FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) Fundamental Analysis & Valuation

TSX:FIH-U • CA3038971022

Current stock price

16.5 USD
-0.76 (-4.4%)
Last:

This FIH-U.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. FIH-U.CA Profitability Analysis

1.1 Basic Checks

  • FIH-U had positive earnings in the past year.
  • In the past year FIH-U has reported a negative cash flow from operations.
  • Of the past 5 years FIH-U 4 years were profitable.
  • In multiple years FIH-U reported negative operating cash flow during the last 5 years.
FIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFFIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M -600M -800M

1.2 Ratios

  • With a Return On Assets value of 0.91%, FIH-U perfoms like the industry average, outperforming 57.69% of the companies in the same industry.
  • FIH-U has a worse Return On Equity (1.23%) than 71.79% of its industry peers.
  • The Return On Invested Capital of FIH-U (1.88%) is worse than 69.23% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for FIH-U is below the industry average of 10.97%.
  • The last Return On Invested Capital (1.88%) for FIH-U is well below the 3 year average (6.50%), which needs to be investigated, but indicates that FIH-U had better years and this may not be a problem.
Industry RankSector Rank
ROA 0.91%
ROE 1.23%
ROIC 1.88%
ROA(3y)6.24%
ROA(5y)7.64%
ROE(3y)8.15%
ROE(5y)9.9%
ROIC(3y)6.5%
ROIC(5y)6.96%
FIH-U.CA Yearly ROA, ROE, ROICFIH-U.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • FIH-U has a Profit Margin of 20.20%. This is in the better half of the industry: FIH-U outperforms 60.26% of its industry peers.
  • FIH-U's Profit Margin has declined in the last couple of years.
  • With a decent Operating Margin value of 56.43%, FIH-U is doing good in the industry, outperforming 78.21% of the companies in the same industry.
  • FIH-U's Operating Margin has declined in the last couple of years.
  • FIH-U has a better Gross Margin (59.97%) than 73.08% of its industry peers.
  • In the last couple of years the Gross Margin of FIH-U has declined.
Industry RankSector Rank
OM 56.43%
PM (TTM) 20.2%
GM 59.97%
OM growth 3Y2%
OM growth 5Y-21.83%
PM growth 3Y-7.17%
PM growth 5Y-27.38%
GM growth 3Y0.22%
GM growth 5Y-19.76%
FIH-U.CA Yearly Profit, Operating, Gross MarginsFIH-U.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200 300

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3

2. FIH-U.CA Health Analysis

2.1 Basic Checks

  • FIH-U has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for FIH-U has been reduced compared to 5 years ago.
  • The debt/assets ratio for FIH-U has been reduced compared to a year ago.
FIH-U.CA Yearly Shares OutstandingFIH-U.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
FIH-U.CA Yearly Total Debt VS Total AssetsFIH-U.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • FIH-U has an Altman-Z score of 1.96. This is not the best score and indicates that FIH-U is in the grey zone with still only limited risk for bankruptcy at the moment.
  • FIH-U has a Altman-Z score of 1.96. This is in the better half of the industry: FIH-U outperforms 65.38% of its industry peers.
  • A Debt/Equity ratio of 0.21 indicates that FIH-U is not too dependend on debt financing.
  • FIH-U has a Debt to Equity ratio (0.21) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Altman-Z 1.96
ROIC/WACCN/A
WACCN/A
FIH-U.CA Yearly LT Debt VS Equity VS FCFFIH-U.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • FIH-U has a Current Ratio of 0.21. This is a bad value and indicates that FIH-U is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.21, FIH-U is not doing good in the industry: 89.74% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.21 indicates that FIH-U may have some problems paying its short term obligations.
  • The Quick ratio of FIH-U (0.21) is worse than 89.74% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
FIH-U.CA Yearly Current Assets VS Current LiabilitesFIH-U.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FIH-U.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 1110.75% over the past year.
  • Measured over the past years, FIH-U shows a very strong growth in Earnings Per Share. The EPS has been growing by 31.35% on average per year.
  • Looking at the last year, FIH-U shows a very strong growth in Revenue. The Revenue has grown by 514.64%.
  • Measured over the past years, FIH-U shows a very strong growth in Revenue. The Revenue has been growing by 38.92% on average per year.
EPS 1Y (TTM)1110.75%
EPS 3Y31.35%
EPS 5YN/A
EPS Q2Q%1053.23%
Revenue 1Y (TTM)514.64%
Revenue growth 3Y38.92%
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FIH-U.CA Yearly Revenue VS EstimatesFIH-U.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
FIH-U.CA Yearly EPS VS EstimatesFIH-U.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1 2 3 4

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2

4. FIH-U.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 3.95, the valuation of FIH-U can be described as very cheap.
  • Based on the Price/Earnings ratio, FIH-U is valued cheaply inside the industry as 87.18% of the companies are valued more expensively.
  • FIH-U's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.23.
Industry RankSector Rank
PE 3.95
Fwd PE N/A
FIH-U.CA Price Earnings VS Forward Price EarningsFIH-U.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FIH-U.CA Per share dataFIH-U.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. FIH-U.CA Dividend Analysis

5.1 Amount

  • No dividends for FIH-U!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

FIH-U.CA Fundamentals: All Metrics, Ratios and Statistics

FAIRFAX INDIA HO-SUB VTG SHS

TSX:FIH-U (3/20/2026, 7:00:00 PM)

16.5

-0.76 (-4.4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-12
Earnings (Next)04-29
Inst Owners29.69%
Inst Owner ChangeN/A
Ins Owners0.43%
Ins Owner ChangeN/A
Market Cap2.21B
Revenue(TTM)614.96M
Net Income(TTM)34.33M
Analysts84.44
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 3.95
Fwd PE N/A
P/S 9.49
P/FCF N/A
P/OCF N/A
P/B 0.58
P/tB 0.58
EV/EBITDA N/A
EPS(TTM)4.18
EY25.33%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.83
FCFYN/A
OCF(TTM)-0.83
OCFYN/A
SpS1.74
BVpS28.57
TBVpS28.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number51.83
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 1.23%
ROCE 2.61%
ROIC 1.88%
ROICexc 1.88%
ROICexgc 1.88%
OM 56.43%
PM (TTM) 20.2%
GM 59.97%
FCFM N/A
ROA(3y)6.24%
ROA(5y)7.64%
ROE(3y)8.15%
ROE(5y)9.9%
ROIC(3y)6.5%
ROIC(5y)6.96%
ROICexc(3y)6.65%
ROICexc(5y)7.12%
ROICexgc(3y)6.66%
ROICexgc(5y)7.12%
ROCE(3y)9.03%
ROCE(5y)9.67%
ROICexgc growth 3Y31.57%
ROICexgc growth 5YN/A
ROICexc growth 3Y31.57%
ROICexc growth 5YN/A
OM growth 3Y2%
OM growth 5Y-21.83%
PM growth 3Y-7.17%
PM growth 5Y-27.38%
GM growth 3Y0.22%
GM growth 5Y-19.76%
F-Score2
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z 1.96
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1110.75%
EPS 3Y31.35%
EPS 5YN/A
EPS Q2Q%1053.23%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)514.64%
Revenue growth 3Y38.92%
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-52.36%
EBIT growth 3Y41.7%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-40.8%
OCF growth 3YN/A
OCF growth 5YN/A

FAIRFAX INDIA HO-SUB VTG SHS / FIH-U.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to FIH-U.CA.


What is the valuation status for FIH-U stock?

ChartMill assigns a valuation rating of 2 / 10 to FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA). This can be considered as Overvalued.


Can you provide the profitability details for FAIRFAX INDIA HO-SUB VTG SHS?

FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) has a profitability rating of 3 / 10.


Can you provide the financial health for FIH-U stock?

The financial health rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) is 3 / 10.