FLATEXDEGIRO AG (FTK.DE) Stock Fundamental Analysis
Europe - FRA:FTK - DE000FTG1111 - Common Stock
31.84 EUR
-0.22 (-0.69%)
FTK gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 113 industry peers in the Capital Markets industry. While FTK belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. FTK is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year FTK was profitable.
FTK had a positive operating cash flow in the past year.
In the past 5 years FTK has always been profitable.
FTK had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of FTK (2.09%) is comparable to the rest of the industry.
The Return On Equity of FTK (16.24%) is better than 75.22% of its industry peers.
The Return On Invested Capital of FTK (2.27%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for FTK is significantly below the industry average of 8.16%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.09% | ||
| ROE | 16.24% | ||
| ROIC | 2.27% |
ROA(3y)2.08%
ROA(5y)1.88%
ROE(3y)14.3%
ROE(5y)12.89%
ROIC(3y)2.32%
ROIC(5y)2.14%
1.3 Margins
FTK's Profit Margin of 25.59% is fine compared to the rest of the industry. FTK outperforms 69.03% of its industry peers.
FTK's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 38.37%, FTK is doing good in the industry, outperforming 76.99% of the companies in the same industry.
In the last couple of years the Operating Margin of FTK has grown nicely.
FTK's Gross Margin of 87.68% is amongst the best of the industry. FTK outperforms 86.73% of its industry peers.
In the last couple of years the Gross Margin of FTK has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.37% | ||
| PM (TTM) | 25.59% | ||
| GM | 87.68% |
OM growth 3Y20.3%
OM growth 5Y10.74%
PM growth 3Y23.47%
PM growth 5Y15.55%
GM growth 3Y2.23%
GM growth 5Y3.48%
2. Health
2.1 Basic Checks
FTK has less shares outstanding than it did 1 year ago.
The number of shares outstanding for FTK has been increased compared to 5 years ago.
FTK has a worse debt/assets ratio than last year.
2.2 Solvency
FTK has an Altman-Z score of 0.69. This is a bad value and indicates that FTK is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.69, FTK is in line with its industry, outperforming 47.79% of the companies in the same industry.
The Debt to FCF ratio of FTK is 3.85, which is a good value as it means it would take FTK, 3.85 years of fcf income to pay off all of its debts.
FTK's Debt to FCF ratio of 3.85 is fine compared to the rest of the industry. FTK outperforms 73.45% of its industry peers.
FTK has a Debt/Equity ratio of 6.51. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 6.51, FTK is doing worse than 69.03% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.51 | ||
| Debt/FCF | 3.85 | ||
| Altman-Z | 0.69 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.00 indicates that FTK should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.00, FTK is doing good in the industry, outperforming 61.95% of the companies in the same industry.
A Quick Ratio of 1.00 indicates that FTK should not have too much problems paying its short term obligations.
FTK's Quick ratio of 1.00 is fine compared to the rest of the industry. FTK outperforms 63.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 18.10% over the past year.
FTK shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 39.70% yearly.
Looking at the last year, FTK shows a quite strong growth in Revenue. The Revenue has grown by 16.56% in the last year.
The Revenue has been growing by 29.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)18.1%
EPS 3Y29.43%
EPS 5Y39.7%
EPS Q2Q%34.24%
Revenue 1Y (TTM)16.56%
Revenue growth 3Y4.75%
Revenue growth 5Y29.47%
Sales Q2Q%15.19%
3.2 Future
Based on estimates for the next years, FTK will show a small growth in Earnings Per Share. The EPS will grow by 4.07% on average per year.
The Revenue is expected to grow by 8.57% on average over the next years. This is quite good.
EPS Next Y23.05%
EPS Next 2Y18.57%
EPS Next 3Y19.26%
EPS Next 5Y4.07%
Revenue Next Year10.21%
Revenue Next 2Y9.41%
Revenue Next 3Y10.31%
Revenue Next 5Y8.57%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 26.31, the valuation of FTK can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as FTK.
The average S&P500 Price/Earnings ratio is at 27.69. FTK is around the same levels.
FTK is valuated rather expensively with a Price/Forward Earnings ratio of 20.66.
FTK's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. FTK is cheaper than 64.60% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.18, FTK is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.31 | ||
| Fwd PE | 20.66 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FTK indicates a rather cheap valuation: FTK is cheaper than 100.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.54 | ||
| EV/EBITDA | -3.25 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of FTK may justify a higher PE ratio.
A more expensive valuation may be justified as FTK's earnings are expected to grow with 19.26% in the coming years.
PEG (NY)1.14
PEG (5Y)0.66
EPS Next 2Y18.57%
EPS Next 3Y19.26%
5. Dividend
5.1 Amount
With a yearly dividend of 0.12%, FTK is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.63, FTK is paying slightly less dividend.
With a Dividend Yield of 0.12, FTK pays less dividend than the S&P500 average, which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.12% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
FTK pays out 3.24% of its income as dividend. This is a sustainable payout ratio.
DP3.24%
EPS Next 2Y18.57%
EPS Next 3Y19.26%
FRA:FTK (10/21/2025, 3:20:41 PM)
31.84
-0.22 (-0.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners49.61%
Inst Owner ChangeN/A
Ins Owners1.4%
Ins Owner ChangeN/A
Market Cap3.51B
Analysts75.71
Price Target29.02 (-8.86%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.12% |
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP3.24%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)15.91%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.07%
EPS NY rev (3m)11.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.31 | ||
| Fwd PE | 20.66 | ||
| P/S | 6.79 | ||
| P/FCF | 2.54 | ||
| P/OCF | 2.47 | ||
| P/B | 4.31 | ||
| P/tB | 9.11 | ||
| EV/EBITDA | -3.25 |
EPS(TTM)1.21
EY3.8%
EPS(NY)1.54
Fwd EY4.84%
FCF(TTM)12.53
FCFY39.36%
OCF(TTM)12.88
OCFY40.44%
SpS4.69
BVpS7.39
TBVpS3.49
PEG (NY)1.14
PEG (5Y)0.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.09% | ||
| ROE | 16.24% | ||
| ROCE | 21.71% | ||
| ROIC | 2.27% | ||
| ROICexc | 6.93% | ||
| ROICexgc | 8.8% | ||
| OM | 38.37% | ||
| PM (TTM) | 25.59% | ||
| GM | 87.68% | ||
| FCFM | 267.11% |
ROA(3y)2.08%
ROA(5y)1.88%
ROE(3y)14.3%
ROE(5y)12.89%
ROIC(3y)2.32%
ROIC(5y)2.14%
ROICexc(3y)6.74%
ROICexc(5y)5.55%
ROICexgc(3y)9.19%
ROICexgc(5y)7.55%
ROCE(3y)18.9%
ROCE(5y)16.96%
ROICexcg growth 3Y28.68%
ROICexcg growth 5Y15.58%
ROICexc growth 3Y27.16%
ROICexc growth 5Y13.5%
OM growth 3Y20.3%
OM growth 5Y10.74%
PM growth 3Y23.47%
PM growth 5Y15.55%
GM growth 3Y2.23%
GM growth 5Y3.48%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.51 | ||
| Debt/FCF | 3.85 | ||
| Debt/EBITDA | 22.04 | ||
| Cap/Depr | 89.51% | ||
| Cap/Sales | 7.32% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 589.63% | ||
| Profit Quality | 1043.64% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 0.69 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)121.57%
Cap/Depr(5y)106.81%
Cap/Sales(3y)9.59%
Cap/Sales(5y)8.27%
Profit Quality(3y)619.19%
Profit Quality(5y)864.83%
High Growth Momentum
Growth
EPS 1Y (TTM)18.1%
EPS 3Y29.43%
EPS 5Y39.7%
EPS Q2Q%34.24%
EPS Next Y23.05%
EPS Next 2Y18.57%
EPS Next 3Y19.26%
EPS Next 5Y4.07%
Revenue 1Y (TTM)16.56%
Revenue growth 3Y4.75%
Revenue growth 5Y29.47%
Sales Q2Q%15.19%
Revenue Next Year10.21%
Revenue Next 2Y9.41%
Revenue Next 3Y10.31%
Revenue Next 5Y8.57%
EBIT growth 1Y13.45%
EBIT growth 3Y26.02%
EBIT growth 5Y43.37%
EBIT Next Year45.75%
EBIT Next 3Y24.77%
EBIT Next 5Y9.11%
FCF growth 1Y106.89%
FCF growth 3Y20.8%
FCF growth 5YN/A
OCF growth 1Y99.17%
OCF growth 3Y20.46%
OCF growth 5YN/A