GENERAL MOTORS CO (GM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:GM - US37045V1008 - Common Stock
81.805 USD
-0.52 (-0.64%)
GM gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 35 industry peers in the Automobiles industry. GM has an excellent profitability rating, but there are concerns on its financial health. GM has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
GM had positive earnings in the past year.
In the past year GM had a positive cash flow from operations.
In the past 5 years GM has always been profitable.
In the past 5 years GM always reported a positive cash flow from operatings.
1.2 Ratios
GM's Return On Assets of 1.67% is fine compared to the rest of the industry. GM outperforms 80.00% of its industry peers.
GM's Return On Equity of 7.23% is amongst the best of the industry. GM outperforms 85.71% of its industry peers.
Looking at the Return On Invested Capital, with a value of 3.61%, GM belongs to the top of the industry, outperforming 82.86% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for GM is in line with the industry average of 5.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.67% | ||
| ROE | 7.23% | ||
| ROIC | 3.61% |
ROA(3y)3.21%
ROA(5y)3.26%
ROE(3y)13.38%
ROE(5y)14.1%
ROIC(3y)5.22%
ROIC(5y)5.16%
1.3 Margins
GM has a Profit Margin of 2.56%. This is in the better half of the industry: GM outperforms 80.00% of its industry peers.
GM's Profit Margin has declined in the last couple of years.
GM has a Operating Margin of 4.56%. This is amongst the best in the industry. GM outperforms 85.71% of its industry peers.
In the last couple of years the Operating Margin of GM has grown nicely.
The Gross Margin of GM (9.28%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of GM has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.56% | ||
| PM (TTM) | 2.56% | ||
| GM | 9.28% |
OM growth 3Y-7.23%
OM growth 5Y13.42%
PM growth 3Y-20.89%
PM growth 5Y-4.37%
GM growth 3Y-5.9%
GM growth 5Y4.44%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GM is destroying value.
Compared to 1 year ago, GM has less shares outstanding
Compared to 5 years ago, GM has less shares outstanding
The debt/assets ratio for GM is higher compared to a year ago.
2.2 Solvency
GM has an Altman-Z score of 1.32. This is a bad value and indicates that GM is not financially healthy and even has some risk of bankruptcy.
GM has a better Altman-Z score (1.32) than 68.57% of its industry peers.
GM has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
GM has a worse Debt to Equity ratio (1.45) than 65.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.32 |
ROIC/WACC0.43
WACC8.47%
2.3 Liquidity
A Current Ratio of 1.23 indicates that GM should not have too much problems paying its short term obligations.
GM has a Current ratio of 1.23. This is comparable to the rest of the industry: GM outperforms 51.43% of its industry peers.
A Quick Ratio of 1.06 indicates that GM should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.06, GM is doing good in the industry, outperforming 68.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.23 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
GM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.52%.
The Earnings Per Share has been growing by 19.68% on average over the past years. This is quite good.
Looking at the last year, GM shows a small growth in Revenue. The Revenue has grown by 2.58% in the last year.
Measured over the past years, GM shows a small growth in Revenue. The Revenue has been growing by 6.43% on average per year.
EPS 1Y (TTM)1.52%
EPS 3Y14.2%
EPS 5Y19.68%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)2.58%
Revenue growth 3Y13.85%
Revenue growth 5Y6.43%
Sales Q2Q%-0.34%
3.2 Future
GM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.94% yearly.
GM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.50% yearly.
EPS Next Y-0.05%
EPS Next 2Y5.68%
EPS Next 3Y5.09%
EPS Next 5Y5.94%
Revenue Next Year1.06%
Revenue Next 2Y0.58%
Revenue Next 3Y0.83%
Revenue Next 5Y1.5%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.16, the valuation of GM can be described as reasonable.
Based on the Price/Earnings ratio, GM is valued cheaper than 97.14% of the companies in the same industry.
GM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.77.
With a Price/Forward Earnings ratio of 6.94, the valuation of GM can be described as very cheap.
91.43% of the companies in the same industry are more expensive than GM, based on the Price/Forward Earnings ratio.
GM is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.35, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.16 | ||
| Fwd PE | 6.94 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, GM is valued cheaply inside the industry as 91.43% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.91 |
4.3 Compensation for Growth
GM has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.41
EPS Next 2Y5.68%
EPS Next 3Y5.09%
5. Dividend
5.1 Amount
GM has a yearly dividend return of 0.69%, which is pretty low.
GM's Dividend Yield is a higher than the industry average which is at 0.84.
Compared to an average S&P500 Dividend Yield of 2.00, GM's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
5.2 History
The dividend of GM decreases each year by -18.77%.
GM has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of GM decreased in the last 3 years.
Dividend Growth(5Y)-18.77%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
GM pays out 13.46% of its income as dividend. This is a sustainable payout ratio.
DP13.46%
EPS Next 2Y5.68%
EPS Next 3Y5.09%
NYSE:GM (12/31/2025, 11:57:34 AM)
81.805
-0.52 (-0.64%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners86.95%
Inst Owner Change-1.99%
Ins Owners0.18%
Ins Owner Change-0.58%
Market Cap76.31B
Revenue(TTM)187.44B
Net Income(TTM)4.80B
Analysts76.32
Price Target78.71 (-3.78%)
Short Float %2.22%
Short Ratio2.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
Yearly Dividend0.59
Dividend Growth(5Y)-18.77%
DP13.46%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.13%
Min EPS beat(2)0.48%
Max EPS beat(2)17.77%
EPS beat(4)2
Avg EPS beat(4)3.82%
Min EPS beat(4)-1.54%
Max EPS beat(4)17.77%
EPS beat(8)6
Avg EPS beat(8)7.95%
EPS beat(12)10
Avg EPS beat(12)12.79%
EPS beat(16)13
Avg EPS beat(16)12.13%
Revenue beat(2)1
Avg Revenue beat(2)1.53%
Min Revenue beat(2)-1.15%
Max Revenue beat(2)4.22%
Revenue beat(4)2
Avg Revenue beat(4)1.94%
Min Revenue beat(4)-1.15%
Max Revenue beat(4)5.43%
Revenue beat(8)5
Avg Revenue beat(8)2.99%
Revenue beat(12)8
Avg Revenue beat(12)2.43%
Revenue beat(16)9
Avg Revenue beat(16)1.16%
PT rev (1m)8.46%
PT rev (3m)32.97%
EPS NQ rev (1m)2.71%
EPS NQ rev (3m)14.75%
EPS NY rev (1m)-0.14%
EPS NY rev (3m)9.05%
Revenue NQ rev (1m)0.33%
Revenue NQ rev (3m)3.46%
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)2.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.16 | ||
| Fwd PE | 6.94 | ||
| P/S | 0.41 | ||
| P/FCF | N/A | ||
| P/OCF | 3.15 | ||
| P/B | 1.15 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | 7.91 |
EPS(TTM)10.03
EY12.26%
EPS(NY)11.79
Fwd EY14.42%
FCF(TTM)-1.87
FCFYN/A
OCF(TTM)25.95
OCFY31.73%
SpS200.93
BVpS71.15
TBVpS66.38
PEG (NY)N/A
PEG (5Y)0.41
Graham Number126.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.67% | ||
| ROE | 7.23% | ||
| ROCE | 4.38% | ||
| ROIC | 3.61% | ||
| ROICexc | 4.25% | ||
| ROICexgc | 4.37% | ||
| OM | 4.56% | ||
| PM (TTM) | 2.56% | ||
| GM | 9.28% | ||
| FCFM | N/A |
ROA(3y)3.21%
ROA(5y)3.26%
ROE(3y)13.38%
ROE(5y)14.1%
ROIC(3y)5.22%
ROIC(5y)5.16%
ROICexc(3y)6.2%
ROICexc(5y)6.18%
ROICexgc(3y)6.4%
ROICexgc(5y)6.4%
ROCE(3y)6.34%
ROCE(5y)6.26%
ROICexgc growth 3Y1.96%
ROICexgc growth 5Y14.11%
ROICexc growth 3Y2.2%
ROICexc growth 5Y14.47%
OM growth 3Y-7.23%
OM growth 5Y13.42%
PM growth 3Y-20.89%
PM growth 5Y-4.37%
GM growth 3Y-5.9%
GM growth 5Y4.44%
F-Score6
Asset Turnover0.65
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.39 | ||
| Cap/Depr | 194.9% | ||
| Cap/Sales | 13.85% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 110.76% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.23 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 1.32 |
F-Score6
WACC8.47%
ROIC/WACC0.43
Cap/Depr(3y)201.81%
Cap/Depr(5y)189.83%
Cap/Sales(3y)13.92%
Cap/Sales(5y)15.19%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.52%
EPS 3Y14.2%
EPS 5Y19.68%
EPS Q2Q%-5.41%
EPS Next Y-0.05%
EPS Next 2Y5.68%
EPS Next 3Y5.09%
EPS Next 5Y5.94%
Revenue 1Y (TTM)2.58%
Revenue growth 3Y13.85%
Revenue growth 5Y6.43%
Sales Q2Q%-0.34%
Revenue Next Year1.06%
Revenue Next 2Y0.58%
Revenue Next 3Y0.83%
Revenue Next 5Y1.5%
EBIT growth 1Y-35.86%
EBIT growth 3Y5.62%
EBIT growth 5Y20.72%
EBIT Next Year21.46%
EBIT Next 3Y9.99%
EBIT Next 5Y4.64%
FCF growth 1Y-117%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5.74%
OCF growth 3Y9.84%
OCF growth 5Y6.03%
GENERAL MOTORS CO / GM FAQ
What is the ChartMill fundamental rating of GENERAL MOTORS CO (GM) stock?
ChartMill assigns a fundamental rating of 5 / 10 to GM.
What is the valuation status for GM stock?
ChartMill assigns a valuation rating of 6 / 10 to GENERAL MOTORS CO (GM). This can be considered as Fairly Valued.
What is the profitability of GM stock?
GENERAL MOTORS CO (GM) has a profitability rating of 7 / 10.
What is the valuation of GENERAL MOTORS CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GENERAL MOTORS CO (GM) is 8.16 and the Price/Book (PB) ratio is 1.15.
How sustainable is the dividend of GENERAL MOTORS CO (GM) stock?
The dividend rating of GENERAL MOTORS CO (GM) is 3 / 10 and the dividend payout ratio is 13.46%.