GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
NYSE:GB - CH0562152865 - Common Stock
7.49 USD
+0.01 (+0.13%)
Overall GB gets a fundamental rating of 5 out of 10. We evaluated GB against 100 industry peers in the Financial Services industry. GB has only an average score on both its financial health and profitability. GB is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year GB was profitable.
GB had a positive operating cash flow in the past year.
In multiple years GB reported negative net income over the last 5 years.
In multiple years GB reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.21%, GB belongs to the top of the industry, outperforming 83.00% of the companies in the same industry.
The Return On Equity of GB (65.17%) is better than 97.00% of its industry peers.
With an excellent Return On Invested Capital value of 14.93%, GB belongs to the best of the industry, outperforming 92.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for GB is above the industry average of 7.71%.
The 3 year average ROIC (9.82%) for GB is below the current ROIC(14.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROIC | 14.93% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 16.60%, GB is in the better half of the industry, outperforming 69.00% of the companies in the same industry.
The Operating Margin of GB (27.05%) is better than 71.00% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), GB is creating value.
The number of shares outstanding for GB remains at a similar level compared to 1 year ago.
GB has more shares outstanding than it did 5 years ago.
The debt/assets ratio for GB has been reduced compared to a year ago.
2.2 Solvency
GB has an Altman-Z score of -0.55. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
GB has a Altman-Z score of -0.55. This is in the lower half of the industry: GB underperforms 70.00% of its industry peers.
GB has a debt to FCF ratio of 3.54. This is a good value and a sign of high solvency as GB would need 3.54 years to pay back of all of its debts.
The Debt to FCF ratio of GB (3.54) is better than 77.00% of its industry peers.
GB has a Debt/Equity ratio of 4.12. This is a high value indicating a heavy dependency on external financing.
GB has a worse Debt to Equity ratio (4.12) than 78.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Altman-Z | -0.55 |
ROIC/WACC2.64
WACC5.66%
2.3 Liquidity
GB has a Current Ratio of 1.01. This is a normal value and indicates that GB is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of GB (1.01) is comparable to the rest of the industry.
GB has a Quick Ratio of 1.01. This is a normal value and indicates that GB is financially healthy and should not expect problems in meeting its short term obligations.
GB's Quick ratio of 1.01 is in line compared to the rest of the industry. GB outperforms 49.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
GB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 484.09%, which is quite impressive.
GB shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.26%.
Measured over the past years, GB shows a small growth in Revenue. The Revenue has been growing by 3.85% on average per year.
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
3.2 Future
GB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 37.67% yearly.
GB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.28% yearly.
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
GB is valuated quite expensively with a Price/Earnings ratio of 25.83.
60.00% of the companies in the same industry are cheaper than GB, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.08. GB is around the same levels.
Based on the Price/Forward Earnings ratio of 16.49, the valuation of GB can be described as correct.
GB's Price/Forward Earnings ratio is in line with the industry average.
GB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.67.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.83 | ||
| Fwd PE | 16.49 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GB indicates a somewhat cheap valuation: GB is cheaper than 78.00% of the companies listed in the same industry.
GB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. GB is cheaper than 79.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.55 | ||
| EV/EBITDA | 8.84 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of GB may justify a higher PE ratio.
GB's earnings are expected to grow with 37.67% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.46
PEG (5Y)N/A
EPS Next 2Y37.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (8/15/2025, 8:24:47 PM)
7.49
+0.01 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners8.13%
Inst Owner Change-0.43%
Ins Owners1.43%
Ins Owner Change0%
Market Cap1.49B
Analysts40
Price Target7.65 (2.14%)
Short Float %0.03%
Short Ratio0.97
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.45%
Min EPS beat(2)13.27%
Max EPS beat(2)45.63%
EPS beat(4)3
Avg EPS beat(4)4.02%
Min EPS beat(4)-72.26%
Max EPS beat(4)45.63%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-1.75%
Max Revenue beat(2)-1.27%
Revenue beat(4)0
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)22.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.83 | ||
| Fwd PE | 16.49 | ||
| P/S | 2.53 | ||
| P/FCF | 8.55 | ||
| P/OCF | 7.99 | ||
| P/B | 9.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.84 |
EPS(TTM)0.29
EY3.87%
EPS(NY)0.45
Fwd EY6.07%
FCF(TTM)0.88
FCFY11.7%
OCF(TTM)0.94
OCFY12.51%
SpS2.96
BVpS0.75
TBVpS-2.86
PEG (NY)0.46
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROCE | 18.91% | ||
| ROIC | 14.93% | ||
| ROICexc | 17.99% | ||
| ROICexgc | N/A | ||
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A | ||
| FCFM | 29.62% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
ROICexc(3y)11.75%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.52%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y24.87%
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Debt/EBITDA | 2.78 | ||
| Cap/Depr | 19.22% | ||
| Cap/Sales | 2.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.9% | ||
| Profit Quality | 178.44% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | -0.55 |
F-Score9
WACC5.66%
ROIC/WACC2.64
Cap/Depr(3y)16.16%
Cap/Depr(5y)14.25%
Cap/Sales(3y)2.02%
Cap/Sales(5y)11.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.31%
EBIT growth 3YN/A
EBIT growth 5Y27.23%
EBIT Next Year78.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.63%
FCF growth 3YN/A
FCF growth 5Y-0.15%
OCF growth 1Y34.01%
OCF growth 3YN/A
OCF growth 5Y-3.2%