FINANCIAL INSTITUTIONS INC (FISI) Stock Price & Overview

NASDAQ:FISI • US3175854047

30.76 USD
+0.03 (+0.1%)
At close: Mar 10, 2026
30.76 USD
0 (0%)
After Hours: 3/10/2026, 5:49:31 PM

The current stock price of FISI is 30.76 USD. Today FISI is up by 0.1%. In the past month the price decreased by -11.56%. In the past year, price increased by 18.08%.

FISI Key Statistics

52-Week Range20.97 - 35.473
Current FISI stock price positioned within its 52-week range.
1-Month Range29.46 - 35.32
Current FISI stock price positioned within its 1-month range.
Market Cap
609.048M
P/E
8.52
Fwd P/E
7.70
EPS (TTM)
3.61
Dividend Yield
7.12%

FISI Stock Performance

Today
+0.1%
1 Week
-2.81%
1 Month
-11.56%
3 Months
-6.08%
Longer-term
6 Months +13.72%
1 Year +18.08%
2 Years +63.44%
3 Years +59.54%
5 Years +1.55%
10 Years +5.81%

FISI Stock Chart

FINANCIAL INSTITUTIONS INC / FISI Daily stock chart

FISI Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to FISI. When comparing the yearly performance of all stocks, FISI turns out to be only a medium performer in the overall market: it outperformed 55.96% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating
FISI Full Technical Analysis Report

FISI Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to FISI. Both the profitability and financial health of FISI have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
FISI Full Fundamental Analysis Report

FISI Earnings

On January 29, 2026 FISI reported an EPS of 0.96 and a revenue of 52.21M. The company missed EPS expectations (-0.51% surprise) and missed revenue expectations (-2.08% surprise).

Next Earnings DateApr 27, 2026
Last Earnings DateJan 29, 2026
PeriodQ4 / 2025
EPS Reported$0.96
Revenue Reported52.211M
EPS Surprise -0.51%
Revenue Surprise -2.08%
FISI Earnings History

FISI Forecast & Estimates

8 analysts have analysed FISI and the average price target is 37.74 USD. This implies a price increase of 22.69% is expected in the next year compared to the current price of 30.76.

For the next year, analysts expect an EPS growth of 10.63% and a revenue growth 7.75% for FISI


Analysts
Analysts80
Price Target37.74 (22.69%)
EPS Next Y10.63%
Revenue Next Year7.75%
FISI Forecast & Estimates

FISI Groups

Sector & Classification

FISI Financial Highlights

Over the last trailing twelve months FISI reported a non-GAAP Earnings per Share(EPS) of 3.61. The EPS decreased by -22.2% compared to the year before.


Income Statements
Revenue(TTM)244.94M
Net Income(TTM)-29.21M
Industry RankSector Rank
PM (TTM) N/A
ROA -0.46%
ROE -4.7%
Debt/Equity 0.19
Chartmill High Growth Momentum
EPS Q2Q%-53.62%
Sales Q2Q%25.41%
EPS 1Y (TTM)-22.2%
Revenue 1Y (TTM)109.52%
FISI financials

FISI Ownership

Ownership
Inst Owners81.17%
Shares19.80M
Float19.27M
Ins Owners2.45%
Short Float %1.88%
Short Ratio2.11
FISI Ownership

FISI Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
TFC TRUIST FINANCIAL CORP10.358.399B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP15.5551.293B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP14.2146.584B
HBANZ HUNTINGTON BANCSHARES - HBAN 5 1/2 PERP13.1143.235B
BBT BEACON FINANCIAL CORP7.936.376B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP10.8935.846B
HBAN HUNTINGTON BANCSHARES INC9.8432.72B
MTB M & T BANK CORP10.7731.09B
CFG CITIZENS FINANCIAL GROUP11.3624.781B
RF REGIONS FINANCIAL CORP9.9923.401B
EWBC EAST WEST BANCORP INC10.2714.725B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP20.3914.486B
VLYPO VALLEY NATIONAL BANCORP - VLY 7.52519 PERP19.6613.963B

About FISI

Company Profile

FISI logo image Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

Company Info

IPO: 1999-06-25

FINANCIAL INSTITUTIONS INC

220 Liberty St

Warsaw New York NEW YORK 14569 US

CEO: Martin K. Birmingham

Employees: 598

FISI Company Website

FISI Investor Relations

Phone: 17167861100

FINANCIAL INSTITUTIONS INC / FISI FAQ

Can you describe the business of FINANCIAL INSTITUTIONS INC?

Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.


What is the current price of FISI stock?

The current stock price of FISI is 30.76 USD. The price increased by 0.1% in the last trading session.


Does FISI stock pay dividends?

FINANCIAL INSTITUTIONS INC (FISI) has a dividend yield of 7.12%. The yearly dividend amount is currently 1.13.


What is the ChartMill rating of FINANCIAL INSTITUTIONS INC stock?

FISI has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


Where is FINANCIAL INSTITUTIONS INC (FISI) stock traded?

FISI stock is listed on the Nasdaq exchange.


What is the GICS sector and industry of FISI stock?

FINANCIAL INSTITUTIONS INC (FISI) operates in the Financials sector and the Banks industry.


Can you provide the short interest for FISI stock?

The outstanding short interest for FINANCIAL INSTITUTIONS INC (FISI) is 1.88% of its float.