Logo image of GM

GENERAL MOTORS CO (GM) Stock Fundamental Analysis

NYSE:GM - US37045V1008 - Common Stock

58.37 USD
+1.86 (+3.29%)
Last: 8/22/2025, 8:12:21 PM
58.36 USD
-0.01 (-0.02%)
Pre-Market: 8/25/2025, 5:08:03 AM
Fundamental Rating

5

Overall GM gets a fundamental rating of 5 out of 10. We evaluated GM against 37 industry peers in the Automobiles industry. While GM belongs to the best of the industry regarding profitability, there are concerns on its financial health. GM is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

GM had positive earnings in the past year.
GM had a positive operating cash flow in the past year.
In the past 5 years GM has always been profitable.
Each year in the past 5 years GM had a positive operating cash flow.
GM Yearly Net Income VS EBIT VS OCF VS FCFGM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B -10B 20B

1.2 Ratios

GM has a better Return On Assets (2.26%) than 83.78% of its industry peers.
GM's Return On Equity of 9.84% is amongst the best of the industry. GM outperforms 91.89% of its industry peers.
GM's Return On Invested Capital of 4.70% is amongst the best of the industry. GM outperforms 91.89% of its industry peers.
GM had an Average Return On Invested Capital over the past 3 years of 5.22%. This is in line with the industry average of 5.32%.
Industry RankSector Rank
ROA 2.26%
ROE 9.84%
ROIC 4.7%
ROA(3y)3.21%
ROA(5y)3.26%
ROE(3y)13.38%
ROE(5y)14.1%
ROIC(3y)5.22%
ROIC(5y)5.16%
GM Yearly ROA, ROE, ROICGM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

GM's Profit Margin of 3.48% is amongst the best of the industry. GM outperforms 83.78% of its industry peers.
GM's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 5.95%, GM belongs to the best of the industry, outperforming 91.89% of the companies in the same industry.
In the last couple of years the Operating Margin of GM has grown nicely.
The Gross Margin of GM (10.97%) is comparable to the rest of the industry.
GM's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 5.95%
PM (TTM) 3.48%
GM 10.97%
OM growth 3Y-7.23%
OM growth 5Y13.42%
PM growth 3Y-20.89%
PM growth 5Y-4.37%
GM growth 3Y-5.9%
GM growth 5Y4.44%
GM Yearly Profit, Operating, Gross MarginsGM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

3

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GM is destroying value.
Compared to 1 year ago, GM has less shares outstanding
Compared to 5 years ago, GM has less shares outstanding
GM has a worse debt/assets ratio than last year.
GM Yearly Shares OutstandingGM Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B
GM Yearly Total Debt VS Total AssetsGM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

Based on the Altman-Z score of 1.28, we must say that GM is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.28, GM is doing good in the industry, outperforming 64.86% of the companies in the same industry.
A Debt/Equity ratio of 1.47 is on the high side and indicates that GM has dependencies on debt financing.
GM's Debt to Equity ratio of 1.47 is in line compared to the rest of the industry. GM outperforms 40.54% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF N/A
Altman-Z 1.28
ROIC/WACC0.61
WACC7.67%
GM Yearly LT Debt VS Equity VS FCFGM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B 40B 60B 80B

2.3 Liquidity

GM has a Current Ratio of 1.22. This is a normal value and indicates that GM is financially healthy and should not expect problems in meeting its short term obligations.
GM has a Current ratio (1.22) which is comparable to the rest of the industry.
GM has a Quick Ratio of 1.05. This is a normal value and indicates that GM is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.05, GM is in the better half of the industry, outperforming 67.57% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.22
Quick Ratio 1.05
GM Yearly Current Assets VS Current LiabilitesGM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B 100B

4

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 10.76% over the past year.
Measured over the past years, GM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 19.68% on average per year.
The Revenue has been growing slightly by 5.34% in the past year.
The Revenue has been growing slightly by 6.43% on average over the past years.
EPS 1Y (TTM)10.76%
EPS 3Y14.2%
EPS 5Y19.68%
EPS Q2Q%-17.32%
Revenue 1Y (TTM)5.34%
Revenue growth 3Y13.85%
Revenue growth 5Y6.43%
Sales Q2Q%-1.77%

3.2 Future

The Earnings Per Share is expected to grow by 5.54% on average over the next years.
The Revenue is expected to grow by 0.89% on average over the next years.
EPS Next Y-9.29%
EPS Next 2Y-2.64%
EPS Next 3Y0.85%
EPS Next 5Y5.54%
Revenue Next Year-1.51%
Revenue Next 2Y-0.98%
Revenue Next 3Y0.05%
Revenue Next 5Y0.89%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GM Yearly Revenue VS EstimatesGM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50B 100B 150B
GM Yearly EPS VS EstimatesGM Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15

6

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 5.73, the valuation of GM can be described as very cheap.
Based on the Price/Earnings ratio, GM is valued cheaper than 100.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of GM to the average of the S&P500 Index (27.24), we can say GM is valued rather cheaply.
With a Price/Forward Earnings ratio of 5.83, the valuation of GM can be described as very cheap.
Based on the Price/Forward Earnings ratio, GM is valued cheaply inside the industry as 91.89% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.81. GM is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.73
Fwd PE 5.83
GM Price Earnings VS Forward Price EarningsGM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, GM is valued cheaply inside the industry as 97.30% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 6.67
GM Per share dataGM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150

4.3 Compensation for Growth

GM has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.29
EPS Next 2Y-2.64%
EPS Next 3Y0.85%

4

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.06%, GM has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.53, GM pays a better dividend. On top of this GM pays more dividend than 81.08% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, GM's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 1.06%

5.2 History

The dividend of GM decreases each year by -18.77%.
GM has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of GM decreased in the last 3 years.
Dividend Growth(5Y)-18.77%
Div Incr Years2
Div Non Decr Years2
GM Yearly Dividends per shareGM Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

GM pays out 9.77% of its income as dividend. This is a sustainable payout ratio.
DP9.77%
EPS Next 2Y-2.64%
EPS Next 3Y0.85%
GM Yearly Income VS Free CF VS DividendGM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B
GM Dividend Payout.GM Dividend Payout, showing the Payout Ratio.GM Dividend Payout.PayoutRetained Earnings

GENERAL MOTORS CO

NYSE:GM (8/22/2025, 8:12:21 PM)

Premarket: 58.36 -0.01 (-0.02%)

58.37

+1.86 (+3.29%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)07-22 2025-07-22/bmo
Earnings (Next)10-21 2025-10-21/amc
Inst Owners89.57%
Inst Owner Change-1.18%
Ins Owners0.25%
Ins Owner Change0.01%
Market Cap55.57B
Analysts72.82
Price Target58.21 (-0.27%)
Short Float %1.78%
Short Ratio1.82
Dividend
Industry RankSector Rank
Dividend Yield 1.06%
Yearly Dividend0.59
Dividend Growth(5Y)-18.77%
DP9.77%
Div Incr Years2
Div Non Decr Years2
Ex-Date09-05 2025-09-05 (0.15)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.53%
Min EPS beat(2)-1.54%
Max EPS beat(2)0.48%
EPS beat(4)2
Avg EPS beat(4)3.89%
Min EPS beat(4)-1.54%
Max EPS beat(4)18.05%
EPS beat(8)6
Avg EPS beat(8)8.23%
EPS beat(12)10
Avg EPS beat(12)12.68%
EPS beat(16)13
Avg EPS beat(16)14.38%
Revenue beat(2)0
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-1.15%
Max Revenue beat(2)-0.72%
Revenue beat(4)2
Avg Revenue beat(4)2.43%
Min Revenue beat(4)-1.15%
Max Revenue beat(4)6.17%
Revenue beat(8)4
Avg Revenue beat(8)2.38%
Revenue beat(12)7
Avg Revenue beat(12)1.75%
Revenue beat(16)8
Avg Revenue beat(16)0.78%
PT rev (1m)4.59%
PT rev (3m)9.11%
EPS NQ rev (1m)-2.82%
EPS NQ rev (3m)-26.27%
EPS NY rev (1m)1.45%
EPS NY rev (3m)0.71%
Revenue NQ rev (1m)1.13%
Revenue NQ rev (3m)-4.18%
Revenue NY rev (1m)0.74%
Revenue NY rev (3m)0.86%
Valuation
Industry RankSector Rank
PE 5.73
Fwd PE 5.83
P/S 0.3
P/FCF N/A
P/OCF 2.32
P/B 0.84
P/tB 0.9
EV/EBITDA 6.67
EPS(TTM)10.19
EY17.46%
EPS(NY)10.01
Fwd EY17.15%
FCF(TTM)-1.93
FCFYN/A
OCF(TTM)25.18
OCFY43.13%
SpS197.04
BVpS69.7
TBVpS64.99
PEG (NY)N/A
PEG (5Y)0.29
Profitability
Industry RankSector Rank
ROA 2.26%
ROE 9.84%
ROCE 5.71%
ROIC 4.7%
ROICexc 5.53%
ROICexgc 5.68%
OM 5.95%
PM (TTM) 3.48%
GM 10.97%
FCFM N/A
ROA(3y)3.21%
ROA(5y)3.26%
ROE(3y)13.38%
ROE(5y)14.1%
ROIC(3y)5.22%
ROIC(5y)5.16%
ROICexc(3y)6.2%
ROICexc(5y)6.18%
ROICexgc(3y)6.4%
ROICexgc(5y)6.4%
ROCE(3y)6.34%
ROCE(5y)6.26%
ROICexcg growth 3Y1.96%
ROICexcg growth 5Y14.11%
ROICexc growth 3Y2.2%
ROICexc growth 5Y14.47%
OM growth 3Y-7.23%
OM growth 5Y13.42%
PM growth 3Y-20.89%
PM growth 5Y-4.37%
GM growth 3Y-5.9%
GM growth 5Y4.44%
F-Score6
Asset Turnover0.65
Health
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF N/A
Debt/EBITDA 4.19
Cap/Depr 213.68%
Cap/Sales 13.76%
Interest Coverage 250
Cash Conversion 103.12%
Profit Quality N/A
Current Ratio 1.22
Quick Ratio 1.05
Altman-Z 1.28
F-Score6
WACC7.67%
ROIC/WACC0.61
Cap/Depr(3y)201.81%
Cap/Depr(5y)189.83%
Cap/Sales(3y)13.92%
Cap/Sales(5y)15.19%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.76%
EPS 3Y14.2%
EPS 5Y19.68%
EPS Q2Q%-17.32%
EPS Next Y-9.29%
EPS Next 2Y-2.64%
EPS Next 3Y0.85%
EPS Next 5Y5.54%
Revenue 1Y (TTM)5.34%
Revenue growth 3Y13.85%
Revenue growth 5Y6.43%
Sales Q2Q%-1.77%
Revenue Next Year-1.51%
Revenue Next 2Y-0.98%
Revenue Next 3Y0.05%
Revenue Next 5Y0.89%
EBIT growth 1Y-11.53%
EBIT growth 3Y5.62%
EBIT growth 5Y20.72%
EBIT Next Year20.6%
EBIT Next 3Y9.07%
EBIT Next 5Y4.9%
FCF growth 1Y-56.23%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y11.52%
OCF growth 3Y9.84%
OCF growth 5Y6.03%