FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe - BIT:FUM - IT0005335754 - Common Stock
3.78 EUR
-0.14 (-3.57%)
Overall FUM gets a fundamental rating of 4 out of 10. We evaluated FUM against 13 industry peers in the Construction Materials industry. Both the profitability and the financial health of FUM get a neutral evaluation. Nothing too spectacular is happening here. FUM is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FUM had positive earnings in the past year.
FUM had a positive operating cash flow in the past year.
Each year in the past 5 years FUM has been profitable.
Each year in the past 5 years FUM had a positive operating cash flow.
1.2 Ratios
The Return On Assets of FUM (5.33%) is better than 69.23% of its industry peers.
The Return On Equity of FUM (8.60%) is comparable to the rest of the industry.
FUM has a Return On Invested Capital (6.69%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for FUM is in line with the industry average of 7.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROIC | 6.69% |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
1.3 Margins
FUM has a better Profit Margin (13.04%) than 84.62% of its industry peers.
FUM's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 19.39%, FUM belongs to the best of the industry, outperforming 92.31% of the companies in the same industry.
In the last couple of years the Operating Margin of FUM has declined.
FUM has a Gross Margin (48.23%) which is in line with its industry peers.
FUM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% |
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
2. Health
2.1 Basic Checks
FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for FUM remains at a similar level compared to 1 year ago.
The number of shares outstanding for FUM has been increased compared to 5 years ago.
The debt/assets ratio for FUM has remained at the same level compared to a year ago.
2.2 Solvency
FUM has an Altman-Z score of 2.37. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.37, FUM is doing good in the industry, outperforming 61.54% of the companies in the same industry.
A Debt/Equity ratio of 0.25 indicates that FUM is not too dependend on debt financing.
FUM has a better Debt to Equity ratio (0.25) than 76.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.37 |
ROIC/WACC0.95
WACC7.07%
2.3 Liquidity
FUM has a Current Ratio of 3.06. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
FUM has a better Current ratio (3.06) than 92.31% of its industry peers.
A Quick Ratio of 1.81 indicates that FUM should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.81, FUM belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 |
3. Growth
3.1 Past
FUM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.65%.
FUM shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -34.58% yearly.
The Revenue has grown by 8.03% in the past year. This is quite good.
FUM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.24% yearly.
EPS 1Y (TTM)-19.65%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-34.17%
Revenue 1Y (TTM)8.03%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%2.06%
3.2 Future
Based on estimates for the next years, FUM will show a decrease in Earnings Per Share. The EPS will decrease by -3.75% on average per year.
FUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.69% yearly.
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.81, which indicates a very decent valuation of FUM.
61.54% of the companies in the same industry are more expensive than FUM, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.91. FUM is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 12.64 indicates a correct valuation of FUM.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FUM is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 34.57. FUM is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.81 | ||
| Fwd PE | 12.64 |
4.2 Price Multiples
76.92% of the companies in the same industry are more expensive than FUM, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.03 |
4.3 Compensation for Growth
A cheap valuation may be justified as FUM's earnings are expected to decrease with -3.75% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.58%, FUM has a reasonable but not impressive dividend return.
In the last 3 months the price of FUM has falen by -32.50%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
FUM's Dividend Yield is slightly below the industry average, which is at 3.53.
Compared to an average S&P500 Dividend Yield of 2.36, FUM has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.58% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
BIT:FUM (11/5/2025, 7:00:00 PM)
3.78
-0.14 (-3.57%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.05%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap124.14M
Revenue(TTM)79.83M
Net Income(TTM)10.41M
Analysts82.5
Price Target9.36 (147.62%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.58% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-24.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.81 | ||
| Fwd PE | 12.64 | ||
| P/S | 1.55 | ||
| P/FCF | N/A | ||
| P/OCF | 22.04 | ||
| P/B | 1.03 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | 6.03 |
EPS(TTM)0.32
EY8.47%
EPS(NY)0.3
Fwd EY7.91%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.54%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROCE | 9.35% | ||
| ROIC | 6.69% | ||
| ROICexc | 7.32% | ||
| ROICexgc | 10.48% | ||
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% | ||
| FCFM | N/A |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 73% | ||
| Cap/Sales | 8.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 23.22% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 | ||
| Altman-Z | 2.37 |
F-Score4
WACC7.07%
ROIC/WACC0.95
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.65%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-34.17%
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue 1Y (TTM)8.03%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%2.06%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year26.03%
EBIT Next 3Y12.26%
EBIT Next 5YN/A
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%
FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ
What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.
What is the valuation status of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a valuation rating of 4 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Fairly Valued.
How profitable is FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.
What is the valuation of FRANCHI UMBERTO MARMI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 11.81 and the Price/Book (PB) ratio is 1.03.
How sustainable is the dividend of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
The dividend rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 2 / 10 and the dividend payout ratio is 50%.