FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:FUM - IT0005335754 - Common Stock
3.68 EUR
-0.1 (-2.65%)
Taking everything into account, FUM scores 4 out of 10 in our fundamental rating. FUM was compared to 14 industry peers in the Construction Materials industry. FUM has only an average score on both its financial health and profitability. FUM does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year FUM was profitable.
FUM had a positive operating cash flow in the past year.
Each year in the past 5 years FUM has been profitable.
Each year in the past 5 years FUM had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 5.33%, FUM is doing good in the industry, outperforming 71.43% of the companies in the same industry.
The Return On Equity of FUM (8.60%) is comparable to the rest of the industry.
FUM has a Return On Invested Capital of 6.69%. This is comparable to the rest of the industry: FUM outperforms 50.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FUM is in line with the industry average of 7.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROIC | 6.69% |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
1.3 Margins
Looking at the Profit Margin, with a value of 13.04%, FUM belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
In the last couple of years the Profit Margin of FUM has declined.
Looking at the Operating Margin, with a value of 19.39%, FUM belongs to the top of the industry, outperforming 92.86% of the companies in the same industry.
In the last couple of years the Operating Margin of FUM has declined.
Looking at the Gross Margin, with a value of 48.23%, FUM is in line with its industry, outperforming 50.00% of the companies in the same industry.
FUM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% |
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
2. Health
2.1 Basic Checks
FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, FUM has about the same amount of shares outstanding.
Compared to 5 years ago, FUM has more shares outstanding
The debt/assets ratio for FUM has remained at the same level compared to a year ago.
2.2 Solvency
FUM has an Altman-Z score of 2.35. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 2.35, FUM perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
FUM has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
FUM has a Debt to Equity ratio of 0.25. This is in the better half of the industry: FUM outperforms 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.35 |
ROIC/WACC0.93
WACC7.18%
2.3 Liquidity
FUM has a Current Ratio of 3.06. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
FUM's Current ratio of 3.06 is amongst the best of the industry. FUM outperforms 92.86% of its industry peers.
FUM has a Quick Ratio of 1.81. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.81, FUM belongs to the top of the industry, outperforming 92.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 |
3. Growth
3.1 Past
FUM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -40.82%.
Measured over the past years, FUM shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -34.58% on average per year.
FUM shows a decrease in Revenue. In the last year, the revenue decreased by -5.33%.
Measured over the past years, FUM shows a small growth in Revenue. The Revenue has been growing by 4.24% on average per year.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
3.2 Future
The Earnings Per Share is expected to decrease by -3.75% on average over the next years.
The Revenue is expected to grow by 2.69% on average over the next years.
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 16.73 indicates a correct valuation of FUM.
FUM's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.45, FUM is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 11.14, the valuation of FUM can be described as reasonable.
The rest of the industry has a similar Price/Forward Earnings ratio as FUM.
FUM is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.46, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.73 | ||
| Fwd PE | 11.14 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FUM indicates a somewhat cheap valuation: FUM is cheaper than 78.57% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.9 |
4.3 Compensation for Growth
A cheap valuation may be justified as FUM's earnings are expected to decrease with -3.75% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
5. Dividend
5.1 Amount
FUM has a Yearly Dividend Yield of 2.65%.
The stock price of FUM dropped by -34.29% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
FUM's Dividend Yield is comparable with the industry average which is at 3.26.
FUM's Dividend Yield is comparable with the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
BIT:FUM (11/14/2025, 7:00:00 PM)
3.68
-0.1 (-2.65%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.05%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap120.85M
Revenue(TTM)74.87M
Net Income(TTM)10.41M
Analysts82.5
Price Target9.36 (154.35%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-24.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.73 | ||
| Fwd PE | 11.14 | ||
| P/S | 1.51 | ||
| P/FCF | N/A | ||
| P/OCF | 21.46 | ||
| P/B | 1 | ||
| P/tB | 1.6 | ||
| EV/EBITDA | 5.9 |
EPS(TTM)0.22
EY5.98%
EPS(NY)0.33
Fwd EY8.97%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.66%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROCE | 9.35% | ||
| ROIC | 6.69% | ||
| ROICexc | 7.32% | ||
| ROICexgc | 10.48% | ||
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% | ||
| FCFM | N/A |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 73% | ||
| Cap/Sales | 8.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 23.22% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 | ||
| Altman-Z | 2.35 |
F-Score4
WACC7.18%
ROIC/WACC0.93
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year26.03%
EBIT Next 3Y12.26%
EBIT Next 5Y8.71%
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%
FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ
What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.
What is the valuation status of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.
How profitable is FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.
What is the valuation of FRANCHI UMBERTO MARMI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 16.73 and the Price/Book (PB) ratio is 1.
How sustainable is the dividend of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
The dividend rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 3 / 10 and the dividend payout ratio is 50%.