EXOR NV (EXO.AS) Stock Fundamental Analysis
AMS:EXO - Euronext Amsterdam - NL0012059018 - Common Stock - Currency: EUR
EXO gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 47 industry peers in the Financial Services industry. EXO has an excellent profitability rating, but there are some minor concerns on its financial health. EXO is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year EXO was profitable.
EXO had a positive operating cash flow in the past year.
EXO had positive earnings in 4 of the past 5 years.
In the past 5 years EXO always reported a positive cash flow from operatings.
1.2 Ratios
EXO has a Return On Assets of 34.55%. This is amongst the best in the industry. EXO outperforms 100.00% of its industry peers.
EXO has a Return On Equity of 38.39%. This is amongst the best in the industry. EXO outperforms 91.49% of its industry peers.
Looking at the Return On Invested Capital, with a value of 26.91%, EXO belongs to the top of the industry, outperforming 95.74% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for EXO is above the industry average of 10.00%.
The last Return On Invested Capital (26.91%) for EXO is above the 3 year average (13.67%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 34.55% | ||
| ROE | 38.39% | ||
| ROIC | 26.91% |
ROA(3y)14.68%
ROA(5y)9.18%
ROE(3y)25.64%
ROE(5y)17.39%
ROIC(3y)13.67%
ROIC(5y)9.18%
1.3 Margins
The Profit Margin of EXO (95.30%) is better than 97.87% of its industry peers.
EXO's Profit Margin has improved in the last couple of years.
EXO has a better Operating Margin (96.43%) than 100.00% of its industry peers.
EXO's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 100.00%, EXO belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Gross Margin of EXO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 96.43% | ||
| PM (TTM) | 95.3% | ||
| GM | 100% |
OM growth 3Y119.43%
OM growth 5Y70.93%
PM growth 3Y165.23%
PM growth 5Y113.99%
GM growth 3Y61.62%
GM growth 5Y43.9%
2. Health
2.1 Basic Checks
EXO has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for EXO has been reduced compared to 1 year ago.
Compared to 5 years ago, EXO has less shares outstanding
Compared to 1 year ago, EXO has an improved debt to assets ratio.
2.2 Solvency
EXO has an Altman-Z score of 5.44. This indicates that EXO is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.44, EXO belongs to the top of the industry, outperforming 82.98% of the companies in the same industry.
The Debt to FCF ratio of EXO is 87.02, which is on the high side as it means it would take EXO, 87.02 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 87.02, EXO is not doing good in the industry: 74.47% of the companies in the same industry are doing better.
EXO has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
EXO has a better Debt to Equity ratio (0.08) than 76.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 87.02 | ||
| Altman-Z | 5.44 |
ROIC/WACC5.57
WACC4.83%
2.3 Liquidity
EXO has a Current Ratio of 0.19. This is a bad value and indicates that EXO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.19, EXO is not doing good in the industry: 76.60% of the companies in the same industry are doing better.
EXO has a Quick Ratio of 0.19. This is a bad value and indicates that EXO is not financially healthy enough and could expect problems in meeting its short term obligations.
EXO has a Quick ratio of 0.19. This is in the lower half of the industry: EXO underperforms 76.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
EXO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 262.89%, which is quite impressive.
Measured over the past years, EXO shows a very strong growth in Earnings Per Share. The EPS has been growing by 38.47% on average per year.
The Revenue for EXO has decreased by -65.59% in the past year. This is quite bad
Measured over the past years, EXO shows a very negative growth in Revenue. The Revenue has been decreasing by -36.03% on average per year.
EPS 1Y (TTM)262.89%
EPS 3Y104.89%
EPS 5Y38.47%
EPS Q2Q%-101.27%
Revenue 1Y (TTM)-65.59%
Revenue growth 3Y-22.92%
Revenue growth 5Y-36.03%
Sales Q2Q%-98.91%
3.2 Future
The Earnings Per Share is expected to decrease by -49.89% on average over the next years. This is quite bad
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-77.23%
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
EPS Next 5YN/A
Revenue Next Year6.69%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.35, the valuation of EXO can be described as very cheap.
EXO's Price/Earnings ratio is rather cheap when compared to the industry. EXO is cheaper than 95.74% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.91, EXO is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 11.58, the valuation of EXO can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EXO indicates a somewhat cheap valuation: EXO is cheaper than 65.96% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 37.11. EXO is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.35 | ||
| Fwd PE | 11.58 |
4.2 Price Multiples
93.62% of the companies in the same industry are more expensive than EXO, based on the Enterprise Value to EBITDA ratio.
EXO's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. EXO is more expensive than 74.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 398.76 | ||
| EV/EBITDA | 1.54 |
4.3 Compensation for Growth
The excellent profitability rating of EXO may justify a higher PE ratio.
EXO's earnings are expected to decrease with -49.89% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
5. Dividend
5.1 Amount
EXO has a yearly dividend return of 0.54%, which is pretty low.
Compared to an average industry Dividend Yield of 3.69, EXO has a dividend in line with its industry peers.
With a Dividend Yield of 0.54, EXO pays less dividend than the S&P500 average, which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.54% |
5.2 History
The dividend of EXO decreases each year by -47.20%.
Dividend Growth(5Y)-47.2%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
EXO pays out 0.67% of its income as dividend. This is a sustainable payout ratio.
The Dividend Rate of EXO has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP0.67%
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
AMS:EXO (7/30/2025, 5:29:51 PM)
90.2
-1 (-1.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners26.77%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap18.74B
Analysts85
Price Target118.61 (31.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.54% |
Yearly Dividend0.46
Dividend Growth(5Y)-47.2%
DP0.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.45%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.35 | ||
| Fwd PE | 11.58 | ||
| P/S | 1.22 | ||
| P/FCF | 398.76 | ||
| P/OCF | 398.76 | ||
| P/B | 0.49 | ||
| P/tB | 0.49 | ||
| EV/EBITDA | 1.54 |
EPS(TTM)66.88
EY74.15%
EPS(NY)7.79
Fwd EY8.63%
FCF(TTM)0.23
FCFY0.25%
OCF(TTM)0.23
OCFY0.25%
SpS74.09
BVpS183.91
TBVpS183.91
PEG (NY)N/A
PEG (5Y)0.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 34.55% | ||
| ROE | 38.39% | ||
| ROCE | 35.89% | ||
| ROIC | 26.91% | ||
| ROICexc | 27.01% | ||
| ROICexgc | 27.03% | ||
| OM | 96.43% | ||
| PM (TTM) | 95.3% | ||
| GM | 100% | ||
| FCFM | 0.31% |
ROA(3y)14.68%
ROA(5y)9.18%
ROE(3y)25.64%
ROE(5y)17.39%
ROIC(3y)13.67%
ROIC(5y)9.18%
ROICexc(3y)14.71%
ROICexc(5y)10.09%
ROICexgc(3y)16.03%
ROICexgc(5y)11.47%
ROCE(3y)18.23%
ROCE(5y)12.24%
ROICexcg growth 3Y82.33%
ROICexcg growth 5Y13.41%
ROICexc growth 3Y91.95%
ROICexc growth 5Y26.23%
OM growth 3Y119.43%
OM growth 5Y70.93%
PM growth 3Y165.23%
PM growth 5Y113.99%
GM growth 3Y61.62%
GM growth 5Y43.9%
F-Score6
Asset Turnover0.36
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 87.02 | ||
| Debt/EBITDA | 0.2 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 170.63 | ||
| Cash Conversion | 0.32% | ||
| Profit Quality | 0.32% | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 5.44 |
F-Score6
WACC4.83%
ROIC/WACC5.57
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)46.89%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)262.89%
EPS 3Y104.89%
EPS 5Y38.47%
EPS Q2Q%-101.27%
EPS Next Y-77.23%
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
EPS Next 5YN/A
Revenue 1Y (TTM)-65.59%
Revenue growth 3Y-22.92%
Revenue growth 5Y-36.03%
Sales Q2Q%-98.91%
Revenue Next Year6.69%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y139.47%
EBIT growth 3Y69.13%
EBIT growth 5Y9.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-98.63%
FCF growth 3Y-69.35%
FCF growth 5Y-53.45%
OCF growth 1Y-99.25%
OCF growth 3Y-76.44%
OCF growth 5Y-67.23%