FLOW TRADERS LTD (FLOW.AS) Fundamental Analysis & Valuation

AMS:FLOW • BMG3602E1084

Current stock price

27.58 EUR
+0.1 (+0.36%)
Last:

This FLOW.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FLOW.AS Profitability Analysis

1.1 Basic Checks

  • In the past year FLOW was profitable.
  • FLOW had positive earnings in each of the past 5 years.
  • FLOW had a positive operating cash flow in 4 of the past 5 years.
FLOW.AS Yearly Net Income VS EBIT VS OCF VS FCFFLOW.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

1.2 Ratios

  • FLOW's Return On Assets of 1.71% is in line compared to the rest of the industry. FLOW outperforms 57.50% of its industry peers.
  • The Return On Equity of FLOW (32.75%) is better than 91.67% of its industry peers.
  • FLOW's Return On Invested Capital of 7.19% is fine compared to the rest of the industry. FLOW outperforms 75.83% of its industry peers.
Industry RankSector Rank
ROA 1.71%
ROE 32.75%
ROIC 7.19%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FLOW.AS Yearly ROA, ROE, ROICFLOW.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • Looking at the Profit Margin, with a value of 23.47%, FLOW is in the better half of the industry, outperforming 69.17% of the companies in the same industry.
  • In the last couple of years the Profit Margin of FLOW has declined.
  • The Operating Margin of FLOW (33.20%) is better than 73.33% of its industry peers.
  • In the last couple of years the Operating Margin of FLOW has declined.
Industry RankSector Rank
OM 33.2%
PM (TTM) 23.47%
GM N/A
OM growth 3Y13.55%
OM growth 5Y-6.76%
PM growth 3Y14.08%
PM growth 5Y-8.18%
GM growth 3YN/A
GM growth 5YN/A
FLOW.AS Yearly Profit, Operating, Gross MarginsFLOW.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. FLOW.AS Health Analysis

2.1 Basic Checks

  • There is no outstanding debt for FLOW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
FLOW.AS Yearly Shares OutstandingFLOW.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
FLOW.AS Yearly Total Debt VS Total AssetsFLOW.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of -0.30, we must say that FLOW is in the distress zone and has some risk of bankruptcy.
  • FLOW has a Altman-Z score of -0.30. This is comparable to the rest of the industry: FLOW outperforms 43.33% of its industry peers.
  • A Debt/Equity ratio of 3.78 is on the high side and indicates that FLOW has dependencies on debt financing.
  • FLOW has a worse Debt to Equity ratio (3.78) than 60.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.78
Debt/FCF N/A
Altman-Z -0.3
ROIC/WACCN/A
WACCN/A
FLOW.AS Yearly LT Debt VS Equity VS FCFFLOW.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 0.49 indicates that FLOW may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.49, FLOW is in line with its industry, outperforming 46.67% of the companies in the same industry.
  • FLOW has a Quick Ratio of 0.49. This is a bad value and indicates that FLOW is not financially healthy enough and could expect problems in meeting its short term obligations.
  • FLOW has a Quick ratio of 0.49. This is comparable to the rest of the industry: FLOW outperforms 46.67% of its industry peers.
Industry RankSector Rank
Current Ratio 0.49
Quick Ratio 0.49
FLOW.AS Yearly Current Assets VS Current LiabilitesFLOW.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. FLOW.AS Growth Analysis

3.1 Past

  • The earnings per share for FLOW have decreased strongly by -15.83% in the last year.
  • Measured over the past years, FLOW shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -21.55% on average per year.
  • Looking at the last year, FLOW shows a quite strong growth in Revenue. The Revenue has grown by 9.61% in the last year.
  • FLOW shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -15.12% yearly.
EPS 1Y (TTM)-15.83%
EPS 3Y2.54%
EPS 5Y-21.55%
EPS Q2Q%-45.07%
Revenue 1Y (TTM)9.61%
Revenue growth 3Y-10.81%
Revenue growth 5Y-15.12%
Sales Q2Q%-23.9%

3.2 Future

  • Based on estimates for the next years, FLOW will show a small growth in Earnings Per Share. The EPS will grow by 0.99% on average per year.
  • FLOW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.26% yearly.
EPS Next Y15.19%
EPS Next 2Y13.31%
EPS Next 3Y13.49%
EPS Next 5Y0.99%
Revenue Next Year5.75%
Revenue Next 2Y7.26%
Revenue Next 3Y11.34%
Revenue Next 5Y0.26%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FLOW.AS Yearly Revenue VS EstimatesFLOW.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
FLOW.AS Yearly EPS VS EstimatesFLOW.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

More info and screens

Find the best growth stocksShow best growing peers

6

4. FLOW.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 9.10, the valuation of FLOW can be described as reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of FLOW indicates a rather cheap valuation: FLOW is cheaper than 88.33% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of FLOW to the average of the S&P500 Index (26.11), we can say FLOW is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 7.90, the valuation of FLOW can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, FLOW is valued cheaper than 95.83% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 24.12. FLOW is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.1
Fwd PE 7.9
FLOW.AS Price Earnings VS Forward Price EarningsFLOW.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FLOW.AS Per share dataFLOW.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FLOW's earnings are expected to grow with 13.49% in the coming years.
PEG (NY)0.6
PEG (5Y)N/A
EPS Next 2Y13.31%
EPS Next 3Y13.49%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. FLOW.AS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.44%, FLOW is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.27, FLOW pays a better dividend. On top of this FLOW pays more dividend than 91.67% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, FLOW pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.44%

5.2 History

  • The dividend of FLOW decreases each year by -35.52%.
Dividend Growth(5Y)-35.52%
Div Incr Years0
Div Non Decr Years0
FLOW.AS Yearly Dividends per shareFLOW.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

5.3 Sustainability

DP0%
EPS Next 2Y13.31%
EPS Next 3Y13.49%
FLOW.AS Yearly Income VS Free CF VS DividendFLOW.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

More info and screens

Find the best dividend stocksShow peers with best dividend

FLOW.AS Fundamentals: All Metrics, Ratios and Statistics

FLOW TRADERS LTD

AMS:FLOW (3/18/2026, 10:09:00 AM)

27.58

+0.1 (+0.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-12
Earnings (Next)04-24
Inst Owners17.74%
Inst Owner ChangeN/A
Ins Owners22.78%
Ins Owner ChangeN/A
Market Cap1.26B
Revenue(TTM)1.15B
Net Income(TTM)268.84M
Analysts78
Price Target29.75 (7.87%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.44%
Yearly Dividend0.15
Dividend Growth(5Y)-35.52%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-21.13%
Min EPS beat(2)-55.54%
Max EPS beat(2)13.29%
EPS beat(4)2
Avg EPS beat(4)-5.95%
Min EPS beat(4)-55.54%
Max EPS beat(4)19.96%
EPS beat(8)5
Avg EPS beat(8)40.45%
EPS beat(12)6
Avg EPS beat(12)3.03%
EPS beat(16)9
Avg EPS beat(16)8.81%
Revenue beat(2)1
Avg Revenue beat(2)-7.66%
Min Revenue beat(2)-22.53%
Max Revenue beat(2)7.2%
Revenue beat(4)2
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-22.53%
Max Revenue beat(4)7.2%
Revenue beat(8)4
Avg Revenue beat(8)2.23%
Revenue beat(12)4
Avg Revenue beat(12)-2.64%
Revenue beat(16)8
Avg Revenue beat(16)37.29%
PT rev (1m)0%
PT rev (3m)1.74%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.76%
EPS NY rev (3m)1.76%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.86%
Revenue NY rev (3m)2.86%
Valuation
Industry RankSector Rank
PE 9.1
Fwd PE 7.9
P/S 1.1
P/FCF N/A
P/OCF N/A
P/B 1.53
P/tB 1.55
EV/EBITDA N/A
EPS(TTM)3.03
EY10.99%
EPS(NY)3.49
Fwd EY12.65%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS25.08
BVpS17.97
TBVpS17.83
PEG (NY)0.6
PEG (5Y)N/A
Graham Number35
Profitability
Industry RankSector Rank
ROA 1.71%
ROE 32.75%
ROCE 30.17%
ROIC 7.19%
ROICexc 7.2%
ROICexgc 7.22%
OM 33.2%
PM (TTM) 23.47%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y13.55%
OM growth 5Y-6.76%
PM growth 3Y14.08%
PM growth 5Y-8.18%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 3.78
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.49
Quick Ratio 0.49
Altman-Z -0.3
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.83%
EPS 3Y2.54%
EPS 5Y-21.55%
EPS Q2Q%-45.07%
EPS Next Y15.19%
EPS Next 2Y13.31%
EPS Next 3Y13.49%
EPS Next 5Y0.99%
Revenue 1Y (TTM)9.61%
Revenue growth 3Y-10.81%
Revenue growth 5Y-15.12%
Sales Q2Q%-23.9%
Revenue Next Year5.75%
Revenue Next 2Y7.26%
Revenue Next 3Y11.34%
Revenue Next 5Y0.26%
EBIT growth 1Y27.75%
EBIT growth 3Y1.28%
EBIT growth 5Y-20.86%
EBIT Next Year17.1%
EBIT Next 3Y14.48%
EBIT Next 5Y0.64%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

FLOW TRADERS LTD / FLOW.AS Fundamental Analysis FAQ

What is the fundamental rating for FLOW stock?

ChartMill assigns a fundamental rating of 3 / 10 to FLOW.AS.


What is the valuation status for FLOW stock?

ChartMill assigns a valuation rating of 6 / 10 to FLOW TRADERS LTD (FLOW.AS). This can be considered as Fairly Valued.


How profitable is FLOW TRADERS LTD (FLOW.AS) stock?

FLOW TRADERS LTD (FLOW.AS) has a profitability rating of 4 / 10.


What is the earnings growth outlook for FLOW TRADERS LTD?

The Earnings per Share (EPS) of FLOW TRADERS LTD (FLOW.AS) is expected to grow by 15.19% in the next year.


Is the dividend of FLOW TRADERS LTD sustainable?

The dividend rating of FLOW TRADERS LTD (FLOW.AS) is 6 / 10 and the dividend payout ratio is 0%.