FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) Stock Fundamental Analysis
TSX:FIH-U - Toronto Stock Exchange - CA3038971022 - Common Stock - Currency: USD
Overall FIH-U gets a fundamental rating of 2 out of 10. We evaluated FIH-U against 82 industry peers in the Capital Markets industry. There are concerns on the financial health of FIH-U while its profitability can be described as average. FIH-U has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year FIH-U was profitable.
In the past year FIH-U had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: FIH-U reported negative net income in multiple years.
FIH-U had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 1.15%, FIH-U is doing good in the industry, outperforming 60.98% of the companies in the same industry.
The Return On Equity of FIH-U (1.57%) is comparable to the rest of the industry.
With a Return On Invested Capital value of 2.06%, FIH-U is not doing good in the industry: 67.07% of the companies in the same industry are doing better.
FIH-U had an Average Return On Invested Capital over the past 3 years of 4.54%. This is below the industry average of 7.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 1.57% | ||
| ROIC | 2.06% |
ROA(3y)4.76%
ROA(5y)5.35%
ROE(3y)6.12%
ROE(5y)6.9%
ROIC(3y)4.54%
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 24.25%, FIH-U is doing good in the industry, outperforming 73.17% of the companies in the same industry.
FIH-U's Operating Margin of 57.02% is amongst the best of the industry. FIH-U outperforms 81.71% of its industry peers.
FIH-U's Operating Margin has declined in the last couple of years.
FIH-U's Gross Margin of 61.16% is fine compared to the rest of the industry. FIH-U outperforms 74.39% of its industry peers.
In the last couple of years the Gross Margin of FIH-U has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 57.02% | ||
| PM (TTM) | 24.25% | ||
| GM | 61.16% |
OM growth 3Y-30.17%
OM growth 5Y-20.63%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-24.01%
GM growth 5Y-16.47%
2. Health
2.1 Basic Checks
Compared to 1 year ago, FIH-U has less shares outstanding
FIH-U has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, FIH-U has a worse debt to assets ratio.
2.2 Solvency
FIH-U has an Altman-Z score of 2.08. This is not the best score and indicates that FIH-U is in the grey zone with still only limited risk for bankruptcy at the moment.
FIH-U has a better Altman-Z score (2.08) than 69.51% of its industry peers.
FIH-U has a debt to FCF ratio of 523.61. This is a negative value and a sign of low solvency as FIH-U would need 523.61 years to pay back of all of its debts.
With a Debt to FCF ratio value of 523.61, FIH-U perfoms like the industry average, outperforming 53.66% of the companies in the same industry.
FIH-U has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.19, FIH-U perfoms like the industry average, outperforming 59.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 523.61 | ||
| Altman-Z | 2.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FIH-U has a Current Ratio of 0.14. This is a bad value and indicates that FIH-U is not financially healthy enough and could expect problems in meeting its short term obligations.
FIH-U's Current ratio of 0.14 is on the low side compared to the rest of the industry. FIH-U is outperformed by 91.46% of its industry peers.
FIH-U has a Quick Ratio of 0.14. This is a bad value and indicates that FIH-U is not financially healthy enough and could expect problems in meeting its short term obligations.
FIH-U has a worse Quick ratio (0.14) than 91.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
FIH-U shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -67.05%.
FIH-U shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -52.08%.
Measured over the past years, FIH-U shows a very negative growth in Revenue. The Revenue has been decreasing by -32.48% on average per year.
EPS 1Y (TTM)-67.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%27.65%
Revenue 1Y (TTM)-52.08%
Revenue growth 3Y-47.55%
Revenue growth 5Y-32.48%
Sales Q2Q%N/A
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
FIH-U is valuated quite expensively with a Price/Earnings ratio of 49.87.
Compared to the rest of the industry, the Price/Earnings ratio of FIH-U indicates a slightly more expensive valuation: FIH-U is more expensive than 70.73% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of FIH-U to the average of the S&P500 Index (27.48), we can say FIH-U is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.87 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FIH-U is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2052.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for FIH-U!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:FIH-U (7/17/2025, 7:00:00 PM)
19.95
+0.33 (+1.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners30.65%
Inst Owner ChangeN/A
Ins Owners0.44%
Ins Owner ChangeN/A
Market Cap2.69B
Analysts84.44
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.87 | ||
| Fwd PE | N/A | ||
| P/S | 11.53 | ||
| P/FCF | 2052.55 | ||
| P/OCF | 2052.55 | ||
| P/B | 0.75 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.4
EY2.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.01
FCFY0.05%
OCF(TTM)0.01
OCFY0.05%
SpS1.73
BVpS26.72
TBVpS26.72
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 1.57% | ||
| ROCE | 2.86% | ||
| ROIC | 2.06% | ||
| ROICexc | 2.07% | ||
| ROICexgc | 2.08% | ||
| OM | 57.02% | ||
| PM (TTM) | 24.25% | ||
| GM | 61.16% | ||
| FCFM | 0.56% |
ROA(3y)4.76%
ROA(5y)5.35%
ROE(3y)6.12%
ROE(5y)6.9%
ROIC(3y)4.54%
ROIC(5y)N/A
ROICexc(3y)4.75%
ROICexc(5y)N/A
ROICexgc(3y)4.75%
ROICexgc(5y)N/A
ROCE(3y)6.3%
ROCE(5y)N/A
ROICexcg growth 3Y-63.73%
ROICexcg growth 5Y-47.69%
ROICexc growth 3Y-63.73%
ROICexc growth 5Y-47.69%
OM growth 3Y-30.17%
OM growth 5Y-20.63%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-24.01%
GM growth 5Y-16.47%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 523.61 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 2.32% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | 2.08 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-67.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%27.65%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-52.08%
Revenue growth 3Y-47.55%
Revenue growth 5Y-32.48%
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-50.27%
EBIT growth 3Y-63.38%
EBIT growth 5Y-46.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-99.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-99.25%
OCF growth 3YN/A
OCF growth 5YN/A