FINANCIERE MONCEY (FMONC.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:FMONC - FR001400SU99 - Common Stock
120 EUR
-1.5 (-1.23%)
Taking everything into account, FMONC scores 3 out of 10 in our fundamental rating. FMONC was compared to 58 industry peers in the Financial Services industry. While FMONC has a great health rating, there are worries on its profitability. FMONC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
FMONC had positive earnings in the past year.
In the past year FMONC had a positive cash flow from operations.
In the past 5 years FMONC has always been profitable.
In the past 5 years FMONC always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.42%, FMONC is not doing good in the industry: 65.52% of the companies in the same industry are doing better.
FMONC has a Return On Equity of 0.42%. This is in the lower half of the industry: FMONC underperforms 63.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.42% | ||
| ROE | 0.42% | ||
| ROIC | N/A |
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FMONC does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for FMONC has been increased compared to 1 year ago.
Compared to 5 years ago, FMONC has more shares outstanding
Compared to 1 year ago, FMONC has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2631.81 indicates that FMONC is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2631.81, FMONC belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
FMONC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2631.81 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FMONC has a Current Ratio of 26.24. This indicates that FMONC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 26.24, FMONC belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
A Quick Ratio of 26.24 indicates that FMONC has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 26.24, FMONC belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 26.24 | ||
| Quick Ratio | 26.24 |
3. Growth
3.1 Past
The earnings per share for FMONC have decreased strongly by -12.44% in the last year.
Measured over the past years, FMONC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -55.75% on average per year.
EPS 1Y (TTM)-12.44%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 272.73, the valuation of FMONC can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of FMONC indicates a slightly more expensive valuation: FMONC is more expensive than 70.69% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.25. FMONC is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 272.73 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FMONC is valued a bit more expensive than the industry average as 68.97% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 258.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.24%, FMONC is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 1.97, FMONC has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 1.92, FMONC's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
5.2 History
The dividend of FMONC decreases each year by -57.30%.
Dividend Growth(5Y)-57.3%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
FMONC pays out 65.80% of its income as dividend. This is not a sustainable payout ratio.
FMONC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP65.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPA:FMONC (1/12/2026, 7:00:00 PM)
120
-1.5 (-1.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners96.14%
Ins Owner ChangeN/A
Market Cap2.24B
Revenue(TTM)N/A
Net Income(TTM)8.15M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
Yearly Dividend0.29
Dividend Growth(5Y)-57.3%
DP65.8%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 272.73 | ||
| Fwd PE | N/A | ||
| P/S | N/A | ||
| P/FCF | 258.38 | ||
| P/OCF | 258.38 | ||
| P/B | 1.15 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.44
EY0.37%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.46
FCFY0.39%
OCF(TTM)0.46
OCFY0.39%
SpS0
BVpS104.69
TBVpS104.69
PEG (NY)N/A
PEG (5Y)N/A
Graham Number32.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.42% | ||
| ROE | 0.42% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 106.17% | ||
| Current Ratio | 26.24 | ||
| Quick Ratio | 26.24 | ||
| Altman-Z | 2631.81 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)65.45%
Profit Quality(5y)54.69%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.44%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.31%
FCF growth 3Y23.08%
FCF growth 5Y10.96%
OCF growth 1Y3.31%
OCF growth 3Y23.08%
OCF growth 5Y10.96%
FINANCIERE MONCEY / FMONC.PA FAQ
Can you provide the ChartMill fundamental rating for FINANCIERE MONCEY?
ChartMill assigns a fundamental rating of 3 / 10 to FMONC.PA.
Can you provide the valuation status for FINANCIERE MONCEY?
ChartMill assigns a valuation rating of 0 / 10 to FINANCIERE MONCEY (FMONC.PA). This can be considered as Overvalued.
How profitable is FINANCIERE MONCEY (FMONC.PA) stock?
FINANCIERE MONCEY (FMONC.PA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for FMONC stock?
The Price/Earnings (PE) ratio for FINANCIERE MONCEY (FMONC.PA) is 272.73 and the Price/Book (PB) ratio is 1.15.