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GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis

NYSE:GB - New York Stock Exchange, Inc. - CH0562152865 - Common Stock - Currency: USD

7.43  +0.01 (+0.13%)

Fundamental Rating

4

GB gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 99 industry peers in the Financial Services industry. There are concerns on the financial health of GB while its profitability can be described as average. GB is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

GB had positive earnings in the past year.
In the past year GB had a positive cash flow from operations.
GB had negative earnings in 4 of the past 5 years.
In multiple years GB reported negative operating cash flow during the last 5 years.
GB Yearly Net Income VS EBIT VS OCF VS FCFGB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 -200M -400M

1.2 Ratios

The Return On Assets of GB (3.86%) is better than 69.70% of its industry peers.
The Return On Equity of GB (47.25%) is better than 94.95% of its industry peers.
GB has a better Return On Invested Capital (14.12%) than 90.91% of its industry peers.
Industry RankSector Rank
ROA 3.86%
ROE 47.25%
ROIC 14.12%
ROA(3y)-4.11%
ROA(5y)-11.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
GB Yearly ROA, ROE, ROICGB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -2K -4K -6K

1.3 Margins

The Profit Margin of GB (9.62%) is comparable to the rest of the industry.
GB's Profit Margin has improved in the last couple of years.
GB's Operating Margin of 27.22% is fine compared to the rest of the industry. GB outperforms 70.71% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
Industry RankSector Rank
OM 27.22%
PM (TTM) 9.62%
GM N/A
OM growth 3YN/A
OM growth 5Y12.17%
PM growth 3YN/A
PM growth 5Y41.61%
GM growth 3YN/A
GM growth 5YN/A
GB Yearly Profit, Operating, Gross MarginsGB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600 -800

3

2. Health

2.1 Basic Checks

GB has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for GB has been increased compared to 1 year ago.
The number of shares outstanding for GB has been increased compared to 5 years ago.
GB has a better debt/assets ratio than last year.
GB Yearly Shares OutstandingGB Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
GB Yearly Total Debt VS Total AssetsGB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

GB has an Altman-Z score of -0.70. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.70, GB is doing worse than 73.74% of the companies in the same industry.
GB has a debt to FCF ratio of 3.42. This is a good value and a sign of high solvency as GB would need 3.42 years to pay back of all of its debts.
GB's Debt to FCF ratio of 3.42 is fine compared to the rest of the industry. GB outperforms 72.73% of its industry peers.
A Debt/Equity ratio of 5.94 is on the high side and indicates that GB has dependencies on debt financing.
With a Debt to Equity ratio value of 5.94, GB is not doing good in the industry: 83.84% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 5.94
Debt/FCF 3.42
Altman-Z -0.7
ROIC/WACC2.12
WACC6.65%
GB Yearly LT Debt VS Equity VS FCFGB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

GB has a Current Ratio of 1.00. This is a bad value and indicates that GB is not financially healthy enough and could expect problems in meeting its short term obligations.
GB has a Current ratio of 1.00. This is comparable to the rest of the industry: GB outperforms 45.45% of its industry peers.
A Quick Ratio of 1.00 indicates that GB may have some problems paying its short term obligations.
GB has a Quick ratio (1.00) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1
Quick Ratio 1
GB Yearly Current Assets VS Current LiabilitesGB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

7

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 458.50% over the past year.
Measured over the past 5 years, GB shows a small growth in Earnings Per Share. The EPS has been growing by 3.80% on average per year.
Looking at the last year, GB shows a very strong growth in Revenue. The Revenue has grown by 21.81%.
Measured over the past years, GB shows a small growth in Revenue. The Revenue has been growing by 0.45% on average per year.
EPS 1Y (TTM)458.5%
EPS 3YN/A
EPS 5Y3.8%
EPS Q2Q%42.86%
Revenue 1Y (TTM)21.81%
Revenue growth 3Y111.4%
Revenue growth 5Y0.45%
Sales Q2Q%16.6%

3.2 Future

GB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.72% yearly.
The Revenue is expected to grow by 12.83% on average over the next years. This is quite good.
EPS Next Y83.33%
EPS Next 2Y31.23%
EPS Next 3Y36.72%
EPS Next 5YN/A
Revenue Next Year20.28%
Revenue Next 2Y16.09%
Revenue Next 3Y12.83%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
GB Yearly Revenue VS EstimatesGB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
GB Yearly EPS VS EstimatesGB Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0.1 0.2 0.3 0.4

4

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 35.38 indicates a quite expensive valuation of GB.
Based on the Price/Earnings ratio, GB is valued a bit more expensive than 72.73% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.30. GB is valued slightly more expensive when compared to this.
A Price/Forward Earnings ratio of 20.37 indicates a rather expensive valuation of GB.
66.67% of the companies in the same industry are cheaper than GB, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of GB to the average of the S&P500 Index (22.06), we can say GB is valued inline with the index average.
Industry RankSector Rank
PE 35.38
Fwd PE 20.37
GB Price Earnings VS Forward Price EarningsGB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

66.67% of the companies in the same industry are more expensive than GB, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of GB indicates a rather cheap valuation: GB is cheaper than 82.83% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 7.9
EV/EBITDA 10.02
GB Per share dataGB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2 -3

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as GB's earnings are expected to grow with 36.72% in the coming years.
PEG (NY)0.42
PEG (5Y)9.31
EPS Next 2Y31.23%
EPS Next 3Y36.72%

0

5. Dividend

5.1 Amount

No dividends for GB!.
Industry RankSector Rank
Dividend Yield N/A

GLOBAL BLUE GROUP HOLDING AG

NYSE:GB (6/6/2025, 1:04:50 PM)

7.43

+0.01 (+0.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26 2025-02-26/bmo
Earnings (Next)06-25 2025-06-25/bmo
Inst Owners14.3%
Inst Owner Change-4.34%
Ins Owners1.55%
Ins Owner Change0%
Market Cap1.48B
Analysts40
Price Target7.65 (2.96%)
Short Float %0.44%
Short Ratio0.86
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-21.41%
Min EPS beat(2)-72.26%
Max EPS beat(2)29.45%
EPS beat(4)1
Avg EPS beat(4)-37.01%
Min EPS beat(4)-86.13%
Max EPS beat(4)29.45%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-2.39%
Max Revenue beat(2)-0.59%
Revenue beat(4)0
Avg Revenue beat(4)-2.5%
Min Revenue beat(4)-4.31%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-25%
EPS NY rev (1m)0%
EPS NY rev (3m)17.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.86%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.82%
Valuation
Industry RankSector Rank
PE 35.38
Fwd PE 20.37
P/S 2.79
P/FCF 7.9
P/OCF 7.46
P/B 13.71
P/tB N/A
EV/EBITDA 10.02
EPS(TTM)0.21
EY2.83%
EPS(NY)0.36
Fwd EY4.91%
FCF(TTM)0.94
FCFY12.65%
OCF(TTM)1
OCFY13.41%
SpS2.66
BVpS0.54
TBVpS-3.01
PEG (NY)0.42
PEG (5Y)9.31
Profitability
Industry RankSector Rank
ROA 3.86%
ROE 47.25%
ROCE 17.9%
ROIC 14.12%
ROICexc 16.3%
ROICexgc N/A
OM 27.22%
PM (TTM) 9.62%
GM N/A
FCFM 35.33%
ROA(3y)-4.11%
ROA(5y)-11.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y16.14%
OM growth 3YN/A
OM growth 5Y12.17%
PM growth 3YN/A
PM growth 5Y41.61%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 5.94
Debt/FCF 3.42
Debt/EBITDA 3.2
Cap/Depr 20.01%
Cap/Sales 2.13%
Interest Coverage 250
Cash Conversion 98.95%
Profit Quality 367.13%
Current Ratio 1
Quick Ratio 1
Altman-Z -0.7
F-Score7
WACC6.65%
ROIC/WACC2.12
Cap/Depr(3y)11.27%
Cap/Depr(5y)17.05%
Cap/Sales(3y)2.39%
Cap/Sales(5y)12.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)458.5%
EPS 3YN/A
EPS 5Y3.8%
EPS Q2Q%42.86%
EPS Next Y83.33%
EPS Next 2Y31.23%
EPS Next 3Y36.72%
EPS Next 5YN/A
Revenue 1Y (TTM)21.81%
Revenue growth 3Y111.4%
Revenue growth 5Y0.45%
Sales Q2Q%16.6%
Revenue Next Year20.28%
Revenue Next 2Y16.09%
Revenue Next 3Y12.83%
Revenue Next 5YN/A
EBIT growth 1Y60%
EBIT growth 3YN/A
EBIT growth 5Y12.67%
EBIT Next Year600.75%
EBIT Next 3Y102.67%
EBIT Next 5YN/A
FCF growth 1Y302.21%
FCF growth 3YN/A
FCF growth 5Y7.16%
OCF growth 1Y307.95%
OCF growth 3YN/A
OCF growth 5Y0.99%