FINDEV INC (FDI.CA) Stock Fundamental Analysis
Canada - TSX-V:FDI - CA31773A1075 - Common Stock
0.42 CAD
+0.01 (+1.2%)
Overall FDI gets a fundamental rating of 4 out of 10. We evaluated FDI against 27 industry peers in the Financial Services industry. FDI has only an average score on both its financial health and profitability. FDI is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FDI had positive earnings in the past year.
In the past year FDI had a positive cash flow from operations.
FDI had positive earnings in each of the past 5 years.
In the past 5 years FDI always reported a positive cash flow from operatings.
1.2 Ratios
FDI has a Return On Assets (0.93%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 0.95%, FDI is doing worse than 66.67% of the companies in the same industry.
With a Return On Invested Capital value of 0.45%, FDI is not doing good in the industry: 81.48% of the companies in the same industry are doing better.
Measured over the past 3 years, the Average Return On Invested Capital for FDI is above the industry average of 5.61%.
The 3 year average ROIC (8.22%) for FDI is well above the current ROIC(0.45%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.93% | ||
| ROE | 0.95% | ||
| ROIC | 0.45% |
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)8.22%
ROIC(5y)7.98%
1.3 Margins
FDI has a Profit Margin of 57.47%. This is amongst the best in the industry. FDI outperforms 92.59% of its industry peers.
In the last couple of years the Profit Margin of FDI has declined.
FDI has a Operating Margin of 37.32%. This is comparable to the rest of the industry: FDI outperforms 48.15% of its industry peers.
FDI's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.32% | ||
| PM (TTM) | 57.47% | ||
| GM | N/A |
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FDI has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for FDI remains at a similar level compared to 5 years ago.
There is no outstanding debt for FDI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 17.61 indicates that FDI is not in any danger for bankruptcy at the moment.
FDI has a better Altman-Z score (17.61) than 96.30% of its industry peers.
FDI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 17.61 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.74 indicates that FDI may have some problems paying its short term obligations.
FDI has a Current ratio (0.74) which is in line with its industry peers.
A Quick Ratio of 0.74 indicates that FDI may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.74, FDI is in line with its industry, outperforming 55.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.74 |
3. Growth
3.1 Past
The earnings per share for FDI have decreased strongly by -88.72% in the last year.
The Earnings Per Share has been growing by 9.22% on average over the past years. This is quite good.
The Revenue for FDI has decreased by -88.61% in the past year. This is quite bad
The Revenue has been growing by 12.57% on average over the past years. This is quite good.
EPS 1Y (TTM)-88.72%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-313.64%
Revenue 1Y (TTM)-88.61%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-274.56%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 42.00, which means the current valuation is very expensive for FDI.
Compared to the rest of the industry, the Price/Earnings ratio of FDI indicates a somewhat cheap valuation: FDI is cheaper than 66.67% of the companies listed in the same industry.
FDI is valuated expensively when we compare the Price/Earnings ratio to 25.51, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, FDI is valued cheaply inside the industry as 88.89% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.56
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
FDI has a Yearly Dividend Yield of 7.32%, which is a nice return.
FDI's Dividend Yield is comparable with the industry average which is at 6.79.
FDI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.32% |
5.2 History
FDI has been paying a dividend for at least 10 years, so it has a reliable track record.
As FDI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years8
5.3 Sustainability
FDI pays out 363.84% of its income as dividend. This is not a sustainable payout ratio.
DP363.84%
EPS Next 2YN/A
EPS Next 3YN/A
TSX-V:FDI (11/18/2025, 7:00:00 PM)
0.42
+0.01 (+1.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners0.06%
Inst Owner ChangeN/A
Ins Owners2.72%
Ins Owner ChangeN/A
Market Cap12.03M
Revenue(TTM)411.00K
Net Income(TTM)236.20K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.32% |
Yearly Dividend0.03
Dividend Growth(5Y)0%
DP363.84%
Div Incr Years0
Div Non Decr Years8
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42 | ||
| Fwd PE | N/A | ||
| P/S | 29.28 | ||
| P/FCF | 14.48 | ||
| P/OCF | 14.48 | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.01
EY2.38%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.03
FCFY6.91%
OCF(TTM)0.03
OCFY6.91%
SpS0.01
BVpS0.87
TBVpS0.87
PEG (NY)N/A
PEG (5Y)4.56
Graham Number0.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.93% | ||
| ROE | 0.95% | ||
| ROCE | 0.62% | ||
| ROIC | 0.45% | ||
| ROICexc | 0.45% | ||
| ROICexgc | 0.45% | ||
| OM | 37.32% | ||
| PM (TTM) | 57.47% | ||
| GM | N/A | ||
| FCFM | 202.24% |
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)8.22%
ROIC(5y)7.98%
ROICexc(3y)8.32%
ROICexc(5y)8.08%
ROICexgc(3y)8.32%
ROICexgc(5y)8.08%
ROCE(3y)11.36%
ROCE(5y)11.03%
ROICexgc growth 3Y6.72%
ROICexgc growth 5Y5.53%
ROICexc growth 3Y6.72%
ROICexc growth 5Y5.53%
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.08 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 351.91% | ||
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.74 | ||
| Altman-Z | 17.61 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)44.7%
Profit Quality(5y)37.11%
High Growth Momentum
Growth
EPS 1Y (TTM)-88.72%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-313.64%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-88.61%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-274.56%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-95.22%
EBIT growth 3Y11.94%
EBIT growth 5Y15.18%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-10.24%
FCF growth 3Y1.03%
FCF growth 5Y-2.92%
OCF growth 1Y-10.24%
OCF growth 3Y1.03%
OCF growth 5Y-2.92%
FINDEV INC / FDI.CA FAQ
What is the ChartMill fundamental rating of FINDEV INC (FDI.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FDI.CA.
What is the valuation status for FDI stock?
ChartMill assigns a valuation rating of 2 / 10 to FINDEV INC (FDI.CA). This can be considered as Overvalued.
How profitable is FINDEV INC (FDI.CA) stock?
FINDEV INC (FDI.CA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for FDI stock?
The Price/Earnings (PE) ratio for FINDEV INC (FDI.CA) is 42 and the Price/Book (PB) ratio is 0.48.
What is the financial health of FINDEV INC (FDI.CA) stock?
The financial health rating of FINDEV INC (FDI.CA) is 6 / 10.