Logo image of FF.MI

FINE FOODS & PHARMACEUTICALS (FF.MI) Stock Fundamental Analysis

BIT:FF - IT0005215329 - Common Stock

8.94 EUR
+0.28 (+3.23%)
Last: 9/11/2025, 7:00:00 PM
Fundamental Rating

5

Overall FF gets a fundamental rating of 5 out of 10. We evaluated FF against 18 industry peers in the Life Sciences Tools & Services industry. Both the profitability and the financial health of FF get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on FF.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

FF had positive earnings in the past year.
FF had a positive operating cash flow in the past year.
In multiple years FF reported negative net income over the last 5 years.
FF had a positive operating cash flow in 4 of the past 5 years.
FF.MI Yearly Net Income VS EBIT VS OCF VS FCFFF.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M -60M -80M

1.2 Ratios

The Return On Assets of FF (5.41%) is better than 72.22% of its industry peers.
FF has a Return On Equity of 9.93%. This is in the better half of the industry: FF outperforms 72.22% of its industry peers.
FF's Return On Invested Capital of 9.48% is fine compared to the rest of the industry. FF outperforms 77.78% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FF is below the industry average of 7.14%.
The 3 year average ROIC (3.16%) for FF is below the current ROIC(9.48%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.41%
ROE 9.93%
ROIC 9.48%
ROA(3y)-0.42%
ROA(5y)0.94%
ROE(3y)-1.24%
ROE(5y)0.96%
ROIC(3y)3.16%
ROIC(5y)3.16%
FF.MI Yearly ROA, ROE, ROICFF.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

1.3 Margins

Looking at the Profit Margin, with a value of 3.61%, FF is doing worse than 66.67% of the companies in the same industry.
With a Operating Margin value of 6.50%, FF is not doing good in the industry: 83.33% of the companies in the same industry are doing better.
FF's Operating Margin has improved in the last couple of years.
FF has a Gross Margin of 32.54%. This is in the lower half of the industry: FF underperforms 66.67% of its industry peers.
In the last couple of years the Gross Margin of FF has grown nicely.
Industry RankSector Rank
OM 6.5%
PM (TTM) 3.61%
GM 32.54%
OM growth 3Y24.97%
OM growth 5Y2.12%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.32%
GM growth 5Y2.27%
FF.MI Yearly Profit, Operating, Gross MarginsFF.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30

5

2. Health

2.1 Basic Checks

FF has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for FF remains at a similar level compared to 1 year ago.
The number of shares outstanding for FF has been increased compared to 5 years ago.
Compared to 1 year ago, FF has an improved debt to assets ratio.
FF.MI Yearly Shares OutstandingFF.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
FF.MI Yearly Total Debt VS Total AssetsFF.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

An Altman-Z score of 3.18 indicates that FF is not in any danger for bankruptcy at the moment.
FF has a Altman-Z score (3.18) which is comparable to the rest of the industry.
FF has a debt to FCF ratio of 4.90. This is a neutral value as FF would need 4.90 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.90, FF is in the better half of the industry, outperforming 72.22% of the companies in the same industry.
FF has a Debt/Equity ratio of 0.27. This is a healthy value indicating a solid balance between debt and equity.
FF's Debt to Equity ratio of 0.27 is fine compared to the rest of the industry. FF outperforms 77.78% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 4.9
Altman-Z 3.18
ROIC/WACC1.18
WACC8.03%
FF.MI Yearly LT Debt VS Equity VS FCFFF.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

2.3 Liquidity

A Current Ratio of 1.36 indicates that FF should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.36, FF is doing worse than 72.22% of the companies in the same industry.
FF has a Quick Ratio of 1.36. This is a bad value and indicates that FF is not financially healthy enough and could expect problems in meeting its short term obligations.
FF has a worse Quick ratio (0.91) than 72.22% of its industry peers.
Industry RankSector Rank
Current Ratio 1.36
Quick Ratio 0.91
FF.MI Yearly Current Assets VS Current LiabilitesFF.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 1893.44% over the past year.
The Revenue has decreased by -3.85% in the past year.
Measured over the past years, FF shows a quite strong growth in Revenue. The Revenue has been growing by 8.83% on average per year.
EPS 1Y (TTM)1893.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%43.26%
Revenue 1Y (TTM)-3.85%
Revenue growth 3Y7.75%
Revenue growth 5Y8.83%
Sales Q2Q%-3.92%

3.2 Future

Based on estimates for the next years, FF will show a very strong growth in Earnings Per Share. The EPS will grow by 26.41% on average per year.
FF is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.10% yearly.
EPS Next Y34.7%
EPS Next 2Y31.28%
EPS Next 3Y27.46%
EPS Next 5Y26.41%
Revenue Next Year6.76%
Revenue Next 2Y10.32%
Revenue Next 3Y10.11%
Revenue Next 5Y12.1%

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FF.MI Yearly Revenue VS EstimatesFF.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 100M 200M 300M 400M 500M
FF.MI Yearly EPS VS EstimatesFF.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.2 -0.2 0.4 0.6 0.8

7

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.15 indicates a correct valuation of FF.
Compared to the rest of the industry, the Price/Earnings ratio of FF indicates a rather cheap valuation: FF is cheaper than 94.44% of the companies listed in the same industry.
FF is valuated cheaply when we compare the Price/Earnings ratio to 27.44, which is the current average of the S&P500 Index.
FF is valuated correctly with a Price/Forward Earnings ratio of 13.74.
94.44% of the companies in the same industry are more expensive than FF, based on the Price/Forward Earnings ratio.
FF's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.87.
Industry RankSector Rank
PE 13.15
Fwd PE 13.74
FF.MI Price Earnings VS Forward Price EarningsFF.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

FF's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. FF is cheaper than 100.00% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FF indicates a somewhat cheap valuation: FF is cheaper than 77.78% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 17.73
EV/EBITDA 5.8
FF.MI Per share dataFF.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FF's earnings are expected to grow with 27.46% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.38
PEG (5Y)N/A
EPS Next 2Y31.28%
EPS Next 3Y27.46%

6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.62%, FF has a reasonable but not impressive dividend return.
FF's Dividend Yield is rather good when compared to the industry average which is at 0.73. FF pays more dividend than 94.44% of the companies in the same industry.
Compared to the average S&P500 Dividend Yield of 2.45, FF is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.62%

5.2 History

The dividend of FF has a limited annual growth rate of 4.24%.
Dividend Growth(5Y)4.24%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

FF pays out 22.40% of its income as dividend. This is a sustainable payout ratio.
FF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP22.4%
EPS Next 2Y31.28%
EPS Next 3Y27.46%
FF.MI Yearly Income VS Free CF VS DividendFF.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20M -40M -60M -80M
FF.MI Dividend Payout.FF.MI Dividend Payout, showing the Payout Ratio.FF.MI Dividend Payout.PayoutRetained Earnings

FINE FOODS & PHARMACEUTICALS

BIT:FF (9/11/2025, 7:00:00 PM)

8.94

+0.28 (+3.23%)

Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupPharmaceuticals, Biotechnology & Life Sciences
GICS IndustryLife Sciences Tools & Services
Earnings (Last)08-05 2025-08-05
Earnings (Next)11-06 2025-11-06
Inst Owners12.52%
Inst Owner ChangeN/A
Ins Owners53.17%
Ins Owner ChangeN/A
Market Cap197.22M
Analysts85.45
Price Target12.31 (37.7%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.62%
Yearly Dividend0.12
Dividend Growth(5Y)4.24%
DP22.4%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.26%
PT rev (3m)2.26%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.06%
EPS NY rev (3m)1.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.06%
Revenue NY rev (3m)-2.94%
Valuation
Industry RankSector Rank
PE 13.15
Fwd PE 13.74
P/S 0.54
P/FCF 17.73
P/OCF 4.3
P/B 1.49
P/tB 1.66
EV/EBITDA 5.8
EPS(TTM)0.68
EY7.61%
EPS(NY)0.65
Fwd EY7.28%
FCF(TTM)0.5
FCFY5.64%
OCF(TTM)2.08
OCFY23.25%
SpS16.49
BVpS5.99
TBVpS5.39
PEG (NY)0.38
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 5.41%
ROE 9.93%
ROCE 13.75%
ROIC 9.48%
ROICexc 10.67%
ROICexgc 11.67%
OM 6.5%
PM (TTM) 3.61%
GM 32.54%
FCFM 3.06%
ROA(3y)-0.42%
ROA(5y)0.94%
ROE(3y)-1.24%
ROE(5y)0.96%
ROIC(3y)3.16%
ROIC(5y)3.16%
ROICexc(3y)3.64%
ROICexc(5y)4.57%
ROICexgc(3y)4.02%
ROICexgc(5y)5.02%
ROCE(3y)4.59%
ROCE(5y)4.62%
ROICexcg growth 3Y13.05%
ROICexcg growth 5Y-1.19%
ROICexc growth 3Y17.44%
ROICexc growth 5Y-2.63%
OM growth 3Y24.97%
OM growth 5Y2.12%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.32%
GM growth 5Y2.27%
F-Score7
Asset Turnover1.5
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 4.9
Debt/EBITDA 0.91
Cap/Depr 220.17%
Cap/Sales 9.55%
Interest Coverage 250
Cash Conversion 116.33%
Profit Quality 84.79%
Current Ratio 1.36
Quick Ratio 0.91
Altman-Z 3.18
F-Score7
WACC8.03%
ROIC/WACC1.18
Cap/Depr(3y)145.26%
Cap/Depr(5y)138.08%
Cap/Sales(3y)9.82%
Cap/Sales(5y)9.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1893.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%43.26%
EPS Next Y34.7%
EPS Next 2Y31.28%
EPS Next 3Y27.46%
EPS Next 5Y26.41%
Revenue 1Y (TTM)-3.85%
Revenue growth 3Y7.75%
Revenue growth 5Y8.83%
Sales Q2Q%-3.92%
Revenue Next Year6.76%
Revenue Next 2Y10.32%
Revenue Next 3Y10.11%
Revenue Next 5Y12.1%
EBIT growth 1Y87.96%
EBIT growth 3Y34.65%
EBIT growth 5Y11.14%
EBIT Next Year138.65%
EBIT Next 3Y47.33%
EBIT Next 5Y31.96%
FCF growth 1Y3472.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y147.33%
OCF growth 3YN/A
OCF growth 5Y19.07%