Logo image of FFG

Fbl Financial Group (FFG) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:FFG -

60.99
+0.02 (+0.03%)
Last: 5/25/2021, 8:04:00 PM
60.99
0 (0%)
After Hours: 5/25/2021, 8:04:00 PM
Fundamental Rating

2

Overall FFG gets a fundamental rating of 2 out of 10. We evaluated FFG against 0 industry peers in the Unkown industry. Both the profitability and financial health of FFG have multiple concerns. While showing a medium growth rate, FFG is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

Quickly go to:

0

1. Profitability

1.1 Basic Checks

In the past year FFG was profitable.

1.2 Ratios

Industry RankSector Rank
ROA 0.94%
ROE 6.89%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

Industry RankSector Rank
OM 14.32%
PM (TTM) 13.03%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

More info and screens

1

2. Health

2.1 Basic Checks

There is no outstanding debt for FFG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

A Debt/Equity ratio of 0.07 indicates that FFG is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

More info and screens

4

3. Growth

3.1 Past

FFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -13.56%.
FFG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.47% yearly.
FFG shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.61%.
FFG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.26% yearly.
EPS 1Y (TTM)-13.56%
EPS 3Y-3.89%
EPS 5Y4.47%
EPS Q2Q%21.52%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y-0.26%
Revenue growth 5Y0.26%
Sales Q2Q%41.52%

3.2 Future

Based on estimates for the next years, FFG will show a small growth in Earnings Per Share. The EPS will grow by 7.58% on average per year.
The Revenue is expected to grow by 2.48% on average over the next years.
EPS Next Y11.18%
EPS Next 2Y9.05%
EPS Next 3Y7.89%
EPS Next 5Y7.58%
Revenue Next Year4.62%
Revenue Next 2Y2.99%
Revenue Next 3Y2.39%
Revenue Next 5Y2.48%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FFG Yearly Revenue VS EstimatesFFG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
FFG Yearly EPS VS EstimatesFFG Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

FFG is valuated correctly with a Price/Earnings ratio of 15.68.
Compared to an average S&P500 Price/Earnings ratio of 26.37, FFG is valued a bit cheaper.
A Price/Forward Earnings ratio of 13.79 indicates a correct valuation of FFG.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.20, FFG is valued rather cheaply.
Industry RankSector Rank
PE 15.68
Fwd PE 13.79
FFG Price Earnings VS Forward Price EarningsFFG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.39
FFG Per share dataFFG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.4
PEG (5Y)3.51
EPS Next 2Y9.05%
EPS Next 3Y7.89%

More info and screens

3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.41%, FFG has a reasonable but not impressive dividend return.
Compared to an average S&P500 Dividend Yield of 2.32, FFG pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.41%

5.2 History

The dividend of FFG decreases each year by -8.74%.
FFG has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-8.74%
Div Incr YearsN/A
Div Non Decr YearsN/A
FFG Yearly Dividends per shareFFG Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 1 2 3

5.3 Sustainability

FFG pays out 48.24% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.24%
EPS Next 2Y9.05%
EPS Next 3Y7.89%
FFG Dividend Payout.FFG Dividend Payout, showing the Payout Ratio.FFG Dividend Payout.PayoutRetained Earnings

More info and screens

Fbl Financial Group

NYSE:FFG (5/25/2021, 8:04:00 PM)

After market: 60.99 0 (0%)

60.99

+0.02 (+0.03%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0%
Inst Owner Change0%
Ins Owners0.13%
Ins Owner Change0%
Market Cap1.49B
Revenue(TTM)788.43M
Net Income(TTM)102.71M
Analysts20
Price Target64.26 (5.36%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.41%
Yearly Dividend2.08
Dividend Growth(5Y)-8.74%
DP48.24%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.68
Fwd PE 13.79
P/S 1.89
P/FCF N/A
P/OCF N/A
P/B 1
P/tB N/A
EV/EBITDA 10.39
EPS(TTM)3.89
EY6.38%
EPS(NY)4.42
Fwd EY7.25%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS32.32
BVpS61.07
TBVpSN/A
PEG (NY)1.4
PEG (5Y)3.51
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.94%
ROE 6.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 14.32%
PM (TTM) 13.03%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.56%
EPS 3Y-3.89%
EPS 5Y4.47%
EPS Q2Q%21.52%
EPS Next Y11.18%
EPS Next 2Y9.05%
EPS Next 3Y7.89%
EPS Next 5Y7.58%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y-0.26%
Revenue growth 5Y0.26%
Sales Q2Q%41.52%
Revenue Next Year4.62%
Revenue Next 2Y2.99%
Revenue Next 3Y2.39%
Revenue Next 5Y2.48%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Fbl Financial Group / FFG FAQ

What is the ChartMill fundamental rating of Fbl Financial Group (FFG) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FFG.


What is the valuation status of Fbl Financial Group (FFG) stock?

ChartMill assigns a valuation rating of 3 / 10 to Fbl Financial Group (FFG). This can be considered as Overvalued.


What is the profitability of FFG stock?

Fbl Financial Group (FFG) has a profitability rating of 5 / 10.


What is the valuation of Fbl Financial Group based on its PE and PB ratios?

The Price/Earnings (PE) ratio for Fbl Financial Group (FFG) is 15.68 and the Price/Book (PB) ratio is 1.


Can you provide the financial health for FFG stock?

The financial health rating of Fbl Financial Group (FFG) is 3 / 10.