GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
NYSE:GB - New York Stock Exchange, Inc. - CH0562152865 - Common Stock - Currency: USD
GB gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 99 industry peers in the Financial Services industry. There are concerns on the financial health of GB while its profitability can be described as average. GB is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
GB had positive earnings in the past year.
In the past year GB had a positive cash flow from operations.
GB had negative earnings in 4 of the past 5 years.
In multiple years GB reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of GB (3.86%) is better than 69.70% of its industry peers.
The Return On Equity of GB (47.25%) is better than 94.95% of its industry peers.
GB has a better Return On Invested Capital (14.12%) than 90.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.86% | ||
| ROE | 47.25% | ||
| ROIC | 14.12% |
ROA(3y)-4.11%
ROA(5y)-11.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of GB (9.62%) is comparable to the rest of the industry.
GB's Profit Margin has improved in the last couple of years.
GB's Operating Margin of 27.22% is fine compared to the rest of the industry. GB outperforms 70.71% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.22% | ||
| PM (TTM) | 9.62% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y12.17%
PM growth 3YN/A
PM growth 5Y41.61%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GB has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for GB has been increased compared to 1 year ago.
The number of shares outstanding for GB has been increased compared to 5 years ago.
GB has a better debt/assets ratio than last year.
2.2 Solvency
GB has an Altman-Z score of -0.70. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.70, GB is doing worse than 73.74% of the companies in the same industry.
GB has a debt to FCF ratio of 3.42. This is a good value and a sign of high solvency as GB would need 3.42 years to pay back of all of its debts.
GB's Debt to FCF ratio of 3.42 is fine compared to the rest of the industry. GB outperforms 72.73% of its industry peers.
A Debt/Equity ratio of 5.94 is on the high side and indicates that GB has dependencies on debt financing.
With a Debt to Equity ratio value of 5.94, GB is not doing good in the industry: 83.84% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.94 | ||
| Debt/FCF | 3.42 | ||
| Altman-Z | -0.7 |
ROIC/WACC2.12
WACC6.65%
2.3 Liquidity
GB has a Current Ratio of 1.00. This is a bad value and indicates that GB is not financially healthy enough and could expect problems in meeting its short term obligations.
GB has a Current ratio of 1.00. This is comparable to the rest of the industry: GB outperforms 45.45% of its industry peers.
A Quick Ratio of 1.00 indicates that GB may have some problems paying its short term obligations.
GB has a Quick ratio (1.00) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 458.50% over the past year.
Measured over the past 5 years, GB shows a small growth in Earnings Per Share. The EPS has been growing by 3.80% on average per year.
Looking at the last year, GB shows a very strong growth in Revenue. The Revenue has grown by 21.81%.
Measured over the past years, GB shows a small growth in Revenue. The Revenue has been growing by 0.45% on average per year.
EPS 1Y (TTM)458.5%
EPS 3YN/A
EPS 5Y3.8%
EPS Q2Q%42.86%
Revenue 1Y (TTM)21.81%
Revenue growth 3Y111.4%
Revenue growth 5Y0.45%
Sales Q2Q%16.6%
3.2 Future
GB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.72% yearly.
The Revenue is expected to grow by 12.83% on average over the next years. This is quite good.
EPS Next Y83.33%
EPS Next 2Y31.23%
EPS Next 3Y36.72%
EPS Next 5YN/A
Revenue Next Year20.28%
Revenue Next 2Y16.09%
Revenue Next 3Y12.83%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 35.38 indicates a quite expensive valuation of GB.
Based on the Price/Earnings ratio, GB is valued a bit more expensive than 72.73% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.30. GB is valued slightly more expensive when compared to this.
A Price/Forward Earnings ratio of 20.37 indicates a rather expensive valuation of GB.
66.67% of the companies in the same industry are cheaper than GB, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of GB to the average of the S&P500 Index (22.06), we can say GB is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.38 | ||
| Fwd PE | 20.37 |
4.2 Price Multiples
66.67% of the companies in the same industry are more expensive than GB, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of GB indicates a rather cheap valuation: GB is cheaper than 82.83% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.9 | ||
| EV/EBITDA | 10.02 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as GB's earnings are expected to grow with 36.72% in the coming years.
PEG (NY)0.42
PEG (5Y)9.31
EPS Next 2Y31.23%
EPS Next 3Y36.72%
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (6/6/2025, 1:04:50 PM)
7.43
+0.01 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners14.3%
Inst Owner Change-4.34%
Ins Owners1.55%
Ins Owner Change0%
Market Cap1.48B
Analysts40
Price Target7.65 (2.96%)
Short Float %0.44%
Short Ratio0.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-21.41%
Min EPS beat(2)-72.26%
Max EPS beat(2)29.45%
EPS beat(4)1
Avg EPS beat(4)-37.01%
Min EPS beat(4)-86.13%
Max EPS beat(4)29.45%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-2.39%
Max Revenue beat(2)-0.59%
Revenue beat(4)0
Avg Revenue beat(4)-2.5%
Min Revenue beat(4)-4.31%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-25%
EPS NY rev (1m)0%
EPS NY rev (3m)17.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.86%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.38 | ||
| Fwd PE | 20.37 | ||
| P/S | 2.79 | ||
| P/FCF | 7.9 | ||
| P/OCF | 7.46 | ||
| P/B | 13.71 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.02 |
EPS(TTM)0.21
EY2.83%
EPS(NY)0.36
Fwd EY4.91%
FCF(TTM)0.94
FCFY12.65%
OCF(TTM)1
OCFY13.41%
SpS2.66
BVpS0.54
TBVpS-3.01
PEG (NY)0.42
PEG (5Y)9.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.86% | ||
| ROE | 47.25% | ||
| ROCE | 17.9% | ||
| ROIC | 14.12% | ||
| ROICexc | 16.3% | ||
| ROICexgc | N/A | ||
| OM | 27.22% | ||
| PM (TTM) | 9.62% | ||
| GM | N/A | ||
| FCFM | 35.33% |
ROA(3y)-4.11%
ROA(5y)-11.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y16.14%
OM growth 3YN/A
OM growth 5Y12.17%
PM growth 3YN/A
PM growth 5Y41.61%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.94 | ||
| Debt/FCF | 3.42 | ||
| Debt/EBITDA | 3.2 | ||
| Cap/Depr | 20.01% | ||
| Cap/Sales | 2.13% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 98.95% | ||
| Profit Quality | 367.13% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | -0.7 |
F-Score7
WACC6.65%
ROIC/WACC2.12
Cap/Depr(3y)11.27%
Cap/Depr(5y)17.05%
Cap/Sales(3y)2.39%
Cap/Sales(5y)12.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)458.5%
EPS 3YN/A
EPS 5Y3.8%
EPS Q2Q%42.86%
EPS Next Y83.33%
EPS Next 2Y31.23%
EPS Next 3Y36.72%
EPS Next 5YN/A
Revenue 1Y (TTM)21.81%
Revenue growth 3Y111.4%
Revenue growth 5Y0.45%
Sales Q2Q%16.6%
Revenue Next Year20.28%
Revenue Next 2Y16.09%
Revenue Next 3Y12.83%
Revenue Next 5YN/A
EBIT growth 1Y60%
EBIT growth 3YN/A
EBIT growth 5Y12.67%
EBIT Next Year600.75%
EBIT Next 3Y102.67%
EBIT Next 5YN/A
FCF growth 1Y302.21%
FCF growth 3YN/A
FCF growth 5Y7.16%
OCF growth 1Y307.95%
OCF growth 3YN/A
OCF growth 5Y0.99%