EQB INC (EQB.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:EQB - CA26886R1047 - Common Stock
104.32 CAD
-1.79 (-1.69%)
Overall EQB gets a fundamental rating of 3 out of 10. We evaluated EQB against 24 industry peers in the Banks industry. EQB may be in some trouble as it scores bad on both profitability and health. EQB is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year EQB was profitable.
In the past year EQB had a positive cash flow from operations.
Each year in the past 5 years EQB has been profitable.
EQB had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
EQB has a Return On Assets of 0.48%. This is amonst the worse of the industry: EQB underperforms 87.50% of its industry peers.
EQB has a worse Return On Equity (8.01%) than 70.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.48% | ||
| ROE | 8.01% | ||
| ROIC | N/A |
ROA(3y)0.58%
ROA(5y)0.65%
ROE(3y)10.3%
ROE(5y)11.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 20.33%, EQB is not doing good in the industry: 79.17% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of EQB has declined.
EQB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 20.33% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.17%
PM growth 5Y-12.92%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
EQB does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for EQB has been reduced compared to 1 year ago.
Compared to 5 years ago, EQB has more shares outstanding
EQB has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of EQB is 45.21, which is on the high side as it means it would take EQB, 45.21 years of fcf income to pay off all of its debts.
EQB's Debt to FCF ratio of 45.21 is in line compared to the rest of the industry. EQB outperforms 41.67% of its industry peers.
EQB has a Debt/Equity ratio of 4.05. This is a high value indicating a heavy dependency on external financing.
EQB's Debt to Equity ratio of 4.05 is on the low side compared to the rest of the industry. EQB is outperformed by 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.05 | ||
| Debt/FCF | 45.21 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.2%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
EQB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.47%.
The Earnings Per Share has been growing slightly by 4.03% on average over the past years.
The Revenue has been growing slightly by 0.51% in the past year.
EQB shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 20.48% yearly.
EPS 1Y (TTM)-19.47%
EPS 3Y-0.67%
EPS 5Y4.03%
EPS Q2Q%-39.04%
Revenue 1Y (TTM)0.51%
Revenue growth 3Y25.2%
Revenue growth 5Y20.48%
Sales Q2Q%28.98%
3.2 Future
Based on estimates for the next years, EQB will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.07% on average per year.
Based on estimates for the next years, EQB will show a very strong growth in Revenue. The Revenue will grow by 36.69% on average per year.
EPS Next Y7.71%
EPS Next 2Y18.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.8%
Revenue Next 2Y36.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.73, the valuation of EQB can be described as very reasonable.
Based on the Price/Earnings ratio, EQB is valued a bit more expensive than 62.50% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.30. EQB is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 10.89, the valuation of EQB can be described as very reasonable.
62.50% of the companies in the same industry are cheaper than EQB, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of EQB to the average of the S&P500 Index (24.04), we can say EQB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.73 | ||
| Fwd PE | 10.89 |
4.2 Price Multiples
EQB's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.66 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as EQB's earnings are expected to grow with 18.07% in the coming years.
PEG (NY)1.52
PEG (5Y)2.91
EPS Next 2Y18.07%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.20%, EQB has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.64, EQB's dividend is way lower than its industry peers. On top of this 87.50% of the companies listed in the same industry pay a better dividend than EQB!
EQB's Dividend Yield is comparable with the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.2% |
5.2 History
On average, the dividend of EQB grows each year by 18.53%, which is quite nice.
EQB has been paying a dividend for at least 10 years, so it has a reliable track record.
EQB has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)18.53%
Div Incr Years3
Div Non Decr Years20
5.3 Sustainability
EQB pays out 31.98% of its income as dividend. This is a sustainable payout ratio.
EQB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP31.98%
EPS Next 2Y18.07%
EPS Next 3YN/A
TSX:EQB (1/13/2026, 7:00:00 PM)
104.32
-1.79 (-1.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners30.66%
Inst Owner ChangeN/A
Ins Owners0.26%
Ins Owner ChangeN/A
Market Cap3.92B
Revenue(TTM)1.26B
Net Income(TTM)256.48M
Analysts67.69
Price Target104.38 (0.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.2% |
Yearly Dividend2.16
Dividend Growth(5Y)18.53%
DP31.98%
Div Incr Years3
Div Non Decr Years20
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-25.16%
Min EPS beat(2)-29.06%
Max EPS beat(2)-21.27%
EPS beat(4)1
Avg EPS beat(4)-13.7%
Min EPS beat(4)-29.06%
Max EPS beat(4)6.72%
EPS beat(8)3
Avg EPS beat(8)-8.51%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)3.64%
Min Revenue beat(2)-7.8%
Max Revenue beat(2)15.07%
Revenue beat(4)1
Avg Revenue beat(4)-0.55%
Min Revenue beat(4)-8.85%
Max Revenue beat(4)15.07%
Revenue beat(8)1
Avg Revenue beat(8)-3.38%
Revenue beat(12)3
Avg Revenue beat(12)0.02%
Revenue beat(16)5
Avg Revenue beat(16)-0.27%
PT rev (1m)-1.29%
PT rev (3m)-0.55%
EPS NQ rev (1m)-8.07%
EPS NQ rev (3m)-14.46%
EPS NY rev (1m)-10.25%
EPS NY rev (3m)-13.43%
Revenue NQ rev (1m)0.82%
Revenue NQ rev (3m)-3.71%
Revenue NY rev (1m)4.3%
Revenue NY rev (3m)3.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.73 | ||
| Fwd PE | 10.89 | ||
| P/S | 3.11 | ||
| P/FCF | 13.66 | ||
| P/OCF | 10.54 | ||
| P/B | 1.22 | ||
| P/tB | 1.32 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.89
EY8.52%
EPS(NY)9.58
Fwd EY9.18%
FCF(TTM)7.64
FCFY7.32%
OCF(TTM)9.89
OCFY9.48%
SpS33.57
BVpS85.22
TBVpS78.81
PEG (NY)1.52
PEG (5Y)2.91
Graham Number130.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.48% | ||
| ROE | 8.01% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 20.33% | ||
| GM | N/A | ||
| FCFM | 22.75% |
ROA(3y)0.58%
ROA(5y)0.65%
ROE(3y)10.3%
ROE(5y)11.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.17%
PM growth 5Y-12.92%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.05 | ||
| Debt/FCF | 45.21 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 124.94% | ||
| Cap/Sales | 6.73% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 111.92% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC10.2%
ROIC/WACCN/A
Cap/Depr(3y)133.49%
Cap/Depr(5y)127.98%
Cap/Sales(3y)7.3%
Cap/Sales(5y)6.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.47%
EPS 3Y-0.67%
EPS 5Y4.03%
EPS Q2Q%-39.04%
EPS Next Y7.71%
EPS Next 2Y18.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)0.51%
Revenue growth 3Y25.2%
Revenue growth 5Y20.48%
Sales Q2Q%28.98%
Revenue Next Year13.8%
Revenue Next 2Y36.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y183.06%
FCF growth 3Y-24.03%
FCF growth 5Y-0.04%
OCF growth 1Y233.68%
OCF growth 3Y-18.74%
OCF growth 5Y3.86%
EQB INC / EQB.CA FAQ
What is the ChartMill fundamental rating of EQB INC (EQB.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to EQB.CA.
Can you provide the valuation status for EQB INC?
ChartMill assigns a valuation rating of 4 / 10 to EQB INC (EQB.CA). This can be considered as Fairly Valued.
How profitable is EQB INC (EQB.CA) stock?
EQB INC (EQB.CA) has a profitability rating of 2 / 10.
What is the financial health of EQB INC (EQB.CA) stock?
The financial health rating of EQB INC (EQB.CA) is 1 / 10.
Can you provide the expected EPS growth for EQB stock?
The Earnings per Share (EPS) of EQB INC (EQB.CA) is expected to grow by 7.71% in the next year.