GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
NYSE:GB - New York Stock Exchange, Inc. - CH0562152865 - Common Stock - Currency: USD
Overall GB gets a fundamental rating of 4 out of 10. We evaluated GB against 101 industry peers in the Financial Services industry. GB has a medium profitability rating, but doesn't score so well on its financial health evaluation. GB is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
GB had positive earnings in the past year.
GB had a positive operating cash flow in the past year.
In the past 5 years GB reported 4 times negative net income.
The reported operating cash flow has been mixed in the past 5 years: GB reported negative operating cash flow in multiple years.
1.2 Ratios
GB has a better Return On Assets (3.86%) than 69.31% of its industry peers.
GB has a Return On Equity of 47.25%. This is amongst the best in the industry. GB outperforms 95.05% of its industry peers.
GB has a Return On Invested Capital of 14.12%. This is amongst the best in the industry. GB outperforms 90.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.86% | ||
| ROE | 47.25% | ||
| ROIC | 14.12% |
ROA(3y)-4.11%
ROA(5y)-11.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
GB has a Profit Margin (9.62%) which is in line with its industry peers.
In the last couple of years the Profit Margin of GB has grown nicely.
The Operating Margin of GB (27.22%) is better than 69.31% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.22% | ||
| PM (TTM) | 9.62% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y12.17%
PM growth 3YN/A
PM growth 5Y41.61%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so GB is creating value.
The number of shares outstanding for GB has been increased compared to 1 year ago.
Compared to 5 years ago, GB has more shares outstanding
GB has a better debt/assets ratio than last year.
2.2 Solvency
GB has an Altman-Z score of -0.69. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.69, GB is not doing good in the industry: 70.30% of the companies in the same industry are doing better.
GB has a debt to FCF ratio of 3.42. This is a good value and a sign of high solvency as GB would need 3.42 years to pay back of all of its debts.
GB has a better Debt to FCF ratio (3.42) than 71.29% of its industry peers.
GB has a Debt/Equity ratio of 5.94. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 5.94, GB is doing worse than 83.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.94 | ||
| Debt/FCF | 3.42 | ||
| Altman-Z | -0.69 |
ROIC/WACC2.75
WACC5.14%
2.3 Liquidity
A Current Ratio of 1.00 indicates that GB may have some problems paying its short term obligations.
GB has a Current ratio (1.00) which is in line with its industry peers.
A Quick Ratio of 1.00 indicates that GB may have some problems paying its short term obligations.
GB has a Quick ratio (1.00) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 458.50% over the past year.
GB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.80% yearly.
Looking at the last year, GB shows a very strong growth in Revenue. The Revenue has grown by 21.81%.
Measured over the past years, GB shows a small growth in Revenue. The Revenue has been growing by 0.45% on average per year.
EPS 1Y (TTM)458.5%
EPS 3YN/A
EPS 5Y3.8%
EPS Q2Q%42.86%
Revenue 1Y (TTM)21.81%
Revenue growth 3Y111.4%
Revenue growth 5Y0.45%
Sales Q2Q%16.6%
3.2 Future
The Earnings Per Share is expected to grow by 36.72% on average over the next years. This is a very strong growth
GB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.83% yearly.
EPS Next Y83.33%
EPS Next 2Y31.23%
EPS Next 3Y36.72%
EPS Next 5YN/A
Revenue Next Year20.28%
Revenue Next 2Y16.09%
Revenue Next 3Y12.83%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
GB is valuated quite expensively with a Price/Earnings ratio of 37.20.
Based on the Price/Earnings ratio, GB is valued a bit more expensive than 71.29% of the companies in the same industry.
GB is valuated expensively when we compare the Price/Earnings ratio to 24.29, which is the current average of the S&P500 Index.
GB is valuated rather expensively with a Price/Forward Earnings ratio of 20.54.
Based on the Price/Forward Earnings ratio, GB is valued a bit more expensive than 61.39% of the companies in the same industry.
GB is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 20.42, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.2 | ||
| Fwd PE | 20.54 |
4.2 Price Multiples
GB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GB is cheaper than 63.37% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, GB is valued cheaply inside the industry as 81.19% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.97 | ||
| EV/EBITDA | 10.07 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as GB's earnings are expected to grow with 36.72% in the coming years.
PEG (NY)0.45
PEG (5Y)9.79
EPS Next 2Y31.23%
EPS Next 3Y36.72%
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (5/6/2025, 8:12:08 PM)
7.44
+0.02 (+0.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners14.3%
Inst Owner Change-1.34%
Ins Owners1.55%
Ins Owner Change0%
Market Cap1.48B
Analysts40
Price Target7.65 (2.82%)
Short Float %0.99%
Short Ratio0.42
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-21.41%
Min EPS beat(2)-72.26%
Max EPS beat(2)29.45%
EPS beat(4)1
Avg EPS beat(4)-37.01%
Min EPS beat(4)-86.13%
Max EPS beat(4)29.45%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-2.39%
Max Revenue beat(2)-0.59%
Revenue beat(4)0
Avg Revenue beat(4)-2.5%
Min Revenue beat(4)-4.31%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-25%
EPS NY rev (1m)0%
EPS NY rev (3m)17.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.66%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.2 | ||
| Fwd PE | 20.54 | ||
| P/S | 2.82 | ||
| P/FCF | 7.97 | ||
| P/OCF | 7.52 | ||
| P/B | 13.83 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.07 |
EPS(TTM)0.2
EY2.69%
EPS(NY)0.36
Fwd EY4.87%
FCF(TTM)0.93
FCFY12.55%
OCF(TTM)0.99
OCFY13.3%
SpS2.64
BVpS0.54
TBVpS-2.99
PEG (NY)0.45
PEG (5Y)9.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.86% | ||
| ROE | 47.25% | ||
| ROCE | 17.9% | ||
| ROIC | 14.12% | ||
| ROICexc | 16.3% | ||
| ROICexgc | N/A | ||
| OM | 27.22% | ||
| PM (TTM) | 9.62% | ||
| GM | N/A | ||
| FCFM | 35.33% |
ROA(3y)-4.11%
ROA(5y)-11.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y16.14%
OM growth 3YN/A
OM growth 5Y12.17%
PM growth 3YN/A
PM growth 5Y41.61%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.94 | ||
| Debt/FCF | 3.42 | ||
| Debt/EBITDA | 3.2 | ||
| Cap/Depr | 20.01% | ||
| Cap/Sales | 2.13% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 98.95% | ||
| Profit Quality | 367.13% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | -0.69 |
F-Score7
WACC5.14%
ROIC/WACC2.75
Cap/Depr(3y)11.27%
Cap/Depr(5y)17.05%
Cap/Sales(3y)2.39%
Cap/Sales(5y)12.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)458.5%
EPS 3YN/A
EPS 5Y3.8%
EPS Q2Q%42.86%
EPS Next Y83.33%
EPS Next 2Y31.23%
EPS Next 3Y36.72%
EPS Next 5YN/A
Revenue 1Y (TTM)21.81%
Revenue growth 3Y111.4%
Revenue growth 5Y0.45%
Sales Q2Q%16.6%
Revenue Next Year20.28%
Revenue Next 2Y16.09%
Revenue Next 3Y12.83%
Revenue Next 5YN/A
EBIT growth 1Y60%
EBIT growth 3YN/A
EBIT growth 5Y12.67%
EBIT Next Year600.75%
EBIT Next 3Y102.67%
EBIT Next 5YN/A
FCF growth 1Y302.21%
FCF growth 3YN/A
FCF growth 5Y7.16%
OCF growth 1Y307.95%
OCF growth 3YN/A
OCF growth 5Y0.99%