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FATHOM HOLDINGS INC (FTHM) Stock Fundamental Analysis

NASDAQ:FTHM - US31189V1098 - Common Stock

2 USD
-0.1 (-4.76%)
Last: 8/26/2025, 3:10:31 PM
Fundamental Rating

3

Overall FTHM gets a fundamental rating of 3 out of 10. We evaluated FTHM against 63 industry peers in the Real Estate Management & Development industry. FTHM may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, FTHM is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year FTHM has reported negative net income.
In the past year FTHM has reported a negative cash flow from operations.
In the past 5 years FTHM always reported negative net income.
FTHM had a negative operating cash flow in each of the past 5 years.
FTHM Yearly Net Income VS EBIT VS OCF VS FCFFTHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 -5M -10M -15M -20M -25M

1.2 Ratios

FTHM has a Return On Assets of -26.29%. This is amonst the worse of the industry: FTHM underperforms 80.95% of its industry peers.
With a Return On Equity value of -49.05%, FTHM is not doing good in the industry: 69.84% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -26.29%
ROE -49.05%
ROIC N/A
ROA(3y)-31.1%
ROA(5y)-21.78%
ROE(3y)-45.41%
ROE(5y)-31.24%
ROIC(3y)N/A
ROIC(5y)N/A
FTHM Yearly ROA, ROE, ROICFTHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 500 -500

1.3 Margins

Looking at the Gross Margin, with a value of 8.14%, FTHM is doing worse than 73.02% of the companies in the same industry.
FTHM's Gross Margin has improved in the last couple of years.
FTHM does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 8.14%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.65%
GM growth 5Y9.71%
FTHM Yearly Profit, Operating, Gross MarginsFTHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

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3

2. Health

2.1 Basic Checks

FTHM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, FTHM has more shares outstanding
FTHM has more shares outstanding than it did 5 years ago.
FTHM has a worse debt/assets ratio than last year.
FTHM Yearly Shares OutstandingFTHM Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
FTHM Yearly Total Debt VS Total AssetsFTHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

An Altman-Z score of 2.96 indicates that FTHM is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of FTHM (2.96) is better than 71.43% of its industry peers.
A Debt/Equity ratio of 0.33 indicates that FTHM is not too dependend on debt financing.
The Debt to Equity ratio of FTHM (0.33) is better than 61.90% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF N/A
Altman-Z 2.96
ROIC/WACCN/A
WACC7.69%
FTHM Yearly LT Debt VS Equity VS FCFFTHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M

2.3 Liquidity

FTHM has a Current Ratio of 1.18. This is a normal value and indicates that FTHM is financially healthy and should not expect problems in meeting its short term obligations.
FTHM has a Current ratio (1.18) which is in line with its industry peers.
FTHM has a Quick Ratio of 1.18. This is a normal value and indicates that FTHM is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.18, FTHM is in line with its industry, outperforming 42.86% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.18
Quick Ratio 1.18
FTHM Yearly Current Assets VS Current LiabilitesFTHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 33.58% over the past year.
The Revenue has decreased by -2.91% in the past year.
FTHM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.69% yearly.
EPS 1Y (TTM)33.58%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.91%
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y0.5%
Revenue growth 5Y24.69%
Sales Q2Q%36.11%

3.2 Future

FTHM is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 33.09% yearly.
FTHM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 20.71% yearly.
EPS Next Y43.76%
EPS Next 2Y33.09%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year25.4%
Revenue Next 2Y20.71%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
FTHM Yearly Revenue VS EstimatesFTHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
FTHM Yearly EPS VS EstimatesFTHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 -0.5 -1 -1.5

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1

4. Valuation

4.1 Price/Earnings Ratio

FTHM reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year FTHM is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
FTHM Price Earnings VS Forward Price EarningsFTHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FTHM Per share dataFTHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

FTHM's earnings are expected to grow with 33.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y33.09%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for FTHM!.
Industry RankSector Rank
Dividend Yield N/A

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FATHOM HOLDINGS INC

NASDAQ:FTHM (8/26/2025, 3:10:31 PM)

2

-0.1 (-4.76%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)08-12 2025-08-12/amc
Earnings (Next)11-05 2025-11-05/amc
Inst Owners11.93%
Inst Owner Change-12.1%
Ins Owners36.65%
Ins Owner Change9.79%
Market Cap56.30M
Analysts82.86
Price Target2.04 (2%)
Short Float %1.18%
Short Ratio1.51
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.88%
Min EPS beat(2)-12.04%
Max EPS beat(2)8.29%
EPS beat(4)1
Avg EPS beat(4)-27.68%
Min EPS beat(4)-104.25%
Max EPS beat(4)8.29%
EPS beat(8)1
Avg EPS beat(8)-28.64%
EPS beat(12)1
Avg EPS beat(12)-29.79%
EPS beat(16)3
Avg EPS beat(16)-22.85%
Revenue beat(2)2
Avg Revenue beat(2)8.08%
Min Revenue beat(2)6.19%
Max Revenue beat(2)9.96%
Revenue beat(4)2
Avg Revenue beat(4)1.28%
Min Revenue beat(4)-10.58%
Max Revenue beat(4)9.96%
Revenue beat(8)3
Avg Revenue beat(8)-1.66%
Revenue beat(12)6
Avg Revenue beat(12)-0.92%
Revenue beat(16)10
Avg Revenue beat(16)3.43%
PT rev (1m)33.33%
PT rev (3m)33.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)16.67%
EPS NY rev (1m)0%
EPS NY rev (3m)14.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-5.42%
Revenue NY rev (3m)-5.42%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.16
P/FCF N/A
P/OCF N/A
P/B 1.3
P/tB 23.9
EV/EBITDA N/A
EPS(TTM)-0.91
EYN/A
EPS(NY)-0.24
Fwd EYN/A
FCF(TTM)-0.46
FCFYN/A
OCF(TTM)-0.34
OCFYN/A
SpS12.71
BVpS1.54
TBVpS0.08
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -26.29%
ROE -49.05%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 8.14%
FCFM N/A
ROA(3y)-31.1%
ROA(5y)-21.78%
ROE(3y)-45.41%
ROE(5y)-31.24%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.65%
GM growth 5Y9.71%
F-Score3
Asset Turnover4.42
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 63.22%
Cap/Sales 0.95%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.18
Quick Ratio 1.18
Altman-Z 2.96
F-Score3
WACC7.69%
ROIC/WACCN/A
Cap/Depr(3y)55.5%
Cap/Depr(5y)145.67%
Cap/Sales(3y)0.83%
Cap/Sales(5y)0.79%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)33.58%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.91%
EPS Next Y43.76%
EPS Next 2Y33.09%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y0.5%
Revenue growth 5Y24.69%
Sales Q2Q%36.11%
Revenue Next Year25.4%
Revenue Next 2Y20.71%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.76%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year82.91%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y3.24%
OCF growth 3YN/A
OCF growth 5YN/A