Logo image of FISI

FINANCIAL INSTITUTIONS INC (FISI) Stock Overview

USA - NASDAQ:FISI - US3175854047 - Common Stock

28.95 USD
+2.47 (+9.33%)
Last: 10/24/2025, 8:24:30 PM
28.95 USD
0 (0%)
After Hours: 10/24/2025, 8:24:30 PM

FISI Key Statistics, Chart & Performance

Key Statistics
Market Cap582.76M
Revenue(TTM)116.91M
Net Income(TTM)-36000000
Shares20.13M
Float19.60M
52 Week High29.79
52 Week Low20.97
Yearly Dividend1.14
Dividend Yield4.66%
EPS(TTM)4.72
PE6.13
Fwd PE7.28
Earnings (Next)01-28 2026-01-28/amc
IPO1999-06-25
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


FISI short term performance overview.The bars show the price performance of FISI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 5 10 15 20

FISI long term performance overview.The bars show the price performance of FISI in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80

The current stock price of FISI is 28.95 USD. In the past month the price increased by 5.39%. In the past year, price increased by 20.49%.

FINANCIAL INSTITUTIONS INC / FISI Daily stock chart

FISI Latest News, Press Relases and Analysis

FISI Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 11.75 56.53B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.75 37.04B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 16.35 34.13B
BBT BEACON FINANCIAL CORP 9.94 31.41B
MTB M & T BANK CORP 11.41 28.62B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.85 26.81B
HBAN HUNTINGTON BANCSHARES INC 11.24 23.45B
CFG CITIZENS FINANCIAL GROUP 14.62 22.51B
RF REGIONS FINANCIAL CORP 10.82 21.74B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.44 14.43B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 30.94 14.20B
EWBC EAST WEST BANCORP INC 11.3 14.13B

About FISI

Company Profile

FISI logo image Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York and currently employs 598 full-time employees. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

Company Info

FINANCIAL INSTITUTIONS INC

220 Liberty St

Warsaw New York NEW YORK 14569 US

CEO: Martin K. Birmingham

Employees: 598

FISI Company Website

FISI Investor Relations

Phone: 17167861100

FINANCIAL INSTITUTIONS INC / FISI FAQ

Can you describe the business of FINANCIAL INSTITUTIONS INC?

Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York and currently employs 598 full-time employees. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.


What is the stock price of FINANCIAL INSTITUTIONS INC today?

The current stock price of FISI is 28.95 USD. The price increased by 9.33% in the last trading session.


Does FISI stock pay dividends?

FINANCIAL INSTITUTIONS INC (FISI) has a dividend yield of 4.66%. The yearly dividend amount is currently 1.14.


How is the ChartMill rating for FINANCIAL INSTITUTIONS INC?

FISI has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


What is the ex-dividend date for FISI stock?

The next ex-dividend date for FINANCIAL INSTITUTIONS INC (FISI) is September 15, 2025.


Can you provide the growth outlook for FINANCIAL INSTITUTIONS INC?

The Revenue of FINANCIAL INSTITUTIONS INC (FISI) is expected to grow by 20.36% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


Can you provide the short interest for FISI stock?

The outstanding short interest for FINANCIAL INSTITUTIONS INC (FISI) is 2.36% of its float.


FISI Technical Analysis

ChartMill assigns a technical rating of 6 / 10 to FISI. When comparing the yearly performance of all stocks, FISI is one of the better performing stocks in the market, outperforming 76.75% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

FISI Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to FISI. FISI may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

FISI Financial Highlights

Over the last trailing twelve months FISI reported a non-GAAP Earnings per Share(EPS) of 4.72. The EPS increased by 38.42% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -0.59%
ROE -5.98%
Debt/Equity 0.28
Chartmill High Growth Momentum
EPS Q2Q%17.86%
Sales Q2Q%56.95%
EPS 1Y (TTM)38.42%
Revenue 1Y (TTM)-45.36%

FISI Forecast & Estimates

7 analysts have analysed FISI and the average price target is 34.68 USD. This implies a price increase of 19.79% is expected in the next year compared to the current price of 28.95.

For the next year, analysts expect an EPS growth of -23.72% and a revenue growth 20.36% for FISI


Analysts
Analysts82.86
Price Target34.68 (19.79%)
EPS Next Y-23.72%
Revenue Next Year20.36%

FISI Ownership

Ownership
Inst Owners83.13%
Ins Owners2.39%
Short Float %2.36%
Short Ratio3.54