EXPERT.AI SPA (EXAI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:EXAI - IT0004496029 - Common Stock
1.79 EUR
0 (0%)
EXAI gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 119 industry peers in the Software industry. Both the profitability and financial health of EXAI have multiple concerns. EXAI is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- EXAI had negative earnings in the past year.
- In the past year EXAI has reported a negative cash flow from operations.
- In the past 5 years EXAI always reported negative net income.
- The reported operating cash flow has been mixed in the past 5 years: EXAI reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of -20.72%, EXAI is doing worse than 86.55% of the companies in the same industry.
- EXAI has a worse Return On Equity (-55.60%) than 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -20.72% | ||
| ROE | -55.6% | ||
| ROIC | N/A |
ROA(3y)-17.14%
ROA(5y)-11.81%
ROE(3y)-30.65%
ROE(5y)-21.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- EXAI has a Gross Margin of 82.85%. This is in the better half of the industry: EXAI outperforms 73.95% of its industry peers.
- EXAI's Gross Margin has been stable in the last couple of years.
- The Profit Margin and Operating Margin are not available for EXAI so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 82.85% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.1%
GM growth 5Y1.01%
2. Health
2.1 Basic Checks
- EXAI does not have a ROIC to compare to the WACC, probably because it is not profitable.
- EXAI has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for EXAI has been increased compared to 5 years ago.
- EXAI has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.41, we must say that EXAI is in the distress zone and has some risk of bankruptcy.
- EXAI's Altman-Z score of 1.41 is on the low side compared to the rest of the industry. EXAI is outperformed by 68.07% of its industry peers.
- EXAI has a Debt/Equity ratio of 0.52. This is a neutral value indicating EXAI is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.52, EXAI is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.52 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.41 |
ROIC/WACCN/A
WACC8.79%
2.3 Liquidity
- EXAI has a Current Ratio of 1.77. This is a normal value and indicates that EXAI is financially healthy and should not expect problems in meeting its short term obligations.
- EXAI's Current ratio of 1.77 is fine compared to the rest of the industry. EXAI outperforms 63.87% of its industry peers.
- EXAI has a Quick Ratio of 1.77. This is a normal value and indicates that EXAI is financially healthy and should not expect problems in meeting its short term obligations.
- With a decent Quick ratio value of 1.77, EXAI is doing good in the industry, outperforming 67.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.77 | ||
| Quick Ratio | 1.77 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 56.15% over the past year.
- Looking at the last year, EXAI shows a quite strong growth in Revenue. The Revenue has grown by 11.83% in the last year.
- EXAI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -9.05% yearly.
EPS 1Y (TTM)56.15%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.83%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y-3.77%
Revenue growth 5Y-9.05%
Sales Q2Q%30.88%
3.2 Future
- The Earnings Per Share is expected to grow by 33.21% on average over the next years. This is a very strong growth
- EXAI is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 21.03% yearly.
EPS Next Y90.91%
EPS Next 2Y44.6%
EPS Next 3Y33.21%
EPS Next 5YN/A
Revenue Next Year39.19%
Revenue Next 2Y26.95%
Revenue Next 3Y21.03%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for EXAI. In the last year negative earnings were reported.
- With a Price/Forward Earnings ratio of 175.49, EXAI can be considered very expensive at the moment.
- Based on the Price/Forward Earnings ratio, EXAI is valued a bit more expensive than 68.07% of the companies in the same industry.
- EXAI is valuated expensively when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 175.49 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as EXAI.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 40.52 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates EXAI does not grow enough to justify the current Price/Earnings ratio.
- EXAI's earnings are expected to grow with 33.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y44.6%
EPS Next 3Y33.21%
5. Dividend
5.1 Amount
- EXAI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BIT:EXAI (1/21/2026, 7:00:00 PM)
1.79
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)09-30 2025-09-30
Earnings (Next)N/A N/A
Inst Owners3.28%
Inst Owner ChangeN/A
Ins Owners8.64%
Ins Owner ChangeN/A
Market Cap202.43M
Revenue(TTM)23.00M
Net Income(TTM)-13.96M
Analysts42.22
Price Target1.43 (-20.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-133.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 175.49 | ||
| P/S | 8.8 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 8.06 | ||
| P/tB | 26.38 | ||
| EV/EBITDA | 40.52 |
EPS(TTM)-0.14
EYN/A
EPS(NY)0.01
Fwd EY0.57%
FCF(TTM)-0.11
FCFYN/A
OCF(TTM)-0.04
OCFYN/A
SpS0.2
BVpS0.22
TBVpS0.07
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -20.72% | ||
| ROE | -55.6% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 82.85% | ||
| FCFM | N/A |
ROA(3y)-17.14%
ROA(5y)-11.81%
ROE(3y)-30.65%
ROE(5y)-21.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.1%
GM growth 5Y1.01%
F-Score4
Asset Turnover0.34
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.52 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.58 | ||
| Cap/Depr | 89.47% | ||
| Cap/Sales | 32.82% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.77 | ||
| Quick Ratio | 1.77 | ||
| Altman-Z | 1.41 |
F-Score4
WACC8.79%
ROIC/WACCN/A
Cap/Depr(3y)100.55%
Cap/Depr(5y)114.56%
Cap/Sales(3y)34.83%
Cap/Sales(5y)34.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)56.15%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.83%
EPS Next Y90.91%
EPS Next 2Y44.6%
EPS Next 3Y33.21%
EPS Next 5YN/A
Revenue 1Y (TTM)11.83%
Revenue growth 3Y-3.77%
Revenue growth 5Y-9.05%
Sales Q2Q%30.88%
Revenue Next Year39.19%
Revenue Next 2Y26.95%
Revenue Next 3Y21.03%
Revenue Next 5YN/A
EBIT growth 1Y-441.5%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year258.97%
EBIT Next 3Y70.12%
EBIT Next 5Y66.89%
FCF growth 1Y-217.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-235.78%
OCF growth 3YN/A
OCF growth 5YN/A
EXPERT.AI SPA / EXAI.MI FAQ
What is the fundamental rating for EXAI stock?
ChartMill assigns a fundamental rating of 2 / 10 to EXAI.MI.
What is the valuation status of EXPERT.AI SPA (EXAI.MI) stock?
ChartMill assigns a valuation rating of 1 / 10 to EXPERT.AI SPA (EXAI.MI). This can be considered as Overvalued.
Can you provide the profitability details for EXPERT.AI SPA?
EXPERT.AI SPA (EXAI.MI) has a profitability rating of 1 / 10.
Is the dividend of EXPERT.AI SPA sustainable?
The dividend rating of EXPERT.AI SPA (EXAI.MI) is 0 / 10 and the dividend payout ratio is 0%.