FINANCIAL INSTITUTIONS INC (FISI) Earnings History & Surprises

NASDAQ:FISIUS3175854047

Current stock price

30.42 USD
+0.17 (+0.56%)
Last:

FISI Earnings overview

Past quarterly earnings results for FINANCIAL INSTITUTIONS INC (FISI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.94
Revenue Estimate
53.231M

Last Reported

Most Recent
Release Date
Jan 29, 2026
Period
Q4 / 2025
EPS Reported
$0.96
EPS Surprise
-0.51%
Revenue Surprise
-2.08%

Beat Rate

Last 8 Quarters
44%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.96 0.96 -0.51% -53.62% 52.211M 53.322M -2.08% 25.41%
Q3 2025 0.99 0.90 10.55% 17.86% 51.789M 51.224M 1.10% 27.31%
Q2 2025 0.85 0.84 0.77% -47.53% 49.122M 61.055M -19.54% 19.25%
Q1 2025 0.81 0.75 8.14% 636.36% 46.864M 48.768M -3.90% 16.92%
Q4 2024 2.07 -2.60 179.48% 146.43% 41.633M 43.202M -3.63% 4.38%
Q3 2024 0.84 0.78 8.36% -4.55% 40.681M 43.012M -5.42% -2.39%
Q2 2024 1.62 2.05 -20.98% 78.02% 41.193M 45.987M -10.42% -2.70%
Q1 2024 0.11 0.60 -81.64% -85.53% 40.082M 40.308M -0.56% -4.14%
Q4 2023 0.84 0.73 15.22% 10.53% 39.886M 41.124M -3.01% -26.26%
Q3 2023 0.88 0.85 3.45% - 41.677M 43.283M -3.71% -25.20%
Q2 2023 0.91 0.76 19.35% -8.08% 42.337M 42.58M -0.57% -20.06%
Q1 2023 0.76 0.83 -7.90% -18.28% 41.815M 43.624M -4.15% -17.82%
Q4 2022 0.76 0.83 -8.39% -37.19% 54.09M 44.059M 22.77% 2.95%
Q3 2022 0.88 0.93 -5.19% -16.19% 55.72M 43.134M 29.18% 10.67%
Q2 2022 0.99 0.95 4.67% -20.80% 52.96M 41.264M 28.34% 10.52%
Q1 2022 0.93 0.86 8.64% -26.77% 50.88M 38.493M 32.18% 0.12%
Q4 2021 1.21 1.02 18.63% 44.05% 52.54M 40.601M 29.41% 11.41%
Q3 2021 1.05 0.91 15.34% 41.89% 50.35M 37.458M 34.42% 5.11%
Q2 2021 1.25 0.88 42.09% 86.57% 47.92M 37.958M 26.24% 9.18%
Q1 2021 1.27 0.78 63.83% 2,440.00% 50.82M 37.322M 36.17% 18.10%
Q4 2020 0.84 0.71 18.32% - 47.16M 36.49M 29.24% -
Q3 2020 0.74 0.49 50.10% - 47.9M 33.693M 42.17% -
Q2 2020 0.67 0.28 143.28% - 43.89M 34.406M 27.56% -
Q1 2020 0.05 0.46 -89.19% - 43.03M 36.929M 16.52% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

FISI EPS Q2Q GrowthFISI EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 500 1K 1.5K 2K

Revenue Historical Q2Q growth and Acceleration

FISI Revenue Q2Q GrowthFISI Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 -10 20 -20 30

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
49.73%
Max EPS beat (4)
179.48%
Min EPS beat (4)
0.77%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-6.49%
Max Revenue beat (4)
1.10%
Min Revenue beat (4)
-19.54%

Analysis

In the last 4 quarters, FISI has consistently beaten EPS estimates in all releases
FISI has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, FISI has beaten the EPS estimates by 49.7% on average.
In the last 4 quarters, FISI reported -6.5% below the revenue estimates on average.

FINANCIAL INSTITUTIONS INC / FISI Earnings FAQ

Can you provide the last earnings date for FINANCIAL INSTITUTIONS INC?

FINANCIAL INSTITUTIONS INC (FISI) last reported earnings on 1/29/2026.

Did FISI stock beat earnings estimates in the most recent quarter?

FINANCIAL INSTITUTIONS INC (FISI) missed EPS estimates and missed revenue estimates in the most recent quarter.

What percentage of the time does FISI stock beat earnings estimates?

In the last 4 quarters, FINANCIAL INSTITUTIONS INC (FISI) has beaten EPS estimates in 4 out of 4 releases.