FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
BIT:FUM - IT0005335754 - Common Stock
4.12 EUR
-0.03 (-0.72%)
We assign a fundamental rating of 5 out of 10 to FUM. FUM was compared to 13 industry peers in the Construction Materials industry. FUM has an average financial health and profitability rating. FUM has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
FUM had positive earnings in the past year.
FUM had a positive operating cash flow in the past year.
FUM had positive earnings in each of the past 5 years.
Each year in the past 5 years FUM had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 6.17%, FUM is doing good in the industry, outperforming 69.23% of the companies in the same industry.
With a decent Return On Equity value of 10.17%, FUM is doing good in the industry, outperforming 61.54% of the companies in the same industry.
FUM's Return On Invested Capital of 7.97% is fine compared to the rest of the industry. FUM outperforms 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.17% | ||
| ROE | 10.17% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FUM's Profit Margin of 15.25% is amongst the best of the industry. FUM outperforms 84.62% of its industry peers.
In the last couple of years the Profit Margin of FUM has declined.
With an excellent Operating Margin value of 22.25%, FUM belongs to the best of the industry, outperforming 92.31% of the companies in the same industry.
FUM's Operating Margin has declined in the last couple of years.
FUM's Gross Margin of 49.50% is in line compared to the rest of the industry. FUM outperforms 46.15% of its industry peers.
In the last couple of years the Gross Margin of FUM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.25% | ||
| PM (TTM) | 15.25% | ||
| GM | 49.5% |
OM growth 3Y-17.72%
OM growth 5Y-12.38%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-0.67%
GM growth 5Y-0.71%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so FUM is still creating some value.
FUM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 2.41 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.41, FUM is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
FUM has a debt to FCF ratio of 5.77. This is a neutral value as FUM would need 5.77 years to pay back of all of its debts.
With a Debt to FCF ratio value of 5.77, FUM is not doing good in the industry: 61.54% of the companies in the same industry are doing better.
FUM has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.24, FUM is doing good in the industry, outperforming 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 5.77 | ||
| Altman-Z | 2.41 |
ROIC/WACC1.11
WACC7.15%
2.3 Liquidity
FUM has a Current Ratio of 2.51. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
FUM has a better Current ratio (2.51) than 92.31% of its industry peers.
A Quick Ratio of 1.62 indicates that FUM should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.62, FUM belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.51 | ||
| Quick Ratio | 1.62 |
3. Growth
3.1 Past
The earnings per share for FUM have decreased strongly by -24.27% in the last year.
The earnings per share for FUM have been decreasing by -34.58% on average. This is quite bad
Looking at the last year, FUM shows a quite strong growth in Revenue. The Revenue has grown by 10.02% in the last year.
FUM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.24% yearly.
EPS 1Y (TTM)-24.27%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-10.72%
Revenue 1Y (TTM)10.02%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%13.78%
3.2 Future
FUM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.95% yearly.
FUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.69% yearly.
EPS Next Y-19.84%
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.14 indicates a reasonable valuation of FUM.
Based on the Price/Earnings ratio, FUM is valued a bit cheaper than 61.54% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.02. FUM is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 12.26, FUM is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as FUM.
The average S&P500 Price/Forward Earnings ratio is at 22.66. FUM is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.14 | ||
| Fwd PE | 12.26 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FUM indicates a somewhat cheap valuation: FUM is cheaper than 61.54% of the companies listed in the same industry.
76.92% of the companies in the same industry are cheaper than FUM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.82 | ||
| EV/EBITDA | 6.06 |
4.3 Compensation for Growth
FUM has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
5. Dividend
5.1 Amount
FUM has a Yearly Dividend Yield of 2.42%.
In the last 3 months the price of FUM has falen by -28.35%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 3.66, FUM is paying slightly less dividend.
FUM's Dividend Yield is comparable with the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.42% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FUM pays out 43.17% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP43.17%
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
BIT:FUM (9/2/2025, 7:00:00 PM)
4.12
-0.03 (-0.72%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.06%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap135.30M
Analysts82.5
Price Target9.36 (127.18%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.42% |
Yearly Dividend0.29
Dividend Growth(5Y)N/A
DP43.17%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.17%
PT rev (3m)-12.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-15.57%
EPS NY rev (3m)-15.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-5.93%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.14 | ||
| Fwd PE | 12.26 | ||
| P/S | 1.71 | ||
| P/FCF | 20.82 | ||
| P/OCF | 8.76 | ||
| P/B | 1.14 | ||
| P/tB | 1.87 | ||
| EV/EBITDA | 6.06 |
EPS(TTM)0.37
EY8.98%
EPS(NY)0.34
Fwd EY8.16%
FCF(TTM)0.2
FCFY4.8%
OCF(TTM)0.47
OCFY11.42%
SpS2.41
BVpS3.61
TBVpS2.2
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.17% | ||
| ROE | 10.17% | ||
| ROCE | 11.13% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.74% | ||
| ROICexgc | 12.85% | ||
| OM | 22.25% | ||
| PM (TTM) | 15.25% | ||
| GM | 49.5% | ||
| FCFM | 8.22% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.72%
OM growth 5Y-12.38%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-0.67%
GM growth 5Y-0.71%
F-Score6
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 5.77 | ||
| Debt/EBITDA | 1.09 | ||
| Cap/Depr | 108.98% | ||
| Cap/Sales | 11.31% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 59.85% | ||
| Profit Quality | 53.91% | ||
| Current Ratio | 2.51 | ||
| Quick Ratio | 1.62 | ||
| Altman-Z | 2.41 |
F-Score6
WACC7.15%
ROIC/WACC1.11
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.27%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-10.72%
EPS Next Y-19.84%
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
EPS Next 5YN/A
Revenue 1Y (TTM)10.02%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%13.78%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-17.59%
EBIT growth 3Y-11.91%
EBIT growth 5Y-8.66%
EBIT Next Year41.15%
EBIT Next 3Y16.51%
EBIT Next 5YN/A
FCF growth 1Y-74.47%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.61%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%