FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) Stock Fundamental Analysis

TSX:FIH-U • CA3038971022

17.78 USD
+0.06 (+0.34%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to FIH-U. FIH-U was compared to 80 industry peers in the Capital Markets industry. Both the profitability and financial health of FIH-U have multiple concerns. FIH-U does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • FIH-U had negative earnings in the past year.
  • FIH-U had a negative operating cash flow in the past year.
  • In multiple years FIH-U reported negative net income over the last 5 years.
  • Of the past 5 years FIH-U 4 years had a positive operating cash flow.
FIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFFIH-U.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M -600M -800M

1.2 Ratios

  • FIH-U has a Return On Assets of 0.91%. This is comparable to the rest of the industry: FIH-U outperforms 60.00% of its industry peers.
  • FIH-U's Return On Equity of 1.23% is on the low side compared to the rest of the industry. FIH-U is outperformed by 68.75% of its industry peers.
  • With a Return On Invested Capital value of 1.88%, FIH-U is not doing good in the industry: 63.75% of the companies in the same industry are doing better.
  • FIH-U had an Average Return On Invested Capital over the past 3 years of 4.54%. This is significantly below the industry average of 10.29%.
Industry RankSector Rank
ROA 0.91%
ROE 1.23%
ROIC 1.88%
ROA(3y)4.76%
ROA(5y)5.35%
ROE(3y)6.12%
ROE(5y)6.9%
ROIC(3y)4.54%
ROIC(5y)N/A
FIH-U.CA Yearly ROA, ROE, ROICFIH-U.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • FIH-U's Profit Margin of 20.20% is fine compared to the rest of the industry. FIH-U outperforms 63.75% of its industry peers.
  • FIH-U has a Operating Margin of 56.43%. This is in the better half of the industry: FIH-U outperforms 80.00% of its industry peers.
  • In the last couple of years the Operating Margin of FIH-U has declined.
  • FIH-U's Gross Margin of 59.97% is fine compared to the rest of the industry. FIH-U outperforms 76.25% of its industry peers.
  • In the last couple of years the Gross Margin of FIH-U has declined.
Industry RankSector Rank
OM 56.43%
PM (TTM) 20.2%
GM 59.97%
OM growth 3Y-30.17%
OM growth 5Y-20.63%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-24.01%
GM growth 5Y-16.47%
FIH-U.CA Yearly Profit, Operating, Gross MarginsFIH-U.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 200 300

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, FIH-U has less shares outstanding
  • Compared to 5 years ago, FIH-U has less shares outstanding
  • The debt/assets ratio for FIH-U is higher compared to a year ago.
FIH-U.CA Yearly Shares OutstandingFIH-U.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
FIH-U.CA Yearly Total Debt VS Total AssetsFIH-U.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

  • An Altman-Z score of 1.99 indicates that FIH-U is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 1.99, FIH-U is doing good in the industry, outperforming 65.00% of the companies in the same industry.
  • A Debt/Equity ratio of 0.21 indicates that FIH-U is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.21, FIH-U is in line with its industry, outperforming 55.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Altman-Z 1.99
ROIC/WACCN/A
WACCN/A
FIH-U.CA Yearly LT Debt VS Equity VS FCFFIH-U.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that FIH-U may have some problems paying its short term obligations.
  • The Current ratio of FIH-U (0.21) is worse than 90.00% of its industry peers.
  • A Quick Ratio of 0.21 indicates that FIH-U may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.21, FIH-U is not doing good in the industry: 90.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
FIH-U.CA Yearly Current Assets VS Current LiabilitesFIH-U.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. Growth

3.1 Past

  • FIH-U shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -111.70%.
  • The Revenue for FIH-U has decreased by -44.01% in the past year. This is quite bad
  • Measured over the past years, FIH-U shows a very negative growth in Revenue. The Revenue has been decreasing by -32.48% on average per year.
EPS 1Y (TTM)-111.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-90.49%
Revenue 1Y (TTM)-44.01%
Revenue growth 3Y-47.55%
Revenue growth 5Y-32.48%
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FIH-U.CA Yearly Revenue VS EstimatesFIH-U.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M
FIH-U.CA Yearly EPS VS EstimatesFIH-U.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1 2 3 4

More info and screens

Find the best growth stocksShow best growing peers

0

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for FIH-U. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
FIH-U.CA Price Earnings VS Forward Price EarningsFIH-U.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FIH-U.CA Per share dataFIH-U.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • FIH-U does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

FAIRFAX INDIA HO-SUB VTG SHS

TSX:FIH-U (2/18/2026, 7:00:00 PM)

17.78

+0.06 (+0.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-12
Earnings (Next)04-29
Inst Owners30.44%
Inst Owner ChangeN/A
Ins Owners0.43%
Ins Owner ChangeN/A
Market Cap2.39B
Revenue(TTM)169.98M
Net Income(TTM)34.33M
Analysts84.44
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 10.28
P/FCF N/A
P/OCF N/A
P/B 0.63
P/tB 0.63
EV/EBITDA N/A
EPS(TTM)-0.42
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.82
FCFYN/A
OCF(TTM)-0.82
OCFYN/A
SpS1.73
BVpS28.42
TBVpS28.42
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 1.23%
ROCE 2.61%
ROIC 1.88%
ROICexc 1.88%
ROICexgc 1.88%
OM 56.43%
PM (TTM) 20.2%
GM 59.97%
FCFM N/A
ROA(3y)4.76%
ROA(5y)5.35%
ROE(3y)6.12%
ROE(5y)6.9%
ROIC(3y)4.54%
ROIC(5y)N/A
ROICexc(3y)4.75%
ROICexc(5y)N/A
ROICexgc(3y)4.75%
ROICexgc(5y)N/A
ROCE(3y)6.3%
ROCE(5y)N/A
ROICexgc growth 3Y-63.73%
ROICexgc growth 5Y-47.69%
ROICexc growth 3Y-63.73%
ROICexc growth 5Y-47.69%
OM growth 3Y-30.17%
OM growth 5Y-20.63%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-24.01%
GM growth 5Y-16.47%
F-Score2
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.21
Quick Ratio 0.21
Altman-Z 1.99
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-111.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-90.49%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-44.01%
Revenue growth 3Y-47.55%
Revenue growth 5Y-32.48%
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-52.36%
EBIT growth 3Y-63.38%
EBIT growth 5Y-46.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-175.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-175.29%
OCF growth 3YN/A
OCF growth 5YN/A

FAIRFAX INDIA HO-SUB VTG SHS / FIH-U.CA FAQ

What is the ChartMill fundamental rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) stock?

ChartMill assigns a fundamental rating of 2 / 10 to FIH-U.CA.


What is the valuation status for FIH-U stock?

ChartMill assigns a valuation rating of 0 / 10 to FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA). This can be considered as Overvalued.


Can you provide the profitability details for FAIRFAX INDIA HO-SUB VTG SHS?

FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) has a profitability rating of 3 / 10.


Can you provide the financial health for FIH-U stock?

The financial health rating of FAIRFAX INDIA HO-SUB VTG SHS (FIH-U.CA) is 3 / 10.