FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP (FFH-PR-K.CA) Fundamental Analysis & Valuation

TSX:FFH-PR-K • CA3039018211

Current stock price

25.4 CAD
+0.2 (+0.79%)
Last:

This FFH-PR-K.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. FFH-PR-K.CA Profitability Analysis

1.1 Basic Checks

  • In the past year FFH-PR-K was profitable.
  • In the past year FFH-PR-K had a positive cash flow from operations.
  • Each year in the past 5 years FFH-PR-K has been profitable.
  • In multiple years FFH-PR-K reported negative operating cash flow during the last 5 years.
FFH-PR-K.CA Yearly Net Income VS EBIT VS OCF VS FCFFFH-PR-K.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B 6B

1.2 Ratios

  • With an excellent Return On Assets value of 4.58%, FFH-PR-K belongs to the best of the industry, outperforming 87.34% of the companies in the same industry.
  • The Return On Equity of FFH-PR-K (18.61%) is better than 98.73% of its industry peers.
  • The Return On Invested Capital of FFH-PR-K (5.45%) is better than 84.81% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for FFH-PR-K is in line with the industry average of 3.22%.
  • The last Return On Invested Capital (5.45%) for FFH-PR-K is above the 3 year average (4.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.58%
ROE 18.61%
ROIC 5.45%
ROA(3y)4.43%
ROA(5y)4.28%
ROE(3y)17.87%
ROE(5y)18.3%
ROIC(3y)4.98%
ROIC(5y)4.25%
FFH-PR-K.CA Yearly ROA, ROE, ROICFFH-PR-K.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 15 20

1.3 Margins

  • With a decent Profit Margin value of 11.38%, FFH-PR-K is doing good in the industry, outperforming 68.35% of the companies in the same industry.
  • In the last couple of years the Profit Margin of FFH-PR-K has grown nicely.
  • The Operating Margin of FFH-PR-K (16.21%) is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of FFH-PR-K has grown nicely.
Industry RankSector Rank
OM 16.21%
PM (TTM) 11.38%
GM N/A
OM growth 3Y6.59%
OM growth 5Y71.42%
PM growth 3Y2.26%
PM growth 5Y66.15%
GM growth 3YN/A
GM growth 5YN/A
FFH-PR-K.CA Yearly Profit, Operating, Gross MarginsFFH-PR-K.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 15

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3

2. FFH-PR-K.CA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so FFH-PR-K is still creating some value.
  • The number of shares outstanding for FFH-PR-K has been reduced compared to 1 year ago.
  • FFH-PR-K has less shares outstanding than it did 5 years ago.
  • FFH-PR-K has a worse debt/assets ratio than last year.
FFH-PR-K.CA Yearly Shares OutstandingFFH-PR-K.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
FFH-PR-K.CA Yearly Total Debt VS Total AssetsFFH-PR-K.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • FFH-PR-K has a debt to FCF ratio of 7.44. This is a slightly negative value and a sign of low solvency as FFH-PR-K would need 7.44 years to pay back of all of its debts.
  • The Debt to FCF ratio of FFH-PR-K (7.44) is worse than 77.22% of its industry peers.
  • A Debt/Equity ratio of 0.51 indicates that FFH-PR-K is somewhat dependend on debt financing.
  • The Debt to Equity ratio of FFH-PR-K (0.51) is worse than 67.09% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 7.44
Altman-Z N/A
ROIC/WACC1.17
WACC4.67%
FFH-PR-K.CA Yearly LT Debt VS Equity VS FCFFFH-PR-K.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B

2.3 Liquidity

  • A Current Ratio of 0.41 indicates that FFH-PR-K may have some problems paying its short term obligations.
  • FFH-PR-K has a better Current ratio (0.41) than 87.34% of its industry peers.
  • FFH-PR-K has a Quick Ratio of 0.41. This is a bad value and indicates that FFH-PR-K is not financially healthy enough and could expect problems in meeting its short term obligations.
  • FFH-PR-K's Quick ratio of 0.41 is amongst the best of the industry. FFH-PR-K outperforms 87.34% of its industry peers.
Industry RankSector Rank
Current Ratio 0.41
Quick Ratio 0.41
FFH-PR-K.CA Yearly Current Assets VS Current LiabilitesFFH-PR-K.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. FFH-PR-K.CA Growth Analysis

3.1 Past

  • FFH-PR-K shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.84%, which is quite impressive.
  • Measured over the past years, FFH-PR-K shows a very strong growth in Earnings Per Share. The EPS has been growing by 190.73% on average per year.
  • FFH-PR-K shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.99%.
  • The Revenue has been growing by 17.45% on average over the past years. This is quite good.
EPS 1Y (TTM)32.84%
EPS 3Y26.08%
EPS 5Y190.73%
EPS Q2Q%14.18%
Revenue 1Y (TTM)11.99%
Revenue growth 3Y11.5%
Revenue growth 5Y17.45%
Sales Q2Q%-23.8%

3.2 Future

  • The Earnings Per Share is expected to decrease by -11.05% on average over the next years. This is quite bad
  • The Revenue is expected to grow by 10.25% on average over the next years. This is quite good.
EPS Next Y-11.97%
EPS Next 2Y-3.63%
EPS Next 3Y-5.95%
EPS Next 5Y-11.05%
Revenue Next Year11.47%
Revenue Next 2Y8.02%
Revenue Next 3Y13.09%
Revenue Next 5Y10.25%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
FFH-PR-K.CA Yearly Revenue VS EstimatesFFH-PR-K.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10B 20B 30B 40B
FFH-PR-K.CA Yearly EPS VS EstimatesFFH-PR-K.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 50 100 150 200

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8

4. FFH-PR-K.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 0.09, the valuation of FFH-PR-K can be described as very cheap.
  • Based on the Price/Earnings ratio, FFH-PR-K is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.89. FFH-PR-K is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 0.10, which indicates a rather cheap valuation of FFH-PR-K.
  • Based on the Price/Forward Earnings ratio, FFH-PR-K is valued cheaper than 100.00% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.50. FFH-PR-K is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 0.09
Fwd PE 0.1
FFH-PR-K.CA Price Earnings VS Forward Price EarningsFFH-PR-K.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • FFH-PR-K's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. FFH-PR-K is cheaper than 87.34% of the companies in the same industry.
  • FFH-PR-K's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FFH-PR-K is cheaper than 98.73% of the companies in the same industry.
Industry RankSector Rank
P/FCF 0.23
EV/EBITDA 1.5
FFH-PR-K.CA Per share dataFFH-PR-K.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 500 1K 1.5K 2K 2.5K

4.3 Compensation for Growth

  • The decent profitability rating of FFH-PR-K may justify a higher PE ratio.
  • FFH-PR-K's earnings are expected to decrease with -5.95% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0
EPS Next 2Y-3.63%
EPS Next 3Y-5.95%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. FFH-PR-K.CA Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.90%, FFH-PR-K is not a good candidate for dividend investing.
  • With a Dividend Yield of 0.90, FFH-PR-K pays less dividend than the industry average, which is at 3.61. 93.67% of the companies listed in the same industry pay a better dividend than FFH-PR-K!
  • Compared to an average S&P500 Dividend Yield of 1.82, FFH-PR-K's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.9%

5.2 History

  • The dividend of FFH-PR-K is nicely growing with an annual growth rate of 32.56%!
  • FFH-PR-K has been paying a dividend for at least 10 years, so it has a reliable track record.
  • FFH-PR-K has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)32.56%
Div Incr Years0
Div Non Decr Years5
FFH-PR-K.CA Yearly Dividends per shareFFH-PR-K.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • FFH-PR-K pays out 21.43% of its income as dividend. This is a sustainable payout ratio.
DP21.43%
EPS Next 2Y-3.63%
EPS Next 3Y-5.95%
FFH-PR-K.CA Yearly Income VS Free CF VS DividendFFH-PR-K.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B 6B
FFH-PR-K.CA Dividend Payout.FFH-PR-K.CA Dividend Payout, showing the Payout Ratio.FFH-PR-K.CA Dividend Payout.PayoutRetained Earnings

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FFH-PR-K.CA Fundamentals: All Metrics, Ratios and Statistics

FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP

TSX:FFH-PR-K (4/17/2026, 7:00:00 PM)

25.4

+0.2 (+0.79%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-19
Earnings (Next)04-23
Inst Owners33.19%
Inst Owner ChangeN/A
Ins Owners2.48%
Ins Owner ChangeN/A
Market Cap585.72M
Revenue(TTM)43.35B
Net Income(TTM)4.93B
Analysts76.36
Price Target30.97 (21.93%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.9%
Yearly Dividend65.54
Dividend Growth(5Y)32.56%
DP21.43%
Div Incr Years0
Div Non Decr Years5
Ex-Date03-16
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.94%
Min EPS beat(2)4.82%
Max EPS beat(2)19.07%
EPS beat(4)4
Avg EPS beat(4)19.4%
Min EPS beat(4)4.82%
Max EPS beat(4)38.68%
EPS beat(8)7
Avg EPS beat(8)15.18%
EPS beat(12)10
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)105.99%
Revenue beat(2)0
Avg Revenue beat(2)-8.71%
Min Revenue beat(2)-10.9%
Max Revenue beat(2)-6.52%
Revenue beat(4)1
Avg Revenue beat(4)-5.17%
Min Revenue beat(4)-10.9%
Max Revenue beat(4)0.76%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.16%
PT rev (3m)7.46%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.03%
EPS NY rev (1m)1.72%
EPS NY rev (3m)-2.28%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.57%
Revenue NY rev (1m)1.48%
Revenue NY rev (3m)25.9%
Valuation
Industry RankSector Rank
PE 0.09
Fwd PE 0.1
P/S 0.01
P/FCF 0.23
P/OCF 0.18
P/B 0.02
P/tB 0.02
EV/EBITDA 1.5
EPS(TTM)292.47
EY1151.46%
EPS(NY)257.47
Fwd EY1013.65%
FCF(TTM)108.69
FCFY427.91%
OCF(TTM)143.45
OCFY564.74%
SpS2570.06
BVpS1572.02
TBVpS1077.58
PEG (NY)N/A
PEG (5Y)0
Graham Number3216.33 (12562.72%)
Profitability
Industry RankSector Rank
ROA 4.58%
ROE 18.61%
ROCE 6.91%
ROIC 5.45%
ROICexc 5.58%
ROICexgc 8.1%
OM 16.21%
PM (TTM) 11.38%
GM N/A
FCFM 4.23%
ROA(3y)4.43%
ROA(5y)4.28%
ROE(3y)17.87%
ROE(5y)18.3%
ROIC(3y)4.98%
ROIC(5y)4.25%
ROICexc(3y)5.11%
ROICexc(5y)4.4%
ROICexgc(3y)6.88%
ROICexgc(5y)5.96%
ROCE(3y)6.32%
ROCE(5y)5.39%
ROICexgc growth 3Y6.14%
ROICexgc growth 5Y83.66%
ROICexc growth 3Y6.42%
ROICexc growth 5Y86.2%
OM growth 3Y6.59%
OM growth 5Y71.42%
PM growth 3Y2.26%
PM growth 5Y66.15%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 7.44
Debt/EBITDA 1.75
Cap/Depr 74.79%
Cap/Sales 1.35%
Interest Coverage 9.37
Cash Conversion 30.97%
Profit Quality 37.15%
Current Ratio 0.41
Quick Ratio 0.41
Altman-Z N/A
F-Score7
WACC4.67%
ROIC/WACC1.17
Cap/Depr(3y)62.13%
Cap/Depr(5y)57.26%
Cap/Sales(3y)1.28%
Cap/Sales(5y)1.34%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)32.84%
EPS 3Y26.08%
EPS 5Y190.73%
EPS Q2Q%14.18%
EPS Next Y-11.97%
EPS Next 2Y-3.63%
EPS Next 3Y-5.95%
EPS Next 5Y-11.05%
Revenue 1Y (TTM)11.99%
Revenue growth 3Y11.5%
Revenue growth 5Y17.45%
Sales Q2Q%-23.8%
Revenue Next Year11.47%
Revenue Next 2Y8.02%
Revenue Next 3Y13.09%
Revenue Next 5Y10.25%
EBIT growth 1Y23.05%
EBIT growth 3Y18.84%
EBIT growth 5Y101.33%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-48.87%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-39.42%
OCF growth 3YN/A
OCF growth 5Y76.86%

FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP / FFH-PR-K.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP (FFH-PR-K.CA) stock?

ChartMill assigns a fundamental rating of 6 / 10 to FFH-PR-K.CA.


What is the valuation status for FFH-PR-K stock?

ChartMill assigns a valuation rating of 8 / 10 to FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP (FFH-PR-K.CA). This can be considered as Undervalued.


What is the profitability of FFH-PR-K stock?

FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP (FFH-PR-K.CA) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for FFH-PR-K stock?

The Price/Earnings (PE) ratio for FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP (FFH-PR-K.CA) is 0.09 and the Price/Book (PB) ratio is 0.02.


What is the earnings growth outlook for FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP?

The Earnings per Share (EPS) of FAIRFAX FINL HLDGS LTD - FFHCN 5.045 PERP (FFH-PR-K.CA) is expected to decline by -11.97% in the next year.