FLOW TRADERS LTD (FLOW.AS) Stock Fundamental Analysis
Europe - AMS:FLOW - BMG3602E1084 - Common Stock
26.02 EUR
+0.62 (+2.44%)
FLOW gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 115 industry peers in the Capital Markets industry. FLOW has an excellent profitability rating, but there are concerns on its financial health. FLOW is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year FLOW was profitable.
In the past year FLOW had a positive cash flow from operations.
In the past 5 years FLOW has always been profitable.
FLOW had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
FLOW has a Return On Assets of 1.66%. This is comparable to the rest of the industry: FLOW outperforms 57.39% of its industry peers.
FLOW's Return On Equity of 31.91% is amongst the best of the industry. FLOW outperforms 92.17% of its industry peers.
FLOW's Return On Invested Capital of 6.62% is fine compared to the rest of the industry. FLOW outperforms 75.65% of its industry peers.
FLOW had an Average Return On Invested Capital over the past 3 years of 3.99%. This is below the industry average of 8.60%.
The 3 year average ROIC (3.99%) for FLOW is below the current ROIC(6.62%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.66% | ||
| ROE | 31.91% | ||
| ROIC | 6.62% |
ROA(3y)0.9%
ROA(5y)1.83%
ROE(3y)15.97%
ROE(5y)29.85%
ROIC(3y)3.99%
ROIC(5y)7.99%
1.3 Margins
The Profit Margin of FLOW (23.09%) is better than 67.83% of its industry peers.
In the last couple of years the Profit Margin of FLOW has grown nicely.
With a decent Operating Margin value of 30.88%, FLOW is doing good in the industry, outperforming 73.04% of the companies in the same industry.
In the last couple of years the Operating Margin of FLOW has grown nicely.
FLOW's Gross Margin of 41.25% is fine compared to the rest of the industry. FLOW outperforms 61.74% of its industry peers.
FLOW's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 30.88% | ||
| PM (TTM) | 23.09% | ||
| GM | 41.25% |
OM growth 3Y-4.03%
OM growth 5Y4.85%
PM growth 3Y-2.04%
PM growth 5Y5.74%
GM growth 3Y-6.21%
GM growth 5Y-0.99%
2. Health
2.1 Basic Checks
The number of shares outstanding for FLOW remains at a similar level compared to 1 year ago.
The number of shares outstanding for FLOW has been reduced compared to 5 years ago.
The debt/assets ratio for FLOW has been reduced compared to a year ago.
2.2 Solvency
FLOW has an Altman-Z score of -0.31. This is a bad value and indicates that FLOW is not financially healthy and even has some risk of bankruptcy.
FLOW has a Altman-Z score (-0.31) which is comparable to the rest of the industry.
The Debt to FCF ratio of FLOW is 231.72, which is on the high side as it means it would take FLOW, 231.72 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 231.72, FLOW perfoms like the industry average, outperforming 53.91% of the companies in the same industry.
FLOW has a Debt/Equity ratio of 3.78. This is a high value indicating a heavy dependency on external financing.
FLOW has a Debt to Equity ratio of 3.78. This is in the lower half of the industry: FLOW underperforms 64.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.78 | ||
| Debt/FCF | 231.72 | ||
| Altman-Z | -0.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.49 indicates that FLOW may have some problems paying its short term obligations.
FLOW has a Current ratio (0.49) which is in line with its industry peers.
FLOW has a Quick Ratio of 0.49. This is a bad value and indicates that FLOW is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of FLOW (0.49) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.49 | ||
| Quick Ratio | 0.49 |
3. Growth
3.1 Past
FLOW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 165.22%, which is quite impressive.
The Earnings Per Share has been growing by 25.64% on average over the past years. This is a very strong growth
Looking at the last year, FLOW shows a very strong growth in Revenue. The Revenue has grown by 35.26%.
The Revenue has been growing by 17.83% on average over the past years. This is quite good.
EPS 1Y (TTM)165.22%
EPS 3Y12.48%
EPS 5Y25.64%
EPS Q2Q%300%
Revenue 1Y (TTM)35.26%
Revenue growth 3Y13.87%
Revenue growth 5Y17.83%
Sales Q2Q%88.85%
3.2 Future
FLOW is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.62% yearly.
FLOW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.18% yearly.
EPS Next Y3.97%
EPS Next 2Y-0.17%
EPS Next 3Y3.06%
EPS Next 5Y-2.62%
Revenue Next Year22.65%
Revenue Next 2Y10.26%
Revenue Next 3Y9.32%
Revenue Next 5Y3.18%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.09 indicates a rather cheap valuation of FLOW.
Compared to the rest of the industry, the Price/Earnings ratio of FLOW indicates a rather cheap valuation: FLOW is cheaper than 94.78% of the companies listed in the same industry.
FLOW's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.40.
The Price/Forward Earnings ratio is 7.25, which indicates a rather cheap valuation of FLOW.
FLOW's Price/Forward Earnings ratio is rather cheap when compared to the industry. FLOW is cheaper than 97.39% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.94, FLOW is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.09 | ||
| Fwd PE | 7.25 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FLOW is valued cheaper than 94.78% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FLOW is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 88.84 | ||
| EV/EBITDA | 3.33 |
4.3 Compensation for Growth
FLOW's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of FLOW may justify a higher PE ratio.
PEG (NY)1.54
PEG (5Y)0.24
EPS Next 2Y-0.17%
EPS Next 3Y3.06%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.44%, FLOW is a good candidate for dividend investing.
FLOW's Dividend Yield is rather good when compared to the industry average which is at 5.63. FLOW pays more dividend than 92.17% of the companies in the same industry.
FLOW's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.44% |
5.2 History
The dividend of FLOW decreases each year by -35.52%.
Dividend Growth(5Y)-35.52%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FLOW's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP0%
EPS Next 2Y-0.17%
EPS Next 3Y3.06%
AMS:FLOW (10/17/2025, 7:00:00 PM)
26.02
+0.62 (+2.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners17.69%
Inst Owner ChangeN/A
Ins Owners22.78%
Ins Owner ChangeN/A
Market Cap1.19B
Analysts78
Price Target29.61 (13.8%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.44% |
Yearly Dividend0.15
Dividend Growth(5Y)-35.52%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.24%
Min EPS beat(2)-1.49%
Max EPS beat(2)19.96%
EPS beat(4)3
Avg EPS beat(4)61.65%
Min EPS beat(4)-1.49%
Max EPS beat(4)124.01%
EPS beat(8)5
Avg EPS beat(8)50.13%
EPS beat(12)7
Avg EPS beat(12)19.58%
EPS beat(16)8
Avg EPS beat(16)6.31%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)-1.96%
Max Revenue beat(2)2.43%
Revenue beat(4)3
Avg Revenue beat(4)18.21%
Min Revenue beat(4)-1.96%
Max Revenue beat(4)40.08%
Revenue beat(8)3
Avg Revenue beat(8)2.52%
Revenue beat(12)5
Avg Revenue beat(12)27.57%
Revenue beat(16)8
Avg Revenue beat(16)47.62%
PT rev (1m)1.66%
PT rev (3m)-0.09%
EPS NQ rev (1m)-25.73%
EPS NQ rev (3m)-36.88%
EPS NY rev (1m)0.62%
EPS NY rev (3m)20.8%
Revenue NQ rev (1m)-12.78%
Revenue NQ rev (3m)-22.43%
Revenue NY rev (1m)-0.36%
Revenue NY rev (3m)-5.69%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.09 | ||
| Fwd PE | 7.25 | ||
| P/S | 1.05 | ||
| P/FCF | 88.84 | ||
| P/OCF | 60.49 | ||
| P/B | 1.45 | ||
| P/tB | 1.46 | ||
| EV/EBITDA | 3.33 |
EPS(TTM)4.27
EY16.41%
EPS(NY)3.59
Fwd EY13.79%
FCF(TTM)0.29
FCFY1.13%
OCF(TTM)0.43
OCFY1.65%
SpS24.83
BVpS17.97
TBVpS17.83
PEG (NY)1.54
PEG (5Y)0.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.66% | ||
| ROE | 31.91% | ||
| ROCE | 27.79% | ||
| ROIC | 6.62% | ||
| ROICexc | 6.63% | ||
| ROICexgc | 6.64% | ||
| OM | 30.88% | ||
| PM (TTM) | 23.09% | ||
| GM | 41.25% | ||
| FCFM | 1.18% |
ROA(3y)0.9%
ROA(5y)1.83%
ROE(3y)15.97%
ROE(5y)29.85%
ROIC(3y)3.99%
ROIC(5y)7.99%
ROICexc(3y)4%
ROICexc(5y)8.02%
ROICexgc(3y)4.01%
ROICexgc(5y)8.02%
ROCE(3y)13.82%
ROCE(5y)30.24%
ROICexcg growth 3Y-2.99%
ROICexcg growth 5Y10.2%
ROICexc growth 3Y-2.98%
ROICexc growth 5Y10.2%
OM growth 3Y-4.03%
OM growth 5Y4.85%
PM growth 3Y-2.04%
PM growth 5Y5.74%
GM growth 3Y-6.21%
GM growth 5Y-0.99%
F-Score7
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.78 | ||
| Debt/FCF | 231.72 | ||
| Debt/EBITDA | 8.41 | ||
| Cap/Depr | 34.23% | ||
| Cap/Sales | 0.55% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 5.33% | ||
| Profit Quality | 5.11% | ||
| Current Ratio | 0.49 | ||
| Quick Ratio | 0.49 | ||
| Altman-Z | -0.31 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)49.72%
Cap/Depr(5y)47.95%
Cap/Sales(3y)1.34%
Cap/Sales(5y)1.18%
Profit Quality(3y)90.14%
Profit Quality(5y)106.89%
High Growth Momentum
Growth
EPS 1Y (TTM)165.22%
EPS 3Y12.48%
EPS 5Y25.64%
EPS Q2Q%300%
EPS Next Y3.97%
EPS Next 2Y-0.17%
EPS Next 3Y3.06%
EPS Next 5Y-2.62%
Revenue 1Y (TTM)35.26%
Revenue growth 3Y13.87%
Revenue growth 5Y17.83%
Sales Q2Q%88.85%
Revenue Next Year22.65%
Revenue Next 2Y10.26%
Revenue Next 3Y9.32%
Revenue Next 5Y3.18%
EBIT growth 1Y118.12%
EBIT growth 3Y9.28%
EBIT growth 5Y23.55%
EBIT Next Year47.74%
EBIT Next 3Y14.92%
EBIT Next 5Y4.69%
FCF growth 1Y-87.5%
FCF growth 3Y-52.52%
FCF growth 5Y-17.48%
OCF growth 1Y-83.05%
OCF growth 3Y-49.21%
OCF growth 5Y-16.54%