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FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis

BIT:FUM - Euronext Milan - IT0005335754 - Common Stock - Currency: EUR

4.8  -0.1 (-2.04%)

Fundamental Rating

5

Overall FUM gets a fundamental rating of 5 out of 10. We evaluated FUM against 12 industry peers in the Construction Materials industry. FUM has an average financial health and profitability rating. While showing a medium growth rate, FUM is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

In the past year FUM was profitable.
FUM had a positive operating cash flow in the past year.
Each year in the past 5 years FUM has been profitable.
Each year in the past 5 years FUM had a positive operating cash flow.
FUM.MI Yearly Net Income VS EBIT VS OCF VS FCFFUM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 0 5M 10M 15M 20M

1.2 Ratios

The Return On Assets of FUM (6.17%) is better than 76.92% of its industry peers.
The Return On Equity of FUM (10.17%) is comparable to the rest of the industry.
FUM's Return On Invested Capital of 7.80% is fine compared to the rest of the industry. FUM outperforms 69.23% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FUM is in line with the industry average of 8.12%.
Industry RankSector Rank
ROA 6.17%
ROE 10.17%
ROIC 7.8%
ROA(3y)7.34%
ROA(5y)10.86%
ROE(3y)12.11%
ROE(5y)15.2%
ROIC(3y)9.81%
ROIC(5y)13.26%
FUM.MI Yearly ROA, ROE, ROICFUM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 0 5 10 15 20 25

1.3 Margins

The Profit Margin of FUM (15.25%) is better than 92.31% of its industry peers.
In the last couple of years the Profit Margin of FUM has declined.
FUM has a Operating Margin of 22.25%. This is amongst the best in the industry. FUM outperforms 92.31% of its industry peers.
FUM's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 49.50%, FUM is doing worse than 61.54% of the companies in the same industry.
FUM's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 22.25%
PM (TTM) 15.25%
GM 49.5%
OM growth 3Y-4.61%
OM growth 5YN/A
PM growth 3Y-4.67%
PM growth 5YN/A
GM growth 3Y-2.31%
GM growth 5YN/A
FUM.MI Yearly Profit, Operating, Gross MarginsFUM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 10 20 30 40 50

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6

2. Health

2.1 Basic Checks

FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, FUM has about the same amount of shares outstanding.
Compared to 5 years ago, FUM has more shares outstanding
The debt/assets ratio for FUM is higher compared to a year ago.
FUM.MI Yearly Shares OutstandingFUM.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 10M 20M 30M
FUM.MI Yearly Total Debt VS Total AssetsFUM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M

2.2 Solvency

FUM has an Altman-Z score of 2.58. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.58, FUM is doing good in the industry, outperforming 76.92% of the companies in the same industry.
FUM has a debt to FCF ratio of 5.77. This is a neutral value as FUM would need 5.77 years to pay back of all of its debts.
FUM's Debt to FCF ratio of 5.77 is in line compared to the rest of the industry. FUM outperforms 46.15% of its industry peers.
FUM has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.24, FUM is doing good in the industry, outperforming 76.92% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 5.77
Altman-Z 2.58
ROIC/WACC1.05
WACC7.4%
FUM.MI Yearly LT Debt VS Equity VS FCFFUM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M

2.3 Liquidity

A Current Ratio of 2.51 indicates that FUM has no problem at all paying its short term obligations.
FUM's Current ratio of 2.51 is amongst the best of the industry. FUM outperforms 84.62% of its industry peers.
A Quick Ratio of 1.62 indicates that FUM should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.62, FUM belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.51
Quick Ratio 1.62
FUM.MI Yearly Current Assets VS Current LiabilitesFUM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M

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4

3. Growth

3.1 Past

The earnings per share for FUM have decreased strongly by -24.27% in the last year.
FUM shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.57% yearly.
The Revenue has grown by 10.02% in the past year. This is quite good.
Measured over the past years, FUM shows a quite strong growth in Revenue. The Revenue has been growing by 13.19% on average per year.
EPS 1Y (TTM)-24.27%
EPS 3Y5.57%
EPS 5YN/A
EPS Q2Q%-10.72%
Revenue 1Y (TTM)10.02%
Revenue growth 3Y13.19%
Revenue growth 5YN/A
Sales Q2Q%13.78%

3.2 Future

The Earnings Per Share is expected to grow by 1.26% on average over the next years.
FUM is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.55% yearly.
EPS Next Y-9.85%
EPS Next 2Y-2.23%
EPS Next 3Y1.26%
EPS Next 5YN/A
Revenue Next Year17.17%
Revenue Next 2Y11.4%
Revenue Next 3Y9.55%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FUM.MI Yearly Revenue VS EstimatesFUM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M
FUM.MI Yearly EPS VS EstimatesFUM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

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3

4. Valuation

4.1 Price/Earnings Ratio

FUM is valuated correctly with a Price/Earnings ratio of 12.97.
Based on the Price/Earnings ratio, FUM is valued a bit cheaper than the industry average as 61.54% of the companies are valued more expensively.
FUM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.12.
FUM is valuated reasonably with a Price/Forward Earnings ratio of 10.80.
FUM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. FUM is cheaper than 69.23% of the companies in the same industry.
FUM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 20.42, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.97
Fwd PE 10.8
FUM.MI Price Earnings VS Forward Price EarningsFUM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

The rest of the industry has a similar Enterprise Value to EBITDA ratio as FUM.
Based on the Price/Free Cash Flow ratio, FUM is valued a bit more expensive than the industry average as 76.92% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 24.15
EV/EBITDA 6.9
FUM.MI Per share dataFUM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.23%
EPS Next 3Y1.26%

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4

5. Dividend

5.1 Amount

FUM has a Yearly Dividend Yield of 3.42%.
The stock price of FUM dropped by -21.95% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 3.46, FUM pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, FUM pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.42%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

43.17% of the earnings are spent on dividend by FUM. This is a bit on the high side, but may be sustainable.
DP43.17%
EPS Next 2Y-2.23%
EPS Next 3Y1.26%
FUM.MI Yearly Income VS Free CF VS DividendFUM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 0 5M 10M 15M 20M
FUM.MI Dividend Payout.FUM.MI Dividend Payout, showing the Payout Ratio.FUM.MI Dividend Payout.PayoutRetained Earnings

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FRANCHI UMBERTO MARMI SPA

BIT:FUM (3/12/2025, 7:00:00 PM)

4.8

-0.1 (-2.04%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners2.15%
Inst Owner ChangeN/A
Ins Owners10.15%
Ins Owner ChangeN/A
Market Cap156.96M
Analysts82.86
Price Target10.98 (128.75%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.42%
Yearly Dividend0.29
Dividend Growth(5Y)N/A
DP43.17%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.36%
EPS NY rev (3m)3.36%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.52%
Valuation
Industry RankSector Rank
PE 12.97
Fwd PE 10.8
P/S 1.98
P/FCF 24.15
P/OCF 10.16
P/B 1.32
P/tB 2.17
EV/EBITDA 6.9
EPS(TTM)0.37
EY7.71%
EPS(NY)0.44
Fwd EY9.26%
FCF(TTM)0.2
FCFY4.14%
OCF(TTM)0.47
OCFY9.84%
SpS2.42
BVpS3.63
TBVpS2.21
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 6.17%
ROE 10.17%
ROCE 11.13%
ROIC 7.8%
ROICexc 8.54%
ROICexgc 12.57%
OM 22.25%
PM (TTM) 15.25%
GM 49.5%
FCFM 8.22%
ROA(3y)7.34%
ROA(5y)10.86%
ROE(3y)12.11%
ROE(5y)15.2%
ROIC(3y)9.81%
ROIC(5y)13.26%
ROICexc(3y)12.05%
ROICexc(5y)15.79%
ROICexgc(3y)20.85%
ROICexgc(5y)21.06%
ROCE(3y)14.33%
ROCE(5y)19.16%
ROICexcg growth 3Y-1.4%
ROICexcg growth 5YN/A
ROICexc growth 3Y-15.34%
ROICexc growth 5YN/A
OM growth 3Y-4.61%
OM growth 5YN/A
PM growth 3Y-4.67%
PM growth 5YN/A
GM growth 3Y-2.31%
GM growth 5YN/A
F-Score3
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 5.77
Debt/EBITDA 1.09
Cap/Depr 108.98%
Cap/Sales 11.31%
Interest Coverage 250
Cash Conversion 59.85%
Profit Quality 53.91%
Current Ratio 2.51
Quick Ratio 1.62
Altman-Z 2.58
F-Score3
WACC7.4%
ROIC/WACC1.05
Cap/Depr(3y)89.19%
Cap/Depr(5y)176.04%
Cap/Sales(3y)5.42%
Cap/Sales(5y)5.6%
Profit Quality(3y)116.35%
Profit Quality(5y)83.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.27%
EPS 3Y5.57%
EPS 5YN/A
EPS Q2Q%-10.72%
EPS Next Y-9.85%
EPS Next 2Y-2.23%
EPS Next 3Y1.26%
EPS Next 5YN/A
Revenue 1Y (TTM)10.02%
Revenue growth 3Y13.19%
Revenue growth 5YN/A
Sales Q2Q%13.78%
Revenue Next Year17.17%
Revenue Next 2Y11.4%
Revenue Next 3Y9.55%
Revenue Next 5YN/A
EBIT growth 1Y-17.59%
EBIT growth 3Y7.98%
EBIT growth 5YN/A
EBIT Next Year24.26%
EBIT Next 3Y12.33%
EBIT Next 5YN/A
FCF growth 1Y-18.92%
FCF growth 3Y42.18%
FCF growth 5YN/A
OCF growth 1Y74.47%
OCF growth 3Y54.21%
OCF growth 5YN/A