FINANCIAL INSTITUTIONS INC (FISI) Forecast, Price Target & Analyst Ratings

NASDAQ:FISI • US3175854047

Current stock price

31.3 USD
+0.71 (+2.32%)
At close:
31.3 USD
0 (0%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for FINANCIAL INSTITUTIONS INC (FISI).

Forecast Snapshot

Consensus Price Target

Price Target
$37.74
+ 20.58% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.94
Revenue Estimate
53.231M
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
80.00%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$37.74
Upside
+ 20.58%
From current price of $31.30 to mean target of $37.74, Based on 8 analyst forecasts
Low
$36.36
Median
$37.74
High
$39.90

Price Target Revisions

1 Month
0.00%
3 Months
5.71%

Price Target Summary

8 Wall Street analysts provided a forecast for the next 12 months for FISI. The average price target is 37.74 USD. This implies a price increase of 20.58% is expected in the next year compared to the current price of 31.3.
The average price target has been revised upward by 5.71% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

FISI Current Analyst RatingFISI Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 0 0 0 0 0

Analyst Ratings History

FISI Historical Analyst RatingsFISI Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 2 4 6 8

Analyst Ratings Consensus

ChartMill Buy Consensus
80.00%
FISI was analyzed by 8 analysts. The buy percentage consensus is at 80. So analysts seem to be have mildly positive about FISI.
In the previous month the buy percentage consensus was at a similar level.
FISI was analyzed by 8 analysts. More opinions would make the average more meaningful.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-02-02Keefe, Bruyette & WoodsMaintains Outperform -> Outperform
2026-02-02Piper SandlerReiterate Neutral -> Neutral
2025-10-27Keefe, Bruyette & WoodsMaintains Outperform -> Outperform
2025-03-11Stephens & Co.Reiterate Equal-Weight -> Equal-Weight
2025-02-03Keefe, Bruyette & WoodsUpgrade Market Perform -> Outperform
2025-01-31Stephens & Co.Reiterate Equal-Weight -> Equal-Weight
2024-12-04Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2024-07-29Keefe, Bruyette & WoodsReiterate Market Perform -> Market Perform
2024-04-05Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2024-04-02Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2024-03-25Piper SandlerDowngrade Overweight -> Neutral
2023-07-13Stephens & Co.Initiate Equal-Weight
2023-05-01Keefe, Bruyette & WoodsMaintains Market Perform
2022-10-31Hovde GroupDowngrade Outperform -> Market Perform

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.94
Revenue Estimate
53.231M
Revenue Q2Q
13.59%
EPS Q2Q
15.91%
Number of Analysts
4

Next Earnings Revisions

Revenue (1 Month)
0.00%
Revenue (3 Months)
-17.51%
EPS (1 Month)
0.00%
EPS (3 Months)
-1.66%

Next Earnings Summary

FISI is expected to report earnings on 4/27/2026. The consensus EPS estimate for the next earnings is 0.94 USD and the consensus revenue estimate is 53.23M USD.
The next earnings revenue estimate has been revised downward by 17.51% in the past 3 months. Downward revisions are a negative sign and indicate that analysts are more pessimistic about the next earnings compared to 3 months ago.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2027

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027
Revenue
YoY % growth
FISI revenue by date.FISI revenue by date.
213.959M
0.12%		116.908M
-45.36%		244.941M
109.52%		219.94M
-10.21%		231.42M
5.22%
EBITDA
YoY % growth
FISI ebitda by date.FISI ebitda by date.
N/AN/AN/AN/AN/A
EBIT
YoY % growth
FISI ebit by date.FISI ebit by date.
N/A
-15.96%		N/A
-0.64%		N/A
42.52%		110.74M
7.86%		117.14M
5.78%
Operating Margin
FISI operating margin by date.FISI operating margin by date.
N/AN/AN/A50.35%50.62%
EPS
YoY % growth
FISI eps by date.FISI eps by date.
3.39
-4.78%		4.64
36.87%		3.61
-22.20%		3.99
10.63%		4.23
5.96%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth		0.94
15.91%		0.95
12.26%		1.02
2.67%		1.05
9.60%		1.00
6.30%		1.01
5.56%		1.07
5.22%		1.11
5.53%
Revenue
Q2Q % growth		53.231M
13.59%		53.813M
9.55%		61.128M
18.03%		68.039M
30.32%		67.717M
27.21%		68.433M
27.17%		69.989M
14.50%		70.935M
4.26%
EBITDA
Q2Q % growth		N/AN/AN/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth		26.063M
13.17%		26.581M
6.63%		28.978M
14.49%		29.645M
8.36%		28.57M
9.62%		29.188M
9.81%		30.451M
5.08%		31.132M
5.02%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

FISI Yearly Revenue VS EstimatesFISI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M
FISI Yearly EPS VS EstimatesFISI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
N/A
EPS Next 5 Year
N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
N/A
Revenue Next 5 Year
N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
N/A
EBIT Next 5 Year
N/A
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

FINANCIAL INSTITUTIONS INC / FISI Forecast FAQ

What do analysts expect the price target to be for FINANCIAL INSTITUTIONS INC (FISI)?

8 analysts have analysed FISI and the average price target is 37.74 USD. This implies a price increase of 20.58% is expected in the next year compared to the current price of 31.3.

What is the next earnings date for FISI stock?

FINANCIAL INSTITUTIONS INC (FISI) will report earnings on 2026-04-27.

What are the consensus estimates for FISI stock next earnings?

The consensus EPS estimate for the next earnings of FINANCIAL INSTITUTIONS INC (FISI) is 0.94 USD and the consensus revenue estimate is 53.23M USD.

How many analysts cover FINANCIAL INSTITUTIONS INC (FISI) stock?

The number of analysts covering FINANCIAL INSTITUTIONS INC (FISI) is 8.