EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
NASDAQ:EVER - Nasdaq - US30041R1086 - Common Stock - Currency: USD
Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 70 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year EVER was profitable.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in 4 of the past 5 years.
In multiple years EVER reported negative operating cash flow during the last 5 years.
1.2 Ratios
EVER has a better Return On Assets (16.55%) than 91.43% of its industry peers.
EVER has a better Return On Equity (25.59%) than 92.86% of its industry peers.
The Return On Invested Capital of EVER (24.01%) is better than 92.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.55% | ||
| ROE | 25.59% | ||
| ROIC | 24.01% |
ROA(3y)-15.46%
ROA(5y)-13.71%
ROE(3y)-20.65%
ROE(5y)-20.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
EVER's Profit Margin of 6.66% is fine compared to the rest of the industry. EVER outperforms 75.71% of its industry peers.
Looking at the Operating Margin, with a value of 8.02%, EVER is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
EVER's Gross Margin of 96.31% is amongst the best of the industry. EVER outperforms 98.57% of its industry peers.
EVER's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.02% | ||
| PM (TTM) | 6.66% | ||
| GM | 96.31% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
The number of shares outstanding for EVER has been increased compared to 1 year ago.
The number of shares outstanding for EVER has been increased compared to 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 9.03 indicates that EVER is not in any danger for bankruptcy at the moment.
The Altman-Z score of EVER (9.03) is better than 84.29% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 9.03 |
ROIC/WACC2.5
WACC9.59%
2.3 Liquidity
A Current Ratio of 2.42 indicates that EVER has no problem at all paying its short term obligations.
EVER has a Current ratio (2.42) which is in line with its industry peers.
A Quick Ratio of 2.42 indicates that EVER has no problem at all paying its short term obligations.
The Quick ratio of EVER (2.42) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.42 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 179.07%, which is quite impressive.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 113.56%.
EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)179.07%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%320%
Revenue 1Y (TTM)113.56%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%82.98%
3.2 Future
EVER is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 27.48% yearly.
EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.96% yearly.
EPS Next Y41.65%
EPS Next 2Y32.17%
EPS Next 3Y27.48%
EPS Next 5YN/A
Revenue Next Year33.13%
Revenue Next 2Y21.61%
Revenue Next 3Y18.12%
Revenue Next 5Y12.96%
3.3 Evolution
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 23.82, which indicates a rather expensive current valuation of EVER.
The rest of the industry has a similar Price/Earnings ratio as EVER.
The average S&P500 Price/Earnings ratio is at 27.91. EVER is around the same levels.
EVER is valuated correctly with a Price/Forward Earnings ratio of 16.17.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 71.43% of the companies in the same industry.
EVER is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.11, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.82 | ||
| Fwd PE | 16.17 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 65.71% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, EVER is valued cheaply inside the industry as 81.43% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.63 | ||
| EV/EBITDA | 16.94 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EVER's earnings are expected to grow with 27.48% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.57
PEG (5Y)N/A
EPS Next 2Y32.17%
EPS Next 3Y27.48%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:EVER (7/30/2025, 3:48:33 PM)
24.295
+0.03 (+0.1%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners81.13%
Inst Owner Change2.11%
Ins Owners3.23%
Ins Owner Change1.6%
Market Cap878.51M
Analysts80
Price Target35.7 (46.94%)
Short Float %5.51%
Short Ratio3.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)14.1%
Min EPS beat(2)-37.34%
Max EPS beat(2)65.55%
EPS beat(4)3
Avg EPS beat(4)118.65%
Min EPS beat(4)-37.34%
Max EPS beat(4)407.2%
EPS beat(8)6
Avg EPS beat(8)85.93%
EPS beat(12)10
Avg EPS beat(12)72.81%
EPS beat(16)13
Avg EPS beat(16)57.81%
Revenue beat(2)2
Avg Revenue beat(2)5.73%
Min Revenue beat(2)3.45%
Max Revenue beat(2)8.02%
Revenue beat(4)4
Avg Revenue beat(4)6.03%
Min Revenue beat(4)0.96%
Max Revenue beat(4)11.7%
Revenue beat(8)7
Avg Revenue beat(8)5.11%
Revenue beat(12)10
Avg Revenue beat(12)4.57%
Revenue beat(16)13
Avg Revenue beat(16)3.87%
PT rev (1m)0%
PT rev (3m)0.57%
EPS NQ rev (1m)0%
EPS NQ rev (3m)23.39%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.48%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.82 | ||
| Fwd PE | 16.17 | ||
| P/S | 1.52 | ||
| P/FCF | 11.63 | ||
| P/OCF | 10.98 | ||
| P/B | 5.9 | ||
| P/tB | 7.08 | ||
| EV/EBITDA | 16.94 |
EPS(TTM)1.02
EY4.2%
EPS(NY)1.5
Fwd EY6.18%
FCF(TTM)2.09
FCFY8.6%
OCF(TTM)2.21
OCFY9.11%
SpS15.93
BVpS4.12
TBVpS3.43
PEG (NY)0.57
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.55% | ||
| ROE | 25.59% | ||
| ROCE | 30.39% | ||
| ROIC | 24.01% | ||
| ROICexc | 24.01% | ||
| ROICexgc | 28.73% | ||
| OM | 8.02% | ||
| PM (TTM) | 6.66% | ||
| GM | 96.31% | ||
| FCFM | 13.11% |
ROA(3y)-15.46%
ROA(5y)-13.71%
ROE(3y)-20.65%
ROE(5y)-20.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 79.4% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 154.38% | ||
| Profit Quality | 196.74% | ||
| Current Ratio | 2.42 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 9.03 |
F-Score8
WACC9.59%
ROIC/WACC2.5
Cap/Depr(3y)69.25%
Cap/Depr(5y)75.64%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)179.07%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%320%
EPS Next Y41.65%
EPS Next 2Y32.17%
EPS Next 3Y27.48%
EPS Next 5YN/A
Revenue 1Y (TTM)113.56%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%82.98%
Revenue Next Year33.13%
Revenue Next 2Y21.61%
Revenue Next 3Y18.12%
Revenue Next 5Y12.96%
EBIT growth 1Y290.77%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year210.3%
EBIT Next 3Y60.88%
EBIT Next 5Y35.77%
FCF growth 1Y524.33%
FCF growth 3Y143.99%
FCF growth 5Y113.13%
OCF growth 1Y706.98%
OCF growth 3Y110.43%
OCF growth 5Y72.32%