FLATEXDEGIRO AG (FTK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:FTK - DE000FTG1111 - Common Stock
36.32 EUR
+0.44 (+1.23%)
FTK gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. FTK has an excellent profitability rating, but there are some minor concerns on its financial health. FTK has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year FTK was profitable.
In the past year FTK had a positive cash flow from operations.
FTK had positive earnings in each of the past 5 years.
Each year in the past 5 years FTK had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 2.09%, FTK perfoms like the industry average, outperforming 59.83% of the companies in the same industry.
FTK's Return On Equity of 16.24% is fine compared to the rest of the industry. FTK outperforms 76.07% of its industry peers.
FTK's Return On Invested Capital of 2.27% is in line compared to the rest of the industry. FTK outperforms 54.70% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FTK is significantly below the industry average of 8.62%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.09% | ||
| ROE | 16.24% | ||
| ROIC | 2.27% |
ROA(3y)2.08%
ROA(5y)1.88%
ROE(3y)14.3%
ROE(5y)12.89%
ROIC(3y)2.32%
ROIC(5y)2.14%
1.3 Margins
FTK has a better Profit Margin (25.59%) than 67.52% of its industry peers.
In the last couple of years the Profit Margin of FTK has grown nicely.
FTK has a better Operating Margin (38.37%) than 76.92% of its industry peers.
In the last couple of years the Operating Margin of FTK has grown nicely.
FTK has a better Gross Margin (87.68%) than 87.18% of its industry peers.
FTK's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.37% | ||
| PM (TTM) | 25.59% | ||
| GM | 87.68% |
OM growth 3Y20.3%
OM growth 5Y10.74%
PM growth 3Y23.47%
PM growth 5Y15.55%
GM growth 3Y2.23%
GM growth 5Y3.48%
2. Health
2.1 Basic Checks
Compared to 1 year ago, FTK has less shares outstanding
Compared to 5 years ago, FTK has more shares outstanding
FTK has a worse debt/assets ratio than last year.
2.2 Solvency
FTK has an Altman-Z score of 0.73. This is a bad value and indicates that FTK is not financially healthy and even has some risk of bankruptcy.
FTK has a Altman-Z score of 0.73. This is comparable to the rest of the industry: FTK outperforms 52.14% of its industry peers.
The Debt to FCF ratio of FTK is 3.85, which is a good value as it means it would take FTK, 3.85 years of fcf income to pay off all of its debts.
FTK has a better Debt to FCF ratio (3.85) than 79.49% of its industry peers.
A Debt/Equity ratio of 6.51 is on the high side and indicates that FTK has dependencies on debt financing.
FTK's Debt to Equity ratio of 6.51 is on the low side compared to the rest of the industry. FTK is outperformed by 70.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.51 | ||
| Debt/FCF | 3.85 | ||
| Altman-Z | 0.73 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.00 indicates that FTK should not have too much problems paying its short term obligations.
FTK has a better Current ratio (1.00) than 64.10% of its industry peers.
FTK has a Quick Ratio of 1.00. This is a normal value and indicates that FTK is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of FTK (1.00) is better than 64.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
FTK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.10%, which is quite good.
The Earnings Per Share has been growing by 39.70% on average over the past years. This is a very strong growth
FTK shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.56%.
The Revenue has been growing by 29.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)18.1%
EPS 3Y29.43%
EPS 5Y39.7%
EPS Q2Q%34.24%
Revenue 1Y (TTM)16.56%
Revenue growth 3Y4.75%
Revenue growth 5Y29.47%
Sales Q2Q%15.19%
3.2 Future
The Earnings Per Share is expected to grow by 4.07% on average over the next years.
FTK is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.98% yearly.
EPS Next Y35.06%
EPS Next 2Y23.96%
EPS Next 3Y22.88%
EPS Next 5Y4.07%
Revenue Next Year15.14%
Revenue Next 2Y12.05%
Revenue Next 3Y12.32%
Revenue Next 5Y8.98%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 30.02, FTK can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of FTK is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.84. FTK is around the same levels.
A Price/Forward Earnings ratio of 21.57 indicates a rather expensive valuation of FTK.
FTK's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.40. FTK is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.02 | ||
| Fwd PE | 21.57 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FTK is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.9 | ||
| EV/EBITDA | -1.51 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of FTK may justify a higher PE ratio.
FTK's earnings are expected to grow with 22.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.86
PEG (5Y)0.76
EPS Next 2Y23.96%
EPS Next 3Y22.88%
5. Dividend
5.1 Amount
FTK has a yearly dividend return of 0.11%, which is pretty low.
FTK's Dividend Yield is slightly below the industry average, which is at 3.29.
Compared to an average S&P500 Dividend Yield of 2.00, FTK's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.11% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
3.24% of the earnings are spent on dividend by FTK. This is a low number and sustainable payout ratio.
DP3.24%
EPS Next 2Y23.96%
EPS Next 3Y22.88%
FRA:FTK (12/30/2025, 11:32:16 AM)
36.32
+0.44 (+1.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners55.09%
Inst Owner ChangeN/A
Ins Owners1.4%
Ins Owner ChangeN/A
Market Cap4.00B
Revenue(TTM)516.74M
Net Income(TTM)132.25M
Analysts77.5
Price Target35.05 (-3.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.11% |
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP3.24%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)6.49%
PT rev (3m)20.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.56%
EPS NY rev (3m)9.76%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.07%
Revenue NY rev (3m)4.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.02 | ||
| Fwd PE | 21.57 | ||
| P/S | 7.74 | ||
| P/FCF | 2.9 | ||
| P/OCF | 2.82 | ||
| P/B | 4.91 | ||
| P/tB | 10.39 | ||
| EV/EBITDA | -1.51 |
EPS(TTM)1.21
EY3.33%
EPS(NY)1.68
Fwd EY4.64%
FCF(TTM)12.53
FCFY34.51%
OCF(TTM)12.88
OCFY35.45%
SpS4.69
BVpS7.39
TBVpS3.49
PEG (NY)0.86
PEG (5Y)0.76
Graham Number14.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.09% | ||
| ROE | 16.24% | ||
| ROCE | 21.71% | ||
| ROIC | 2.27% | ||
| ROICexc | 6.93% | ||
| ROICexgc | 8.8% | ||
| OM | 38.37% | ||
| PM (TTM) | 25.59% | ||
| GM | 87.68% | ||
| FCFM | 267.11% |
ROA(3y)2.08%
ROA(5y)1.88%
ROE(3y)14.3%
ROE(5y)12.89%
ROIC(3y)2.32%
ROIC(5y)2.14%
ROICexc(3y)6.74%
ROICexc(5y)5.55%
ROICexgc(3y)9.19%
ROICexgc(5y)7.55%
ROCE(3y)18.9%
ROCE(5y)16.96%
ROICexgc growth 3Y28.68%
ROICexgc growth 5Y15.58%
ROICexc growth 3Y27.16%
ROICexc growth 5Y13.5%
OM growth 3Y20.3%
OM growth 5Y10.74%
PM growth 3Y23.47%
PM growth 5Y15.55%
GM growth 3Y2.23%
GM growth 5Y3.48%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.51 | ||
| Debt/FCF | 3.85 | ||
| Debt/EBITDA | 22.04 | ||
| Cap/Depr | 89.51% | ||
| Cap/Sales | 7.32% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 589.63% | ||
| Profit Quality | 1043.64% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 0.73 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)121.57%
Cap/Depr(5y)106.81%
Cap/Sales(3y)9.59%
Cap/Sales(5y)8.27%
Profit Quality(3y)619.19%
Profit Quality(5y)864.83%
High Growth Momentum
Growth
EPS 1Y (TTM)18.1%
EPS 3Y29.43%
EPS 5Y39.7%
EPS Q2Q%34.24%
EPS Next Y35.06%
EPS Next 2Y23.96%
EPS Next 3Y22.88%
EPS Next 5Y4.07%
Revenue 1Y (TTM)16.56%
Revenue growth 3Y4.75%
Revenue growth 5Y29.47%
Sales Q2Q%15.19%
Revenue Next Year15.14%
Revenue Next 2Y12.05%
Revenue Next 3Y12.32%
Revenue Next 5Y8.98%
EBIT growth 1Y13.45%
EBIT growth 3Y26.02%
EBIT growth 5Y43.37%
EBIT Next Year58.19%
EBIT Next 3Y27.88%
EBIT Next 5Y9.11%
FCF growth 1Y106.89%
FCF growth 3Y20.8%
FCF growth 5YN/A
OCF growth 1Y99.17%
OCF growth 3Y20.46%
OCF growth 5YN/A
FLATEXDEGIRO AG / FTK.DE FAQ
What is the ChartMill fundamental rating of FLATEXDEGIRO AG (FTK.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FTK.DE.
What is the valuation status of FLATEXDEGIRO AG (FTK.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to FLATEXDEGIRO AG (FTK.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for FLATEXDEGIRO AG?
FLATEXDEGIRO AG (FTK.DE) has a profitability rating of 7 / 10.
What is the valuation of FLATEXDEGIRO AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FLATEXDEGIRO AG (FTK.DE) is 30.02 and the Price/Book (PB) ratio is 4.91.
What is the financial health of FLATEXDEGIRO AG (FTK.DE) stock?
The financial health rating of FLATEXDEGIRO AG (FTK.DE) is 4 / 10.