EQUIFAX INC (EFX.DE) Stock Fundamental Analysis

FRA:EFX • US2944291051

177 EUR
+3 (+1.72%)
Last: Feb 27, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

EFX gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 33 industry peers in the Professional Services industry. Both the profitability and the financial health of EFX get a neutral evaluation. Nothing too spectacular is happening here. While showing a medium growth rate, EFX is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year EFX was profitable.
  • In the past year EFX had a positive cash flow from operations.
  • Of the past 5 years EFX 4 years were profitable.
  • Of the past 5 years EFX 4 years had a positive operating cash flow.
EFX.DE Yearly Net Income VS EBIT VS OCF VS FCFEFX.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

1.2 Ratios

  • EFX has a better Return On Assets (5.57%) than 72.73% of its industry peers.
  • The Return On Equity of EFX (13.34%) is better than 66.67% of its industry peers.
  • EFX's Return On Invested Capital of 9.15% is fine compared to the rest of the industry. EFX outperforms 69.70% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for EFX is below the industry average of 10.85%.
  • The last Return On Invested Capital (9.15%) for EFX is above the 3 year average (8.03%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.57%
ROE 13.34%
ROIC 9.15%
ROA(3y)5.2%
ROA(5y)5.55%
ROE(3y)14.07%
ROE(5y)15.88%
ROIC(3y)8.03%
ROIC(5y)8.32%
EFX.DE Yearly ROA, ROE, ROICEFX.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

  • With an excellent Profit Margin value of 11.08%, EFX belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
  • In the last couple of years the Profit Margin of EFX has declined.
  • Looking at the Operating Margin, with a value of 20.14%, EFX belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
  • In the last couple of years the Operating Margin of EFX has declined.
  • With a Gross Margin value of 56.26%, EFX perfoms like the industry average, outperforming 48.48% of the companies in the same industry.
  • EFX's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 20.14%
PM (TTM) 11.08%
GM 56.26%
OM growth 3Y-6.25%
OM growth 5YN/A
PM growth 3Y-11.06%
PM growth 5YN/A
GM growth 3Y-2.34%
GM growth 5Y-0.34%
EFX.DE Yearly Profit, Operating, Gross MarginsEFX.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so EFX is still creating some value.
  • There is no outstanding debt for EFX. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EFX.DE Yearly Shares OutstandingEFX.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
EFX.DE Yearly Total Debt VS Total AssetsEFX.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 3.69 indicates that EFX is not in any danger for bankruptcy at the moment.
  • EFX has a Altman-Z score of 3.69. This is amongst the best in the industry. EFX outperforms 90.91% of its industry peers.
  • The Debt to FCF ratio of EFX is 4.82, which is a neutral value as it means it would take EFX, 4.82 years of fcf income to pay off all of its debts.
  • EFX's Debt to FCF ratio of 4.82 is fine compared to the rest of the industry. EFX outperforms 60.61% of its industry peers.
  • A Debt/Equity ratio of 0.84 indicates that EFX is somewhat dependend on debt financing.
  • The Debt to Equity ratio of EFX (0.84) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 4.82
Altman-Z 3.69
ROIC/WACC1.22
WACC7.49%
EFX.DE Yearly LT Debt VS Equity VS FCFEFX.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

2.3 Liquidity

  • EFX has a Current Ratio of 0.74. This is a bad value and indicates that EFX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of EFX (0.74) is worse than 66.67% of its industry peers.
  • A Quick Ratio of 0.74 indicates that EFX may have some problems paying its short term obligations.
  • EFX has a worse Quick ratio (0.74) than 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 0.74
Quick Ratio 0.74
EFX.DE Yearly Current Assets VS Current LiabilitesEFX.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • EFX shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.08%.
  • Measured over the past 5 years, EFX shows a small growth in Earnings Per Share. The EPS has been growing by 2.20% on average per year.
EPS 1Y (TTM)5.08%
EPS 3Y0.44%
EPS 5Y2.2%
EPS Q2Q%-1.42%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.24%

3.2 Future

  • The Earnings Per Share is expected to grow by 13.98% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 8.31% on average over the next years. This is quite good.
EPS Next Y14.81%
EPS Next 2Y17.89%
EPS Next 3Y21.61%
EPS Next 5Y13.98%
Revenue Next Year8.9%
Revenue Next 2Y9.42%
Revenue Next 3Y9.74%
Revenue Next 5Y8.31%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
EFX.DE Yearly Revenue VS EstimatesEFX.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B
EFX.DE Yearly EPS VS EstimatesEFX.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 27.31 indicates a quite expensive valuation of EFX.
  • EFX's Price/Earnings ratio is a bit more expensive when compared to the industry. EFX is more expensive than 60.61% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.10, EFX is valued at the same level.
  • A Price/Forward Earnings ratio of 23.78 indicates a rather expensive valuation of EFX.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EFX indicates a slightly more expensive valuation: EFX is more expensive than 72.73% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. EFX is around the same levels.
Industry RankSector Rank
PE 27.31
Fwd PE 23.78
EFX.DE Price Earnings VS Forward Price EarningsEFX.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EFX indicates a slightly more expensive valuation: EFX is more expensive than 69.70% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, EFX is valued a bit more expensive than the industry average as 63.64% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 25.19
EV/EBITDA 15.33
EFX.DE Per share dataEFX.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates EFX does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of EFX may justify a higher PE ratio.
  • EFX's earnings are expected to grow with 21.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.84
PEG (5Y)12.41
EPS Next 2Y17.89%
EPS Next 3Y21.61%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • EFX has a Yearly Dividend Yield of 1.06%. Purely for dividend investing, there may be better candidates out there.
  • EFX's Dividend Yield is slightly below the industry average, which is at 2.87.
  • With a Dividend Yield of 1.06, EFX pays less dividend than the S&P500 average, which is at 1.80.
Industry RankSector Rank
Dividend Yield 1.06%

5.2 History

  • The dividend of EFX has a limited annual growth rate of 0.02%.
Dividend Growth(5Y)0.02%
Div Incr YearsN/A
Div Non Decr YearsN/A
EFX.DE Yearly Dividends per shareEFX.DE Yearly Dividends per shareYearly Dividends per share 2021 2022 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 33.46% of the earnings are spent on dividend by EFX. This is a low number and sustainable payout ratio.
  • The dividend of EFX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP33.46%
EPS Next 2Y17.89%
EPS Next 3Y21.61%
EFX.DE Yearly Income VS Free CF VS DividendEFX.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
EFX.DE Dividend Payout.EFX.DE Dividend Payout, showing the Payout Ratio.EFX.DE Dividend Payout.PayoutRetained Earnings

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EQUIFAX INC

FRA:EFX (2/27/2026, 7:00:00 PM)

177

+3 (+1.72%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-04
Earnings (Next)04-20
Inst Owners100.55%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap21.31B
Revenue(TTM)N/A
Net Income(TTM)658.60M
Analysts77.93
Price Target235.55 (33.08%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.06%
Yearly Dividend1.32
Dividend Growth(5Y)0.02%
DP33.46%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.84%
Min EPS beat(2)3.21%
Max EPS beat(2)4.48%
EPS beat(4)4
Avg EPS beat(4)3.91%
Min EPS beat(4)0.03%
Max EPS beat(4)7.93%
EPS beat(8)7
Avg EPS beat(8)3.24%
EPS beat(12)10
Avg EPS beat(12)2.53%
EPS beat(16)14
Avg EPS beat(16)2.65%
Revenue beat(2)2
Avg Revenue beat(2)0.62%
Min Revenue beat(2)0.58%
Max Revenue beat(2)0.65%
Revenue beat(4)3
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-2.38%
Max Revenue beat(4)0.77%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.51%
Revenue beat(16)8
Avg Revenue beat(16)-0.31%
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)0.21%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0.06%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 27.31
Fwd PE 23.78
P/S 4.24
P/FCF 25.19
P/OCF 17.13
P/B 5.1
P/tB N/A
EV/EBITDA 15.33
EPS(TTM)6.48
EY3.66%
EPS(NY)7.44
Fwd EY4.21%
FCF(TTM)7.03
FCFY3.97%
OCF(TTM)10.33
OCFY5.84%
SpS41.78
BVpS34.72
TBVpS-22.42
PEG (NY)1.84
PEG (5Y)12.41
Graham Number71.15
Profitability
Industry RankSector Rank
ROA 5.57%
ROE 13.34%
ROCE 12.15%
ROIC 9.15%
ROICexc 9.32%
ROICexgc 56.32%
OM 20.14%
PM (TTM) 11.08%
GM 56.26%
FCFM 16.82%
ROA(3y)5.2%
ROA(5y)5.55%
ROE(3y)14.07%
ROE(5y)15.88%
ROIC(3y)8.03%
ROIC(5y)8.32%
ROICexc(3y)8.22%
ROICexc(5y)8.95%
ROICexgc(3y)65.32%
ROICexgc(5y)N/A
ROCE(3y)10.58%
ROCE(5y)10.96%
ROICexgc growth 3Y-45.57%
ROICexgc growth 5YN/A
ROICexc growth 3Y-6.06%
ROICexc growth 5YN/A
OM growth 3Y-6.25%
OM growth 5YN/A
PM growth 3Y-11.06%
PM growth 5YN/A
GM growth 3Y-2.34%
GM growth 5Y-0.34%
F-Score8
Asset Turnover0.5
Health
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 4.82
Debt/EBITDA 2.16
Cap/Depr 65.82%
Cap/Sales 7.91%
Interest Coverage 250
Cash Conversion 76.89%
Profit Quality 151.75%
Current Ratio 0.74
Quick Ratio 0.74
Altman-Z 3.69
F-Score8
WACC7.49%
ROIC/WACC1.22
Cap/Depr(3y)94%
Cap/Depr(5y)96.66%
Cap/Sales(3y)10.87%
Cap/Sales(5y)10.47%
Profit Quality(3y)82.72%
Profit Quality(5y)93.08%
High Growth Momentum
Growth
EPS 1Y (TTM)5.08%
EPS 3Y0.44%
EPS 5Y2.2%
EPS Q2Q%-1.42%
EPS Next Y14.81%
EPS Next 2Y17.89%
EPS Next 3Y21.61%
EPS Next 5Y13.98%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.24%
Revenue Next Year8.9%
Revenue Next 2Y9.42%
Revenue Next 3Y9.74%
Revenue Next 5Y8.31%
EBIT growth 1Y17.7%
EBIT growth 3Y-1.67%
EBIT growth 5YN/A
EBIT Next Year50.08%
EBIT Next 3Y23.9%
EBIT Next 5Y18.73%
FCF growth 1Y96.58%
FCF growth 3Y-2.08%
FCF growth 5YN/A
OCF growth 1Y31.21%
OCF growth 3Y-0.26%
OCF growth 5Y33.38%

EQUIFAX INC / EFX.DE FAQ

What is the fundamental rating for EFX stock?

ChartMill assigns a fundamental rating of 4 / 10 to EFX.DE.


What is the valuation status of EQUIFAX INC (EFX.DE) stock?

ChartMill assigns a valuation rating of 2 / 10 to EQUIFAX INC (EFX.DE). This can be considered as Overvalued.


What is the profitability of EFX stock?

EQUIFAX INC (EFX.DE) has a profitability rating of 6 / 10.


What is the valuation of EQUIFAX INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EQUIFAX INC (EFX.DE) is 27.31 and the Price/Book (PB) ratio is 5.1.


Can you provide the expected EPS growth for EFX stock?

The Earnings per Share (EPS) of EQUIFAX INC (EFX.DE) is expected to grow by 14.81% in the next year.