FIH-U Fundamental Analysis - FAIRFAX INDIA HO-SUB VTG SHS

Fundamental Rating

We assign a fundamental rating of 2 out of 10 to FIH-U. FIH-U was compared to 79 industry peers in the Capital Markets industry. FIH-U has a bad profitability rating. Also its financial health evaluation is rather negative. FIH-U is valued expensive and it does not seem to be growing.

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1. Profitability

1.1 Basic Checks

In the past year FIH-U has reported negative net income.
In the past year FIH-U has reported a negative cash flow from operations.
In multiple years FIH-U reported negative net income over the last 5 years.
FIH-U had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

FIH-U has a Return On Assets of 0.91%. This is comparable to the rest of the industry: FIH-U outperforms 56.96% of its industry peers.
FIH-U has a Return On Equity of 1.23%. This is in the lower half of the industry: FIH-U underperforms 70.89% of its industry peers.
With a Return On Invested Capital value of 1.88%, FIH-U is not doing good in the industry: 67.09% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for FIH-U is significantly below the industry average of 10.48%.

		Industry Rank	Sector Rank
ROA	0.91%
ROE	1.23%
ROIC	1.88%

ROA(3y)4.76%

ROA(5y)5.35%

ROE(3y)6.12%

ROE(5y)6.9%

ROIC(3y)4.54%

ROIC(5y)N/A

1.3 Margins

The Profit Margin of FIH-U (20.20%) is better than 62.03% of its industry peers.
Looking at the Operating Margin, with a value of 56.43%, FIH-U is in the better half of the industry, outperforming 77.22% of the companies in the same industry.
FIH-U's Operating Margin has declined in the last couple of years.
The Gross Margin of FIH-U (59.97%) is better than 74.68% of its industry peers.
In the last couple of years the Gross Margin of FIH-U has declined.

		Industry Rank	Sector Rank
OM	56.43%
PM (TTM)	20.2%
GM	59.97%

OM growth 3Y-30.17%

OM growth 5Y-20.63%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-24.01%

GM growth 5Y-16.47%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

The number of shares outstanding for FIH-U has been reduced compared to 1 year ago.
The number of shares outstanding for FIH-U has been reduced compared to 5 years ago.
FIH-U has a worse debt/assets ratio than last year.

2.2 Solvency

FIH-U has an Altman-Z score of 2.00. This is not the best score and indicates that FIH-U is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.00, FIH-U is in the better half of the industry, outperforming 64.56% of the companies in the same industry.
A Debt/Equity ratio of 0.21 indicates that FIH-U is not too dependend on debt financing.
FIH-U has a Debt to Equity ratio of 0.21. This is comparable to the rest of the industry: FIH-U outperforms 54.43% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.21
Debt/FCF	N/A
Altman-Z	2

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

FIH-U has a Current Ratio of 0.21. This is a bad value and indicates that FIH-U is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.21, FIH-U is not doing good in the industry: 89.87% of the companies in the same industry are doing better.
A Quick Ratio of 0.21 indicates that FIH-U may have some problems paying its short term obligations.
FIH-U's Quick ratio of 0.21 is on the low side compared to the rest of the industry. FIH-U is outperformed by 89.87% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	0.21
Quick Ratio	0.21

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

FIH-U shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -111.70%.
The Revenue for FIH-U has decreased by -44.01% in the past year. This is quite bad
Measured over the past years, FIH-U shows a very negative growth in Revenue. The Revenue has been decreasing by -32.48% on average per year.

EPS 1Y (TTM)-111.7%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-90.49%

Revenue 1Y (TTM)-44.01%

Revenue growth 3Y-47.55%

Revenue growth 5Y-32.48%

Sales Q2Q%N/A

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

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4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for FIH-U. In the last year negative earnings were reported.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

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5. Dividend

5.1 Amount

No dividends for FIH-U!.

		Industry Rank	Sector Rank
Dividend Yield	0%

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FAIRFAX INDIA HO-SUB VTG SHS

TSX:FIH-U (1/16/2026, 7:00:00 PM)

18.07

-0.03 (-0.17%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)11-06 2025-11-06

Earnings (Next)02-11 2026-02-11

Inst Owners30.44%

Inst Owner ChangeN/A

Ins Owners0.43%

Ins Owner ChangeN/A

Market Cap2.44B

Revenue(TTM)169.98M

Net Income(TTM)34.33M

Analysts84.44

Price TargetN/A

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	0%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DPN/A

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	10.31
P/FCF	N/A
P/OCF	N/A
P/B	0.63
P/tB	0.63
EV/EBITDA	N/A

EPS(TTM)-0.43

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-0.83

FCFYN/A

OCF(TTM)-0.83

OCFYN/A

SpS1.75

BVpS28.81

TBVpS28.81

PEG (NY)N/A

PEG (5Y)N/A

Graham NumberN/A

Profitability

		Industry Rank	Sector Rank
ROA	0.91%
ROE	1.23%
ROCE	2.61%
ROIC	1.88%
ROICexc	1.88%
ROICexgc	1.88%
OM	56.43%
PM (TTM)	20.2%
GM	59.97%
FCFM	N/A

ROA(3y)4.76%

ROA(5y)5.35%

ROE(3y)6.12%

ROE(5y)6.9%

ROIC(3y)4.54%

ROIC(5y)N/A

ROICexc(3y)4.75%

ROICexc(5y)N/A

ROICexgc(3y)4.75%

ROICexgc(5y)N/A

ROCE(3y)6.3%

ROCE(5y)N/A

ROICexgc growth 3Y-63.73%

ROICexgc growth 5Y-47.69%

ROICexc growth 3Y-63.73%

ROICexc growth 5Y-47.69%

OM growth 3Y-30.17%

OM growth 5Y-20.63%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-24.01%

GM growth 5Y-16.47%

F-Score2

Asset Turnover0.05

Health

		Industry Rank	Sector Rank
Debt/Equity	0.21
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.21
Quick Ratio	0.21
Altman-Z	2

F-Score2

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-111.7%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-90.49%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)-44.01%

Revenue growth 3Y-47.55%

Revenue growth 5Y-32.48%

Sales Q2Q%N/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y-52.36%

EBIT growth 3Y-63.38%

EBIT growth 5Y-46.4%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-175.29%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-175.29%

OCF growth 3YN/A

OCF growth 5YN/A

FAIRFAX INDIA HO-SUB VTG SHS / FIH-U.CA FAQ

What is the ChartMill fundamental rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) stock?

ChartMill assigns a fundamental rating of 2 / 10 to FIH-U.CA.

What is the valuation status for FIH-U stock?

ChartMill assigns a valuation rating of 0 / 10 to FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA). This can be considered as Overvalued.

Can you provide the profitability details for FAIRFAX INDIA HO-SUB VTG SHS?

FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) has a profitability rating of 3 / 10.

Can you provide the financial health for FIH-U stock?

The financial health rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) is 3 / 10.

FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

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4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

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5. Dividend

5.1 Amount

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FAIRFAX INDIA HO-SUB VTG SHS / FIH-U.CA FAQ

What is the ChartMill fundamental rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) stock?

What is the valuation status for FIH-U stock?

Can you provide the profitability details for FAIRFAX INDIA HO-SUB VTG SHS?

Can you provide the financial health for FIH-U stock?