BOTTOMLINE TECHNOLOGIES (DE) (EPAY) Fundamental Analysis & Valuation

NASDAQ:EPAY • US1013881065

56.99
+0.49 (+0.87%)
At close: May 12, 2022
56.98
-0.01 (-0.02%)
After Hours: 5/12/2022, 8:00:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This EPAY fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

EPAY gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. EPAY may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, EPAY is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

0

1. EPAY Profitability Analysis

1.1 Basic Checks

  • EPAY had positive earnings in the past year.
EPAY Yearly Net Income VS EBIT VS OCF VS FCFEPAY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 0 20M -20M 40M 60M 80M

1.2 Ratios

Industry RankSector Rank
ROA -4.57%
ROE N/A
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
EPAY Yearly ROA, ROE, ROICEPAY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 0 -5 -10

1.3 Margins

Industry RankSector Rank
OM -6.37%
PM (TTM) -7.18%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
EPAY Yearly Profit, Operating, Gross MarginsEPAY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 0 20 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. EPAY Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, EPAY has more shares outstanding
  • Compared to 1 year ago, EPAY has an improved debt to assets ratio.
EPAY Yearly Shares OutstandingEPAY Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 10M 20M 30M 40M
EPAY Yearly Total Debt VS Total AssetsEPAY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 200M 400M 600M 800M

2.2 Solvency

  • An Altman-Z score of 4.32 indicates that EPAY is not in any danger for bankruptcy at the moment.
  • A Debt/Equity ratio of 0.31 indicates that EPAY is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Altman-Z 4.32
ROIC/WACCN/A
WACCN/A
EPAY Yearly LT Debt VS Equity VS FCFEPAY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 1.35 indicates that EPAY should not have too much problems paying its short term obligations.
  • EPAY has a Quick Ratio of 1.35. This is a normal value and indicates that EPAY is financially healthy and should not expect problems in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 1.35
Quick Ratio 1.35
EPAY Yearly Current Assets VS Current LiabilitesEPAY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 100M 200M 300M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. EPAY Growth Analysis

3.1 Past

  • EPAY shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.86%.
  • EPAY shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.43% yearly.
  • EPAY shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.10%.
  • EPAY shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.55% yearly.
EPS 1Y (TTM)-0.86%
EPS 3Y-3%
EPS 5Y-5.43%
EPS Q2Q%-56.74%
Revenue 1Y (TTM)10.1%
Revenue growth 3Y6.15%
Revenue growth 5Y6.55%
Sales Q2Q%9.05%

3.2 Future

  • The Earnings Per Share is expected to grow by 13.45% on average over the next years. This is quite good.
  • Based on estimates for the next years, EPAY will show a quite strong growth in Revenue. The Revenue will grow by 10.84% on average per year.
EPS Next Y-0.66%
EPS Next 2Y10.03%
EPS Next 3Y11.31%
EPS Next 5Y13.45%
Revenue Next Year10.2%
Revenue Next 2Y11.31%
Revenue Next 3Y11.1%
Revenue Next 5Y10.84%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
EPAY Yearly Revenue VS EstimatesEPAY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M 800M
EPAY Yearly EPS VS EstimatesEPAY Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

0

4. EPAY Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 49.56, the valuation of EPAY can be described as expensive.
  • EPAY is valuated expensively when we compare the Price/Earnings ratio to 26.29, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 40.93, which means the current valuation is very expensive for EPAY.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.57, EPAY is valued quite expensively.
Industry RankSector Rank
PE 49.56
Fwd PE 40.93
EPAY Price Earnings VS Forward Price EarningsEPAY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 97.24
EPAY Per share dataEPAY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y10.03%
EPS Next 3Y11.31%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. EPAY Dividend Analysis

5.1 Amount

  • EPAY does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

EPAY Fundamentals: All Metrics, Ratios and Statistics

BOTTOMLINE TECHNOLOGIES (DE)

NASDAQ:EPAY (5/12/2022, 8:00:02 PM)

After market: 56.98 -0.01 (-0.02%)

56.99

+0.49 (+0.87%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)03-11
Earnings (Next)05-24
Inst Owners3.07%
Inst Owner Change0%
Ins Owners2.01%
Ins Owner Change0%
Market Cap2.59B
Revenue(TTM)506.37M
Net Income(TTM)-36.35M
Analysts49.23
Price Target56.87 (-0.21%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 49.56
Fwd PE 40.93
P/S 5.11
P/FCF N/A
P/OCF N/A
P/B 6.21
P/tB N/A
EV/EBITDA 97.24
EPS(TTM)1.15
EY2.02%
EPS(NY)1.39
Fwd EY2.44%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS11.16
BVpS9.18
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -4.57%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM -6.37%
PM (TTM) -7.18%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.35
Quick Ratio 1.35
Altman-Z 4.32
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.86%
EPS 3Y-3%
EPS 5Y-5.43%
EPS Q2Q%-56.74%
EPS Next Y-0.66%
EPS Next 2Y10.03%
EPS Next 3Y11.31%
EPS Next 5Y13.45%
Revenue 1Y (TTM)10.1%
Revenue growth 3Y6.15%
Revenue growth 5Y6.55%
Sales Q2Q%9.05%
Revenue Next Year10.2%
Revenue Next 2Y11.31%
Revenue Next 3Y11.1%
Revenue Next 5Y10.84%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

BOTTOMLINE TECHNOLOGIES (DE) / EPAY FAQ

Can you provide the ChartMill fundamental rating for BOTTOMLINE TECHNOLOGIES (DE)?

ChartMill assigns a fundamental rating of 3 / 10 to EPAY.


What is the valuation status of BOTTOMLINE TECHNOLOGIES (DE) (EPAY) stock?

ChartMill assigns a valuation rating of 0 / 10 to BOTTOMLINE TECHNOLOGIES (DE) (EPAY). This can be considered as Overvalued.


Can you provide the profitability details for BOTTOMLINE TECHNOLOGIES (DE)?

BOTTOMLINE TECHNOLOGIES (DE) (EPAY) has a profitability rating of 3 / 10.


Can you provide the financial health for EPAY stock?

The financial health rating of BOTTOMLINE TECHNOLOGIES (DE) (EPAY) is 4 / 10.