21. This is a bad value and indicates that GWO-PR-G is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of GWO-PR-G (0.21) is better than 73.68% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
GWO-PR-G.CA Yearly Current Assets VS Current LiabilitesGWO-PR-G.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • GWO-PR-G shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.19%, which is quite good.
  • The Earnings Per Share has been growing by 8.95% on average over the past years. This is quite good.
  • The Revenue has decreased by -7.48% in the past year.
  • Measured over the past years, GWO-PR-G shows a decrease in Revenue. The Revenue has been decreasing by -6.19% on average per year.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.72% on average over the next years.
  • Based on estimates for the next years, GWO-PR-G will show a decrease in Revenue. The Revenue will decrease by -8.01% on average per year.
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.01%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GWO-PR-G.CA Yearly Revenue VS EstimatesGWO-PR-G.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-G.CA Yearly EPS VS EstimatesGWO-PR-G.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.94, the valuation of GWO-PR-G can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of GWO-PR-G is on the same level as its industry peers.
  • The average S&P500 Price/Earnings ratio is at 27.09. GWO-PR-G is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 4.45, which indicates a rather cheap valuation of GWO-PR-G.
  • GWO-PR-G's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. GWO-PR-G is cheaper than 60.53% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.98. GWO-PR-G is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 4.94
Fwd PE 4.45
GWO-PR-G.CA Price Earnings VS Forward Price EarningsGWO-PR-G.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as GWO-PR-G.
Industry RankSector Rank
P/FCF 4.33
EV/EBITDA N/A
GWO-PR-G.CA Per share dataGWO-PR-G.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • GWO-PR-G's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.48
PEG (5Y)0.55
EPS Next 2Y9.25%
EPS Next 3Y8.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • GWO-PR-G has a Yearly Dividend Yield of 4.39%, which is a nice return.
  • GWO-PR-G's Dividend Yield is a higher than the industry average which is at 3.93.
  • Compared to an average S&P500 Dividend Yield of 1.85, GWO-PR-G pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.39%

5.2 History

  • The dividend of GWO-PR-G has a limited annual growth rate of 5.95%.
  • GWO-PR-G has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of GWO-PR-G decreased recently.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years1
GWO-PR-G.CA Yearly Dividends per shareGWO-PR-G.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 58.22% of the earnings are spent on dividend by GWO-PR-G. This is a bit on the high side, but may be sustainable.
  • The dividend of GWO-PR-G is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
GWO-PR-G.CA Yearly Income VS Free CF VS DividendGWO-PR-G.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
GWO-PR-G.CA Dividend Payout.GWO-PR-G.CA Dividend Payout, showing the Payout Ratio.GWO-PR-G.CA Dividend Payout.PayoutRetained Earnings

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GREAT-WEST LIFECO INC - GWOCN 5.2 PERP

TSX:GWO-PR-G (2/19/2026, 7:00:00 PM)

24.05

-0.14 (-0.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.72%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap21.74B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price Target26.08 (8.44%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.39%
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)12.72%
PT rev (3m)5.72%
EPS NQ rev (1m)0.75%
EPS NQ rev (3m)4.73%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)3.42%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)2.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)276.43%
Valuation
Industry RankSector Rank
PE 4.94
Fwd PE 4.45
P/S 0.65
P/FCF 4.33
P/OCF 4.33
P/B 0.66
P/tB 1.29
EV/EBITDA N/A
EPS(TTM)4.87
EY20.25%
EPS(NY)5.41
Fwd EY22.48%
FCF(TTM)5.56
FCFY23.1%
OCF(TTM)5.56
OCFY23.1%
SpS37.08
BVpS36.67
TBVpS18.68
PEG (NY)0.48
PEG (5Y)0.55
Graham Number63.39
Profitability
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROCE 0.64%
ROIC 0.46%
ROICexc 0.47%
ROICexgc 1.6%
OM 16.34%
PM (TTM) 12.02%
GM N/A
FCFM 14.99%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 13.29
Cash Conversion N/A
Profit Quality 124.7%
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.01%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%

GREAT-WEST LIFECO INC - GWOCN 5.2 PERP / GWO-PR-G.CA FAQ

What is the fundamental rating for GWO-PR-G stock?

ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-G.CA.


What is the valuation status of GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for GREAT-WEST LIFECO INC - GWOCN 5.2 PERP?

GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA) has a profitability rating of 5 / 10.


Can you provide the financial health for GWO-PR-G stock?

The financial health rating of GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA) is 4 / 10.


What is the expected EPS growth for GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA) stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5.2 PERP (GWO-PR-G.CA) is expected to grow by 10.36% in the next year.