FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis

BIT:FUM • IT0005335754

3.8 EUR
-0.06 (-1.55%)
Last: Feb 3, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to FUM. FUM was compared to 14 industry peers in the Construction Materials industry. FUM has only an average score on both its financial health and profitability. FUM is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year FUM was profitable.
  • FUM had a positive operating cash flow in the past year.
  • FUM had positive earnings in each of the past 5 years.
  • Each year in the past 5 years FUM had a positive operating cash flow.
FUM.MI Yearly Net Income VS EBIT VS OCF VS FCFFUM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M

1.2 Ratios

  • The Return On Assets of FUM (5.33%) is better than 66.67% of its industry peers.
  • FUM has a Return On Equity (8.60%) which is comparable to the rest of the industry.
  • FUM's Return On Invested Capital of 6.69% is in line compared to the rest of the industry. FUM outperforms 46.67% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for FUM is in line with the industry average of 7.90%.
Industry RankSector Rank
ROA 5.33%
ROE 8.6%
ROIC 6.69%
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
FUM.MI Yearly ROA, ROE, ROICFUM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

1.3 Margins

  • FUM has a better Profit Margin (13.04%) than 80.00% of its industry peers.
  • FUM's Profit Margin has declined in the last couple of years.
  • With an excellent Operating Margin value of 19.39%, FUM belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
  • FUM's Operating Margin has declined in the last couple of years.
  • FUM has a Gross Margin of 48.23%. This is in the lower half of the industry: FUM underperforms 60.00% of its industry peers.
  • In the last couple of years the Gross Margin of FUM has declined.
Industry RankSector Rank
OM 19.39%
PM (TTM) 13.04%
GM 48.23%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
FUM.MI Yearly Profit, Operating, Gross MarginsFUM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • FUM has about the same amout of shares outstanding than it did 1 year ago.
  • FUM has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, FUM has about the same debt to assets ratio.
FUM.MI Yearly Shares OutstandingFUM.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
FUM.MI Yearly Total Debt VS Total AssetsFUM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 2.38 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • FUM has a Altman-Z score (2.38) which is comparable to the rest of the industry.
  • FUM has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of FUM (0.25) is better than 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF N/A
Altman-Z 2.38
ROIC/WACC0.89
WACC7.52%
FUM.MI Yearly LT Debt VS Equity VS FCFFUM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

  • A Current Ratio of 3.06 indicates that FUM has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 3.06, FUM belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
  • FUM has a Quick Ratio of 1.81. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.81, FUM is doing good in the industry, outperforming 80.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.06
Quick Ratio 1.81
FUM.MI Yearly Current Assets VS Current LiabilitesFUM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for FUM have decreased strongly by -40.82% in the last year.
  • The earnings per share for FUM have been decreasing by -34.58% on average. This is quite bad
  • FUM shows a decrease in Revenue. In the last year, the revenue decreased by -5.33%.
  • FUM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.24% yearly.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%

3.2 Future

  • The Earnings Per Share is expected to decrease by -7.36% on average over the next years.
  • FUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.69% yearly.
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FUM.MI Yearly Revenue VS EstimatesFUM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
FUM.MI Yearly EPS VS EstimatesFUM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 0.1 0.2 0.3 0.4 0.5

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 17.27, which indicates a rather expensive current valuation of FUM.
  • Compared to the rest of the industry, the Price/Earnings ratio of FUM is on the same level as its industry peers.
  • FUM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.10, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 12.97 indicates a correct valuation of FUM.
  • FUM's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, FUM is valued rather cheaply.
Industry RankSector Rank
PE 17.27
Fwd PE 12.97
FUM.MI Price Earnings VS Forward Price EarningsFUM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 73.33% of the companies in the same industry are more expensive than FUM, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 6.06
FUM.MI Per share dataFUM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • A cheap valuation may be justified as FUM's earnings are expected to decrease with -7.36% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • FUM has a Yearly Dividend Yield of 2.75%. Purely for dividend investing, there may be better candidates out there.
  • In the last 3 months the price of FUM has falen by -26.21%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 2.47, FUM pays a bit more dividend than its industry peers.
  • FUM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 2.75%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
FUM.MI Yearly Income VS Free CF VS DividendFUM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M
FUM.MI Dividend Payout.FUM.MI Dividend Payout, showing the Payout Ratio.FUM.MI Dividend Payout.PayoutRetained Earnings

More info and screens

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FRANCHI UMBERTO MARMI SPA

BIT:FUM (2/3/2026, 7:00:00 PM)

3.8

-0.06 (-1.55%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners1.97%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap124.79M
Revenue(TTM)74.87M
Net Income(TTM)10.41M
Analysts80
Price Target8.06 (112.11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.75%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-13.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-12.16%
EPS NY rev (3m)-12.16%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.96%
Valuation
Industry RankSector Rank
PE 17.27
Fwd PE 12.97
P/S 1.56
P/FCF N/A
P/OCF 22.16
P/B 1.03
P/tB 1.65
EV/EBITDA 6.06
EPS(TTM)0.22
EY5.79%
EPS(NY)0.29
Fwd EY7.71%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.51%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.27
Profitability
Industry RankSector Rank
ROA 5.33%
ROE 8.6%
ROCE 9.35%
ROIC 6.69%
ROICexc 7.32%
ROICexgc 10.48%
OM 19.39%
PM (TTM) 13.04%
GM 48.23%
FCFM N/A
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF N/A
Debt/EBITDA 1.25
Cap/Depr 73%
Cap/Sales 8.03%
Interest Coverage 250
Cash Conversion 23.22%
Profit Quality N/A
Current Ratio 3.06
Quick Ratio 1.81
Altman-Z 2.38
F-Score4
WACC7.52%
ROIC/WACC0.89
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year17.96%
EBIT Next 3Y9.2%
EBIT Next 5Y7.98%
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%

FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ

What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.


What is the valuation status for FUM stock?

ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.


What is the profitability of FUM stock?

FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for FUM stock?

The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 17.27 and the Price/Book (PB) ratio is 1.03.


How financially healthy is FRANCHI UMBERTO MARMI SPA?

The financial health rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 5 / 10.