FATHOM HOLDINGS INC (FTHM) Stock Fundamental Analysis

NASDAQ:FTHM • US31189V1098

1.02 USD
+0.05 (+5.15%)
Last: Feb 13, 2026, 08:12 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, FTHM scores 3 out of 10 in our fundamental rating. FTHM was compared to 63 industry peers in the Real Estate Management & Development industry. FTHM scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FTHM is valued quite expensive, but it does show an excellent growth.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • FTHM had negative earnings in the past year.
  • FTHM had a negative operating cash flow in the past year.
  • In the past 5 years FTHM always reported negative net income.
  • In the past 5 years FTHM always reported negative operating cash flow.
FTHM Yearly Net Income VS EBIT VS OCF VS FCFFTHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 -5M -10M -15M -20M -25M

1.2 Ratios

  • FTHM's Return On Assets of -23.82% is on the low side compared to the rest of the industry. FTHM is outperformed by 77.78% of its industry peers.
  • FTHM has a worse Return On Equity (-45.71%) than 73.02% of its industry peers.
Industry RankSector Rank
ROA -23.82%
ROE -45.71%
ROIC N/A
ROA(3y)-31.1%
ROA(5y)-21.78%
ROE(3y)-45.41%
ROE(5y)-31.24%
ROIC(3y)N/A
ROIC(5y)N/A
FTHM Yearly ROA, ROE, ROICFTHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 500 -500

1.3 Margins

  • The Gross Margin of FTHM (7.68%) is worse than 71.43% of its industry peers.
  • FTHM's Gross Margin has improved in the last couple of years.
  • FTHM does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 7.68%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.65%
GM growth 5Y9.71%
FTHM Yearly Profit, Operating, Gross MarginsFTHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • FTHM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • FTHM has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, FTHM has more shares outstanding
  • FTHM has a worse debt/assets ratio than last year.
FTHM Yearly Shares OutstandingFTHM Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
FTHM Yearly Total Debt VS Total AssetsFTHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • FTHM has an Altman-Z score of 3.33. This indicates that FTHM is financially healthy and has little risk of bankruptcy at the moment.
  • FTHM's Altman-Z score of 3.33 is fine compared to the rest of the industry. FTHM outperforms 71.43% of its industry peers.
  • A Debt/Equity ratio of 0.32 indicates that FTHM is not too dependend on debt financing.
  • The Debt to Equity ratio of FTHM (0.32) is better than 61.90% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.32
Debt/FCF N/A
Altman-Z 3.33
ROIC/WACCN/A
WACC7.15%
FTHM Yearly LT Debt VS Equity VS FCFFTHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M

2.3 Liquidity

  • A Current Ratio of 1.41 indicates that FTHM should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.41, FTHM perfoms like the industry average, outperforming 41.27% of the companies in the same industry.
  • A Quick Ratio of 1.41 indicates that FTHM should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.41, FTHM is in line with its industry, outperforming 44.44% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.41
Quick Ratio 1.41
FTHM Yearly Current Assets VS Current LiabilitesFTHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 36.72% over the past year.
  • FTHM shows a strong growth in Revenue. In the last year, the Revenue has grown by 32.78%.
  • FTHM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.69% yearly.
EPS 1Y (TTM)36.72%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
Revenue 1Y (TTM)32.78%
Revenue growth 3Y0.5%
Revenue growth 5Y24.69%
Sales Q2Q%37.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 29.46% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 22.21% on average over the next years. This is a very strong growth
EPS Next Y38.99%
EPS Next 2Y29.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year30.26%
Revenue Next 2Y22.21%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
FTHM Yearly Revenue VS EstimatesFTHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
FTHM Yearly EPS VS EstimatesFTHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 -0.5 -1 -1.5

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • FTHM reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for FTHM. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
FTHM Price Earnings VS Forward Price EarningsFTHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FTHM Per share dataFTHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • FTHM's earnings are expected to grow with 29.46% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y29.46%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • FTHM does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

FATHOM HOLDINGS INC

NASDAQ:FTHM (2/13/2026, 8:12:21 PM)

1.02

+0.05 (+5.15%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-11
Earnings (Next)03-10
Inst Owners14.45%
Inst Owner Change3.6%
Ins Owners31.93%
Ins Owner Change3.05%
Market Cap33.04M
Revenue(TTM)421.61M
Net Income(TTM)-19.83M
Analysts82.86
Price Target2.55 (150%)
Short Float %1.21%
Short Ratio1.47
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.25%
Min EPS beat(2)-27.45%
Max EPS beat(2)-5.04%
EPS beat(4)1
Avg EPS beat(4)-9.06%
Min EPS beat(4)-27.45%
Max EPS beat(4)8.29%
EPS beat(8)1
Avg EPS beat(8)-27.25%
EPS beat(12)1
Avg EPS beat(12)-28.12%
EPS beat(16)2
Avg EPS beat(16)-23.72%
Revenue beat(2)2
Avg Revenue beat(2)6.09%
Min Revenue beat(2)1.48%
Max Revenue beat(2)10.71%
Revenue beat(4)4
Avg Revenue beat(4)7.09%
Min Revenue beat(4)1.48%
Max Revenue beat(4)10.71%
Revenue beat(8)4
Avg Revenue beat(8)-1.17%
Revenue beat(12)6
Avg Revenue beat(12)-0.87%
Revenue beat(16)10
Avg Revenue beat(16)1.69%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.88%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.87%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.08
P/FCF N/A
P/OCF N/A
P/B 0.76
P/tB 9
EV/EBITDA N/A
EPS(TTM)-0.81
EYN/A
EPS(NY)-0.35
Fwd EYN/A
FCF(TTM)-0.38
FCFYN/A
OCF(TTM)-0.28
OCFYN/A
SpS13.02
BVpS1.34
TBVpS0.11
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -23.82%
ROE -45.71%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 7.68%
FCFM N/A
ROA(3y)-31.1%
ROA(5y)-21.78%
ROE(3y)-45.41%
ROE(5y)-31.24%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.65%
GM growth 5Y9.71%
F-Score4
Asset Turnover5.07
Health
Industry RankSector Rank
Debt/Equity 0.32
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 55.55%
Cap/Sales 0.76%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.41
Quick Ratio 1.41
Altman-Z 3.33
F-Score4
WACC7.15%
ROIC/WACCN/A
Cap/Depr(3y)55.5%
Cap/Depr(5y)145.67%
Cap/Sales(3y)0.83%
Cap/Sales(5y)0.79%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.72%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
EPS Next Y38.99%
EPS Next 2Y29.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)32.78%
Revenue growth 3Y0.5%
Revenue growth 5Y24.69%
Sales Q2Q%37.72%
Revenue Next Year30.26%
Revenue Next 2Y22.21%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y32.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year88.73%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-41.63%
OCF growth 3YN/A
OCF growth 5YN/A

FATHOM HOLDINGS INC / FTHM FAQ

Can you provide the ChartMill fundamental rating for FATHOM HOLDINGS INC?

ChartMill assigns a fundamental rating of 3 / 10 to FTHM.


Can you provide the valuation status for FATHOM HOLDINGS INC?

ChartMill assigns a valuation rating of 1 / 10 to FATHOM HOLDINGS INC (FTHM). This can be considered as Overvalued.


What is the profitability of FTHM stock?

FATHOM HOLDINGS INC (FTHM) has a profitability rating of 1 / 10.


What is the financial health of FATHOM HOLDINGS INC (FTHM) stock?

The financial health rating of FATHOM HOLDINGS INC (FTHM) is 4 / 10.