FIRST CAPITAL SPA (FIC.MI) Stock Fundamental Analysis
Europe • Euronext Milan • BIT:FIC • IT0005252736
19.9 EUR
-0.3 (-1.49%)
Last: Jan 29, 2026, 07:00 PM
We assign a fundamental rating of 2 out of 10 to FIC. FIC was compared to 118 industry peers in the Capital Markets industry. FIC has a bad profitability rating. Also its financial health evaluation is rather negative. FIC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- FIC had positive earnings in the past year.
- FIC had a negative operating cash flow in the past year.
- In multiple years FIC reported negative net income over the last 5 years.
- The reported operating cash flow has been mixed in the past 5 years: FIC reported negative operating cash flow in multiple years.
1.2 Ratios
- FIC's Return On Assets of 10.48% is amongst the best of the industry. FIC outperforms 90.08% of its industry peers.
- The Return On Equity of FIC (14.33%) is better than 73.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.48% | ||
| ROE | 14.33% | ||
| ROIC | N/A |
ROA(3y)-1.96%
ROA(5y)4.77%
ROE(3y)-2.98%
ROE(5y)7.19%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 70.23%, FIC belongs to the best of the industry, outperforming 92.56% of the companies in the same industry.
- FIC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 70.23% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The number of shares outstanding for FIC remains at a similar level compared to 1 year ago.
- FIC has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for FIC has been reduced compared to a year ago.
2.2 Solvency
- FIC has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
- FIC has a Debt to Equity ratio of 0.30. This is in the better half of the industry: FIC outperforms 68.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- FIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 3411.67%, which is quite impressive.
- Looking at the last year, FIC shows a very strong growth in Revenue. The Revenue has grown by 291.29%.
- FIC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -22.60% yearly.
EPS 1Y (TTM)3411.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%219.43%
Revenue 1Y (TTM)291.29%
Revenue growth 3Y-48.43%
Revenue growth 5Y-22.6%
Sales Q2Q%375.93%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 4.97, the valuation of FIC can be described as very cheap.
- FIC's Price/Earnings ratio is rather cheap when compared to the industry. FIC is cheaper than 97.52% of the companies in the same industry.
- When comparing the Price/Earnings ratio of FIC to the average of the S&P500 Index (28.30), we can say FIC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.97 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- FIC has a Yearly Dividend Yield of 1.73%.
- Compared to an average industry Dividend Yield of 3.07, FIC has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, FIC has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.73% |
5.2 History
- The dividend of FIC decreases each year by -21.56%.
Dividend Growth(5Y)-21.56%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 2.79% of the earnings are spent on dividend by FIC. This is a low number and sustainable payout ratio.
DP2.79%
EPS Next 2YN/A
EPS Next 3YN/A
FIRST CAPITAL SPA / FIC.MI FAQ
What is the fundamental rating for FIC stock?
ChartMill assigns a fundamental rating of 2 / 10 to FIC.MI.
What is the valuation status of FIRST CAPITAL SPA (FIC.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to FIRST CAPITAL SPA (FIC.MI). This can be considered as Overvalued.
What is the profitability of FIC stock?
FIRST CAPITAL SPA (FIC.MI) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for FIC stock?
The Price/Earnings (PE) ratio for FIRST CAPITAL SPA (FIC.MI) is 4.97 and the Price/Book (PB) ratio is 0.83.