FLATEXDEGIRO AG (FTK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:FTK - DE000FTG1111 - Common Stock
33.24 EUR
+0.72 (+2.21%)
We assign a fundamental rating of 5 out of 10 to FTK. FTK was compared to 120 industry peers in the Capital Markets industry. FTK has an excellent profitability rating, but there are some minor concerns on its financial health. FTK has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
FTK had positive earnings in the past year.
FTK had a positive operating cash flow in the past year.
In the past 5 years FTK has always been profitable.
Each year in the past 5 years FTK had a positive operating cash flow.
1.2 Ratios
FTK's Return On Assets of 2.09% is in line compared to the rest of the industry. FTK outperforms 59.17% of its industry peers.
FTK has a Return On Equity of 16.24%. This is in the better half of the industry: FTK outperforms 75.83% of its industry peers.
The Return On Invested Capital of FTK (2.27%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for FTK is significantly below the industry average of 9.33%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.09% | ||
| ROE | 16.24% | ||
| ROIC | 2.27% |
ROA(3y)2.08%
ROA(5y)1.88%
ROE(3y)14.3%
ROE(5y)12.89%
ROIC(3y)2.32%
ROIC(5y)2.14%
1.3 Margins
With a decent Profit Margin value of 25.59%, FTK is doing good in the industry, outperforming 68.33% of the companies in the same industry.
In the last couple of years the Profit Margin of FTK has grown nicely.
FTK has a Operating Margin of 38.37%. This is in the better half of the industry: FTK outperforms 78.33% of its industry peers.
In the last couple of years the Operating Margin of FTK has grown nicely.
Looking at the Gross Margin, with a value of 87.68%, FTK belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
In the last couple of years the Gross Margin of FTK has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.37% | ||
| PM (TTM) | 25.59% | ||
| GM | 87.68% |
OM growth 3Y20.3%
OM growth 5Y10.74%
PM growth 3Y23.47%
PM growth 5Y15.55%
GM growth 3Y2.23%
GM growth 5Y3.48%
2. Health
2.1 Basic Checks
FTK has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, FTK has more shares outstanding
FTK has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.69, we must say that FTK is in the distress zone and has some risk of bankruptcy.
FTK has a Altman-Z score (0.69) which is in line with its industry peers.
The Debt to FCF ratio of FTK is 3.85, which is a good value as it means it would take FTK, 3.85 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 3.85, FTK is doing good in the industry, outperforming 78.33% of the companies in the same industry.
A Debt/Equity ratio of 6.51 is on the high side and indicates that FTK has dependencies on debt financing.
With a Debt to Equity ratio value of 6.51, FTK is not doing good in the industry: 67.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.51 | ||
| Debt/FCF | 3.85 | ||
| Altman-Z | 0.69 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.00 indicates that FTK should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.00, FTK is in the better half of the industry, outperforming 63.33% of the companies in the same industry.
A Quick Ratio of 1.00 indicates that FTK should not have too much problems paying its short term obligations.
The Quick ratio of FTK (1.00) is better than 64.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
FTK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.10%, which is quite good.
The Earnings Per Share has been growing by 39.70% on average over the past years. This is a very strong growth
FTK shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.56%.
Measured over the past years, FTK shows a very strong growth in Revenue. The Revenue has been growing by 29.47% on average per year.
EPS 1Y (TTM)18.1%
EPS 3Y29.43%
EPS 5Y39.7%
EPS Q2Q%34.24%
Revenue 1Y (TTM)16.56%
Revenue growth 3Y4.75%
Revenue growth 5Y29.47%
Sales Q2Q%15.19%
3.2 Future
FTK is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.07% yearly.
The Revenue is expected to grow by 8.98% on average over the next years. This is quite good.
EPS Next Y30.41%
EPS Next 2Y22.18%
EPS Next 3Y21.78%
EPS Next 5Y4.07%
Revenue Next Year12.8%
Revenue Next 2Y10.98%
Revenue Next 3Y11.52%
Revenue Next 5Y8.98%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 27.47 indicates a quite expensive valuation of FTK.
FTK's Price/Earnings ratio is in line with the industry average.
FTK's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.31.
The Price/Forward Earnings ratio is 20.32, which indicates a rather expensive current valuation of FTK.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FTK indicates a somewhat cheap valuation: FTK is cheaper than 65.83% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.59, FTK is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.47 | ||
| Fwd PE | 20.32 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FTK is valued cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.65 | ||
| EV/EBITDA | -3.04 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of FTK may justify a higher PE ratio.
A more expensive valuation may be justified as FTK's earnings are expected to grow with 21.78% in the coming years.
PEG (NY)0.9
PEG (5Y)0.69
EPS Next 2Y22.18%
EPS Next 3Y21.78%
5. Dividend
5.1 Amount
With a yearly dividend of 0.13%, FTK is not a good candidate for dividend investing.
FTK's Dividend Yield is slightly below the industry average, which is at 5.42.
With a Dividend Yield of 0.13, FTK pays less dividend than the S&P500 average, which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.13% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
FTK pays out 3.24% of its income as dividend. This is a sustainable payout ratio.
DP3.24%
EPS Next 2Y22.18%
EPS Next 3Y21.78%
FRA:FTK (11/28/2025, 5:29:55 PM)
33.24
+0.72 (+2.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners49.61%
Inst Owner ChangeN/A
Ins Owners1.4%
Ins Owner ChangeN/A
Market Cap3.66B
Revenue(TTM)516.74M
Net Income(TTM)132.25M
Analysts76
Price Target32.92 (-0.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.13% |
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP3.24%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)13.44%
PT rev (3m)13.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)5.98%
EPS NY rev (3m)5.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.36%
Revenue NY rev (3m)2.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.47 | ||
| Fwd PE | 20.32 | ||
| P/S | 7.08 | ||
| P/FCF | 2.65 | ||
| P/OCF | 2.58 | ||
| P/B | 4.49 | ||
| P/tB | 9.51 | ||
| EV/EBITDA | -3.04 |
EPS(TTM)1.21
EY3.64%
EPS(NY)1.64
Fwd EY4.92%
FCF(TTM)12.53
FCFY37.7%
OCF(TTM)12.88
OCFY38.74%
SpS4.69
BVpS7.39
TBVpS3.49
PEG (NY)0.9
PEG (5Y)0.69
Graham Number14.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.09% | ||
| ROE | 16.24% | ||
| ROCE | 21.71% | ||
| ROIC | 2.27% | ||
| ROICexc | 6.93% | ||
| ROICexgc | 8.8% | ||
| OM | 38.37% | ||
| PM (TTM) | 25.59% | ||
| GM | 87.68% | ||
| FCFM | 267.11% |
ROA(3y)2.08%
ROA(5y)1.88%
ROE(3y)14.3%
ROE(5y)12.89%
ROIC(3y)2.32%
ROIC(5y)2.14%
ROICexc(3y)6.74%
ROICexc(5y)5.55%
ROICexgc(3y)9.19%
ROICexgc(5y)7.55%
ROCE(3y)18.9%
ROCE(5y)16.96%
ROICexgc growth 3Y28.68%
ROICexgc growth 5Y15.58%
ROICexc growth 3Y27.16%
ROICexc growth 5Y13.5%
OM growth 3Y20.3%
OM growth 5Y10.74%
PM growth 3Y23.47%
PM growth 5Y15.55%
GM growth 3Y2.23%
GM growth 5Y3.48%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.51 | ||
| Debt/FCF | 3.85 | ||
| Debt/EBITDA | 22.04 | ||
| Cap/Depr | 89.51% | ||
| Cap/Sales | 7.32% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 589.63% | ||
| Profit Quality | 1043.64% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 0.69 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)121.57%
Cap/Depr(5y)106.81%
Cap/Sales(3y)9.59%
Cap/Sales(5y)8.27%
Profit Quality(3y)619.19%
Profit Quality(5y)864.83%
High Growth Momentum
Growth
EPS 1Y (TTM)18.1%
EPS 3Y29.43%
EPS 5Y39.7%
EPS Q2Q%34.24%
EPS Next Y30.41%
EPS Next 2Y22.18%
EPS Next 3Y21.78%
EPS Next 5Y4.07%
Revenue 1Y (TTM)16.56%
Revenue growth 3Y4.75%
Revenue growth 5Y29.47%
Sales Q2Q%15.19%
Revenue Next Year12.8%
Revenue Next 2Y10.98%
Revenue Next 3Y11.52%
Revenue Next 5Y8.98%
EBIT growth 1Y13.45%
EBIT growth 3Y26.02%
EBIT growth 5Y43.37%
EBIT Next Year45.75%
EBIT Next 3Y24.77%
EBIT Next 5Y9.11%
FCF growth 1Y106.89%
FCF growth 3Y20.8%
FCF growth 5YN/A
OCF growth 1Y99.17%
OCF growth 3Y20.46%
OCF growth 5YN/A
FLATEXDEGIRO AG / FTK.DE FAQ
What is the ChartMill fundamental rating of FLATEXDEGIRO AG (FTK.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FTK.DE.
What is the valuation status of FLATEXDEGIRO AG (FTK.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to FLATEXDEGIRO AG (FTK.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for FLATEXDEGIRO AG?
FLATEXDEGIRO AG (FTK.DE) has a profitability rating of 7 / 10.
What is the valuation of FLATEXDEGIRO AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FLATEXDEGIRO AG (FTK.DE) is 27.47 and the Price/Book (PB) ratio is 4.49.
What is the financial health of FLATEXDEGIRO AG (FTK.DE) stock?
The financial health rating of FLATEXDEGIRO AG (FTK.DE) is 4 / 10.