GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
NYSE:GB - New York Stock Exchange, Inc. - CH0562152865 - Common Stock - Currency: USD
Overall GB gets a fundamental rating of 5 out of 10. We evaluated GB against 100 industry peers in the Financial Services industry. GB has an average financial health and profitability rating. GB has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year GB was profitable.
GB had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: GB reported negative net income in multiple years.
In multiple years GB reported negative operating cash flow during the last 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.21%, GB belongs to the best of the industry, outperforming 86.00% of the companies in the same industry.
With an excellent Return On Equity value of 65.17%, GB belongs to the best of the industry, outperforming 97.00% of the companies in the same industry.
GB has a Return On Invested Capital of 14.93%. This is amongst the best in the industry. GB outperforms 91.00% of its industry peers.
GB had an Average Return On Invested Capital over the past 3 years of 9.82%. This is below the industry average of 11.84%.
The last Return On Invested Capital (14.93%) for GB is above the 3 year average (9.82%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROIC | 14.93% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of GB (16.60%) is better than 69.00% of its industry peers.
With a decent Operating Margin value of 27.05%, GB is doing good in the industry, outperforming 71.00% of the companies in the same industry.
GB's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), GB is creating value.
The number of shares outstanding for GB remains at a similar level compared to 1 year ago.
Compared to 5 years ago, GB has more shares outstanding
GB has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.57, we must say that GB is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.57, GB is not doing good in the industry: 71.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of GB is 3.54, which is a good value as it means it would take GB, 3.54 years of fcf income to pay off all of its debts.
GB has a Debt to FCF ratio of 3.54. This is in the better half of the industry: GB outperforms 73.00% of its industry peers.
GB has a Debt/Equity ratio of 4.12. This is a high value indicating a heavy dependency on external financing.
GB's Debt to Equity ratio of 4.12 is on the low side compared to the rest of the industry. GB is outperformed by 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Altman-Z | -0.57 |
ROIC/WACC2.72
WACC5.48%
2.3 Liquidity
A Current Ratio of 1.01 indicates that GB should not have too much problems paying its short term obligations.
GB has a Current ratio (1.01) which is comparable to the rest of the industry.
A Quick Ratio of 1.01 indicates that GB should not have too much problems paying its short term obligations.
GB has a Quick ratio (1.01) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
GB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 484.09%, which is quite impressive.
The Revenue has grown by 20.26% in the past year. This is a very strong growth!
Measured over the past years, GB shows a small growth in Revenue. The Revenue has been growing by 3.85% on average per year.
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
3.2 Future
Based on estimates for the next years, GB will show a very strong growth in Earnings Per Share. The EPS will grow by 37.67% on average per year.
Based on estimates for the next years, GB will show a quite strong growth in Revenue. The Revenue will grow by 9.28% on average per year.
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
GB is valuated quite expensively with a Price/Earnings ratio of 25.45.
67.00% of the companies in the same industry are cheaper than GB, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.35, GB is valued at the same level.
GB is valuated correctly with a Price/Forward Earnings ratio of 16.04.
GB's Price/Forward Earnings is on the same level as the industry average.
GB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 37.54.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.45 | ||
| Fwd PE | 16.04 |
4.2 Price Multiples
GB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GB is cheaper than 78.00% of the companies in the same industry.
GB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. GB is cheaper than 78.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.32 | ||
| EV/EBITDA | 8.65 |
4.3 Compensation for Growth
GB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of GB may justify a higher PE ratio.
A more expensive valuation may be justified as GB's earnings are expected to grow with 37.67% in the coming years.
PEG (NY)0.45
PEG (5Y)N/A
EPS Next 2Y37.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (7/24/2025, 8:04:01 PM)
7.38
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners13.12%
Inst Owner Change0%
Ins Owners1.55%
Ins Owner Change0%
Market Cap1.47B
Analysts40
Price Target7.65 (3.66%)
Short Float %0.08%
Short Ratio1.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.45%
Min EPS beat(2)13.27%
Max EPS beat(2)45.63%
EPS beat(4)3
Avg EPS beat(4)4.02%
Min EPS beat(4)-72.26%
Max EPS beat(4)45.63%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-1.75%
Max Revenue beat(2)-1.27%
Revenue beat(4)0
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)22.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.45 | ||
| Fwd PE | 16.04 | ||
| P/S | 2.46 | ||
| P/FCF | 8.32 | ||
| P/OCF | 7.78 | ||
| P/B | 9.67 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.65 |
EPS(TTM)0.29
EY3.93%
EPS(NY)0.46
Fwd EY6.23%
FCF(TTM)0.89
FCFY12.02%
OCF(TTM)0.95
OCFY12.86%
SpS2.99
BVpS0.76
TBVpS-2.9
PEG (NY)0.45
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROCE | 18.91% | ||
| ROIC | 14.93% | ||
| ROICexc | 17.99% | ||
| ROICexgc | N/A | ||
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A | ||
| FCFM | 29.62% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
ROICexc(3y)11.75%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.52%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y24.87%
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Debt/EBITDA | 2.78 | ||
| Cap/Depr | 19.22% | ||
| Cap/Sales | 2.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.9% | ||
| Profit Quality | 178.44% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | -0.57 |
F-Score9
WACC5.48%
ROIC/WACC2.72
Cap/Depr(3y)16.16%
Cap/Depr(5y)14.25%
Cap/Sales(3y)2.02%
Cap/Sales(5y)11.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.31%
EBIT growth 3YN/A
EBIT growth 5Y27.23%
EBIT Next Year78.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.63%
FCF growth 3YN/A
FCF growth 5Y-0.15%
OCF growth 1Y34.01%
OCF growth 3YN/A
OCF growth 5Y-3.2%