Envestnet Inc (ENV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ENV - US29404K1060 - Common Stock
63.14 USD
+0.05 (+0.08%)
63.14 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to ENV. ENV was compared to 277 industry peers in the Software industry. ENV has a bad profitability rating. Also its financial health evaluation is rather negative. ENV is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
- In the past year ENV was profitable.
- In the past year ENV had a positive cash flow from operations.
- In the past 5 years ENV reported 4 times negative net income.
- ENV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ENV's Return On Assets of -14.30% is on the low side compared to the rest of the industry. ENV is outperformed by 66.31% of its industry peers.
- ENV has a Return On Equity of -49.66%. This is in the lower half of the industry: ENV underperforms 68.82% of its industry peers.
- ENV's Return On Invested Capital of 5.67% is fine compared to the rest of the industry. ENV outperforms 76.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -14.3% | ||
| ROE | -49.66% | ||
| ROIC | 5.67% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a decent Operating Margin value of 6.50%, ENV is doing good in the industry, outperforming 73.48% of the companies in the same industry.
- ENV's Operating Margin has improved in the last couple of years.
- With a Gross Margin value of 60.47%, ENV is not doing good in the industry: 60.22% of the companies in the same industry are doing better.
- ENV's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.5% | ||
| PM (TTM) | N/A | ||
| GM | 60.47% |
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ENV is destroying value.
- The number of shares outstanding for ENV has been increased compared to 1 year ago.
- Compared to 1 year ago, ENV has a worse debt to assets ratio.
2.2 Solvency
- ENV has an Altman-Z score of 2.00. This is not the best score and indicates that ENV is in the grey zone with still only limited risk for bankruptcy at the moment.
- ENV has a Altman-Z score (2.00) which is comparable to the rest of the industry.
- The Debt to FCF ratio of ENV is 5.32, which is a neutral value as it means it would take ENV, 5.32 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of ENV (5.32) is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.07 is on the high side and indicates that ENV has dependencies on debt financing.
- ENV has a worse Debt to Equity ratio (1.07) than 77.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | 5.32 | ||
| Altman-Z | 2 |
ROIC/WACC0.53
WACC10.64%
2.3 Liquidity
- A Current Ratio of 0.59 indicates that ENV may have some problems paying its short term obligations.
- With a Current ratio value of 0.59, ENV is not doing good in the industry: 91.40% of the companies in the same industry are doing better.
- A Quick Ratio of 0.59 indicates that ENV may have some problems paying its short term obligations.
- With a Quick ratio value of 0.59, ENV is not doing good in the industry: 91.04% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
- ENV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.53%, which is quite impressive.
- Measured over the past 5 years, ENV shows a small growth in Earnings Per Share. The EPS has been growing by 2.10% on average per year.
- The Revenue has grown by 9.50% in the past year. This is quite good.
- The Revenue has been growing by 8.92% on average over the past years. This is quite good.
EPS 1Y (TTM)29.53%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS Q2Q%25%
Revenue 1Y (TTM)9.5%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Sales Q2Q%9.18%
3.2 Future
- The Earnings Per Share is expected to grow by 18.22% on average over the next years. This is quite good.
- ENV is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.64% yearly.
EPS Next Y27.65%
EPS Next 2Y25.28%
EPS Next 3Y24.88%
EPS Next 5Y18.22%
Revenue Next Year11.9%
Revenue Next 2Y11.98%
Revenue Next 3Y12.02%
Revenue Next 5Y8.64%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- ENV is valuated quite expensively with a Price/Earnings ratio of 25.26.
- Based on the Price/Earnings ratio, ENV is valued a bit cheaper than the industry average as 79.57% of the companies are valued more expensively.
- ENV's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.38.
- Based on the Price/Forward Earnings ratio of 18.89, the valuation of ENV can be described as rather expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of ENV indicates a rather cheap valuation: ENV is cheaper than 82.08% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. ENV is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.26 | ||
| Fwd PE | 18.89 |
4.2 Price Multiples
- 84.95% of the companies in the same industry are more expensive than ENV, based on the Enterprise Value to EBITDA ratio.
- 86.74% of the companies in the same industry are more expensive than ENV, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.11 | ||
| EV/EBITDA | 18.08 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as ENV's earnings are expected to grow with 24.88% in the coming years.
PEG (NY)0.91
PEG (5Y)12.04
EPS Next 2Y25.28%
EPS Next 3Y24.88%
5. Dividend
5.1 Amount
- No dividends for ENV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
63.14
+0.05 (+0.08%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-07 2024-11-07/amc
Earnings (Next)02-20 2025-02-20/amc
Inst Owners93.01%
Inst Owner Change0%
Ins Owners3.19%
Ins Owner Change0%
Market Cap3.49B
Revenue(TTM)1.34B
Net Income(TTM)-261.52M
Analysts51.43
Price Target65.92 (4.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-5.95%
Min EPS beat(2)-12.64%
Max EPS beat(2)0.74%
EPS beat(4)3
Avg EPS beat(4)4.28%
Min EPS beat(4)-12.64%
Max EPS beat(4)20.8%
EPS beat(8)6
Avg EPS beat(8)3.08%
EPS beat(12)9
Avg EPS beat(12)3.51%
EPS beat(16)13
Avg EPS beat(16)4.85%
Revenue beat(2)1
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.54%
Revenue beat(4)2
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.89%
Revenue beat(8)2
Avg Revenue beat(8)-1.03%
Revenue beat(12)4
Avg Revenue beat(12)-0.87%
Revenue beat(16)6
Avg Revenue beat(16)-0.58%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)7.26%
EPS NQ rev (3m)7.26%
EPS NY rev (1m)1.01%
EPS NY rev (3m)0.45%
Revenue NQ rev (1m)2.43%
Revenue NQ rev (3m)2.43%
Revenue NY rev (1m)0.57%
Revenue NY rev (3m)0.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.26 | ||
| Fwd PE | 18.89 | ||
| P/S | 2.61 | ||
| P/FCF | 21.11 | ||
| P/OCF | 13.34 | ||
| P/B | 6.64 | ||
| P/tB | N/A | ||
| EV/EBITDA | 18.08 |
EPS(TTM)2.5
EY3.96%
EPS(NY)3.34
Fwd EY5.29%
FCF(TTM)2.99
FCFY4.74%
OCF(TTM)4.73
OCFY7.5%
SpS24.15
BVpS9.51
TBVpS-12.16
PEG (NY)0.91
PEG (5Y)12.04
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -14.3% | ||
| ROE | -49.66% | ||
| ROCE | 7.18% | ||
| ROIC | 5.67% | ||
| ROICexc | 6.75% | ||
| ROICexgc | N/A | ||
| OM | 6.5% | ||
| PM (TTM) | N/A | ||
| GM | 60.47% | ||
| FCFM | 12.38% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y17.56%
ROICexgc growth 5YN/A
ROICexc growth 3Y34.22%
ROICexc growth 5Y8.11%
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
F-Score4
Asset Turnover0.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | 5.32 | ||
| Debt/EBITDA | 2.44 | ||
| Cap/Depr | 66.81% | ||
| Cap/Sales | 7.21% | ||
| Interest Coverage | 4.26 | ||
| Cash Conversion | 113.28% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2 |
F-Score4
WACC10.64%
ROIC/WACC0.53
Cap/Depr(3y)96.43%
Cap/Depr(5y)80.29%
Cap/Sales(3y)9.94%
Cap/Sales(5y)8.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.53%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS Q2Q%25%
EPS Next Y27.65%
EPS Next 2Y25.28%
EPS Next 3Y24.88%
EPS Next 5Y18.22%
Revenue 1Y (TTM)9.5%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Sales Q2Q%9.18%
Revenue Next Year11.9%
Revenue Next 2Y11.98%
Revenue Next 3Y12.02%
Revenue Next 5Y8.64%
EBIT growth 1Y372.37%
EBIT growth 3Y33.33%
EBIT growth 5Y26.49%
EBIT Next Year80.72%
EBIT Next 3Y35.79%
EBIT Next 5Y22.81%
FCF growth 1Y253.69%
FCF growth 3Y-37.94%
FCF growth 5Y-19.53%
OCF growth 1Y57.06%
OCF growth 3Y-3.02%
OCF growth 5Y5.7%
Envestnet Inc / ENV FAQ
What is the ChartMill fundamental rating of Envestnet Inc (ENV) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ENV.
What is the valuation status of Envestnet Inc (ENV) stock?
ChartMill assigns a valuation rating of 6 / 10 to Envestnet Inc (ENV). This can be considered as Fairly Valued.
Can you provide the profitability details for Envestnet Inc?
Envestnet Inc (ENV) has a profitability rating of 3 / 10.
What is the earnings growth outlook for Envestnet Inc?
The Earnings per Share (EPS) of Envestnet Inc (ENV) is expected to grow by 27.65% in the next year.
How sustainable is the dividend of Envestnet Inc (ENV) stock?
The dividend rating of Envestnet Inc (ENV) is 0 / 10 and the dividend payout ratio is 0%.