SOCIETE GENERALE SA (GLE.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:GLE - FR0000130809 - Common Stock
71.4 EUR
-1 (-1.38%)
Overall GLE gets a fundamental rating of 3 out of 10. We evaluated GLE against 114 industry peers in the Banks industry. GLE has a bad profitability rating. Also its financial health evaluation is rather negative. GLE has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year GLE was profitable.
- In the past year GLE has reported a negative cash flow from operations.
- GLE had positive earnings in 4 of the past 5 years.
- Of the past 5 years GLE 4 years had a positive operating cash flow.
1.2 Ratios
- GLE's Return On Assets of 0.47% is on the low side compared to the rest of the industry. GLE is outperformed by 72.81% of its industry peers.
- GLE's Return On Equity of 10.75% is in line compared to the rest of the industry. GLE outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 10.75% | ||
| ROIC | N/A |
ROA(3y)0.14%
ROA(5y)0.14%
ROE(3y)3.14%
ROE(5y)3.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- GLE's Profit Margin of 9.37% is on the low side compared to the rest of the industry. GLE is outperformed by 90.35% of its industry peers.
- GLE's Profit Margin has declined in the last couple of years.
- The Operating Margin and Gross Margin are not available for GLE so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 9.37% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.74%
PM growth 5Y-3.66%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- GLE does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for GLE remains at a similar level compared to 1 year ago.
- The number of shares outstanding for GLE has been reduced compared to 5 years ago.
- The debt/assets ratio for GLE is higher compared to a year ago.
2.2 Solvency
- GLE has a Debt/Equity ratio of 1.09. This is a high value indicating a heavy dependency on external financing.
- GLE's Debt to Equity ratio of 1.09 is fine compared to the rest of the industry. GLE outperforms 68.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.73%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 74.58% over the past year.
- The Earnings Per Share has been growing slightly by 7.46% on average over the past years.
- Looking at the last year, GLE shows a small growth in Revenue. The Revenue has grown by 5.57% in the last year.
- GLE shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.58% yearly.
EPS 1Y (TTM)74.58%
EPS 3Y-11.71%
EPS 5Y7.46%
EPS Q2Q%19.21%
Revenue 1Y (TTM)5.57%
Revenue growth 3Y15.81%
Revenue growth 5Y10.58%
Sales Q2Q%-2.66%
3.2 Future
- Based on estimates for the next years, GLE will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.65% on average per year.
- GLE is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.02% yearly.
EPS Next Y48.87%
EPS Next 2Y31.12%
EPS Next 3Y26.45%
EPS Next 5Y8.65%
Revenue Next Year2.27%
Revenue Next 2Y2.41%
Revenue Next 3Y2.75%
Revenue Next 5Y3.02%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 11.42, the valuation of GLE can be described as very reasonable.
- The rest of the industry has a similar Price/Earnings ratio as GLE.
- The average S&P500 Price/Earnings ratio is at 28.82. GLE is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 9.50, the valuation of GLE can be described as reasonable.
- 85.96% of the companies in the same industry are more expensive than GLE, based on the Price/Forward Earnings ratio.
- GLE is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.95, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.42 | ||
| Fwd PE | 9.5 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- GLE's earnings are expected to grow with 26.45% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.23
PEG (5Y)1.53
EPS Next 2Y31.12%
EPS Next 3Y26.45%
5. Dividend
5.1 Amount
- No dividends for GLE!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
SOCIETE GENERALE SA / GLE.PA FAQ
What is the ChartMill fundamental rating of SOCIETE GENERALE SA (GLE.PA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GLE.PA.
Can you provide the valuation status for SOCIETE GENERALE SA?
ChartMill assigns a valuation rating of 5 / 10 to SOCIETE GENERALE SA (GLE.PA). This can be considered as Fairly Valued.
How profitable is SOCIETE GENERALE SA (GLE.PA) stock?
SOCIETE GENERALE SA (GLE.PA) has a profitability rating of 2 / 10.
What are the PE and PB ratios of SOCIETE GENERALE SA (GLE.PA) stock?
The Price/Earnings (PE) ratio for SOCIETE GENERALE SA (GLE.PA) is 11.42 and the Price/Book (PB) ratio is 0.8.
What is the expected EPS growth for SOCIETE GENERALE SA (GLE.PA) stock?
The Earnings per Share (EPS) of SOCIETE GENERALE SA (GLE.PA) is expected to grow by 48.87% in the next year.