BMTC GROUP INC (GBT.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:GBT - CA05561N2086 - Common Stock
12.45 CAD
-0.05 (-0.4%)
Taking everything into account, GBT scores 4 out of 10 in our fundamental rating. GBT was compared to 16 industry peers in the Specialty Retail industry. The financial health of GBT is average, but there are quite some concerns on its profitability. GBT is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
GBT had positive earnings in the past year.
GBT had a positive operating cash flow in the past year.
In the past 5 years GBT has always been profitable.
In multiple years GBT reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of GBT (3.83%) is comparable to the rest of the industry.
The Return On Equity of GBT (5.19%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.83% | ||
| ROE | 5.19% | ||
| ROIC | N/A |
ROA(3y)6.9%
ROA(5y)9.56%
ROE(3y)9.17%
ROE(5y)13.77%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
GBT's Profit Margin of 4.33% is in line compared to the rest of the industry. GBT outperforms 56.25% of its industry peers.
GBT's Profit Margin has improved in the last couple of years.
In the last couple of years the Operating Margin of GBT has declined.
The Gross Margin of GBT (39.84%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of GBT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 4.33% | ||
| GM | 39.84% |
OM growth 3Y-87.29%
OM growth 5Y-67.23%
PM growth 3Y-10.01%
PM growth 5Y7.83%
GM growth 3Y-0.25%
GM growth 5Y-0.3%
2. Health
2.1 Basic Checks
GBT does not have a ROIC to compare to the WACC, probably because it is not profitable.
GBT has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, GBT has less shares outstanding
Compared to 1 year ago, GBT has an improved debt to assets ratio.
2.2 Solvency
GBT has an Altman-Z score of 3.20. This indicates that GBT is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.20, GBT is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
The Debt to FCF ratio of GBT is 1.96, which is an excellent value as it means it would take GBT, only 1.96 years of fcf income to pay off all of its debts.
GBT has a better Debt to FCF ratio (1.96) than 81.25% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that GBT is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.04, GBT belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 1.96 | ||
| Altman-Z | 3.2 |
ROIC/WACCN/A
WACC8.18%
2.3 Liquidity
GBT has a Current Ratio of 0.99. This is a bad value and indicates that GBT is not financially healthy enough and could expect problems in meeting its short term obligations.
GBT has a worse Current ratio (0.99) than 75.00% of its industry peers.
A Quick Ratio of 0.23 indicates that GBT may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.23, GBT is doing worse than 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.23 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.13% over the past year.
GBT shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.18% yearly.
GBT shows a small growth in Revenue. In the last year, the Revenue has grown by 7.61%.
The Revenue has been decreasing by -3.50% on average over the past years.
EPS 1Y (TTM)4.13%
EPS 3Y-17.75%
EPS 5Y5.18%
EPS Q2Q%-7.65%
Revenue 1Y (TTM)7.61%
Revenue growth 3Y-9.73%
Revenue growth 5Y-3.5%
Sales Q2Q%5.82%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 14.82 indicates a correct valuation of GBT.
87.50% of the companies in the same industry are more expensive than GBT, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.47, GBT is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.82 | ||
| Fwd PE | N/A |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as GBT.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of GBT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.33 | ||
| EV/EBITDA | 18.78 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.86
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.85%, GBT has a reasonable but not impressive dividend return.
GBT's Dividend Yield is rather good when compared to the industry average which is at 4.70. GBT pays more dividend than 81.25% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, GBT has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.85% |
5.2 History
The dividend of GBT has a limited annual growth rate of 5.09%.
GBT has been paying a dividend for at least 10 years, so it has a reliable track record.
GBT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)5.09%
Div Incr Years0
Div Non Decr Years22
5.3 Sustainability
GBT pays out 42.99% of its income as dividend. This is a bit on the high side, but may be sustainable.
GBT's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP42.99%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:GBT (11/21/2025, 7:00:00 PM)
12.45
-0.05 (-0.4%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners13.76%
Inst Owner ChangeN/A
Ins Owners68.22%
Ins Owner ChangeN/A
Market Cap397.15M
Revenue(TTM)625.54M
Net Income(TTM)27.08M
Analysts45.71
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.85% |
Yearly Dividend0.36
Dividend Growth(5Y)5.09%
DP42.99%
Div Incr Years0
Div Non Decr Years22
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.82 | ||
| Fwd PE | N/A | ||
| P/S | 0.63 | ||
| P/FCF | 29.33 | ||
| P/OCF | 19.93 | ||
| P/B | 0.76 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | 18.78 |
EPS(TTM)0.84
EY6.75%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.42
FCFY3.41%
OCF(TTM)0.62
OCFY5.02%
SpS19.61
BVpS16.36
TBVpS16.21
PEG (NY)N/A
PEG (5Y)2.86
Graham Number17.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.83% | ||
| ROE | 5.19% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 4.33% | ||
| GM | 39.84% | ||
| FCFM | 2.16% |
ROA(3y)6.9%
ROA(5y)9.56%
ROE(3y)9.17%
ROE(5y)13.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-87.29%
OM growth 5Y-67.23%
PM growth 3Y-10.01%
PM growth 5Y7.83%
GM growth 3Y-0.25%
GM growth 5Y-0.3%
F-Score4
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 1.96 | ||
| Debt/EBITDA | 0.92 | ||
| Cap/Depr | 27.77% | ||
| Cap/Sales | 1.02% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 91.1% | ||
| Profit Quality | 49.99% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.23 | ||
| Altman-Z | 3.2 |
F-Score4
WACC8.18%
ROIC/WACCN/A
Cap/Depr(3y)67.65%
Cap/Depr(5y)86.84%
Cap/Sales(3y)1.47%
Cap/Sales(5y)1.61%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.13%
EPS 3Y-17.75%
EPS 5Y5.18%
EPS Q2Q%-7.65%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.61%
Revenue growth 3Y-9.73%
Revenue growth 5Y-3.5%
Sales Q2Q%5.82%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.45%
EBIT growth 3Y-88.53%
EBIT growth 5Y-68.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y157.09%
FCF growth 3Y-42.36%
FCF growth 5Y-17.52%
OCF growth 1Y201.03%
OCF growth 3Y-19.28%
OCF growth 5Y-7.98%
BMTC GROUP INC / GBT.CA FAQ
What is the ChartMill fundamental rating of BMTC GROUP INC (GBT.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBT.CA.
Can you provide the valuation status for BMTC GROUP INC?
ChartMill assigns a valuation rating of 2 / 10 to BMTC GROUP INC (GBT.CA). This can be considered as Overvalued.
How profitable is BMTC GROUP INC (GBT.CA) stock?
BMTC GROUP INC (GBT.CA) has a profitability rating of 3 / 10.
Can you provide the financial health for GBT stock?
The financial health rating of BMTC GROUP INC (GBT.CA) is 5 / 10.
How sustainable is the dividend of BMTC GROUP INC (GBT.CA) stock?
The dividend rating of BMTC GROUP INC (GBT.CA) is 6 / 10 and the dividend payout ratio is 42.99%.