EQUIFAX INC (EFX) Stock Fundamental Analysis

NYSE:EFX • US2944291051

208.03 USD
-0.93 (-0.45%)
At close: Mar 2, 2026
208.03 USD
0 (0%)
After Hours: 3/2/2026, 8:15:22 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to EFX. EFX was compared to 88 industry peers in the Professional Services industry. EFX has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, EFX is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • EFX had positive earnings in the past year.
  • In the past year EFX had a positive cash flow from operations.
  • Of the past 5 years EFX 4 years were profitable.
  • EFX had a positive operating cash flow in 4 of the past 5 years.
EFX Yearly Net Income VS EBIT VS OCF VS FCFEFX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.57%, EFX is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
  • EFX's Return On Equity of 13.34% is fine compared to the rest of the industry. EFX outperforms 64.77% of its industry peers.
  • EFX has a better Return On Invested Capital (9.15%) than 63.64% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for EFX is below the industry average of 12.78%.
  • The 3 year average ROIC (8.03%) for EFX is below the current ROIC(9.15%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.57%
ROE 13.34%
ROIC 9.15%
ROA(3y)5.2%
ROA(5y)5.55%
ROE(3y)14.07%
ROE(5y)15.88%
ROIC(3y)8.03%
ROIC(5y)8.32%
EFX Yearly ROA, ROE, ROICEFX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

  • The Profit Margin of EFX (11.08%) is better than 78.41% of its industry peers.
  • In the last couple of years the Profit Margin of EFX has declined.
  • EFX has a Operating Margin of 20.14%. This is amongst the best in the industry. EFX outperforms 85.23% of its industry peers.
  • EFX's Operating Margin has declined in the last couple of years.
  • EFX's Gross Margin of 56.26% is fine compared to the rest of the industry. EFX outperforms 73.86% of its industry peers.
  • In the last couple of years the Gross Margin of EFX has remained more or less at the same level.
Industry RankSector Rank
OM 20.14%
PM (TTM) 11.08%
GM 56.26%
OM growth 3Y-6.25%
OM growth 5YN/A
PM growth 3Y-11.06%
PM growth 5YN/A
GM growth 3Y-2.34%
GM growth 5Y-0.34%
EFX Yearly Profit, Operating, Gross MarginsEFX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), EFX is creating some value.
  • EFX has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
EFX Yearly Shares OutstandingEFX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
EFX Yearly Total Debt VS Total AssetsEFX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 3.72 indicates that EFX is not in any danger for bankruptcy at the moment.
  • With a decent Altman-Z score value of 3.72, EFX is doing good in the industry, outperforming 70.45% of the companies in the same industry.
  • EFX has a debt to FCF ratio of 4.82. This is a neutral value as EFX would need 4.82 years to pay back of all of its debts.
  • The Debt to FCF ratio of EFX (4.82) is comparable to the rest of the industry.
  • EFX has a Debt/Equity ratio of 0.84. This is a neutral value indicating EFX is somewhat dependend on debt financing.
  • The Debt to Equity ratio of EFX (0.84) is worse than 64.77% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 4.82
Altman-Z 3.72
ROIC/WACC1.2
WACC7.63%
EFX Yearly LT Debt VS Equity VS FCFEFX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 0.74 indicates that EFX may have some problems paying its short term obligations.
  • EFX has a Current ratio of 0.74. This is amonst the worse of the industry: EFX underperforms 86.36% of its industry peers.
  • A Quick Ratio of 0.74 indicates that EFX may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.74, EFX is not doing good in the industry: 85.23% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.74
Quick Ratio 0.74
EFX Yearly Current Assets VS Current LiabilitesEFX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.08% over the past year.
  • EFX shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.20% yearly.
EPS 1Y (TTM)5.08%
EPS 3Y0.44%
EPS 5Y2.2%
EPS Q2Q%-1.42%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.24%

3.2 Future

  • EFX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.98% yearly.
  • Based on estimates for the next years, EFX will show a quite strong growth in Revenue. The Revenue will grow by 8.31% on average per year.
EPS Next Y14.81%
EPS Next 2Y17.89%
EPS Next 3Y21.61%
EPS Next 5Y13.98%
Revenue Next Year11.4%
Revenue Next 2Y10.54%
Revenue Next 3Y10.11%
Revenue Next 5Y8.31%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
EFX Yearly Revenue VS EstimatesEFX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B
EFX Yearly EPS VS EstimatesEFX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 27.16 indicates a quite expensive valuation of EFX.
  • EFX's Price/Earnings ratio is in line with the industry average.
  • EFX's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.13.
  • A Price/Forward Earnings ratio of 23.65 indicates a rather expensive valuation of EFX.
  • The rest of the industry has a similar Price/Forward Earnings ratio as EFX.
  • EFX is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.11, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 27.16
Fwd PE 23.65
EFX Price Earnings VS Forward Price EarningsEFX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EFX is on the same level as its industry peers.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EFX is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 25.06
EV/EBITDA 15.54
EFX Per share dataEFX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates EFX does not grow enough to justify the current Price/Earnings ratio.
  • EFX has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as EFX's earnings are expected to grow with 21.61% in the coming years.
PEG (NY)1.83
PEG (5Y)12.34
EPS Next 2Y17.89%
EPS Next 3Y21.61%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.08%, EFX has a reasonable but not impressive dividend return.
  • EFX's Dividend Yield is a higher than the industry average which is at 1.64.
  • With a Dividend Yield of 1.08, EFX pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.08%

5.2 History

  • The dividend of EFX has a limited annual growth rate of 0.02%.
  • EFX has been paying a dividend for at least 10 years, so it has a reliable track record.
  • EFX has decreased its dividend recently.
Dividend Growth(5Y)0.02%
Div Incr Years0
Div Non Decr Years1
EFX Yearly Dividends per shareEFX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • EFX pays out 33.46% of its income as dividend. This is a sustainable payout ratio.
  • EFX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP33.46%
EPS Next 2Y17.89%
EPS Next 3Y21.61%
EFX Yearly Income VS Free CF VS DividendEFX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
EFX Dividend Payout.EFX Dividend Payout, showing the Payout Ratio.EFX Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

EQUIFAX INC

NYSE:EFX (3/2/2026, 8:15:22 PM)

After market: 208.03 0 (0%)

208.03

-0.93 (-0.45%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-04
Earnings (Next)04-20
Inst Owners100.55%
Inst Owner Change-6.84%
Ins Owners0.48%
Ins Owner Change13.87%
Market Cap25.05B
Revenue(TTM)N/A
Net Income(TTM)658.60M
Analysts77.93
Price Target240.88 (15.79%)
Short Float %3.02%
Short Ratio1.93
Dividend
Industry RankSector Rank
Dividend Yield 1.08%
Yearly Dividend1.56
Dividend Growth(5Y)0.02%
DP33.46%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.84%
Min EPS beat(2)3.21%
Max EPS beat(2)4.48%
EPS beat(4)4
Avg EPS beat(4)3.91%
Min EPS beat(4)0.03%
Max EPS beat(4)7.93%
EPS beat(8)7
Avg EPS beat(8)3.24%
EPS beat(12)10
Avg EPS beat(12)2.53%
EPS beat(16)14
Avg EPS beat(16)2.65%
Revenue beat(2)2
Avg Revenue beat(2)0.62%
Min Revenue beat(2)0.58%
Max Revenue beat(2)0.65%
Revenue beat(4)3
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-2.38%
Max Revenue beat(4)0.77%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.51%
Revenue beat(16)8
Avg Revenue beat(16)-0.31%
PT rev (1m)-11.19%
PT rev (3m)-11.63%
EPS NQ rev (1m)0.21%
EPS NQ rev (3m)0.3%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.01%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.06%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.05%
Valuation
Industry RankSector Rank
PE 27.16
Fwd PE 23.65
P/S 4.21
P/FCF 25.06
P/OCF 17.04
P/B 5.07
P/tB N/A
EV/EBITDA 15.54
EPS(TTM)7.66
EY3.68%
EPS(NY)8.79
Fwd EY4.23%
FCF(TTM)8.3
FCFY3.99%
OCF(TTM)12.21
OCFY5.87%
SpS49.36
BVpS41.02
TBVpS-26.49
PEG (NY)1.83
PEG (5Y)12.34
Graham Number84.08
Profitability
Industry RankSector Rank
ROA 5.57%
ROE 13.34%
ROCE 12.15%
ROIC 9.15%
ROICexc 9.32%
ROICexgc 56.32%
OM 20.14%
PM (TTM) 11.08%
GM 56.26%
FCFM 16.82%
ROA(3y)5.2%
ROA(5y)5.55%
ROE(3y)14.07%
ROE(5y)15.88%
ROIC(3y)8.03%
ROIC(5y)8.32%
ROICexc(3y)8.22%
ROICexc(5y)8.95%
ROICexgc(3y)65.32%
ROICexgc(5y)N/A
ROCE(3y)10.58%
ROCE(5y)10.96%
ROICexgc growth 3Y-45.57%
ROICexgc growth 5YN/A
ROICexc growth 3Y-6.06%
ROICexc growth 5YN/A
OM growth 3Y-6.25%
OM growth 5YN/A
PM growth 3Y-11.06%
PM growth 5YN/A
GM growth 3Y-2.34%
GM growth 5Y-0.34%
F-Score8
Asset Turnover0.5
Health
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 4.82
Debt/EBITDA 2.16
Cap/Depr 65.82%
Cap/Sales 7.91%
Interest Coverage 250
Cash Conversion 76.89%
Profit Quality 151.75%
Current Ratio 0.74
Quick Ratio 0.74
Altman-Z 3.72
F-Score8
WACC7.63%
ROIC/WACC1.2
Cap/Depr(3y)94%
Cap/Depr(5y)96.66%
Cap/Sales(3y)10.87%
Cap/Sales(5y)10.47%
Profit Quality(3y)82.72%
Profit Quality(5y)93.08%
High Growth Momentum
Growth
EPS 1Y (TTM)5.08%
EPS 3Y0.44%
EPS 5Y2.2%
EPS Q2Q%-1.42%
EPS Next Y14.81%
EPS Next 2Y17.89%
EPS Next 3Y21.61%
EPS Next 5Y13.98%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.24%
Revenue Next Year11.4%
Revenue Next 2Y10.54%
Revenue Next 3Y10.11%
Revenue Next 5Y8.31%
EBIT growth 1Y17.7%
EBIT growth 3Y-1.67%
EBIT growth 5YN/A
EBIT Next Year50.08%
EBIT Next 3Y23.52%
EBIT Next 5Y18.73%
FCF growth 1Y96.58%
FCF growth 3Y-2.08%
FCF growth 5YN/A
OCF growth 1Y31.21%
OCF growth 3Y-0.26%
OCF growth 5Y33.38%

EQUIFAX INC / EFX FAQ

What is the fundamental rating for EFX stock?

ChartMill assigns a fundamental rating of 4 / 10 to EFX.


What is the valuation status of EQUIFAX INC (EFX) stock?

ChartMill assigns a valuation rating of 3 / 10 to EQUIFAX INC (EFX). This can be considered as Overvalued.


What is the profitability of EFX stock?

EQUIFAX INC (EFX) has a profitability rating of 6 / 10.


What is the valuation of EQUIFAX INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EQUIFAX INC (EFX) is 27.16 and the Price/Book (PB) ratio is 5.07.


Can you provide the expected EPS growth for EFX stock?

The Earnings per Share (EPS) of EQUIFAX INC (EFX) is expected to grow by 14.81% in the next year.