FINANCIERE MONCEY (FMONC.PA) Stock Fundamental Analysis
Europe - EPA:FMONC - FR001400SU99 - Common Stock
120.5 EUR
-3 (-2.43%)
We assign a fundamental rating of 3 out of 10 to FMONC. FMONC was compared to 50 industry peers in the Financial Services industry. While FMONC has a great health rating, there are worries on its profitability. FMONC is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FMONC had positive earnings in the past year.
FMONC had a positive operating cash flow in the past year.
In the past 5 years FMONC has always been profitable.
FMONC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of FMONC (0.42%) is worse than 62.00% of its industry peers.
FMONC's Return On Equity of 0.42% is on the low side compared to the rest of the industry. FMONC is outperformed by 62.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.42% | ||
| ROE | 0.42% | ||
| ROIC | N/A |
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FMONC does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FMONC has more shares outstanding than it did 1 year ago.
The number of shares outstanding for FMONC has been increased compared to 5 years ago.
The debt/assets ratio for FMONC is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2708.56 indicates that FMONC is not in any danger for bankruptcy at the moment.
FMONC has a better Altman-Z score (2708.56) than 100.00% of its industry peers.
There is no outstanding debt for FMONC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2708.56 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 26.24 indicates that FMONC has no problem at all paying its short term obligations.
FMONC's Current ratio of 26.24 is amongst the best of the industry. FMONC outperforms 94.00% of its industry peers.
FMONC has a Quick Ratio of 26.24. This indicates that FMONC is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 26.24, FMONC belongs to the top of the industry, outperforming 94.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 26.24 | ||
| Quick Ratio | 26.24 |
3. Growth
3.1 Past
The earnings per share for FMONC have decreased strongly by -11.66% in the last year.
FMONC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -55.75% yearly.
EPS 1Y (TTM)-11.66%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
FMONC is valuated quite expensively with a Price/Earnings ratio of 273.86.
Compared to the rest of the industry, the Price/Earnings ratio of FMONC indicates a slightly more expensive valuation: FMONC is more expensive than 66.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.34, FMONC is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 273.86 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FMONC indicates a slightly more expensive valuation: FMONC is more expensive than 72.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 259.46 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
FMONC has a yearly dividend return of 0.24%, which is pretty low.
FMONC's Dividend Yield is comparable with the industry average which is at 3.47.
With a Dividend Yield of 0.24, FMONC pays less dividend than the S&P500 average, which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
5.2 History
The dividend of FMONC decreases each year by -57.30%.
Dividend Growth(5Y)-57.3%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
FMONC pays out 65.80% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of FMONC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP65.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPA:FMONC (11/13/2025, 12:36:04 PM)
120.5
-3 (-2.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners96.14%
Ins Owner ChangeN/A
Market Cap2.25B
Revenue(TTM)N/A
Net Income(TTM)8.15M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
Yearly Dividend0.29
Dividend Growth(5Y)-57.3%
DP65.8%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 273.86 | ||
| Fwd PE | N/A | ||
| P/S | N/A | ||
| P/FCF | 259.46 | ||
| P/OCF | 259.46 | ||
| P/B | 1.15 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.44
EY0.37%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.46
FCFY0.39%
OCF(TTM)0.46
OCFY0.39%
SpS0
BVpS104.69
TBVpS104.69
PEG (NY)N/A
PEG (5Y)N/A
Graham Number32.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.42% | ||
| ROE | 0.42% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 106.17% | ||
| Current Ratio | 26.24 | ||
| Quick Ratio | 26.24 | ||
| Altman-Z | 2708.56 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)65.45%
Profit Quality(5y)54.69%
High Growth Momentum
Growth
EPS 1Y (TTM)-11.66%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.21%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.27%
FCF growth 3Y23.08%
FCF growth 5Y10.96%
OCF growth 1Y3.27%
OCF growth 3Y23.08%
OCF growth 5Y10.96%
FINANCIERE MONCEY / FMONC.PA FAQ
Can you provide the ChartMill fundamental rating for FINANCIERE MONCEY?
ChartMill assigns a fundamental rating of 3 / 10 to FMONC.PA.
What is the valuation status for FMONC stock?
ChartMill assigns a valuation rating of 0 / 10 to FINANCIERE MONCEY (FMONC.PA). This can be considered as Overvalued.
How profitable is FINANCIERE MONCEY (FMONC.PA) stock?
FINANCIERE MONCEY (FMONC.PA) has a profitability rating of 2 / 10.
What are the PE and PB ratios of FINANCIERE MONCEY (FMONC.PA) stock?
The Price/Earnings (PE) ratio for FINANCIERE MONCEY (FMONC.PA) is 273.86 and the Price/Book (PB) ratio is 1.15.
How sustainable is the dividend of FINANCIERE MONCEY (FMONC.PA) stock?
The dividend rating of FINANCIERE MONCEY (FMONC.PA) is 1 / 10 and the dividend payout ratio is 65.8%.