EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
NASDAQ:EVER - Nasdaq - US30041R1086 - Common Stock - Currency: USD
Taking everything into account, EVER scores 6 out of 10 in our fundamental rating. EVER was compared to 71 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year EVER was profitable.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 15.28%, EVER belongs to the top of the industry, outperforming 91.55% of the companies in the same industry.
The Return On Equity of EVER (23.76%) is better than 92.96% of its industry peers.
EVER's Return On Invested Capital of 18.19% is amongst the best of the industry. EVER outperforms 90.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.28% | ||
| ROE | 23.76% | ||
| ROIC | 18.19% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
EVER's Profit Margin of 6.43% is fine compared to the rest of the industry. EVER outperforms 77.46% of its industry peers.
EVER's Operating Margin of 6.35% is fine compared to the rest of the industry. EVER outperforms 66.20% of its industry peers.
EVER has a Gross Margin of 95.82%. This is amongst the best in the industry. EVER outperforms 98.59% of its industry peers.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.35% | ||
| PM (TTM) | 6.43% | ||
| GM | 95.82% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
EVER has more shares outstanding than it did 1 year ago.
EVER has more shares outstanding than it did 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 9.06 indicates that EVER is not in any danger for bankruptcy at the moment.
EVER has a Altman-Z score of 9.06. This is amongst the best in the industry. EVER outperforms 88.73% of its industry peers.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 9.06 |
ROIC/WACC2
WACC9.11%
2.3 Liquidity
A Current Ratio of 2.36 indicates that EVER has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.36, EVER is in line with its industry, outperforming 57.75% of the companies in the same industry.
EVER has a Quick Ratio of 2.36. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
EVER has a Quick ratio (2.36) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.36 | ||
| Quick Ratio | 2.36 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 179.07% over the past year.
Looking at the last year, EVER shows a very strong growth in Revenue. The Revenue has grown by 73.72%.
EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)179.07%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%320%
Revenue 1Y (TTM)73.72%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%82.98%
3.2 Future
Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 32.92% on average per year.
EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.92% yearly.
EPS Next Y44.19%
EPS Next 2Y34.58%
EPS Next 3Y32.92%
EPS Next 5YN/A
Revenue Next Year32.72%
Revenue Next 2Y21.55%
Revenue Next 3Y18.12%
Revenue Next 5Y11.92%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 23.19, the valuation of EVER can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 60.56% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.60. EVER is around the same levels.
Based on the Price/Forward Earnings ratio of 15.18, the valuation of EVER can be described as correct.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 66.20% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.43. EVER is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.19 | ||
| Fwd PE | 15.18 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 61.97% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 67.61% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.69 | ||
| EV/EBITDA | 20.12 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 32.92% in the coming years.
PEG (NY)0.52
PEG (5Y)N/A
EPS Next 2Y34.58%
EPS Next 3Y32.92%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
23.65
-0.34 (-1.42%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.59%
Inst Owner Change1.03%
Ins Owners3.98%
Ins Owner Change1.41%
Market Cap855.18M
Analysts80
Price Target35.7 (50.95%)
Short Float %6.46%
Short Ratio2.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)52.38%
Min EPS beat(2)39.2%
Max EPS beat(2)65.55%
EPS beat(4)4
Avg EPS beat(4)169.48%
Min EPS beat(4)39.2%
Max EPS beat(4)407.2%
EPS beat(8)7
Avg EPS beat(8)97.65%
EPS beat(12)11
Avg EPS beat(12)78.08%
EPS beat(16)14
Avg EPS beat(16)60.26%
Revenue beat(2)2
Avg Revenue beat(2)4.49%
Min Revenue beat(2)0.96%
Max Revenue beat(2)8.02%
Revenue beat(4)4
Avg Revenue beat(4)7.96%
Min Revenue beat(4)0.96%
Max Revenue beat(4)11.7%
Revenue beat(8)7
Avg Revenue beat(8)5.17%
Revenue beat(12)10
Avg Revenue beat(12)4.82%
Revenue beat(16)13
Avg Revenue beat(16)3.68%
PT rev (1m)5.34%
PT rev (3m)12.08%
EPS NQ rev (1m)0%
EPS NQ rev (3m)141.6%
EPS NY rev (1m)1.31%
EPS NY rev (3m)49.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)15.54%
Revenue NY rev (1m)3.26%
Revenue NY rev (3m)11.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.19 | ||
| Fwd PE | 15.18 | ||
| P/S | 1.71 | ||
| P/FCF | 13.69 | ||
| P/OCF | 12.85 | ||
| P/B | 6.32 | ||
| P/tB | 7.73 | ||
| EV/EBITDA | 20.12 |
EPS(TTM)1.02
EY4.31%
EPS(NY)1.56
Fwd EY6.59%
FCF(TTM)1.73
FCFY7.3%
OCF(TTM)1.84
OCFY7.78%
SpS13.83
BVpS3.74
TBVpS3.06
PEG (NY)0.52
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.28% | ||
| ROE | 23.76% | ||
| ROCE | 23.03% | ||
| ROIC | 18.19% | ||
| ROICexc | 70.13% | ||
| ROICexgc | 227.78% | ||
| OM | 6.35% | ||
| PM (TTM) | 6.43% | ||
| GM | 95.82% | ||
| FCFM | 12.49% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score7
Asset Turnover2.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 72.53% | ||
| Cap/Sales | 0.82% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 177.88% | ||
| Profit Quality | 194.14% | ||
| Current Ratio | 2.36 | ||
| Quick Ratio | 2.36 | ||
| Altman-Z | 9.06 |
F-Score7
WACC9.11%
ROIC/WACC2
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)179.07%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%320%
EPS Next Y44.19%
EPS Next 2Y34.58%
EPS Next 3Y32.92%
EPS Next 5YN/A
Revenue 1Y (TTM)73.72%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%82.98%
Revenue Next Year32.72%
Revenue Next 2Y21.55%
Revenue Next 3Y18.12%
Revenue Next 5Y11.92%
EBIT growth 1Y211.47%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year186.1%
EBIT Next 3Y57.3%
EBIT Next 5Y33.04%
FCF growth 1Y1036.59%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y2453.82%
OCF growth 3Y109.98%
OCF growth 5Y72.09%