EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
USA - NASDAQ:EVER - US30041R1086 - Common Stock
22.26 USD
-0.61 (-2.67%)
EVER gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 69 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year EVER was profitable.
In the past year EVER had a positive cash flow from operations.
In the past 5 years EVER reported 4 times negative net income.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 19.28%, EVER belongs to the best of the industry, outperforming 91.30% of the companies in the same industry.
The Return On Equity of EVER (27.34%) is better than 92.75% of its industry peers.
EVER's Return On Invested Capital of 24.81% is amongst the best of the industry. EVER outperforms 91.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROIC | 24.81% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of EVER (7.57%) is better than 72.46% of its industry peers.
The Operating Margin of EVER (8.79%) is better than 72.46% of its industry peers.
EVER has a better Gross Margin (96.57%) than 98.55% of its industry peers.
EVER's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
EVER has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, EVER has more shares outstanding
EVER has more shares outstanding than it did 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 10.11 indicates that EVER is not in any danger for bankruptcy at the moment.
EVER has a better Altman-Z score (10.11) than 86.96% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.11 |
ROIC/WACC2.63
WACC9.45%
2.3 Liquidity
A Current Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
EVER has a Current ratio of 3.03. This is in the better half of the industry: EVER outperforms 72.46% of its industry peers.
A Quick Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
With a decent Quick ratio value of 3.03, EVER is doing good in the industry, outperforming 72.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 247.62% over the past year.
The Revenue has grown by 92.92% in the past year. This is a very strong growth!
Measured over the past years, EVER shows a quite strong growth in Revenue. The Revenue has been growing by 14.99% on average per year.
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
3.2 Future
EVER is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.08% yearly.
The Revenue is expected to grow by 13.01% on average over the next years. This is quite good.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 17.95, which indicates a rather expensive current valuation of EVER.
Based on the Price/Earnings ratio, EVER is valued a bit cheaper than 65.22% of the companies in the same industry.
EVER's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.76.
A Price/Forward Earnings ratio of 13.75 indicates a correct valuation of EVER.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 71.01% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.18. EVER is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.95 | ||
| Fwd PE | 13.75 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than the industry average as 71.01% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, EVER is valued cheaper than 85.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.33 | ||
| EV/EBITDA | 11.56 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 29.08% in the coming years.
PEG (NY)0.32
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:EVER (10/1/2025, 1:57:50 PM)
22.26
-0.61 (-2.67%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change3.17%
Ins Owners2.99%
Ins Owner Change-10.26%
Market Cap812.71M
Analysts80
Price Target35.7 (60.38%)
Short Float %4.74%
Short Ratio2.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.71%
Min EPS beat(2)-37.34%
Max EPS beat(2)7.92%
EPS beat(4)3
Avg EPS beat(4)18.83%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)6
Avg EPS beat(8)85.28%
EPS beat(12)10
Avg EPS beat(12)67.48%
EPS beat(16)13
Avg EPS beat(16)56.34%
Revenue beat(2)1
Avg Revenue beat(2)0.57%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)3.45%
Revenue beat(4)3
Avg Revenue beat(4)2.53%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.71%
Revenue beat(12)9
Avg Revenue beat(12)3.93%
Revenue beat(16)12
Avg Revenue beat(16)3.68%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)14.42%
EPS NY rev (1m)1.86%
EPS NY rev (3m)10.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.95 | ||
| Fwd PE | 13.75 | ||
| P/S | 1.32 | ||
| P/FCF | 9.33 | ||
| P/OCF | 8.82 | ||
| P/B | 4.77 | ||
| P/tB | 5.46 | ||
| EV/EBITDA | 11.56 |
EPS(TTM)1.24
EY5.57%
EPS(NY)1.62
Fwd EY7.27%
FCF(TTM)2.39
FCFY10.71%
OCF(TTM)2.52
OCFY11.34%
SpS16.85
BVpS4.66
TBVpS4.07
PEG (NY)0.32
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROCE | 31.41% | ||
| ROIC | 24.81% | ||
| ROICexc | 177.76% | ||
| ROICexgc | 1683.65% | ||
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% | ||
| FCFM | 14.15% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 95.8% | ||
| Cap/Sales | 0.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 155.16% | ||
| Profit Quality | 187.07% | ||
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 | ||
| Altman-Z | 10.11 |
F-Score8
WACC9.45%
ROIC/WACC2.63
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y749.89%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y36.85%
FCF growth 1Y919.2%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1560.68%
OCF growth 3Y109.98%
OCF growth 5Y72.09%