FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) Fundamental Analysis & Valuation

TSX:FIH-U • CA3038971022

Current stock price

17.37 USD
-0.24 (-1.36%)
Last:

This FIH-U.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. FIH-U.CA Profitability Analysis

1.1 Basic Checks

  • In the past year FIH-U was profitable.
  • In the past year FIH-U has reported a negative cash flow from operations.
  • Of the past 5 years FIH-U 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: FIH-U reported negative operating cash flow in multiple years.
FIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFFIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M -600M -800M

1.2 Ratios

  • FIH-U's Return On Assets of 10.14% is fine compared to the rest of the industry. FIH-U outperforms 72.73% of its industry peers.
  • FIH-U has a better Return On Equity (13.33%) than 77.92% of its industry peers.
  • With an excellent Return On Invested Capital value of 9.67%, FIH-U belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
  • FIH-U had an Average Return On Invested Capital over the past 3 years of 6.33%. This is below the industry average of 9.34%.
  • The last Return On Invested Capital (9.67%) for FIH-U is above the 3 year average (6.33%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.14%
ROE 13.33%
ROIC 9.67%
ROA(3y)6.24%
ROA(5y)7.64%
ROE(3y)8.15%
ROE(5y)9.9%
ROIC(3y)6.33%
ROIC(5y)6.86%
FIH-U.CA Yearly ROA, ROE, ROICFIH-U.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 67.43%, FIH-U is in the better half of the industry, outperforming 76.62% of the companies in the same industry.
  • In the last couple of years the Profit Margin of FIH-U has declined.
  • With an excellent Operating Margin value of 87.18%, FIH-U belongs to the best of the industry, outperforming 89.61% of the companies in the same industry.
  • FIH-U's Operating Margin has declined in the last couple of years.
  • The Gross Margin of FIH-U (88.45%) is better than 80.52% of its industry peers.
  • FIH-U's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 87.18%
PM (TTM) 67.43%
GM 88.45%
OM growth 3Y1.77%
OM growth 5Y-21.93%
PM growth 3Y-5.77%
PM growth 5Y-26.73%
GM growth 3Y0.03%
GM growth 5Y-19.86%
FIH-U.CA Yearly Profit, Operating, Gross MarginsFIH-U.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200 300

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3

2. FIH-U.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for FIH-U has been reduced compared to 1 year ago.
  • Compared to 5 years ago, FIH-U has less shares outstanding
  • FIH-U has a better debt/assets ratio than last year.
FIH-U.CA Yearly Shares OutstandingFIH-U.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
FIH-U.CA Yearly Total Debt VS Total AssetsFIH-U.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • FIH-U has an Altman-Z score of 2.49. This is not the best score and indicates that FIH-U is in the grey zone with still only limited risk for bankruptcy at the moment.
  • FIH-U has a Altman-Z score of 2.49. This is in the better half of the industry: FIH-U outperforms 67.53% of its industry peers.
  • FIH-U has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.16, FIH-U is in line with its industry, outperforming 54.55% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF N/A
Altman-Z 2.49
ROIC/WACCN/A
WACCN/A
FIH-U.CA Yearly LT Debt VS Equity VS FCFFIH-U.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.11 indicates that FIH-U may have some problems paying its short term obligations.
  • The Current ratio of FIH-U (0.11) is worse than 90.91% of its industry peers.
  • A Quick Ratio of 0.11 indicates that FIH-U may have some problems paying its short term obligations.
  • The Quick ratio of FIH-U (0.11) is worse than 90.91% of its industry peers.
Industry RankSector Rank
Current Ratio 0.11
Quick Ratio 0.11
FIH-U.CA Yearly Current Assets VS Current LiabilitesFIH-U.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FIH-U.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 1110.78% over the past year.
  • Measured over the past years, FIH-U shows a very strong growth in Earnings Per Share. The EPS has been growing by 31.35% on average per year.
  • The Revenue has grown by 508.54% in the past year. This is a very strong growth!
  • Measured over the past years, FIH-U shows a very strong growth in Revenue. The Revenue has been growing by 36.86% on average per year.
EPS 1Y (TTM)1110.78%
EPS 3Y31.35%
EPS 5YN/A
EPS Q2Q%1053.26%
Revenue 1Y (TTM)508.54%
Revenue growth 3Y36.86%
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FIH-U.CA Yearly Revenue VS EstimatesFIH-U.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
FIH-U.CA Yearly EPS VS EstimatesFIH-U.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1 2 3 4

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3

4. FIH-U.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 4.17, the valuation of FIH-U can be described as very cheap.
  • Based on the Price/Earnings ratio, FIH-U is valued cheaper than 85.71% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of FIH-U to the average of the S&P500 Index (26.51), we can say FIH-U is valued rather cheaply.
Industry RankSector Rank
PE 4.17
Fwd PE N/A
FIH-U.CA Price Earnings VS Forward Price EarningsFIH-U.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FIH-U.CA Per share dataFIH-U.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • FIH-U has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. FIH-U.CA Dividend Analysis

5.1 Amount

  • FIH-U does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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FIH-U.CA Fundamentals: All Metrics, Ratios and Statistics

FAIRFAX INDIA HO-SUB VTG SHS

TSX:FIH-U (5/1/2026, 7:00:00 PM)

17.37

-0.24 (-1.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Industry Strength52.34
Industry Growth73.13
Earnings (Last)04-29
Earnings (Next)07-29
Inst Owners28.92%
Inst Owner ChangeN/A
Ins Owners0.4%
Ins Owner ChangeN/A
Market Cap2.33B
Revenue(TTM)608.85M
Net Income(TTM)410.53M
Analysts84.44
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 4.17
Fwd PE N/A
P/S 2.8
P/FCF N/A
P/OCF N/A
P/B 0.55
P/tB 0.55
EV/EBITDA N/A
EPS(TTM)4.17
EY24.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.41
OCFYN/A
SpS6.2
BVpS31.36
TBVpS31.36
PEG (NY)N/A
PEG (5Y)N/A
Graham Number54.2438 (212.28%)
Profitability
Industry RankSector Rank
ROA 10.14%
ROE 13.33%
ROCE 13.43%
ROIC 9.67%
ROICexc 9.69%
ROICexgc 9.69%
OM 87.18%
PM (TTM) 67.43%
GM 88.45%
FCFM N/A
ROA(3y)6.24%
ROA(5y)7.64%
ROE(3y)8.15%
ROE(5y)9.9%
ROIC(3y)6.33%
ROIC(5y)6.86%
ROICexc(3y)6.48%
ROICexc(5y)7.02%
ROICexgc(3y)6.49%
ROICexgc(5y)7.02%
ROCE(3y)8.79%
ROCE(5y)9.53%
ROICexgc growth 3Y29.34%
ROICexgc growth 5YN/A
ROICexc growth 3Y29.33%
ROICexc growth 5YN/A
OM growth 3Y1.77%
OM growth 5Y-21.93%
PM growth 3Y-5.77%
PM growth 5Y-26.73%
GM growth 3Y0.03%
GM growth 5Y-19.86%
F-Score6
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 18.51
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.11
Quick Ratio 0.11
Altman-Z 2.49
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1110.78%
EPS 3Y31.35%
EPS 5YN/A
EPS Q2Q%1053.26%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)508.54%
Revenue growth 3Y36.86%
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1925.08%
EBIT growth 3Y39.29%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y61.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y61.2%
OCF growth 3YN/A
OCF growth 5YN/A

FAIRFAX INDIA HO-SUB VTG SHS / FIH-U.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FIH-U.CA.


What is the valuation status for FIH-U stock?

ChartMill assigns a valuation rating of 3 / 10 to FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA). This can be considered as Overvalued.


What is the profitability of FIH-U stock?

FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) has a profitability rating of 6 / 10.


How financially healthy is FAIRFAX INDIA HO-SUB VTG SHS?

The financial health rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) is 3 / 10.