FLOW TRADERS LTD (FLOW.AS) Fundamental Analysis & Valuation

AMS:FLOW • BMG3602E1084

Current stock price

28.78 EUR
-0.2 (-0.69%)
Last:

This FLOW.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. FLOW.AS Profitability Analysis

1.1 Basic Checks

  • FLOW had positive earnings in the past year.
  • FLOW had a negative operating cash flow in the past year.
  • In the past 5 years FLOW has always been profitable.
  • Of the past 5 years FLOW 4 years had a positive operating cash flow.
FLOW.AS Yearly Net Income VS EBIT VS OCF VS FCFFLOW.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M

1.2 Ratios

  • FLOW has a Return On Assets of 1.14%. This is comparable to the rest of the industry: FLOW outperforms 55.83% of its industry peers.
  • FLOW has a Return On Equity of 20.87%. This is amongst the best in the industry. FLOW outperforms 86.67% of its industry peers.
  • The Return On Invested Capital of FLOW (5.27%) is better than 71.67% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for FLOW is significantly below the industry average of 9.10%.
  • The 3 year average ROIC (3.29%) for FLOW is below the current ROIC(5.27%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.14%
ROE 20.87%
ROIC 5.27%
ROA(3y)0.8%
ROA(5y)0.92%
ROE(3y)14.12%
ROE(5y)17.18%
ROIC(3y)3.29%
ROIC(5y)4.17%
FLOW.AS Yearly ROA, ROE, ROICFLOW.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • The Profit Margin of FLOW (17.88%) is better than 61.67% of its industry peers.
  • FLOW's Profit Margin has declined in the last couple of years.
  • FLOW has a better Operating Margin (26.22%) than 66.67% of its industry peers.
  • In the last couple of years the Operating Margin of FLOW has declined.
  • FLOW has a Gross Margin of 47.92%. This is in the better half of the industry: FLOW outperforms 65.83% of its industry peers.
  • In the last couple of years the Gross Margin of FLOW has declined.
Industry RankSector Rank
OM 26.22%
PM (TTM) 17.88%
GM 47.92%
OM growth 3Y-1.6%
OM growth 5Y-14.44%
PM growth 3Y-3.69%
PM growth 5Y-17.05%
GM growth 3Y-3.61%
GM growth 5Y-6.59%
FLOW.AS Yearly Profit, Operating, Gross MarginsFLOW.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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1

2. FLOW.AS Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, FLOW has more shares outstanding
  • FLOW has less shares outstanding than it did 5 years ago.
  • FLOW has a worse debt/assets ratio than last year.
FLOW.AS Yearly Shares OutstandingFLOW.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
FLOW.AS Yearly Total Debt VS Total AssetsFLOW.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • FLOW has an Altman-Z score of -0.24. This is a bad value and indicates that FLOW is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of -0.24, FLOW perfoms like the industry average, outperforming 40.83% of the companies in the same industry.
  • FLOW has a Debt/Equity ratio of 3.37. This is a high value indicating a heavy dependency on external financing.
  • FLOW has a Debt to Equity ratio of 3.37. This is in the lower half of the industry: FLOW underperforms 62.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.37
Debt/FCF N/A
Altman-Z -0.24
ROIC/WACCN/A
WACCN/A
FLOW.AS Yearly LT Debt VS Equity VS FCFFLOW.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 0.57 indicates that FLOW may have some problems paying its short term obligations.
  • With a Current ratio value of 0.57, FLOW perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
  • A Quick Ratio of 0.57 indicates that FLOW may have some problems paying its short term obligations.
  • FLOW has a Quick ratio (0.57) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.57
Quick Ratio 0.57
FLOW.AS Yearly Current Assets VS Current LiabilitesFLOW.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. FLOW.AS Growth Analysis

3.1 Past

  • The earnings per share for FLOW have decreased strongly by -15.83% in the last year.
  • Measured over the past years, FLOW shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -21.55% on average per year.
  • The Revenue has decreased by -2.98% in the past year.
  • Measured over the past years, FLOW shows a decrease in Revenue. The Revenue has been decreasing by -6.05% on average per year.
EPS 1Y (TTM)-15.83%
EPS 3Y2.54%
EPS 5Y-21.55%
EPS Q2Q%-45.07%
Revenue 1Y (TTM)-2.98%
Revenue growth 3Y5.63%
Revenue growth 5Y-6.05%
Sales Q2Q%-23.9%

3.2 Future

  • Based on estimates for the next years, FLOW will show a small growth in Earnings Per Share. The EPS will grow by 0.99% on average per year.
  • The Revenue is expected to grow by 0.26% on average over the next years.
EPS Next Y13.83%
EPS Next 2Y15.06%
EPS Next 3Y13.89%
EPS Next 5Y0.99%
Revenue Next Year11.1%
Revenue Next 2Y11.61%
Revenue Next 3Y11.54%
Revenue Next 5Y0.26%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FLOW.AS Yearly Revenue VS EstimatesFLOW.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
FLOW.AS Yearly EPS VS EstimatesFLOW.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

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6

4. FLOW.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 9.50, the valuation of FLOW can be described as reasonable.
  • Based on the Price/Earnings ratio, FLOW is valued cheaply inside the industry as 86.67% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of FLOW to the average of the S&P500 Index (27.34), we can say FLOW is valued rather cheaply.
  • A Price/Forward Earnings ratio of 8.34 indicates a reasonable valuation of FLOW.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of FLOW indicates a rather cheap valuation: FLOW is cheaper than 95.83% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of FLOW to the average of the S&P500 Index (38.18), we can say FLOW is valued rather cheaply.
Industry RankSector Rank
PE 9.5
Fwd PE 8.34
FLOW.AS Price Earnings VS Forward Price EarningsFLOW.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • FLOW's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. FLOW is cheaper than 92.50% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 4.78
FLOW.AS Per share dataFLOW.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • FLOW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FLOW's earnings are expected to grow with 13.89% in the coming years.
PEG (NY)0.69
PEG (5Y)N/A
EPS Next 2Y15.06%
EPS Next 3Y13.89%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. FLOW.AS Dividend Analysis

5.1 Amount

  • FLOW has a Yearly Dividend Yield of 6.44%, which is a nice return.
  • FLOW's Dividend Yield is rather good when compared to the industry average which is at 3.15. FLOW pays more dividend than 91.67% of the companies in the same industry.
  • FLOW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 6.44%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
FLOW.AS Yearly Dividends per shareFLOW.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

5.3 Sustainability

DP0%
EPS Next 2Y15.06%
EPS Next 3Y13.89%
FLOW.AS Yearly Income VS Free CF VS DividendFLOW.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M 400M

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FLOW.AS Fundamentals: All Metrics, Ratios and Statistics

FLOW TRADERS LTD

AMS:FLOW (4/14/2026, 7:00:00 PM)

28.78

-0.2 (-0.69%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-12
Earnings (Next)04-24
Inst Owners17.75%
Inst Owner ChangeN/A
Ins Owners22.78%
Ins Owner ChangeN/A
Market Cap1.31B
Revenue(TTM)1.01B
Net Income(TTM)181.26M
Analysts78
Price Target30.67 (6.57%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.44%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-21.13%
Min EPS beat(2)-55.54%
Max EPS beat(2)13.29%
EPS beat(4)2
Avg EPS beat(4)-5.95%
Min EPS beat(4)-55.54%
Max EPS beat(4)19.96%
EPS beat(8)5
Avg EPS beat(8)40.45%
EPS beat(12)6
Avg EPS beat(12)3.03%
EPS beat(16)9
Avg EPS beat(16)8.81%
Revenue beat(2)1
Avg Revenue beat(2)-7.66%
Min Revenue beat(2)-22.53%
Max Revenue beat(2)7.2%
Revenue beat(4)2
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-22.53%
Max Revenue beat(4)7.2%
Revenue beat(8)4
Avg Revenue beat(8)2.23%
Revenue beat(12)4
Avg Revenue beat(12)-2.64%
Revenue beat(16)8
Avg Revenue beat(16)37.29%
PT rev (1m)3.09%
PT rev (3m)4.88%
EPS NQ rev (1m)42.31%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.18%
EPS NY rev (3m)0.57%
Revenue NQ rev (1m)16%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)5.06%
Revenue NY rev (3m)8.06%
Valuation
Industry RankSector Rank
PE 9.5
Fwd PE 8.34
P/S 1.3
P/FCF N/A
P/OCF N/A
P/B 1.51
P/tB 1.52
EV/EBITDA 4.78
EPS(TTM)3.03
EY10.53%
EPS(NY)3.45
Fwd EY11.98%
FCF(TTM)-2.79
FCFYN/A
OCF(TTM)-2.64
OCFYN/A
SpS22.2
BVpS19.01
TBVpS18.92
PEG (NY)0.69
PEG (5Y)N/A
Graham Number36
Profitability
Industry RankSector Rank
ROA 1.14%
ROE 20.87%
ROCE 21.66%
ROIC 5.27%
ROICexc 5.28%
ROICexgc 5.29%
OM 26.22%
PM (TTM) 17.88%
GM 47.92%
FCFM N/A
ROA(3y)0.8%
ROA(5y)0.92%
ROE(3y)14.12%
ROE(5y)17.18%
ROIC(3y)3.29%
ROIC(5y)4.17%
ROICexc(3y)3.3%
ROICexc(5y)4.18%
ROICexgc(3y)3.3%
ROICexgc(5y)4.18%
ROCE(3y)11.21%
ROCE(5y)16.55%
ROICexgc growth 3Y-13.65%
ROICexgc growth 5Y-30.1%
ROICexc growth 3Y-13.66%
ROICexc growth 5Y-30.1%
OM growth 3Y-1.6%
OM growth 5Y-14.44%
PM growth 3Y-3.69%
PM growth 5Y-17.05%
GM growth 3Y-3.61%
GM growth 5Y-6.59%
F-Score4
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 3.37
Debt/FCF N/A
Debt/EBITDA 10.31
Cap/Depr 37.41%
Cap/Sales 0.67%
Interest Coverage 227.16
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.57
Quick Ratio 0.57
Altman-Z -0.24
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)47.13%
Cap/Depr(5y)46.15%
Cap/Sales(3y)1.25%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.83%
EPS 3Y2.54%
EPS 5Y-21.55%
EPS Q2Q%-45.07%
EPS Next Y13.83%
EPS Next 2Y15.06%
EPS Next 3Y13.89%
EPS Next 5Y0.99%
Revenue 1Y (TTM)-2.98%
Revenue growth 3Y5.63%
Revenue growth 5Y-6.05%
Sales Q2Q%-23.9%
Revenue Next Year11.1%
Revenue Next 2Y11.61%
Revenue Next 3Y11.54%
Revenue Next 5Y0.26%
EBIT growth 1Y-10.71%
EBIT growth 3Y3.94%
EBIT growth 5Y-19.61%
EBIT Next Year21.1%
EBIT Next 3Y14.83%
EBIT Next 5Y0.64%
FCF growth 1Y-599.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-476.2%
OCF growth 3YN/A
OCF growth 5YN/A

FLOW TRADERS LTD / FLOW.AS Fundamental Analysis FAQ

What is the fundamental rating for FLOW stock?

ChartMill assigns a fundamental rating of 4 / 10 to FLOW.AS.


What is the valuation status for FLOW stock?

ChartMill assigns a valuation rating of 6 / 10 to FLOW TRADERS LTD (FLOW.AS). This can be considered as Fairly Valued.


Can you provide the profitability details for FLOW TRADERS LTD?

FLOW TRADERS LTD (FLOW.AS) has a profitability rating of 5 / 10.


What are the PE and PB ratios of FLOW TRADERS LTD (FLOW.AS) stock?

The Price/Earnings (PE) ratio for FLOW TRADERS LTD (FLOW.AS) is 9.5 and the Price/Book (PB) ratio is 1.51.


How sustainable is the dividend of FLOW TRADERS LTD (FLOW.AS) stock?

The dividend rating of FLOW TRADERS LTD (FLOW.AS) is 6 / 10 and the dividend payout ratio is 0%.