FINDEV INC (FDI.CA) Stock Fundamental Analysis

TSX-V:FDI • CA31773A1075

0.41 CAD
0 (0%)
Last: Feb 25, 2026, 07:00 PM
Fundamental Rating

3

Overall FDI gets a fundamental rating of 3 out of 10. We evaluated FDI against 30 industry peers in the Financial Services industry. The financial health of FDI is average, but there are quite some concerns on its profitability. FDI does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year FDI has reported negative net income.
  • FDI had a positive operating cash flow in the past year.
  • In the past 5 years FDI has always been profitable.
  • FDI had a positive operating cash flow in each of the past 5 years.
FDI.CA Yearly Net Income VS EBIT VS OCF VS FCFFDI.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M 4M

1.2 Ratios

  • FDI's Return On Assets of -0.86% is on the low side compared to the rest of the industry. FDI is outperformed by 73.33% of its industry peers.
  • With a Return On Equity value of -0.87%, FDI is not doing good in the industry: 73.33% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -0.86%
ROE -0.87%
ROIC N/A
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)N/A
ROIC(5y)N/A
FDI.CA Yearly ROA, ROE, ROICFDI.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 50 100 150 200

1.3 Margins

  • FDI's Profit Margin has declined in the last couple of years.
  • In the last couple of years the Operating Margin of FDI has grown nicely.
  • The Profit Margin and Operating Margin and Gross Margin are not available for FDI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
FDI.CA Yearly Profit, Operating, Gross MarginsFDI.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 50 100 150 200

6

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, FDI has about the same amount of shares outstanding.
  • FDI has about the same amout of shares outstanding than it did 5 years ago.
  • FDI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
FDI.CA Yearly Shares OutstandingFDI.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
FDI.CA Yearly Total Debt VS Total AssetsFDI.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M

2.2 Solvency

  • FDI has an Altman-Z score of 11.20. This indicates that FDI is financially healthy and has little risk of bankruptcy at the moment.
  • FDI has a Altman-Z score of 11.20. This is amongst the best in the industry. FDI outperforms 83.33% of its industry peers.
  • FDI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 11.2
ROIC/WACCN/A
WACCN/A
FDI.CA Yearly LT Debt VS Equity VS FCFFDI.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M 25M

2.3 Liquidity

  • FDI has a Current Ratio of 0.58. This is a bad value and indicates that FDI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.58, FDI is doing worse than 60.00% of the companies in the same industry.
  • A Quick Ratio of 0.58 indicates that FDI may have some problems paying its short term obligations.
  • FDI has a worse Quick ratio (0.58) than 60.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.58
Quick Ratio 0.58
FDI.CA Yearly Current Assets VS Current LiabilitesFDI.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M 2.5M

2

3. Growth

3.1 Past

  • The earnings per share for FDI have decreased strongly by -109.51% in the last year.
  • The Earnings Per Share has been growing by 9.22% on average over the past years. This is quite good.
  • FDI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -107.82%.
  • Measured over the past years, FDI shows a quite strong growth in Revenue. The Revenue has been growing by 12.57% on average per year.
EPS 1Y (TTM)-109.51%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-71.82%
Revenue 1Y (TTM)-107.82%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-72.02%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FDI.CA Yearly Revenue VS EstimatesFDI.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M

1

4. Valuation

4.1 Price/Earnings Ratio

  • FDI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
FDI.CA Price Earnings VS Forward Price EarningsFDI.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of FDI indicates a somewhat cheap valuation: FDI is cheaper than 80.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 12.95
EV/EBITDA N/A
FDI.CA Per share dataFDI.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 0.4 0.6 0.8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

5

5. Dividend

5.1 Amount

  • FDI has a Yearly Dividend Yield of 7.32%, which is a nice return.
  • FDI's Dividend Yield is comparable with the industry average which is at 5.63.
  • Compared to an average S&P500 Dividend Yield of 1.80, FDI pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.32%

5.2 History

  • FDI has been paying a dividend for at least 10 years, so it has a reliable track record.
  • FDI has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)0%
Div Incr Years0
Div Non Decr Years8
FDI.CA Yearly Dividends per shareFDI.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 0 0 0 0

5.3 Sustainability

  • The earnings of FDI are negative and hence is the payout ratio. FDI will probably not be able to sustain this dividend level.
DP-395.13%
EPS Next 2YN/A
EPS Next 3YN/A
FDI.CA Yearly Income VS Free CF VS DividendFDI.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M 4M

FINDEV INC

TSX-V:FDI (2/25/2026, 7:00:00 PM)

0.41

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-07
Earnings (Next)03-30
Inst Owners0.06%
Inst Owner ChangeN/A
Ins Owners2.72%
Ins Owner ChangeN/A
Market Cap11.75M
Revenue(TTM)-290.00K
Net Income(TTM)-217.50K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.32%
Yearly Dividend0.03
Dividend Growth(5Y)0%
DP-395.13%
Div Incr Years0
Div Non Decr Years8
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF 12.95
P/OCF 12.95
P/B 0.47
P/tB 0.47
EV/EBITDA N/A
EPS(TTM)-0.01
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.03
FCFY7.72%
OCF(TTM)0.03
OCFY7.72%
SpS-0.01
BVpS0.87
TBVpS0.87
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.86%
ROE -0.87%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM -312.76%
ROA(3y)7.93%
ROA(5y)11.46%
ROE(3y)8.07%
ROE(5y)11.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)11.36%
ROCE(5y)11.03%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y1.11%
OM growth 5Y2.31%
PM growth 3Y-29.24%
PM growth 5Y-2.99%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover-0.01
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.58
Quick Ratio 0.58
Altman-Z 11.2
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)44.7%
Profit Quality(5y)37.11%
High Growth Momentum
Growth
EPS 1Y (TTM)-109.51%
EPS 3Y-21.67%
EPS 5Y9.22%
EPS Q2Q%-71.82%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-107.82%
Revenue growth 3Y10.71%
Revenue growth 5Y12.57%
Sales Q2Q%-72.02%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-115.77%
EBIT growth 3Y11.94%
EBIT growth 5Y15.18%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.07%
FCF growth 3Y1.03%
FCF growth 5Y-2.92%
OCF growth 1Y2.07%
OCF growth 3Y1.03%
OCF growth 5Y-2.92%

FINDEV INC / FDI.CA FAQ

What is the ChartMill fundamental rating of FINDEV INC (FDI.CA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to FDI.CA.


Can you provide the valuation status for FINDEV INC?

ChartMill assigns a valuation rating of 1 / 10 to FINDEV INC (FDI.CA). This can be considered as Overvalued.


How profitable is FINDEV INC (FDI.CA) stock?

FINDEV INC (FDI.CA) has a profitability rating of 2 / 10.


How financially healthy is FINDEV INC?

The financial health rating of FINDEV INC (FDI.CA) is 6 / 10.