EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
USA - NASDAQ:EVER - US30041R1086 - Common Stock
20.39 USD
+0.39 (+1.95%)
20.39 USD
0 (0%)
EVER gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
EVER had a positive operating cash flow in the past year.
EVER had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
EVER has a better Return On Assets (19.28%) than 90.00% of its industry peers.
With an excellent Return On Equity value of 27.34%, EVER belongs to the best of the industry, outperforming 92.86% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 24.81%, EVER belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROIC | 24.81% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
EVER's Profit Margin of 7.57% is fine compared to the rest of the industry. EVER outperforms 71.43% of its industry peers.
EVER has a Operating Margin of 8.79%. This is in the better half of the industry: EVER outperforms 72.86% of its industry peers.
Looking at the Gross Margin, with a value of 96.57%, EVER belongs to the top of the industry, outperforming 98.57% of the companies in the same industry.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
EVER has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, EVER has more shares outstanding
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 9.22 indicates that EVER is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 9.22, EVER belongs to the top of the industry, outperforming 87.14% of the companies in the same industry.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 9.22 |
ROIC/WACC2.42
WACC10.24%
2.3 Liquidity
A Current Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
EVER has a Current ratio of 3.03. This is in the better half of the industry: EVER outperforms 72.86% of its industry peers.
A Quick Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
The Quick ratio of EVER (3.03) is better than 72.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 247.62% over the past year.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 92.92%.
The Revenue has been growing by 14.99% on average over the past years. This is quite good.
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
3.2 Future
Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 29.08% on average per year.
EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.01% yearly.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 16.44, the valuation of EVER can be described as correct.
EVER's Price/Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 70.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (26.91), we can say EVER is valued slightly cheaper.
The Price/Forward Earnings ratio is 12.59, which indicates a correct valuation of EVER.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 71.43% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.92, EVER is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.44 | ||
| Fwd PE | 12.59 |
4.2 Price Multiples
EVER's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. EVER is cheaper than 75.71% of the companies in the same industry.
EVER's Price/Free Cash Flow ratio is rather cheap when compared to the industry. EVER is cheaper than 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.55 | ||
| EV/EBITDA | 9.8 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EVER's earnings are expected to grow with 29.08% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.29
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
20.39
+0.39 (+1.95%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change0%
Ins Owners2.99%
Ins Owner Change-10.28%
Market Cap744.44M
Revenue(TTM)615.25M
Net Income(TTM)46.55M
Analysts78.57
Price Target34.68 (70.08%)
Short Float %4.74%
Short Ratio2.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.71%
Min EPS beat(2)-37.34%
Max EPS beat(2)7.92%
EPS beat(4)3
Avg EPS beat(4)18.83%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)6
Avg EPS beat(8)85.28%
EPS beat(12)10
Avg EPS beat(12)67.48%
EPS beat(16)13
Avg EPS beat(16)56.34%
Revenue beat(2)1
Avg Revenue beat(2)0.57%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)3.45%
Revenue beat(4)3
Avg Revenue beat(4)2.53%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.71%
Revenue beat(12)9
Avg Revenue beat(12)3.93%
Revenue beat(16)12
Avg Revenue beat(16)3.68%
PT rev (1m)-2.86%
PT rev (3m)-2.86%
EPS NQ rev (1m)0%
EPS NQ rev (3m)14.42%
EPS NY rev (1m)1.86%
EPS NY rev (3m)10.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.44 | ||
| Fwd PE | 12.59 | ||
| P/S | 1.21 | ||
| P/FCF | 8.55 | ||
| P/OCF | 8.08 | ||
| P/B | 4.37 | ||
| P/tB | 5 | ||
| EV/EBITDA | 9.8 |
EPS(TTM)1.24
EY6.08%
EPS(NY)1.62
Fwd EY7.94%
FCF(TTM)2.39
FCFY11.7%
OCF(TTM)2.52
OCFY12.38%
SpS16.85
BVpS4.66
TBVpS4.07
PEG (NY)0.29
PEG (5Y)N/A
Graham Number11.41
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROCE | 31.41% | ||
| ROIC | 24.81% | ||
| ROICexc | 177.76% | ||
| ROICexgc | 1683.65% | ||
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% | ||
| FCFM | 14.15% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 95.8% | ||
| Cap/Sales | 0.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 155.16% | ||
| Profit Quality | 187.07% | ||
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 | ||
| Altman-Z | 9.22 |
F-Score8
WACC10.24%
ROIC/WACC2.42
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y749.89%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y36.85%
FCF growth 1Y919.2%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1560.68%
OCF growth 3Y109.98%
OCF growth 5Y72.09%
EVERQUOTE INC - CLASS A / EVER FAQ
Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?
ChartMill assigns a fundamental rating of 6 / 10 to EVER.
What is the valuation status of EVERQUOTE INC - CLASS A (EVER) stock?
ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.
How profitable is EVERQUOTE INC - CLASS A (EVER) stock?
EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.
What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 16.44 and the Price/Book (PB) ratio is 4.37.