EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
NASDAQ:EVER - US30041R1086 - Common Stock
24.31 USD
+0.68 (+2.88%)
24 USD
-0.31 (-1.28%)
Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 69 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
EVER had a positive operating cash flow in the past year.
In the past 5 years EVER reported 4 times negative net income.
In multiple years EVER reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of EVER (19.28%) is better than 91.30% of its industry peers.
EVER has a Return On Equity of 27.34%. This is amongst the best in the industry. EVER outperforms 92.75% of its industry peers.
The Return On Invested Capital of EVER (24.81%) is better than 91.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROIC | 24.81% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of EVER (7.57%) is better than 72.46% of its industry peers.
With a decent Operating Margin value of 8.79%, EVER is doing good in the industry, outperforming 72.46% of the companies in the same industry.
Looking at the Gross Margin, with a value of 96.57%, EVER belongs to the top of the industry, outperforming 98.55% of the companies in the same industry.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
EVER has more shares outstanding than it did 1 year ago.
The number of shares outstanding for EVER has been increased compared to 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
EVER has an Altman-Z score of 10.55. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
EVER's Altman-Z score of 10.55 is amongst the best of the industry. EVER outperforms 86.96% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.55 |
ROIC/WACC2.71
WACC9.17%
2.3 Liquidity
EVER has a Current Ratio of 3.03. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 3.03, EVER is in the better half of the industry, outperforming 72.46% of the companies in the same industry.
A Quick Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
The Quick ratio of EVER (3.03) is better than 72.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 247.62%, which is quite impressive.
The Revenue has grown by 92.92% in the past year. This is a very strong growth!
The Revenue has been growing by 14.99% on average over the past years. This is quite good.
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
3.2 Future
EVER is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.08% yearly.
EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.01% yearly.
EPS Next Y53.85%
EPS Next 2Y36.95%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 19.60, the valuation of EVER can be described as rather expensive.
Based on the Price/Earnings ratio, EVER is valued a bit cheaper than the industry average as 65.22% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (27.07), we can say EVER is valued slightly cheaper.
A Price/Forward Earnings ratio of 15.07 indicates a correct valuation of EVER.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 66.67% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.59, EVER is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.6 | ||
| Fwd PE | 15.07 |
4.2 Price Multiples
EVER's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. EVER is cheaper than 72.46% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, EVER is valued cheaply inside the industry as 84.06% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.19 | ||
| EV/EBITDA | 12.45 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 29.08% in the coming years.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y36.95%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
24.31
+0.68 (+2.88%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners83.46%
Inst Owner Change3.17%
Ins Owners3.09%
Ins Owner Change-12.01%
Market Cap887.56M
Analysts80
Price Target35.7 (46.85%)
Short Float %4.19%
Short Ratio2.65
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.71%
Min EPS beat(2)-37.34%
Max EPS beat(2)7.92%
EPS beat(4)3
Avg EPS beat(4)18.83%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)6
Avg EPS beat(8)85.28%
EPS beat(12)10
Avg EPS beat(12)67.48%
EPS beat(16)13
Avg EPS beat(16)56.34%
Revenue beat(2)1
Avg Revenue beat(2)0.57%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)3.45%
Revenue beat(4)3
Avg Revenue beat(4)2.53%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.71%
Revenue beat(12)9
Avg Revenue beat(12)3.93%
Revenue beat(16)12
Avg Revenue beat(16)3.68%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)14.42%
EPS NQ rev (3m)22.08%
EPS NY rev (1m)8.61%
EPS NY rev (3m)6.7%
Revenue NQ rev (1m)0.7%
Revenue NQ rev (3m)2.52%
Revenue NY rev (1m)0.15%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.6 | ||
| Fwd PE | 15.07 | ||
| P/S | 1.44 | ||
| P/FCF | 10.19 | ||
| P/OCF | 9.63 | ||
| P/B | 5.21 | ||
| P/tB | 5.97 | ||
| EV/EBITDA | 12.45 |
EPS(TTM)1.24
EY5.1%
EPS(NY)1.61
Fwd EY6.64%
FCF(TTM)2.39
FCFY9.81%
OCF(TTM)2.52
OCFY10.38%
SpS16.85
BVpS4.66
TBVpS4.07
PEG (NY)0.36
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROCE | 31.41% | ||
| ROIC | 24.81% | ||
| ROICexc | 177.76% | ||
| ROICexgc | 1683.65% | ||
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% | ||
| FCFM | 14.15% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 95.8% | ||
| Cap/Sales | 0.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 155.16% | ||
| Profit Quality | 187.07% | ||
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 | ||
| Altman-Z | 10.55 |
F-Score8
WACC9.17%
ROIC/WACC2.71
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
EPS Next Y53.85%
EPS Next 2Y36.95%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y749.89%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year221.75%
EBIT Next 3Y62.5%
EBIT Next 5Y36.85%
FCF growth 1Y919.2%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1560.68%
OCF growth 3Y109.98%
OCF growth 5Y72.09%