FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:FUM - IT0005335754 - Common Stock
3.7 EUR
-0.08 (-2.12%)
FUM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 14 industry peers in the Construction Materials industry. Both the profitability and the financial health of FUM get a neutral evaluation. Nothing too spectacular is happening here. FUM has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FUM had positive earnings in the past year.
FUM had a positive operating cash flow in the past year.
FUM had positive earnings in each of the past 5 years.
Each year in the past 5 years FUM had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.33%, FUM is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
With a Return On Equity value of 8.60%, FUM perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
The Return On Invested Capital of FUM (6.69%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for FUM is in line with the industry average of 7.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROIC | 6.69% |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
1.3 Margins
FUM's Profit Margin of 13.04% is amongst the best of the industry. FUM outperforms 85.71% of its industry peers.
FUM's Profit Margin has declined in the last couple of years.
The Operating Margin of FUM (19.39%) is better than 92.86% of its industry peers.
In the last couple of years the Operating Margin of FUM has declined.
FUM's Gross Margin of 48.23% is in line compared to the rest of the industry. FUM outperforms 42.86% of its industry peers.
In the last couple of years the Gross Margin of FUM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% |
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
2. Health
2.1 Basic Checks
FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
FUM has about the same amout of shares outstanding than it did 1 year ago.
FUM has more shares outstanding than it did 5 years ago.
FUM has about the same debt/assets ratio as last year.
2.2 Solvency
FUM has an Altman-Z score of 2.35. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of FUM (2.35) is comparable to the rest of the industry.
FUM has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
FUM has a Debt to Equity ratio of 0.25. This is in the better half of the industry: FUM outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.35 |
ROIC/WACC0.93
WACC7.18%
2.3 Liquidity
FUM has a Current Ratio of 3.06. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 3.06, FUM belongs to the top of the industry, outperforming 92.86% of the companies in the same industry.
FUM has a Quick Ratio of 1.81. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
FUM has a Quick ratio of 1.81. This is amongst the best in the industry. FUM outperforms 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 |
3. Growth
3.1 Past
The earnings per share for FUM have decreased strongly by -40.82% in the last year.
FUM shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -34.58% yearly.
The Revenue has decreased by -5.33% in the past year.
FUM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.24% yearly.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
3.2 Future
Based on estimates for the next years, FUM will show a decrease in Earnings Per Share. The EPS will decrease by -3.75% on average per year.
Based on estimates for the next years, FUM will show a small growth in Revenue. The Revenue will grow by 2.69% on average per year.
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
FUM is valuated correctly with a Price/Earnings ratio of 16.82.
FUM's Price/Earnings ratio is in line with the industry average.
FUM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.77.
The Price/Forward Earnings ratio is 11.20, which indicates a very decent valuation of FUM.
FUM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. FUM is cheaper than 64.29% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.35, FUM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.82 | ||
| Fwd PE | 11.2 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FUM is valued a bit cheaper than 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.9 |
4.3 Compensation for Growth
FUM's earnings are expected to decrease with -3.75% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
5. Dividend
5.1 Amount
FUM has a Yearly Dividend Yield of 2.78%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of FUM has falen by -34.29%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
FUM's Dividend Yield is comparable with the industry average which is at 2.78.
FUM's Dividend Yield is a higher than the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.78% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
BIT:FUM (12/29/2025, 7:00:00 PM)
3.7
-0.08 (-2.12%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.05%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap121.51M
Revenue(TTM)74.87M
Net Income(TTM)10.41M
Analysts82.5
Price Target9.36 (152.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.78% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-24.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.82 | ||
| Fwd PE | 11.2 | ||
| P/S | 1.52 | ||
| P/FCF | N/A | ||
| P/OCF | 21.57 | ||
| P/B | 1 | ||
| P/tB | 1.61 | ||
| EV/EBITDA | 5.9 |
EPS(TTM)0.22
EY5.95%
EPS(NY)0.33
Fwd EY8.93%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.64%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROCE | 9.35% | ||
| ROIC | 6.69% | ||
| ROICexc | 7.32% | ||
| ROICexgc | 10.48% | ||
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% | ||
| FCFM | N/A |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 73% | ||
| Cap/Sales | 8.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 23.22% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 | ||
| Altman-Z | 2.35 |
F-Score4
WACC7.18%
ROIC/WACC0.93
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year26.03%
EBIT Next 3Y12.26%
EBIT Next 5Y8.71%
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%
FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ
What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.
What is the valuation status of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.
How profitable is FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.
What is the valuation of FRANCHI UMBERTO MARMI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 16.82 and the Price/Book (PB) ratio is 1.
How sustainable is the dividend of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
The dividend rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 3 / 10 and the dividend payout ratio is 50%.