GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
NYSE:GB - New York Stock Exchange, Inc. - CH0562152865 - Common Stock - Currency: USD
GB gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 100 industry peers in the Financial Services industry. GB has only an average score on both its financial health and profitability. GB has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
GB had positive earnings in the past year.
In the past year GB had a positive cash flow from operations.
In multiple years GB reported negative net income over the last 5 years.
In multiple years GB reported negative operating cash flow during the last 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.21%, GB belongs to the best of the industry, outperforming 86.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 65.17%, GB belongs to the top of the industry, outperforming 97.00% of the companies in the same industry.
GB's Return On Invested Capital of 14.93% is amongst the best of the industry. GB outperforms 91.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GB is below the industry average of 11.84%.
The 3 year average ROIC (9.82%) for GB is below the current ROIC(14.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROIC | 14.93% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 16.60%, GB is in the better half of the industry, outperforming 69.00% of the companies in the same industry.
GB's Operating Margin of 27.05% is fine compared to the rest of the industry. GB outperforms 71.00% of its industry peers.
GB's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GB has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, GB has about the same amount of shares outstanding.
GB has more shares outstanding than it did 5 years ago.
GB has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.56, we must say that GB is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.56, GB is not doing good in the industry: 72.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of GB is 3.54, which is a good value as it means it would take GB, 3.54 years of fcf income to pay off all of its debts.
GB's Debt to FCF ratio of 3.54 is fine compared to the rest of the industry. GB outperforms 73.00% of its industry peers.
A Debt/Equity ratio of 4.12 is on the high side and indicates that GB has dependencies on debt financing.
GB's Debt to Equity ratio of 4.12 is on the low side compared to the rest of the industry. GB is outperformed by 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Altman-Z | -0.56 |
ROIC/WACC3.09
WACC4.83%
2.3 Liquidity
GB has a Current Ratio of 1.01. This is a normal value and indicates that GB is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of GB (1.01) is comparable to the rest of the industry.
GB has a Quick Ratio of 1.01. This is a normal value and indicates that GB is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.01, GB is in line with its industry, outperforming 49.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
GB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 484.09%, which is quite impressive.
GB shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.26%.
The Revenue has been growing slightly by 3.85% on average over the past years.
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
3.2 Future
Based on estimates for the next years, GB will show a very strong growth in Earnings Per Share. The EPS will grow by 37.67% on average per year.
GB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.28% yearly.
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 25.79, which means the current valuation is very expensive for GB.
Based on the Price/Earnings ratio, GB is valued a bit more expensive than 67.00% of the companies in the same industry.
GB is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 16.33 indicates a correct valuation of GB.
Based on the Price/Forward Earnings ratio, GB is valued a bit more expensive than 61.00% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.49, GB is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.79 | ||
| Fwd PE | 16.33 |
4.2 Price Multiples
GB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GB is cheaper than 74.00% of the companies in the same industry.
GB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. GB is cheaper than 79.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 8.77 |
4.3 Compensation for Growth
GB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
GB has a very decent profitability rating, which may justify a higher PE ratio.
GB's earnings are expected to grow with 37.67% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.46
PEG (5Y)N/A
EPS Next 2Y37.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
GB does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (6/27/2025, 8:15:58 PM)
7.48
+0.01 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners13.12%
Inst Owner Change-4.34%
Ins Owners1.55%
Ins Owner Change0%
Market Cap1.49B
Analysts40
Price Target7.65 (2.27%)
Short Float %0.46%
Short Ratio0.85
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.45%
Min EPS beat(2)13.27%
Max EPS beat(2)45.63%
EPS beat(4)3
Avg EPS beat(4)4.02%
Min EPS beat(4)-72.26%
Max EPS beat(4)45.63%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-1.75%
Max Revenue beat(2)-1.27%
Revenue beat(4)0
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)22.58%
EPS NY rev (3m)13.43%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.79 | ||
| Fwd PE | 16.33 | ||
| P/S | 2.51 | ||
| P/FCF | 8.47 | ||
| P/OCF | 7.92 | ||
| P/B | 9.85 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.77 |
EPS(TTM)0.29
EY3.88%
EPS(NY)0.46
Fwd EY6.12%
FCF(TTM)0.88
FCFY11.81%
OCF(TTM)0.94
OCFY12.63%
SpS2.98
BVpS0.76
TBVpS-2.89
PEG (NY)0.46
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROCE | 18.91% | ||
| ROIC | 14.93% | ||
| ROICexc | 17.99% | ||
| ROICexgc | N/A | ||
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A | ||
| FCFM | 29.62% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
ROICexc(3y)11.75%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.52%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y24.87%
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Debt/EBITDA | 2.78 | ||
| Cap/Depr | 19.22% | ||
| Cap/Sales | 2.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.9% | ||
| Profit Quality | 178.44% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | -0.56 |
F-Score9
WACC4.83%
ROIC/WACC3.09
Cap/Depr(3y)16.16%
Cap/Depr(5y)14.25%
Cap/Sales(3y)2.02%
Cap/Sales(5y)11.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.31%
EBIT growth 3YN/A
EBIT growth 5Y27.23%
EBIT Next Year78.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.63%
FCF growth 3YN/A
FCF growth 5Y-0.15%
OCF growth 1Y34.01%
OCF growth 3YN/A
OCF growth 5Y-3.2%