GENERAL MOTORS CO (GM) Stock Fundamental Analysis
NYSE:GM • US37045V1008
79.66 USD
-1.85 (-2.27%)
At close: Feb 23, 2026
79.75 USD
+0.09 (+0.11%)
Pre-Market: 2/24/2026, 8:22:08 AM
GM gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 35 industry peers in the Automobiles industry. GM has an average financial health and profitability rating. GM scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- GM had positive earnings in the past year.
- GM had a positive operating cash flow in the past year.
- Each year in the past 5 years GM has been profitable.
- Each year in the past 5 years GM had a positive operating cash flow.
1.2 Ratios
- GM has a Return On Assets of 1.14%. This is in the better half of the industry: GM outperforms 77.14% of its industry peers.
- The Return On Equity of GM (5.22%) is better than 85.71% of its industry peers.
- GM has a Return On Invested Capital of 0.98%. This is in the better half of the industry: GM outperforms 77.14% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for GM is in line with the industry average of 5.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 5.22% | ||
| ROIC | 0.98% |
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
1.3 Margins
- GM's Profit Margin of 1.73% is fine compared to the rest of the industry. GM outperforms 80.00% of its industry peers.
- GM's Profit Margin has declined in the last couple of years.
- The Operating Margin of GM (1.25%) is better than 77.14% of its industry peers.
- In the last couple of years the Operating Margin of GM has declined.
- GM has a Gross Margin of 5.94%. This is comparable to the rest of the industry: GM outperforms 51.43% of its industry peers.
- In the last couple of years the Gross Margin of GM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.25% | ||
| PM (TTM) | 1.73% | ||
| GM | 5.94% |
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
2. Health
2.1 Basic Checks
- GM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- GM has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, GM has less shares outstanding
- GM has about the same debt/assets ratio as last year.
2.2 Solvency
- GM has an Altman-Z score of 1.20. This is a bad value and indicates that GM is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.20, GM is in the better half of the industry, outperforming 74.29% of the companies in the same industry.
- The Debt to FCF ratio of GM is 73.56, which is on the high side as it means it would take GM, 73.56 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of GM (73.56) is better than 77.14% of its industry peers.
- GM has a Debt/Equity ratio of 1.55. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of GM (1.55) is worse than 65.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 73.56 | ||
| Altman-Z | 1.2 |
ROIC/WACC0.12
WACC8.2%
2.3 Liquidity
- A Current Ratio of 1.17 indicates that GM should not have too much problems paying its short term obligations.
- GM has a Current ratio (1.17) which is in line with its industry peers.
- A Quick Ratio of 1.01 indicates that GM should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.01, GM is in the better half of the industry, outperforming 62.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
- GM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.57%.
- Measured over the past years, GM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.83% on average per year.
- The Revenue has decreased by -1.29% in the past year.
- The Revenue has been growing by 8.60% on average over the past years. This is quite good.
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
3.2 Future
- GM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.91% yearly.
- Based on estimates for the next years, GM will show a small growth in Revenue. The Revenue will grow by 1.49% on average per year.
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue Next Year0.33%
Revenue Next 2Y1.34%
Revenue Next 3Y0.83%
Revenue Next 5Y1.49%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.50, the valuation of GM can be described as very cheap.
- GM's Price/Earnings ratio is rather cheap when compared to the industry. GM is cheaper than 97.14% of the companies in the same industry.
- GM is valuated cheaply when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
- GM is valuated cheaply with a Price/Forward Earnings ratio of 6.22.
- GM's Price/Forward Earnings ratio is rather cheap when compared to the industry. GM is cheaper than 94.29% of the companies in the same industry.
- GM's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.75.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 6.22 |
4.2 Price Multiples
- GM's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. GM is cheaper than 82.86% of the companies in the same industry.
- 82.86% of the companies in the same industry are more expensive than GM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.66 | ||
| EV/EBITDA | 9.94 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- GM has a very decent profitability rating, which may justify a higher PE ratio.
- GM's earnings are expected to grow with 12.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.36
PEG (5Y)0.45
EPS Next 2Y16.4%
EPS Next 3Y12.05%
5. Dividend
5.1 Amount
- GM has a yearly dividend return of 0.79%, which is pretty low.
- GM's Dividend Yield is a higher than the industry average which is at 0.91.
- Compared to an average S&P500 Dividend Yield of 1.80, GM's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
5.2 History
- On average, the dividend of GM grows each year by 7.63%, which is quite nice.
- GM has paid a dividend for at least 10 years, which is a reliable track record.
- GM has decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- GM pays out 20.58% of its income as dividend. This is a sustainable payout ratio.
- GM's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP20.58%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
79.66
-1.85 (-2.27%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)01-27 2026-01-27/bmo
Earnings (Next)04-28 2026-04-28/bmo
Inst Owners87%
Inst Owner Change-1.08%
Ins Owners0.18%
Ins Owner Change0.02%
Market Cap72.01B
Revenue(TTM)185.02B
Net Income(TTM)3.19B
Analysts77.3
Price Target91.07 (14.32%)
Short Float %2.52%
Short Ratio2.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
Yearly Dividend0.69
Dividend Growth(5Y)7.63%
DP20.58%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-06 2026-03-06 (0.18)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14%
Min EPS beat(2)10.23%
Max EPS beat(2)17.77%
EPS beat(4)3
Avg EPS beat(4)6.74%
Min EPS beat(4)-1.54%
Max EPS beat(4)17.77%
EPS beat(8)6
Avg EPS beat(8)8.77%
EPS beat(12)10
Avg EPS beat(12)11.81%
EPS beat(16)13
Avg EPS beat(16)12.13%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.03%
Max Revenue beat(2)4.22%
Revenue beat(4)1
Avg Revenue beat(4)-0.42%
Min Revenue beat(4)-4.03%
Max Revenue beat(4)4.22%
Revenue beat(8)4
Avg Revenue beat(8)1.5%
Revenue beat(12)7
Avg Revenue beat(12)1.85%
Revenue beat(16)9
Avg Revenue beat(16)1.17%
PT rev (1m)10.11%
PT rev (3m)25.88%
EPS NQ rev (1m)-1.69%
EPS NQ rev (3m)5.33%
EPS NY rev (1m)6.23%
EPS NY rev (3m)9.82%
Revenue NQ rev (1m)-2.55%
Revenue NQ rev (3m)-1.51%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 6.22 | ||
| P/S | 0.39 | ||
| P/FCF | 40.66 | ||
| P/OCF | 2.68 | ||
| P/B | 1.18 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 9.94 |
EPS(TTM)10.62
EY13.33%
EPS(NY)12.81
Fwd EY16.08%
FCF(TTM)1.96
FCFY2.46%
OCF(TTM)29.72
OCFY37.31%
SpS204.67
BVpS67.61
TBVpS62.78
PEG (NY)0.36
PEG (5Y)0.45
Graham Number127.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 5.22% | ||
| ROCE | 1.23% | ||
| ROIC | 0.98% | ||
| ROICexc | 1.15% | ||
| ROICexgc | 1.18% | ||
| OM | 1.25% | ||
| PM (TTM) | 1.73% | ||
| GM | 5.94% | ||
| FCFM | 0.96% |
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
ROICexc(3y)4.61%
ROICexc(5y)5.19%
ROICexgc(3y)4.75%
ROICexgc(5y)5.36%
ROCE(3y)4.93%
ROCE(5y)5.47%
ROICexgc growth 3Y-38.69%
ROICexgc growth 5Y-24.91%
ROICexc growth 3Y-38.52%
ROICexc growth 5Y-24.69%
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
F-Score5
Asset Turnover0.66
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 73.56 | ||
| Debt/EBITDA | 5.6 | ||
| Cap/Depr | 172.03% | ||
| Cap/Sales | 13.56% | ||
| Interest Coverage | 0.35 | ||
| Cash Conversion | 159.01% | ||
| Profit Quality | 55.47% | ||
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 1.2 |
F-Score5
WACC8.2%
ROIC/WACC0.12
Cap/Depr(3y)196.6%
Cap/Depr(5y)192.19%
Cap/Sales(3y)13.94%
Cap/Sales(5y)14.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
Revenue Next Year0.33%
Revenue Next 2Y1.34%
Revenue Next 3Y0.83%
Revenue Next 5Y1.49%
EBIT growth 1Y-84.56%
EBIT growth 3Y-35.93%
EBIT growth 5Y-21.01%
EBIT Next Year59.08%
EBIT Next 3Y28.96%
EBIT Next 5Y8.26%
FCF growth 1Y129.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y33.47%
OCF growth 3Y18.75%
OCF growth 5Y10.02%
GENERAL MOTORS CO / GM FAQ
What is the ChartMill fundamental rating of GENERAL MOTORS CO (GM) stock?
ChartMill assigns a fundamental rating of 5 / 10 to GM.
What is the valuation status of GENERAL MOTORS CO (GM) stock?
ChartMill assigns a valuation rating of 9 / 10 to GENERAL MOTORS CO (GM). This can be considered as Undervalued.
What is the profitability of GM stock?
GENERAL MOTORS CO (GM) has a profitability rating of 6 / 10.
What are the PE and PB ratios of GENERAL MOTORS CO (GM) stock?
The Price/Earnings (PE) ratio for GENERAL MOTORS CO (GM) is 7.5 and the Price/Book (PB) ratio is 1.18.
What is the earnings growth outlook for GENERAL MOTORS CO?
The Earnings per Share (EPS) of GENERAL MOTORS CO (GM) is expected to grow by 20.62% in the next year.