Logo image of FIH-U.CA

FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) Stock Fundamental Analysis

TSX:FIH-U - Toronto Stock Exchange - CA3038971022 - Common Stock - Currency: USD

18.8  +0.17 (+0.91%)

Fundamental Rating

2

Overall FIH-U gets a fundamental rating of 2 out of 10. We evaluated FIH-U against 81 industry peers in the Capital Markets industry. FIH-U has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIH-U is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

Quickly go to:

4

1. Profitability

1.1 Basic Checks

FIH-U had positive earnings in the past year.
In the past year FIH-U had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: FIH-U reported negative net income in multiple years.
Of the past 5 years FIH-U 4 years had a positive operating cash flow.
FIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFFIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M -1B

1.2 Ratios

FIH-U has a better Return On Assets (1.15%) than 61.73% of its industry peers.
FIH-U's Return On Equity of 1.57% is fine compared to the rest of the industry. FIH-U outperforms 60.49% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.06%, FIH-U is doing worse than 66.67% of the companies in the same industry.
FIH-U had an Average Return On Invested Capital over the past 3 years of 4.54%. This is below the industry average of 7.88%.
Industry RankSector Rank
ROA 1.15%
ROE 1.57%
ROIC 2.06%
ROA(3y)4.76%
ROA(5y)5.35%
ROE(3y)6.12%
ROE(5y)6.9%
ROIC(3y)4.54%
ROIC(5y)N/A
FIH-U.CA Yearly ROA, ROE, ROICFIH-U.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

FIH-U has a Profit Margin of 24.25%. This is in the better half of the industry: FIH-U outperforms 72.84% of its industry peers.
FIH-U has a better Operating Margin (57.02%) than 81.48% of its industry peers.
In the last couple of years the Operating Margin of FIH-U has declined.
FIH-U's Gross Margin of 61.16% is fine compared to the rest of the industry. FIH-U outperforms 75.31% of its industry peers.
In the last couple of years the Gross Margin of FIH-U has declined.
Industry RankSector Rank
OM 57.02%
PM (TTM) 24.25%
GM 61.16%
OM growth 3Y-30.17%
OM growth 5Y-20.63%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-24.01%
GM growth 5Y-16.47%
FIH-U.CA Yearly Profit, Operating, Gross MarginsFIH-U.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 200 300

More info and screens

3

2. Health

2.1 Basic Checks

Compared to 1 year ago, FIH-U has less shares outstanding
Compared to 5 years ago, FIH-U has less shares outstanding
FIH-U has a worse debt/assets ratio than last year.
FIH-U.CA Yearly Shares OutstandingFIH-U.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
FIH-U.CA Yearly Total Debt VS Total AssetsFIH-U.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

An Altman-Z score of 2.00 indicates that FIH-U is not a great score, but indicates only limited risk for bankruptcy at the moment.
FIH-U's Altman-Z score of 2.00 is fine compared to the rest of the industry. FIH-U outperforms 66.67% of its industry peers.
The Debt to FCF ratio of FIH-U is 523.61, which is on the high side as it means it would take FIH-U, 523.61 years of fcf income to pay off all of its debts.
FIH-U has a Debt to FCF ratio of 523.61. This is comparable to the rest of the industry: FIH-U outperforms 54.32% of its industry peers.
FIH-U has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.19, FIH-U is in line with its industry, outperforming 56.79% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 523.61
Altman-Z 2
ROIC/WACCN/A
WACCN/A
FIH-U.CA Yearly LT Debt VS Equity VS FCFFIH-U.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B

2.3 Liquidity

FIH-U has a Current Ratio of 0.14. This is a bad value and indicates that FIH-U is not financially healthy enough and could expect problems in meeting its short term obligations.
FIH-U has a Current ratio of 0.14. This is amonst the worse of the industry: FIH-U underperforms 93.83% of its industry peers.
A Quick Ratio of 0.14 indicates that FIH-U may have some problems paying its short term obligations.
FIH-U's Quick ratio of 0.14 is on the low side compared to the rest of the industry. FIH-U is outperformed by 93.83% of its industry peers.
Industry RankSector Rank
Current Ratio 0.14
Quick Ratio 0.14
FIH-U.CA Yearly Current Assets VS Current LiabilitesFIH-U.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

More info and screens

0

3. Growth

3.1 Past

The earnings per share for FIH-U have decreased strongly by -71.34% in the last year.
The Revenue for FIH-U has decreased by -83.29% in the past year. This is quite bad
The Revenue for FIH-U have been decreasing by -32.48% on average. This is quite bad
EPS 1Y (TTM)-71.34%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%9.57%
Revenue 1Y (TTM)-83.29%
Revenue growth 3Y-47.55%
Revenue growth 5Y-32.48%
Sales Q2Q%N/A

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FIH-U.CA Yearly Revenue VS EstimatesFIH-U.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M
FIH-U.CA Yearly EPS VS EstimatesFIH-U.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1 2 3 4

More info and screens

1

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 28.92, FIH-U can be considered very expensive at the moment.
Based on the Price/Earnings ratio, FIH-U is valued a bit more expensive than the industry average as 61.73% of the companies are valued more cheaply.
FIH-U is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.03, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 28.92
Fwd PE N/A
FIH-U.CA Price Earnings VS Forward Price EarningsFIH-U.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

FIH-U's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 1929.8
EV/EBITDA N/A
FIH-U.CA Per share dataFIH-U.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

FIH-U does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

FAIRFAX INDIA HO-SUB VTG SHS

TSX:FIH-U (8/5/2025, 7:00:00 PM)

18.8

+0.17 (+0.91%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)07-31 2025-07-31/amc
Earnings (Next)10-29 2025-10-29
Inst Owners30.65%
Inst Owner ChangeN/A
Ins Owners0.44%
Ins Owner ChangeN/A
Market Cap2.53B
Analysts84.44
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 28.92
Fwd PE N/A
P/S 10.84
P/FCF 1929.8
P/OCF 1929.8
P/B 0.7
P/tB 0.7
EV/EBITDA N/A
EPS(TTM)0.65
EY3.46%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.01
FCFY0.05%
OCF(TTM)0.01
OCFY0.05%
SpS1.73
BVpS26.78
TBVpS26.78
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.15%
ROE 1.57%
ROCE 2.86%
ROIC 2.06%
ROICexc 2.07%
ROICexgc 2.08%
OM 57.02%
PM (TTM) 24.25%
GM 61.16%
FCFM 0.56%
ROA(3y)4.76%
ROA(5y)5.35%
ROE(3y)6.12%
ROE(5y)6.9%
ROIC(3y)4.54%
ROIC(5y)N/A
ROICexc(3y)4.75%
ROICexc(5y)N/A
ROICexgc(3y)4.75%
ROICexgc(5y)N/A
ROCE(3y)6.3%
ROCE(5y)N/A
ROICexcg growth 3Y-63.73%
ROICexcg growth 5Y-47.69%
ROICexc growth 3Y-63.73%
ROICexc growth 5Y-47.69%
OM growth 3Y-30.17%
OM growth 5Y-20.63%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-24.01%
GM growth 5Y-16.47%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 523.61
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 2.32%
Current Ratio 0.14
Quick Ratio 0.14
Altman-Z 2
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-71.34%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%9.57%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-83.29%
Revenue growth 3Y-47.55%
Revenue growth 5Y-32.48%
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-50.27%
EBIT growth 3Y-63.38%
EBIT growth 5Y-46.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-99.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-99.25%
OCF growth 3YN/A
OCF growth 5YN/A