ENVESTNET INC (ENV)
US29404K1060 - Common Stock
ENV gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. ENV has a bad profitability rating. Also its financial health evaluation is rather negative. ENV has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year ENV was profitable.
ENV had a positive operating cash flow in the past year.
In the past 5 years ENV reported 4 times negative net income.
In the past 5 years ENV always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -12.71%, ENV is in line with its industry, outperforming 42.34% of the companies in the same industry.
With a Return On Equity value of -42.01%, ENV is not doing good in the industry: 62.04% of the companies in the same industry are doing better.
ENV has a better Return On Invested Capital (2.29%) than 73.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.71% | ||
| ROE | -42.01% | ||
| ROIC | 2.29% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ENV has a Operating Margin of 3.69%. This is in the better half of the industry: ENV outperforms 71.90% of its industry peers.
ENV's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 62.02%, ENV perfoms like the industry average, outperforming 44.16% of the companies in the same industry.
ENV's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.69% | ||
| PM (TTM) | N/A | ||
| GM | 62.02% |
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
2. Health
2.1 Basic Checks
ENV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
ENV has more shares outstanding than it did 1 year ago.
ENV has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ENV has a worse debt to assets ratio.
2.2 Solvency
ENV has an Altman-Z score of 2.02. This is not the best score and indicates that ENV is in the grey zone with still only limited risk for bankruptcy at the moment.
ENV has a Altman-Z score (2.02) which is in line with its industry peers.
ENV has a debt to FCF ratio of 35.68. This is a negative value and a sign of low solvency as ENV would need 35.68 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 35.68, ENV is in line with its industry, outperforming 46.35% of the companies in the same industry.
ENV has a Debt/Equity ratio of 1.54. This is a high value indicating a heavy dependency on external financing.
ENV has a Debt to Equity ratio of 1.54. This is in the lower half of the industry: ENV underperforms 78.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 35.68 | ||
| Altman-Z | 2.02 |
ROIC/WACC0.25
WACC9.12%
2.3 Liquidity
ENV has a Current Ratio of 0.90. This is a bad value and indicates that ENV is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.90, ENV is doing worse than 81.39% of the companies in the same industry.
ENV has a Quick Ratio of 0.90. This is a bad value and indicates that ENV is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of ENV (0.90) is worse than 80.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.9 |
3. Growth
3.1 Past
ENV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.52%, which is quite good.
ENV shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.10% yearly.
The Revenue has been growing slightly by 0.45% in the past year.
ENV shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.92% yearly.
EPS 1Y (TTM)14.52%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS growth Q2Q44.44%
Revenue 1Y (TTM)0.45%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Revenue growth Q2Q8.44%
3.2 Future
Based on estimates for the next years, ENV will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.44% on average per year.
ENV is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.61% yearly.
EPS Next Y26.01%
EPS Next 2Y21.87%
EPS Next 3Y22.78%
EPS Next 5Y14.44%
Revenue Next Year11.26%
Revenue Next 2Y10.87%
Revenue Next 3Y11.3%
Revenue Next 5Y9.61%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ENV is valuated quite expensively with a Price/Earnings ratio of 29.76.
ENV's Price/Earnings ratio is a bit cheaper when compared to the industry. ENV is cheaper than 76.64% of the companies in the same industry.
ENV's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.06.
ENV is valuated rather expensively with a Price/Forward Earnings ratio of 23.62.
79.93% of the companies in the same industry are more expensive than ENV, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 20.72, ENV is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.76 | ||
| Fwd PE | 23.62 |
4.2 Price Multiples
ENV's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ENV is cheaper than 82.48% of the companies in the same industry.
ENV's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 141.97 | ||
| EV/EBITDA | 23.84 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ENV's earnings are expected to grow with 22.78% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.14
PEG (5Y)14.19
EPS Next 2Y21.87%
EPS Next 3Y22.78%
5. Dividend
5.1 Amount
No dividends for ENV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
ENVESTNET INC
NYSE:ENV (5/2/2024, 7:04:00 PM)
After market: 63.39 0 (0%)63.39
+1.3 (+2.09%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap3.49B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
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Revenue NY rev (1m)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.76 | ||
| Fwd PE | 23.62 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)1.14
PEG (5Y)14.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.71% | ||
| ROE | -42.01% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 3.69% | ||
| PM (TTM) | N/A | ||
| GM | 62.02% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.66
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.9 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)14.52%
EPS 3Y-6.07%
EPS 5Y
EPS growth Q2Q
EPS Next Y26.01%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)0.45%
Revenue growth 3Y7.66%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y