FINDEV INC (FDI.CA) Stock Fundamental Analysis
Canada - TSX Venture Exchange - TSX-V:FDI - CA31773A1075 - Common Stock
0.41 CAD
0 (0%)
FDI gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 28 industry peers in the Financial Services industry. The financial health of FDI is average, but there are quite some concerns on its profitability. FDI has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- FDI had negative earnings in the past year.
- In the past year FDI had a positive cash flow from operations.
- Each year in the past 5 years FDI has been profitable.
- Each year in the past 5 years FDI had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of FDI (-0.86%) is worse than 82.14% of its industry peers.
- FDI's Return On Equity of -0.87% is on the low side compared to the rest of the industry. FDI is outperformed by 82.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.86% | ||
| ROE | -0.87% | ||
| ROIC | N/A |
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- FDI's Profit Margin has declined in the last couple of years.
- FDI's Operating Margin has improved in the last couple of years.
- FDI does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- FDI has about the same amout of shares outstanding than it did 1 year ago.
- FDI has about the same amout of shares outstanding than it did 5 years ago.
- There is no outstanding debt for FDI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- FDI has an Altman-Z score of 11.20. This indicates that FDI is financially healthy and has little risk of bankruptcy at the moment.
- FDI has a Altman-Z score of 11.20. This is in the better half of the industry: FDI outperforms 78.57% of its industry peers.
- There is no outstanding debt for FDI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 11.2 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- FDI has a Current Ratio of 0.58. This is a bad value and indicates that FDI is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of FDI (0.58) is comparable to the rest of the industry.
- FDI has a Quick Ratio of 0.58. This is a bad value and indicates that FDI is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of FDI (0.58) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
- FDI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -109.51%.
- FDI shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.22% yearly.
- The Revenue for FDI has decreased by -107.82% in the past year. This is quite bad
- The Revenue has been growing by 12.57% on average over the past years. This is quite good.
EPS 1Y (TTM)-109.51%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-71.82%
Revenue 1Y (TTM)-107.82%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-72.02%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- FDI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of FDI indicates a rather cheap valuation: FDI is cheaper than 82.14% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.95 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- FDI has a Yearly Dividend Yield of 7.32%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.64, FDI has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.81, FDI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.32% |
5.2 History
- FDI has been paying a dividend for at least 10 years, so it has a reliable track record.
- As FDI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years8
5.3 Sustainability
- FDI has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-395.13%
EPS Next 2YN/A
EPS Next 3YN/A
FINDEV INC / FDI.CA FAQ
What is the ChartMill fundamental rating of FINDEV INC (FDI.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to FDI.CA.
Can you provide the valuation status for FINDEV INC?
ChartMill assigns a valuation rating of 2 / 10 to FINDEV INC (FDI.CA). This can be considered as Overvalued.
How profitable is FINDEV INC (FDI.CA) stock?
FINDEV INC (FDI.CA) has a profitability rating of 2 / 10.
How financially healthy is FINDEV INC?
The financial health rating of FINDEV INC (FDI.CA) is 6 / 10.