EQB INC (EQB.CA) Stock Fundamental Analysis

TSX:EQB • CA26886R1047

117.74 CAD
+0.09 (+0.08%)
Last: Feb 23, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall EQB gets a fundamental rating of 3 out of 10. We evaluated EQB against 24 industry peers in the Banks industry. EQB may be in some trouble as it scores bad on both profitability and health. EQB is valued quite expensive, but it does show an excellent growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year EQB was profitable.
  • In the past year EQB had a positive cash flow from operations.
  • EQB had positive earnings in each of the past 5 years.
  • EQB had a positive operating cash flow in 4 of the past 5 years.
EQB.CA Yearly Net Income VS EBIT VS OCF VS FCFEQB.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • EQB has a worse Return On Assets (0.48%) than 87.50% of its industry peers.
  • EQB has a worse Return On Equity (8.01%) than 70.83% of its industry peers.
Industry RankSector Rank
ROA 0.48%
ROE 8.01%
ROIC N/A
ROA(3y)0.58%
ROA(5y)0.65%
ROE(3y)10.3%
ROE(5y)11.79%
ROIC(3y)N/A
ROIC(5y)N/A
EQB.CA Yearly ROA, ROE, ROICEQB.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 20.33%, EQB is doing worse than 79.17% of the companies in the same industry.
  • EQB's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for EQB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 20.33%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.17%
PM growth 5Y-12.92%
GM growth 3YN/A
GM growth 5YN/A
EQB.CA Yearly Profit, Operating, Gross MarginsEQB.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • EQB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • EQB has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for EQB has been increased compared to 5 years ago.
  • The debt/assets ratio for EQB has been reduced compared to a year ago.
EQB.CA Yearly Shares OutstandingEQB.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
EQB.CA Yearly Total Debt VS Total AssetsEQB.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • EQB has a debt to FCF ratio of 45.21. This is a negative value and a sign of low solvency as EQB would need 45.21 years to pay back of all of its debts.
  • EQB has a Debt to FCF ratio (45.21) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 4.05 is on the high side and indicates that EQB has dependencies on debt financing.
  • The Debt to Equity ratio of EQB (4.05) is worse than 87.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.05
Debt/FCF 45.21
Altman-Z N/A
ROIC/WACCN/A
WACC10.18%
EQB.CA Yearly LT Debt VS Equity VS FCFEQB.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
EQB.CA Yearly Current Assets VS Current LiabilitesEQB.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • EQB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.47%.
  • The Earnings Per Share has been growing slightly by 4.03% on average over the past years.
  • Looking at the last year, EQB shows a small growth in Revenue. The Revenue has grown by 0.51% in the last year.
  • The Revenue has been growing by 20.48% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-19.47%
EPS 3Y-0.67%
EPS 5Y4.03%
EPS Q2Q%-39.04%
Revenue 1Y (TTM)0.51%
Revenue growth 3Y25.2%
Revenue growth 5Y20.48%
Sales Q2Q%28.98%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.07% on average over the next years. This is quite good.
  • Based on estimates for the next years, EQB will show a very strong growth in Revenue. The Revenue will grow by 38.39% on average per year.
EPS Next Y7.71%
EPS Next 2Y18.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year11.99%
Revenue Next 2Y38.39%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
EQB.CA Yearly Revenue VS EstimatesEQB.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B 2B
EQB.CA Yearly EPS VS EstimatesEQB.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • EQB is valuated correctly with a Price/Earnings ratio of 13.24.
  • Based on the Price/Earnings ratio, EQB is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
  • The average S&P500 Price/Earnings ratio is at 26.64. EQB is valued rather cheaply when compared to this.
  • EQB is valuated correctly with a Price/Forward Earnings ratio of 12.30.
  • EQB's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. EQB is more expensive than 62.50% of the companies in the same industry.
  • EQB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.75.
Industry RankSector Rank
PE 13.24
Fwd PE 12.3
EQB.CA Price Earnings VS Forward Price EarningsEQB.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EQB is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 15.24
EV/EBITDA N/A
EQB.CA Per share dataEQB.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • EQB's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • EQB's earnings are expected to grow with 18.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.72
PEG (5Y)3.28
EPS Next 2Y18.07%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • EQB has a Yearly Dividend Yield of 1.94%.
  • Compared to an average industry Dividend Yield of 3.11, EQB's dividend is way lower than its industry peers. On top of this 91.67% of the companies listed in the same industry pay a better dividend than EQB!
  • EQB's Dividend Yield is comparable with the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 1.94%

5.2 History

  • On average, the dividend of EQB grows each year by 18.53%, which is quite nice.
  • EQB has been paying a dividend for at least 10 years, so it has a reliable track record.
  • EQB has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)18.53%
Div Incr Years3
Div Non Decr Years20
EQB.CA Yearly Dividends per shareEQB.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • EQB pays out 31.98% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of EQB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP31.98%
EPS Next 2Y18.07%
EPS Next 3YN/A
EQB.CA Yearly Income VS Free CF VS DividendEQB.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M
EQB.CA Dividend Payout.EQB.CA Dividend Payout, showing the Payout Ratio.EQB.CA Dividend Payout.PayoutRetained Earnings

More info and screens

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EQB INC

TSX:EQB (2/23/2026, 7:00:00 PM)

117.74

+0.09 (+0.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)12-03
Earnings (Next)02-25
Inst Owners30.66%
Inst Owner ChangeN/A
Ins Owners0.26%
Ins Owner ChangeN/A
Market Cap4.38B
Revenue(TTM)1.26B
Net Income(TTM)256.48M
Analysts69.23
Price Target107.21 (-8.94%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.94%
Yearly Dividend2.16
Dividend Growth(5Y)18.53%
DP31.98%
Div Incr Years3
Div Non Decr Years20
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-25.16%
Min EPS beat(2)-29.06%
Max EPS beat(2)-21.27%
EPS beat(4)1
Avg EPS beat(4)-13.7%
Min EPS beat(4)-29.06%
Max EPS beat(4)6.72%
EPS beat(8)3
Avg EPS beat(8)-8.51%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)3.64%
Min Revenue beat(2)-7.8%
Max Revenue beat(2)15.07%
Revenue beat(4)1
Avg Revenue beat(4)-0.55%
Min Revenue beat(4)-8.85%
Max Revenue beat(4)15.07%
Revenue beat(8)1
Avg Revenue beat(8)-3.38%
Revenue beat(12)3
Avg Revenue beat(12)0.02%
Revenue beat(16)5
Avg Revenue beat(16)-0.27%
PT rev (1m)2.38%
PT rev (3m)1.17%
EPS NQ rev (1m)-3.69%
EPS NQ rev (3m)-16.94%
EPS NY rev (1m)0%
EPS NY rev (3m)-13.91%
Revenue NQ rev (1m)1.28%
Revenue NQ rev (3m)-2.48%
Revenue NY rev (1m)-1.58%
Revenue NY rev (3m)1.39%
Valuation
Industry RankSector Rank
PE 13.24
Fwd PE 12.3
P/S 3.47
P/FCF 15.24
P/OCF 11.76
P/B 1.37
P/tB 1.48
EV/EBITDA N/A
EPS(TTM)8.89
EY7.55%
EPS(NY)9.58
Fwd EY8.13%
FCF(TTM)7.72
FCFY6.56%
OCF(TTM)10.01
OCFY8.5%
SpS33.96
BVpS86.21
TBVpS79.72
PEG (NY)1.72
PEG (5Y)3.28
Graham Number131.32
Profitability
Industry RankSector Rank
ROA 0.48%
ROE 8.01%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 20.33%
GM N/A
FCFM 22.75%
ROA(3y)0.58%
ROA(5y)0.65%
ROE(3y)10.3%
ROE(5y)11.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.17%
PM growth 5Y-12.92%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 4.05
Debt/FCF 45.21
Debt/EBITDA N/A
Cap/Depr 124.94%
Cap/Sales 6.73%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 111.92%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC10.18%
ROIC/WACCN/A
Cap/Depr(3y)133.49%
Cap/Depr(5y)127.98%
Cap/Sales(3y)7.3%
Cap/Sales(5y)6.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.47%
EPS 3Y-0.67%
EPS 5Y4.03%
EPS Q2Q%-39.04%
EPS Next Y7.71%
EPS Next 2Y18.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)0.51%
Revenue growth 3Y25.2%
Revenue growth 5Y20.48%
Sales Q2Q%28.98%
Revenue Next Year11.99%
Revenue Next 2Y38.39%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y183.06%
FCF growth 3Y-24.03%
FCF growth 5Y-0.04%
OCF growth 1Y233.68%
OCF growth 3Y-18.74%
OCF growth 5Y3.86%

EQB INC / EQB.CA FAQ

What is the ChartMill fundamental rating of EQB INC (EQB.CA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to EQB.CA.


Can you provide the valuation status for EQB INC?

ChartMill assigns a valuation rating of 3 / 10 to EQB INC (EQB.CA). This can be considered as Overvalued.


How profitable is EQB INC (EQB.CA) stock?

EQB INC (EQB.CA) has a profitability rating of 2 / 10.


What is the financial health of EQB INC (EQB.CA) stock?

The financial health rating of EQB INC (EQB.CA) is 1 / 10.


Can you provide the expected EPS growth for EQB stock?

The Earnings per Share (EPS) of EQB INC (EQB.CA) is expected to grow by 7.71% in the next year.