FINDEV INC (FDI.CA) Stock Fundamental Analysis
Canada - TSX Venture Exchange - TSX-V:FDI - CA31773A1075 - Common Stock
0.42 CAD
0 (0%)
We assign a fundamental rating of 3 out of 10 to FDI. FDI was compared to 26 industry peers in the Financial Services industry. FDI scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FDI does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year FDI has reported negative net income.
FDI had a positive operating cash flow in the past year.
Each year in the past 5 years FDI has been profitable.
In the past 5 years FDI always reported a positive cash flow from operatings.
1.2 Ratios
FDI has a Return On Assets of -0.86%. This is amonst the worse of the industry: FDI underperforms 80.77% of its industry peers.
FDI has a Return On Equity of -0.87%. This is amonst the worse of the industry: FDI underperforms 80.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.86% | ||
| ROE | -0.87% | ||
| ROIC | N/A |
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FDI's Profit Margin has declined in the last couple of years.
FDI's Operating Margin has improved in the last couple of years.
FDI does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FDI has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, FDI has about the same amount of shares outstanding.
There is no outstanding debt for FDI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 11.50 indicates that FDI is not in any danger for bankruptcy at the moment.
FDI's Altman-Z score of 11.50 is fine compared to the rest of the industry. FDI outperforms 73.08% of its industry peers.
FDI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 11.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FDI has a Current Ratio of 0.58. This is a bad value and indicates that FDI is not financially healthy enough and could expect problems in meeting its short term obligations.
FDI has a Current ratio (0.58) which is in line with its industry peers.
FDI has a Quick Ratio of 0.58. This is a bad value and indicates that FDI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.58, FDI perfoms like the industry average, outperforming 46.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
The earnings per share for FDI have decreased strongly by -109.51% in the last year.
Measured over the past years, FDI shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.22% on average per year.
The Revenue for FDI has decreased by -107.82% in the past year. This is quite bad
Measured over the past years, FDI shows a quite strong growth in Revenue. The Revenue has been growing by 12.57% on average per year.
EPS 1Y (TTM)-109.51%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-71.82%
Revenue 1Y (TTM)-107.82%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-72.02%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for FDI. In the last year negative earnings were reported.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FDI indicates a rather cheap valuation: FDI is cheaper than 88.46% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.27 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.26%, FDI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.82, FDI has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, FDI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.26% |
5.2 History
FDI has been paying a dividend for at least 10 years, so it has a reliable track record.
FDI has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years8
5.3 Sustainability
The earnings of FDI are negative and hence is the payout ratio. FDI will probably not be able to sustain this dividend level.
DP-395.13%
EPS Next 2YN/A
EPS Next 3YN/A
TSX-V:FDI (12/29/2025, 7:00:00 PM)
0.42
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners0.06%
Inst Owner ChangeN/A
Ins Owners2.72%
Ins Owner ChangeN/A
Market Cap12.03M
Revenue(TTM)-290.00K
Net Income(TTM)-217.50K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.26% |
Yearly Dividend0.03
Dividend Growth(5Y)0%
DP-395.13%
Div Incr Years0
Div Non Decr Years8
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | N/A | ||
| P/FCF | 13.27 | ||
| P/OCF | 13.27 | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.01
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.03
FCFY7.54%
OCF(TTM)0.03
OCFY7.54%
SpS-0.01
BVpS0.87
TBVpS0.87
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.86% | ||
| ROE | -0.87% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | -312.76% |
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)11.36%
ROCE(5y)11.03%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover-0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 11.5 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)44.7%
Profit Quality(5y)37.11%
High Growth Momentum
Growth
EPS 1Y (TTM)-109.51%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-71.82%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-107.82%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-72.02%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-115.77%
EBIT growth 3Y11.94%
EBIT growth 5Y15.18%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.07%
FCF growth 3Y1.03%
FCF growth 5Y-2.92%
OCF growth 1Y2.07%
OCF growth 3Y1.03%
OCF growth 5Y-2.92%
FINDEV INC / FDI.CA FAQ
What is the ChartMill fundamental rating of FINDEV INC (FDI.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to FDI.CA.
What is the valuation status for FDI stock?
ChartMill assigns a valuation rating of 2 / 10 to FINDEV INC (FDI.CA). This can be considered as Overvalued.
How profitable is FINDEV INC (FDI.CA) stock?
FINDEV INC (FDI.CA) has a profitability rating of 2 / 10.
Can you provide the financial health for FDI stock?
The financial health rating of FINDEV INC (FDI.CA) is 6 / 10.