FLOW TRADERS LTD (FLOW.AS) Stock Fundamental Analysis

Europe • Euronext Amsterdam • AMS:FLOW • BMG3602E1084

26.92 EUR
+0.2 (+0.75%)
Last: Feb 10, 2026, 05:09 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Overall FLOW gets a fundamental rating of 5 out of 10. We evaluated FLOW against 117 industry peers in the Capital Markets industry. FLOW scores excellent on profitability, but there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on FLOW.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year FLOW was profitable.
  • FLOW had a positive operating cash flow in the past year.
  • FLOW had positive earnings in each of the past 5 years.
  • In the past 5 years FLOW always reported a positive cash flow from operatings.
FLOW.AS Yearly Net Income VS EBIT VS OCF VS FCFFLOW.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

1.2 Ratios

  • FLOW has a Return On Assets (1.67%) which is in line with its industry peers.
  • FLOW has a better Return On Equity (32.08%) than 91.45% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 6.60%, FLOW is in the better half of the industry, outperforming 74.36% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for FLOW is below the industry average of 8.96%.
  • The last Return On Invested Capital (6.60%) for FLOW is above the 3 year average (3.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.67%
ROE 32.08%
ROIC 6.6%
ROA(3y)0.9%
ROA(5y)1.83%
ROE(3y)15.97%
ROE(5y)29.85%
ROIC(3y)3.98%
ROIC(5y)7.98%
FLOW.AS Yearly ROA, ROE, ROICFLOW.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

1.3 Margins

  • FLOW has a better Profit Margin (23.22%) than 66.67% of its industry peers.
  • FLOW's Profit Margin has improved in the last couple of years.
  • FLOW's Operating Margin of 30.82% is fine compared to the rest of the industry. FLOW outperforms 70.94% of its industry peers.
  • In the last couple of years the Operating Margin of FLOW has grown nicely.
  • Looking at the Gross Margin, with a value of 41.25%, FLOW is in the better half of the industry, outperforming 62.39% of the companies in the same industry.
  • In the last couple of years the Gross Margin of FLOW has remained more or less at the same level.
Industry RankSector Rank
OM 30.82%
PM (TTM) 23.22%
GM 41.25%
OM growth 3Y-4.39%
OM growth 5Y4.61%
PM growth 3Y-2.04%
PM growth 5Y5.74%
GM growth 3Y-6.21%
GM growth 5Y-0.99%
FLOW.AS Yearly Profit, Operating, Gross MarginsFLOW.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The number of shares outstanding for FLOW remains at a similar level compared to 1 year ago.
  • FLOW has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for FLOW has been reduced compared to a year ago.
FLOW.AS Yearly Shares OutstandingFLOW.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
FLOW.AS Yearly Total Debt VS Total AssetsFLOW.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of -0.31, we must say that FLOW is in the distress zone and has some risk of bankruptcy.
  • FLOW has a Altman-Z score (-0.31) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of FLOW is 224.94, which is on the high side as it means it would take FLOW, 224.94 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 224.94, FLOW is in line with its industry, outperforming 59.83% of the companies in the same industry.
  • FLOW has a Debt/Equity ratio of 3.78. This is a high value indicating a heavy dependency on external financing.
  • FLOW's Debt to Equity ratio of 3.78 is on the low side compared to the rest of the industry. FLOW is outperformed by 60.68% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.78
Debt/FCF 224.94
Altman-Z -0.31
ROIC/WACCN/A
WACCN/A
FLOW.AS Yearly LT Debt VS Equity VS FCFFLOW.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 0.49 indicates that FLOW may have some problems paying its short term obligations.
  • The Current ratio of FLOW (0.49) is comparable to the rest of the industry.
  • FLOW has a Quick Ratio of 0.49. This is a bad value and indicates that FLOW is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of FLOW (0.49) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.49
Quick Ratio 0.49
FLOW.AS Yearly Current Assets VS Current LiabilitesFLOW.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • FLOW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 58.19%, which is quite impressive.
  • FLOW shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.64% yearly.
  • FLOW shows a strong growth in Revenue. In the last year, the Revenue has grown by 24.24%.
  • FLOW shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 17.83% yearly.
EPS 1Y (TTM)58.19%
EPS 3Y12.48%
EPS 5Y25.64%
EPS Q2Q%-70.59%
Revenue 1Y (TTM)24.24%
Revenue growth 3Y13.87%
Revenue growth 5Y17.83%
Sales Q2Q%-29.76%

3.2 Future

  • Based on estimates for the next years, FLOW will show a decrease in Earnings Per Share. The EPS will decrease by -2.62% on average per year.
  • The Revenue is expected to grow by 3.18% on average over the next years.
EPS Next Y-14.4%
EPS Next 2Y-1.91%
EPS Next 3Y2.54%
EPS Next 5Y-2.62%
Revenue Next Year17.1%
Revenue Next 2Y10.02%
Revenue Next 3Y9.74%
Revenue Next 5Y3.18%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
FLOW.AS Yearly Revenue VS EstimatesFLOW.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
FLOW.AS Yearly EPS VS EstimatesFLOW.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

More info and screens

Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.34 indicates a rather cheap valuation of FLOW.
  • Based on the Price/Earnings ratio, FLOW is valued cheaper than 92.31% of the companies in the same industry.
  • FLOW is valuated cheaply when we compare the Price/Earnings ratio to 28.06, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 7.77, the valuation of FLOW can be described as very cheap.
  • 97.44% of the companies in the same industry are more expensive than FLOW, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of FLOW to the average of the S&P500 Index (27.86), we can say FLOW is valued rather cheaply.
Industry RankSector Rank
PE 7.34
Fwd PE 7.77
FLOW.AS Price Earnings VS Forward Price EarningsFLOW.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • FLOW's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. FLOW is cheaper than 95.73% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, FLOW is valued a bit cheaper than 60.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF 89.23
EV/EBITDA 3.41
FLOW.AS Per share dataFLOW.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • FLOW has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.29
EPS Next 2Y-1.91%
EPS Next 3Y2.54%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • FLOW has a Yearly Dividend Yield of 6.44%, which is a nice return.
  • FLOW's Dividend Yield is rather good when compared to the industry average which is at 3.00. FLOW pays more dividend than 94.02% of the companies in the same industry.
  • FLOW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 6.44%

5.2 History

  • The dividend of FLOW decreases each year by -35.52%.
Dividend Growth(5Y)-35.52%
Div Incr Years0
Div Non Decr Years0
FLOW.AS Yearly Dividends per shareFLOW.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

5.3 Sustainability

  • The Dividend Rate of FLOW has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP0%
EPS Next 2Y-1.91%
EPS Next 3Y2.54%
FLOW.AS Yearly Income VS Free CF VS DividendFLOW.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

More info and screens

Find the best dividend stocksShow peers with best dividend

FLOW TRADERS LTD

AMS:FLOW (2/10/2026, 5:09:41 PM)

26.92

+0.2 (+0.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)02-12
Inst Owners17.4%
Inst Owner ChangeN/A
Ins Owners22.78%
Ins Owner ChangeN/A
Market Cap1.23B
Revenue(TTM)1.10B
Net Income(TTM)263.34M
Analysts78
Price Target29.75 (10.51%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.44%
Yearly Dividend0.15
Dividend Growth(5Y)-35.52%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.24%
Min EPS beat(2)-1.49%
Max EPS beat(2)19.96%
EPS beat(4)3
Avg EPS beat(4)61.65%
Min EPS beat(4)-1.49%
Max EPS beat(4)124.01%
EPS beat(8)5
Avg EPS beat(8)50.13%
EPS beat(12)7
Avg EPS beat(12)19.58%
EPS beat(16)8
Avg EPS beat(16)6.31%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)-1.96%
Max Revenue beat(2)2.43%
Revenue beat(4)3
Avg Revenue beat(4)18.21%
Min Revenue beat(4)-1.96%
Max Revenue beat(4)40.08%
Revenue beat(8)3
Avg Revenue beat(8)2.52%
Revenue beat(12)5
Avg Revenue beat(12)27.57%
Revenue beat(16)8
Avg Revenue beat(16)47.62%
PT rev (1m)1.74%
PT rev (3m)0.26%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-3.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.98%
Valuation
Industry RankSector Rank
PE 7.34
Fwd PE 7.77
P/S 1.08
P/FCF 89.23
P/OCF 61.32
P/B 1.5
P/tB 1.51
EV/EBITDA 3.41
EPS(TTM)3.67
EY13.63%
EPS(NY)3.46
Fwd EY12.87%
FCF(TTM)0.3
FCFY1.12%
OCF(TTM)0.44
OCFY1.63%
SpS24.83
BVpS17.97
TBVpS17.83
PEG (NY)N/A
PEG (5Y)0.29
Graham Number38.52
Profitability
Industry RankSector Rank
ROA 1.67%
ROE 32.08%
ROCE 27.73%
ROIC 6.6%
ROICexc 6.62%
ROICexgc 6.63%
OM 30.82%
PM (TTM) 23.22%
GM 41.25%
FCFM 1.21%
ROA(3y)0.9%
ROA(5y)1.83%
ROE(3y)15.97%
ROE(5y)29.85%
ROIC(3y)3.98%
ROIC(5y)7.98%
ROICexc(3y)3.99%
ROICexc(5y)8.01%
ROICexgc(3y)3.99%
ROICexgc(5y)8.01%
ROCE(3y)13.77%
ROCE(5y)30.21%
ROICexgc growth 3Y-3.35%
ROICexgc growth 5Y9.95%
ROICexc growth 3Y-3.34%
ROICexc growth 5Y9.95%
OM growth 3Y-4.39%
OM growth 5Y4.61%
PM growth 3Y-2.04%
PM growth 5Y5.74%
GM growth 3Y-6.21%
GM growth 5Y-0.99%
F-Score7
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 3.78
Debt/FCF 224.94
Debt/EBITDA 8.42
Cap/Depr 33.45%
Cap/Sales 0.55%
Interest Coverage 250
Cash Conversion 5.44%
Profit Quality 5.23%
Current Ratio 0.49
Quick Ratio 0.49
Altman-Z -0.31
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)49.72%
Cap/Depr(5y)47.95%
Cap/Sales(3y)1.34%
Cap/Sales(5y)1.18%
Profit Quality(3y)90.14%
Profit Quality(5y)106.89%
High Growth Momentum
Growth
EPS 1Y (TTM)58.19%
EPS 3Y12.48%
EPS 5Y25.64%
EPS Q2Q%-70.59%
EPS Next Y-14.4%
EPS Next 2Y-1.91%
EPS Next 3Y2.54%
EPS Next 5Y-2.62%
Revenue 1Y (TTM)24.24%
Revenue growth 3Y13.87%
Revenue growth 5Y17.83%
Sales Q2Q%-29.76%
Revenue Next Year17.1%
Revenue Next 2Y10.02%
Revenue Next 3Y9.74%
Revenue Next 5Y3.18%
EBIT growth 1Y117.71%
EBIT growth 3Y8.87%
EBIT growth 5Y23.27%
EBIT Next Year34%
EBIT Next 3Y14.87%
EBIT Next 5Y4.69%
FCF growth 1Y-87.15%
FCF growth 3Y-52.52%
FCF growth 5Y-17.48%
OCF growth 1Y-82.74%
OCF growth 3Y-49.21%
OCF growth 5Y-16.54%

FLOW TRADERS LTD / FLOW.AS FAQ

What is the fundamental rating for FLOW stock?

ChartMill assigns a fundamental rating of 5 / 10 to FLOW.AS.


What is the valuation status for FLOW stock?

ChartMill assigns a valuation rating of 7 / 10 to FLOW TRADERS LTD (FLOW.AS). This can be considered as Undervalued.


How profitable is FLOW TRADERS LTD (FLOW.AS) stock?

FLOW TRADERS LTD (FLOW.AS) has a profitability rating of 7 / 10.


What is the earnings growth outlook for FLOW TRADERS LTD?

The Earnings per Share (EPS) of FLOW TRADERS LTD (FLOW.AS) is expected to decline by -14.4% in the next year.


Is the dividend of FLOW TRADERS LTD sustainable?

The dividend rating of FLOW TRADERS LTD (FLOW.AS) is 6 / 10 and the dividend payout ratio is 0%.