EQUITA GROUP SPA (EQUI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:EQUI - IT0005312027 - Common Stock
5.805 EUR
+0.01 (+0.26%)
We assign a fundamental rating of 5 out of 10 to EQUI. EQUI was compared to 121 industry peers in the Capital Markets industry. EQUI scores excellent on profitability, but there are concerns on its financial health. EQUI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
EQUI had positive earnings in the past year.
EQUI had a positive operating cash flow in the past year.
EQUI had positive earnings in each of the past 5 years.
In multiple years EQUI reported negative operating cash flow during the last 5 years.
1.2 Ratios
EQUI has a better Return On Assets (6.65%) than 80.17% of its industry peers.
Looking at the Return On Equity, with a value of 24.13%, EQUI belongs to the top of the industry, outperforming 87.60% of the companies in the same industry.
EQUI has a better Return On Invested Capital (7.61%) than 76.86% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EQUI is below the industry average of 9.05%.
The last Return On Invested Capital (7.61%) for EQUI is above the 3 year average (4.99%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.65% | ||
| ROE | 24.13% | ||
| ROIC | 7.61% |
ROA(3y)4.06%
ROA(5y)4.66%
ROE(3y)14.41%
ROE(5y)15.84%
ROIC(3y)4.99%
ROIC(5y)5.37%
1.3 Margins
EQUI's Profit Margin of 17.49% is in line compared to the rest of the industry. EQUI outperforms 57.85% of its industry peers.
EQUI's Profit Margin has improved in the last couple of years.
EQUI's Operating Margin of 24.56% is fine compared to the rest of the industry. EQUI outperforms 62.81% of its industry peers.
EQUI's Operating Margin has been stable in the last couple of years.
The Gross Margin of EQUI (92.80%) is better than 91.74% of its industry peers.
In the last couple of years the Gross Margin of EQUI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.56% | ||
| PM (TTM) | 17.49% | ||
| GM | 92.8% |
OM growth 3Y-7.89%
OM growth 5Y1.01%
PM growth 3Y-9.76%
PM growth 5Y1.87%
GM growth 3Y-0.4%
GM growth 5Y0.03%
2. Health
2.1 Basic Checks
EQUI has more shares outstanding than it did 1 year ago.
EQUI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, EQUI has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.64, we must say that EQUI is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.64, EQUI is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
A Debt/Equity ratio of 1.70 is on the high side and indicates that EQUI has dependencies on debt financing.
EQUI's Debt to Equity ratio of 1.70 is in line compared to the rest of the industry. EQUI outperforms 41.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.7 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.64 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.14 indicates that EQUI should not have too much problems paying its short term obligations.
EQUI's Current ratio of 1.14 is fine compared to the rest of the industry. EQUI outperforms 68.59% of its industry peers.
EQUI has a Quick Ratio of 1.14. This is a normal value and indicates that EQUI is financially healthy and should not expect problems in meeting its short term obligations.
EQUI's Quick ratio of 1.14 is fine compared to the rest of the industry. EQUI outperforms 68.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 6.90% over the past year.
Measured over the past 5 years, EQUI shows a small growth in Earnings Per Share. The EPS has been growing by 5.00% on average per year.
The Revenue has been growing slightly by 7.46% in the past year.
Measured over the past years, EQUI shows a small growth in Revenue. The Revenue has been growing by 6.13% on average per year.
EPS 1Y (TTM)6.9%
EPS 3Y-17.19%
EPS 5Y5%
EPS Q2Q%41.18%
Revenue 1Y (TTM)7.46%
Revenue growth 3Y-3.87%
Revenue growth 5Y6.13%
Sales Q2Q%29.6%
3.2 Future
The Earnings Per Share is expected to grow by 12.38% on average over the next years. This is quite good.
Based on estimates for the next years, EQUI will show a small growth in Revenue. The Revenue will grow by 7.66% on average per year.
EPS Next Y30.65%
EPS Next 2Y16.4%
EPS Next 3Y12.38%
EPS Next 5YN/A
Revenue Next Year16.62%
Revenue Next 2Y9.6%
Revenue Next 3Y7.66%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.35, which indicates a correct valuation of EQUI.
Based on the Price/Earnings ratio, EQUI is valued a bit cheaper than the industry average as 76.86% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of EQUI to the average of the S&P500 Index (26.15), we can say EQUI is valued rather cheaply.
The Price/Forward Earnings ratio is 13.55, which indicates a correct valuation of EQUI.
Based on the Price/Forward Earnings ratio, EQUI is valued a bit cheaper than 77.69% of the companies in the same industry.
EQUI is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.22, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.35 | ||
| Fwd PE | 13.55 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of EQUI may justify a higher PE ratio.
A more expensive valuation may be justified as EQUI's earnings are expected to grow with 12.38% in the coming years.
PEG (NY)0.4
PEG (5Y)2.47
EPS Next 2Y16.4%
EPS Next 3Y12.38%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.04%, EQUI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.55, EQUI pays a better dividend. On top of this EQUI pays more dividend than 87.60% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, EQUI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.04% |
5.2 History
The dividend of EQUI is nicely growing with an annual growth rate of 13.90%!
Dividend Growth(5Y)13.9%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
EQUI pays out 86.72% of its income as dividend. This is not a sustainable payout ratio.
The dividend of EQUI is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP86.72%
EPS Next 2Y16.4%
EPS Next 3Y12.38%
BIT:EQUI (12/2/2025, 5:29:19 PM)
5.805
+0.01 (+0.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners7.36%
Inst Owner ChangeN/A
Ins Owners8.13%
Ins Owner ChangeN/A
Market Cap306.16M
Revenue(TTM)140.55M
Net Income(TTM)24.59M
Analysts44
Price Target5.71 (-1.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.04% |
Yearly Dividend0.42
Dividend Growth(5Y)13.9%
DP86.72%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)6.67%
PT rev (3m)12%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)3.85%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.35 | ||
| Fwd PE | 13.55 | ||
| P/S | 2.18 | ||
| P/FCF | N/A | ||
| P/OCF | 2935.33 | ||
| P/B | 3 | ||
| P/tB | 4.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.47
EY8.1%
EPS(NY)0.43
Fwd EY7.38%
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)0
OCFY0.03%
SpS2.67
BVpS1.93
TBVpS1.32
PEG (NY)0.4
PEG (5Y)2.47
Graham Number4.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.65% | ||
| ROE | 24.13% | ||
| ROCE | 11.45% | ||
| ROIC | 7.61% | ||
| ROICexc | 9.93% | ||
| ROICexgc | 12.17% | ||
| OM | 24.56% | ||
| PM (TTM) | 17.49% | ||
| GM | 92.8% | ||
| FCFM | N/A |
ROA(3y)4.06%
ROA(5y)4.66%
ROE(3y)14.41%
ROE(5y)15.84%
ROIC(3y)4.99%
ROIC(5y)5.37%
ROICexc(3y)7.47%
ROICexc(5y)8.18%
ROICexgc(3y)9.56%
ROICexgc(5y)10.17%
ROCE(3y)7.3%
ROCE(5y)9.68%
ROICexgc growth 3Y-21.55%
ROICexgc growth 5Y17.77%
ROICexc growth 3Y-22.51%
ROICexc growth 5Y13.48%
OM growth 3Y-7.89%
OM growth 5Y1.01%
PM growth 3Y-9.76%
PM growth 5Y1.87%
GM growth 3Y-0.4%
GM growth 5Y0.03%
F-Score6
Asset Turnover0.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.7 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.65 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 1.64 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.74%
Cap/Sales(5y)4.61%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.9%
EPS 3Y-17.19%
EPS 5Y5%
EPS Q2Q%41.18%
EPS Next Y30.65%
EPS Next 2Y16.4%
EPS Next 3Y12.38%
EPS Next 5YN/A
Revenue 1Y (TTM)7.46%
Revenue growth 3Y-3.87%
Revenue growth 5Y6.13%
Sales Q2Q%29.6%
Revenue Next Year16.62%
Revenue Next 2Y9.6%
Revenue Next 3Y7.66%
Revenue Next 5YN/A
EBIT growth 1Y10.25%
EBIT growth 3Y-11.45%
EBIT growth 5Y7.2%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y72.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y100.45%
OCF growth 3YN/A
OCF growth 5YN/A
EQUITA GROUP SPA / EQUI.MI FAQ
What is the ChartMill fundamental rating of EQUITA GROUP SPA (EQUI.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EQUI.MI.
What is the valuation status for EQUI stock?
ChartMill assigns a valuation rating of 5 / 10 to EQUITA GROUP SPA (EQUI.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for EQUITA GROUP SPA?
EQUITA GROUP SPA (EQUI.MI) has a profitability rating of 7 / 10.
What is the earnings growth outlook for EQUITA GROUP SPA?
The Earnings per Share (EPS) of EQUITA GROUP SPA (EQUI.MI) is expected to grow by 30.65% in the next year.
Is the dividend of EQUITA GROUP SPA sustainable?
The dividend rating of EQUITA GROUP SPA (EQUI.MI) is 6 / 10 and the dividend payout ratio is 86.72%.