FINANCIERE MONCEY (FMONC.PA) Fundamental Analysis & Valuation

EPA:FMONC • FR001400SU99

132.5 EUR
-0.5 (-0.38%)
Last: Mar 11, 2026, 03:52 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This FMONC.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to FMONC. FMONC was compared to 58 industry peers in the Financial Services industry. FMONC has a great financial health rating, but its profitability evaluates not so good. FMONC has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. FMONC.PA Profitability Analysis

1.1 Basic Checks

  • FMONC had positive earnings in the past year.
  • FMONC had a positive operating cash flow in the past year.
  • Each year in the past 5 years FMONC has been profitable.
  • In the past 5 years FMONC always reported a positive cash flow from operatings.
FMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFFMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.42%, FMONC is doing worse than 63.79% of the companies in the same industry.
  • FMONC has a Return On Equity of 0.42%. This is in the lower half of the industry: FMONC underperforms 62.07% of its industry peers.
Industry RankSector Rank
ROA 0.42%
ROE 0.42%
ROIC N/A
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
FMONC.PA Yearly ROA, ROE, ROICFMONC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1 2 3 4 5

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for FMONC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FMONC.PA Yearly Profit, Operating, Gross MarginsFMONC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024

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8

2. FMONC.PA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for FMONC has been increased compared to 1 year ago.
  • The number of shares outstanding for FMONC has been increased compared to 5 years ago.
  • Compared to 1 year ago, FMONC has a worse debt to assets ratio.
FMONC.PA Yearly Shares OutstandingFMONC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
FMONC.PA Yearly Total Debt VS Total AssetsFMONC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • An Altman-Z score of 2916.89 indicates that FMONC is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of FMONC (2916.89) is better than 100.00% of its industry peers.
  • FMONC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2916.89
ROIC/WACCN/A
WACCN/A
FMONC.PA Yearly LT Debt VS Equity VS FCFFMONC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.3 Liquidity

  • FMONC has a Current Ratio of 26.24. This indicates that FMONC is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of FMONC (26.24) is better than 96.55% of its industry peers.
  • FMONC has a Quick Ratio of 26.24. This indicates that FMONC is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of FMONC (26.24) is better than 96.55% of its industry peers.
Industry RankSector Rank
Current Ratio 26.24
Quick Ratio 26.24
FMONC.PA Yearly Current Assets VS Current LiabilitesFMONC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. FMONC.PA Growth Analysis

3.1 Past

  • The earnings per share for FMONC have decreased strongly by -12.44% in the last year.
  • The earnings per share for FMONC have been decreasing by -55.75% on average. This is quite bad
EPS 1Y (TTM)-12.44%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

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0

4. FMONC.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 301.14, the valuation of FMONC can be described as expensive.
  • Based on the Price/Earnings ratio, FMONC is valued a bit more expensive than 68.97% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.25. FMONC is valued rather expensively when compared to this.
Industry RankSector Rank
PE 301.14
Fwd PE N/A
FMONC.PA Price Earnings VS Forward Price EarningsFMONC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 67.24% of the companies in the same industry are cheaper than FMONC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 285.3
EV/EBITDA N/A
FMONC.PA Per share dataFMONC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

1

5. FMONC.PA Dividend Analysis

5.1 Amount

  • FMONC has a yearly dividend return of 0.20%, which is pretty low.
  • FMONC's Dividend Yield is slightly below the industry average, which is at 2.38.
  • With a Dividend Yield of 0.20, FMONC pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.2%

5.2 History

  • The dividend of FMONC decreases each year by -57.30%.
Dividend Growth(5Y)-57.3%
Div Incr Years0
Div Non Decr Years2
FMONC.PA Yearly Dividends per shareFMONC.PA Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • FMONC pays out 65.80% of its income as dividend. This is not a sustainable payout ratio.
  • FMONC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP65.8%
EPS Next 2YN/A
EPS Next 3YN/A
FMONC.PA Yearly Income VS Free CF VS DividendFMONC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
FMONC.PA Dividend Payout.FMONC.PA Dividend Payout, showing the Payout Ratio.FMONC.PA Dividend Payout.PayoutRetained Earnings

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FMONC.PA Fundamentals: All Metrics, Ratios and Statistics

FINANCIERE MONCEY

EPA:FMONC (3/11/2026, 3:52:45 PM)

132.5

-0.5 (-0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-19
Earnings (Next)03-26
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners96.14%
Ins Owner ChangeN/A
Market Cap2.47B
Revenue(TTM)N/A
Net Income(TTM)8.15M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.2%
Yearly Dividend0.29
Dividend Growth(5Y)-57.3%
DP65.8%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 301.14
Fwd PE N/A
P/S N/A
P/FCF 285.3
P/OCF 285.3
P/B 1.27
P/tB 1.27
EV/EBITDA N/A
EPS(TTM)0.44
EY0.33%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.46
FCFY0.35%
OCF(TTM)0.46
OCFY0.35%
SpS0
BVpS104.69
TBVpS104.69
PEG (NY)N/A
PEG (5Y)N/A
Graham Number32.19
Profitability
Industry RankSector Rank
ROA 0.42%
ROE 0.42%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.17%
Current Ratio 26.24
Quick Ratio 26.24
Altman-Z 2916.89
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)65.45%
Profit Quality(5y)54.69%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.44%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.31%
FCF growth 3Y23.08%
FCF growth 5Y10.96%
OCF growth 1Y3.31%
OCF growth 3Y23.08%
OCF growth 5Y10.96%

FINANCIERE MONCEY / FMONC.PA FAQ

Can you provide the ChartMill fundamental rating for FINANCIERE MONCEY?

ChartMill assigns a fundamental rating of 3 / 10 to FMONC.PA.


Can you provide the valuation status for FINANCIERE MONCEY?

ChartMill assigns a valuation rating of 0 / 10 to FINANCIERE MONCEY (FMONC.PA). This can be considered as Overvalued.


How profitable is FINANCIERE MONCEY (FMONC.PA) stock?

FINANCIERE MONCEY (FMONC.PA) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for FMONC stock?

The Price/Earnings (PE) ratio for FINANCIERE MONCEY (FMONC.PA) is 301.14 and the Price/Book (PB) ratio is 1.27.