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FATHOM HOLDINGS INC (FTHM) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:FTHM - US31189V1098 - Common Stock

1.19 USD
-0.02 (-1.65%)
Last: 12/5/2025, 8:23:29 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to FTHM. FTHM was compared to 64 industry peers in the Real Estate Management & Development industry. Both the profitability and financial health of FTHM have multiple concerns. FTHM is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year FTHM has reported negative net income.
In the past year FTHM has reported a negative cash flow from operations.
In the past 5 years FTHM always reported negative net income.
FTHM had a negative operating cash flow in each of the past 5 years.
FTHM Yearly Net Income VS EBIT VS OCF VS FCFFTHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 -5M -10M -15M -20M -25M

1.2 Ratios

FTHM has a worse Return On Assets (-29.33%) than 82.81% of its industry peers.
FTHM has a Return On Equity of -57.97%. This is in the lower half of the industry: FTHM underperforms 75.00% of its industry peers.
Industry RankSector Rank
ROA -29.33%
ROE -57.97%
ROIC N/A
ROA(3y)-31.1%
ROA(5y)-21.78%
ROE(3y)-45.41%
ROE(5y)-31.24%
ROIC(3y)N/A
ROIC(5y)N/A
FTHM Yearly ROA, ROE, ROICFTHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 500 -500

1.3 Margins

The Gross Margin of FTHM (7.70%) is worse than 71.88% of its industry peers.
In the last couple of years the Gross Margin of FTHM has grown nicely.
FTHM does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 7.7%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.65%
GM growth 5Y9.71%
FTHM Yearly Profit, Operating, Gross MarginsFTHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

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3

2. Health

2.1 Basic Checks

FTHM does not have a ROIC to compare to the WACC, probably because it is not profitable.
FTHM has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, FTHM has more shares outstanding
The debt/assets ratio for FTHM is higher compared to a year ago.
FTHM Yearly Shares OutstandingFTHM Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
FTHM Yearly Total Debt VS Total AssetsFTHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

An Altman-Z score of 3.03 indicates that FTHM is not in any danger for bankruptcy at the moment.
FTHM's Altman-Z score of 3.03 is fine compared to the rest of the industry. FTHM outperforms 70.31% of its industry peers.
FTHM has a Debt/Equity ratio of 0.44. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of FTHM (0.44) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.44
Debt/FCF N/A
Altman-Z 3.03
ROIC/WACCN/A
WACC7.49%
FTHM Yearly LT Debt VS Equity VS FCFFTHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M

2.3 Liquidity

A Current Ratio of 1.20 indicates that FTHM should not have too much problems paying its short term obligations.
FTHM has a Current ratio of 1.20. This is in the lower half of the industry: FTHM underperforms 62.50% of its industry peers.
A Quick Ratio of 1.20 indicates that FTHM should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.20, FTHM is in line with its industry, outperforming 40.63% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.2
Quick Ratio 1.2
FTHM Yearly Current Assets VS Current LiabilitesFTHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 36.72% over the past year.
The Revenue has decreased by -2.91% in the past year.
Measured over the past years, FTHM shows a very strong growth in Revenue. The Revenue has been growing by 24.69% on average per year.
EPS 1Y (TTM)36.72%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y0.5%
Revenue growth 5Y24.69%
Sales Q2Q%37.72%

3.2 Future

The Earnings Per Share is expected to grow by 34.16% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 20.71% on average over the next years. This is a very strong growth
EPS Next Y40.9%
EPS Next 2Y34.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year25.4%
Revenue Next 2Y20.71%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
FTHM Yearly Revenue VS EstimatesFTHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
FTHM Yearly EPS VS EstimatesFTHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 -0.5 -1 -1.5

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1

4. Valuation

4.1 Price/Earnings Ratio

FTHM reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year FTHM is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
FTHM Price Earnings VS Forward Price EarningsFTHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FTHM Per share dataFTHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

FTHM's earnings are expected to grow with 34.16% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y34.16%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for FTHM!.
Industry RankSector Rank
Dividend Yield N/A

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FATHOM HOLDINGS INC

NASDAQ:FTHM (12/5/2025, 8:23:29 PM)

1.19

-0.02 (-1.65%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-11 2025-11-11/amc
Earnings (Next)03-10 2026-03-10/amc
Inst Owners10.85%
Inst Owner Change119.7%
Ins Owners37.4%
Ins Owner Change0.83%
Market Cap38.54M
Revenue(TTM)335.18M
Net Income(TTM)-23.59M
Analysts82.86
Price Target2.55 (114.29%)
Short Float %1.69%
Short Ratio1.16
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-19.75%
Min EPS beat(2)-27.45%
Max EPS beat(2)-12.04%
EPS beat(4)1
Avg EPS beat(4)-33.86%
Min EPS beat(4)-104.25%
Max EPS beat(4)8.29%
EPS beat(8)1
Avg EPS beat(8)-29%
EPS beat(12)1
Avg EPS beat(12)-28.5%
EPS beat(16)3
Avg EPS beat(16)-22.06%
Revenue beat(2)2
Avg Revenue beat(2)5.72%
Min Revenue beat(2)1.48%
Max Revenue beat(2)9.96%
Revenue beat(4)3
Avg Revenue beat(4)1.76%
Min Revenue beat(4)-10.58%
Max Revenue beat(4)9.96%
Revenue beat(8)3
Avg Revenue beat(8)-2.72%
Revenue beat(12)6
Avg Revenue beat(12)-1.74%
Revenue beat(16)10
Avg Revenue beat(16)1.88%
PT rev (1m)25%
PT rev (3m)25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-40%
EPS NY rev (1m)0%
EPS NY rev (3m)-5.08%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.1
P/FCF N/A
P/OCF N/A
P/B 0.95
P/tB 130.22
EV/EBITDA N/A
EPS(TTM)-0.81
EYN/A
EPS(NY)-0.21
Fwd EYN/A
FCF(TTM)-0.49
FCFYN/A
OCF(TTM)-0.38
OCFYN/A
SpS12.04
BVpS1.26
TBVpS0.01
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -29.33%
ROE -57.97%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 7.7%
FCFM N/A
ROA(3y)-31.1%
ROA(5y)-21.78%
ROE(3y)-45.41%
ROE(5y)-31.24%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.65%
GM growth 5Y9.71%
F-Score2
Asset Turnover4.85
Health
Industry RankSector Rank
Debt/Equity 0.44
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 62.9%
Cap/Sales 0.89%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.2
Quick Ratio 1.2
Altman-Z 3.03
F-Score2
WACC7.49%
ROIC/WACCN/A
Cap/Depr(3y)55.5%
Cap/Depr(5y)145.67%
Cap/Sales(3y)0.83%
Cap/Sales(5y)0.79%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.72%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
EPS Next Y40.9%
EPS Next 2Y34.16%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y0.5%
Revenue growth 5Y24.69%
Sales Q2Q%37.72%
Revenue Next Year25.4%
Revenue Next 2Y20.71%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y23.27%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year68.77%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-5.38%
OCF growth 3YN/A
OCF growth 5YN/A

FATHOM HOLDINGS INC / FTHM FAQ

Can you provide the ChartMill fundamental rating for FATHOM HOLDINGS INC?

ChartMill assigns a fundamental rating of 3 / 10 to FTHM.


What is the valuation status of FATHOM HOLDINGS INC (FTHM) stock?

ChartMill assigns a valuation rating of 1 / 10 to FATHOM HOLDINGS INC (FTHM). This can be considered as Overvalued.


What is the profitability of FTHM stock?

FATHOM HOLDINGS INC (FTHM) has a profitability rating of 1 / 10.


How financially healthy is FATHOM HOLDINGS INC?

The financial health rating of FATHOM HOLDINGS INC (FTHM) is 3 / 10.