FINANCIERE MONCEY (FMONC.PA) Stock Fundamental Analysis

EPA:FMONC • FR001400SU99

116.5 EUR
0 (0%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Overall FMONC gets a fundamental rating of 3 out of 10. We evaluated FMONC against 59 industry peers in the Financial Services industry. FMONC has a great financial health rating, but its profitability evaluates not so good. FMONC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • FMONC had positive earnings in the past year.
  • In the past year FMONC had a positive cash flow from operations.
  • In the past 5 years FMONC has always been profitable.
  • FMONC had a positive operating cash flow in each of the past 5 years.
FMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFFMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

  • FMONC has a worse Return On Assets (0.42%) than 67.80% of its industry peers.
  • FMONC has a Return On Equity of 0.42%. This is in the lower half of the industry: FMONC underperforms 66.10% of its industry peers.
Industry RankSector Rank
ROA 0.42%
ROE 0.42%
ROIC N/A
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
FMONC.PA Yearly ROA, ROE, ROICFMONC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1 2 3 4 5

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for FMONC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FMONC.PA Yearly Profit, Operating, Gross MarginsFMONC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • FMONC has more shares outstanding than it did 1 year ago.
  • FMONC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for FMONC is higher compared to a year ago.
FMONC.PA Yearly Shares OutstandingFMONC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
FMONC.PA Yearly Total Debt VS Total AssetsFMONC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • FMONC has an Altman-Z score of 2555.06. This indicates that FMONC is financially healthy and has little risk of bankruptcy at the moment.
  • FMONC has a better Altman-Z score (2555.06) than 100.00% of its industry peers.
  • FMONC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2555.06
ROIC/WACCN/A
WACCN/A
FMONC.PA Yearly LT Debt VS Equity VS FCFFMONC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.3 Liquidity

  • A Current Ratio of 26.24 indicates that FMONC has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 26.24, FMONC belongs to the best of the industry, outperforming 96.61% of the companies in the same industry.
  • A Quick Ratio of 26.24 indicates that FMONC has no problem at all paying its short term obligations.
  • FMONC has a Quick ratio of 26.24. This is amongst the best in the industry. FMONC outperforms 96.61% of its industry peers.
Industry RankSector Rank
Current Ratio 26.24
Quick Ratio 26.24
FMONC.PA Yearly Current Assets VS Current LiabilitesFMONC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. Growth

3.1 Past

  • FMONC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.44%.
  • FMONC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -55.75% yearly.
EPS 1Y (TTM)-12.44%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

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0

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 264.77, which means the current valuation is very expensive for FMONC.
  • Compared to the rest of the industry, the Price/Earnings ratio of FMONC indicates a slightly more expensive valuation: FMONC is more expensive than 72.88% of the companies listed in the same industry.
  • FMONC is valuated expensively when we compare the Price/Earnings ratio to 27.97, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 264.77
Fwd PE N/A
FMONC.PA Price Earnings VS Forward Price EarningsFMONC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, FMONC is valued a bit more expensive than 69.49% of the companies in the same industry.
Industry RankSector Rank
P/FCF 250.84
EV/EBITDA N/A
FMONC.PA Per share dataFMONC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

1

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.24%, FMONC is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.24, FMONC is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.84, FMONC's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.24%

5.2 History

  • The dividend of FMONC decreases each year by -57.30%.
Dividend Growth(5Y)-57.3%
Div Incr Years0
Div Non Decr Years2
FMONC.PA Yearly Dividends per shareFMONC.PA Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • 65.80% of the earnings are spent on dividend by FMONC. This is not a sustainable payout ratio.
  • The Dividend Rate of FMONC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP65.8%
EPS Next 2YN/A
EPS Next 3YN/A
FMONC.PA Yearly Income VS Free CF VS DividendFMONC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
FMONC.PA Dividend Payout.FMONC.PA Dividend Payout, showing the Payout Ratio.FMONC.PA Dividend Payout.PayoutRetained Earnings

More info and screens

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FINANCIERE MONCEY

EPA:FMONC (2/13/2026, 7:00:00 PM)

116.5

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-19
Earnings (Next)03-26
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners96.14%
Ins Owner ChangeN/A
Market Cap2.17B
Revenue(TTM)N/A
Net Income(TTM)8.15M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.24%
Yearly Dividend0.29
Dividend Growth(5Y)-57.3%
DP65.8%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 264.77
Fwd PE N/A
P/S N/A
P/FCF 250.84
P/OCF 250.84
P/B 1.11
P/tB 1.11
EV/EBITDA N/A
EPS(TTM)0.44
EY0.38%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.46
FCFY0.4%
OCF(TTM)0.46
OCFY0.4%
SpS0
BVpS104.69
TBVpS104.69
PEG (NY)N/A
PEG (5Y)N/A
Graham Number32.19
Profitability
Industry RankSector Rank
ROA 0.42%
ROE 0.42%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.76%
ROE(3y)0.59%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.17%
Current Ratio 26.24
Quick Ratio 26.24
Altman-Z 2555.06
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)65.45%
Profit Quality(5y)54.69%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.44%
EPS 3Y-77.45%
EPS 5Y-55.75%
EPS Q2Q%-21.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.31%
FCF growth 3Y23.08%
FCF growth 5Y10.96%
OCF growth 1Y3.31%
OCF growth 3Y23.08%
OCF growth 5Y10.96%

FINANCIERE MONCEY / FMONC.PA FAQ

Can you provide the ChartMill fundamental rating for FINANCIERE MONCEY?

ChartMill assigns a fundamental rating of 3 / 10 to FMONC.PA.


Can you provide the valuation status for FINANCIERE MONCEY?

ChartMill assigns a valuation rating of 0 / 10 to FINANCIERE MONCEY (FMONC.PA). This can be considered as Overvalued.


How profitable is FINANCIERE MONCEY (FMONC.PA) stock?

FINANCIERE MONCEY (FMONC.PA) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for FMONC stock?

The Price/Earnings (PE) ratio for FINANCIERE MONCEY (FMONC.PA) is 264.77 and the Price/Book (PB) ratio is 1.11.