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FOXO TECHNOLOGIES INC-CL A (FOXO) Stock Fundamental Analysis

USA - NYSEARCA:FOXO - US3514713052 - Common Stock

0.0922 USD
-0.01 (-9.96%)
Last: 8/12/2025, 8:04:01 PM
Fundamental Rating

1

Overall FOXO gets a fundamental rating of 1 out of 10. We evaluated FOXO against 281 industry peers in the Software industry. Both the profitability and financial health of FOXO have multiple concerns. While showing a medium growth rate, FOXO is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

In the past year FOXO has reported negative net income.
FOXO had a negative operating cash flow in the past year.
In the past 5 years FOXO always reported negative net income.
In the past 5 years FOXO always reported negative operating cash flow.
FOXO Yearly Net Income VS EBIT VS OCF VS FCFFOXO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 -20M -40M -60M -80M

1.2 Ratios

With a Return On Assets value of -29.86%, FOXO is not doing good in the industry: 75.27% of the companies in the same industry are doing better.
With a Return On Equity value of -128.80%, FOXO is not doing good in the industry: 79.51% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -29.86%
ROE -128.8%
ROIC N/A
ROA(3y)-1471.96%
ROA(5y)-926.95%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FOXO Yearly ROA, ROE, ROICFOXO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

FOXO has a worse Gross Margin (39.17%) than 75.97% of its industry peers.
FOXO does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 39.17%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FOXO Yearly Profit, Operating, Gross MarginsFOXO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 -10K -20K -30K

1

2. Health

2.1 Basic Checks

FOXO does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for FOXO has been increased compared to 1 year ago.
The debt/assets ratio for FOXO has been reduced compared to a year ago.
FOXO Yearly Shares OutstandingFOXO Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 200K 400K 600K 800K 1M
FOXO Yearly Total Debt VS Total AssetsFOXO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 10M 20M 30M 40M

2.2 Solvency

FOXO has an Altman-Z score of -7.44. This is a bad value and indicates that FOXO is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -7.44, FOXO is doing worse than 85.51% of the companies in the same industry.
FOXO has a Debt/Equity ratio of 0.62. This is a neutral value indicating FOXO is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.62, FOXO is not doing good in the industry: 68.20% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.62
Debt/FCF N/A
Altman-Z -7.44
ROIC/WACCN/A
WACC4.71%
FOXO Yearly LT Debt VS Equity VS FCFFOXO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 -10M -20M

2.3 Liquidity

FOXO has a Current Ratio of 0.11. This is a bad value and indicates that FOXO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.11, FOXO is not doing good in the industry: 96.82% of the companies in the same industry are doing better.
FOXO has a Quick Ratio of 0.11. This is a bad value and indicates that FOXO is not financially healthy enough and could expect problems in meeting its short term obligations.
FOXO has a Quick ratio of 0.10. This is amonst the worse of the industry: FOXO underperforms 96.82% of its industry peers.
Industry RankSector Rank
Current Ratio 0.11
Quick Ratio 0.1
FOXO Yearly Current Assets VS Current LiabilitesFOXO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 84.44% over the past year.
Looking at the last year, FOXO shows a very strong growth in Revenue. The Revenue has grown by 5166.06%.
The Revenue has been growing by 223.21% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)84.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-52.18%
Revenue 1Y (TTM)5166.06%
Revenue growth 3Y223.21%
Revenue growth 5YN/A
Sales Q2Q%45184.29%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FOXO Yearly Revenue VS EstimatesFOXO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 1M 2M 3M 4M

0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for FOXO. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
FOXO Price Earnings VS Forward Price EarningsFOXO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FOXO Per share dataFOXO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -5 -10 -15 -20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

FOXO does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

FOXO TECHNOLOGIES INC-CL A

NYSEARCA:FOXO (8/12/2025, 8:04:01 PM)

0.0922

-0.01 (-9.96%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-18 2025-08-18
Earnings (Next)11-17 2025-11-17
Inst Owners0.76%
Inst Owner Change-58.24%
Ins Owners0.01%
Ins Owner Change0%
Market Cap492.35K
Revenue(TTM)7.21M
Net Income(TTM)-12.51M
AnalystsN/A
Price TargetN/A
Short Float %20.87%
Short Ratio0.12
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.07
P/FCF N/A
P/OCF N/A
P/B 0.05
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-20.41
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.71
FCFYN/A
OCF(TTM)-1.1
OCFYN/A
SpS1.35
BVpS1.82
TBVpS-4.64
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -29.86%
ROE -128.8%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 39.17%
FCFM N/A
ROA(3y)-1471.96%
ROA(5y)-926.95%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 0.62
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.11
Quick Ratio 0.1
Altman-Z -7.44
F-Score6
WACC4.71%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)84.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-52.18%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5166.06%
Revenue growth 3Y223.21%
Revenue growth 5YN/A
Sales Q2Q%45184.29%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.94%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y57.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y57.25%
OCF growth 3YN/A
OCF growth 5YN/A

FOXO TECHNOLOGIES INC-CL A / FOXO FAQ

What is the ChartMill fundamental rating of FOXO TECHNOLOGIES INC-CL A (FOXO) stock?

ChartMill assigns a fundamental rating of 1 / 10 to FOXO.


Can you provide the valuation status for FOXO TECHNOLOGIES INC-CL A?

ChartMill assigns a valuation rating of 0 / 10 to FOXO TECHNOLOGIES INC-CL A (FOXO). This can be considered as Overvalued.


How profitable is FOXO TECHNOLOGIES INC-CL A (FOXO) stock?

FOXO TECHNOLOGIES INC-CL A (FOXO) has a profitability rating of 0 / 10.