EQUIFAX INC (EFX.DE) Fundamental Analysis & Valuation
FRA:EFX • US2944291051
Current stock price
162 EUR
-15 (-8.47%)
Last:
This EFX.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. EFX.DE Profitability Analysis
1.1 Basic Checks
- In the past year EFX was profitable.
- In the past year EFX had a positive cash flow from operations.
- EFX had positive earnings in each of the past 5 years.
- In the past 5 years EFX always reported a positive cash flow from operatings.
1.2 Ratios
- EFX has a better Return On Assets (5.57%) than 70.97% of its industry peers.
- EFX has a better Return On Equity (14.34%) than 67.74% of its industry peers.
- EFX has a Return On Invested Capital of 8.30%. This is in the better half of the industry: EFX outperforms 67.74% of its industry peers.
- EFX had an Average Return On Invested Capital over the past 3 years of 7.84%. This is below the industry average of 11.60%.
- The 3 year average ROIC (7.84%) for EFX is below the current ROIC(8.30%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.57% | ||
| ROE | 14.34% | ||
| ROIC | 8.3% |
ROA(3y)5.05%
ROA(5y)5.58%
ROE(3y)12.99%
ROE(5y)15.46%
ROIC(3y)7.84%
ROIC(5y)8.35%
1.3 Margins
- Looking at the Profit Margin, with a value of 10.87%, EFX belongs to the top of the industry, outperforming 80.65% of the companies in the same industry.
- In the last couple of years the Profit Margin of EFX has declined.
- EFX has a better Operating Margin (18.85%) than 80.65% of its industry peers.
- In the last couple of years the Operating Margin of EFX has grown nicely.
- Looking at the Gross Margin, with a value of 56.45%, EFX is in line with its industry, outperforming 48.39% of the companies in the same industry.
- In the last couple of years the Gross Margin of EFX has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.85% | ||
| PM (TTM) | 10.87% | ||
| GM | 56.45% |
OM growth 3Y-3.66%
OM growth 5Y1.89%
PM growth 3Y-7.18%
PM growth 5Y-2.91%
GM growth 3Y-0.61%
GM growth 5Y-0.51%
2. EFX.DE Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so EFX is still creating some value.
- Compared to 1 year ago, EFX has less shares outstanding
- The number of shares outstanding for EFX has been reduced compared to 5 years ago.
- EFX has a worse debt/assets ratio than last year.
2.2 Solvency
- EFX has an Altman-Z score of 3.36. This indicates that EFX is financially healthy and has little risk of bankruptcy at the moment.
- EFX has a Altman-Z score of 3.36. This is amongst the best in the industry. EFX outperforms 87.10% of its industry peers.
- EFX has a debt to FCF ratio of 4.49. This is a neutral value as EFX would need 4.49 years to pay back of all of its debts.
- EFX has a Debt to FCF ratio of 4.49. This is comparable to the rest of the industry: EFX outperforms 58.06% of its industry peers.
- EFX has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
- EFX's Debt to Equity ratio of 1.05 is in line compared to the rest of the industry. EFX outperforms 41.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.49 | ||
| Altman-Z | 3.36 |
ROIC/WACC1.06
WACC7.81%
2.3 Liquidity
- EFX has a Current Ratio of 0.60. This is a bad value and indicates that EFX is not financially healthy enough and could expect problems in meeting its short term obligations.
- EFX's Current ratio of 0.60 is on the low side compared to the rest of the industry. EFX is outperformed by 74.19% of its industry peers.
- A Quick Ratio of 0.60 indicates that EFX may have some problems paying its short term obligations.
- EFX has a worse Quick ratio (0.60) than 70.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.6 | ||
| Quick Ratio | 0.6 |
3. EFX.DE Growth Analysis
3.1 Past
- The Earnings Per Share has been growing slightly by 5.08% over the past year.
- The Earnings Per Share has been growing slightly by 2.20% on average over the past years.
- EFX shows a small growth in Revenue. In the last year, the Revenue has grown by 6.92%.
- EFX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.04% yearly.
EPS 1Y (TTM)5.08%
EPS 3Y0.44%
EPS 5Y2.2%
EPS Q2Q%-1.42%
Revenue 1Y (TTM)6.92%
Revenue growth 3Y5.85%
Revenue growth 5Y8.04%
Sales Q2Q%9.24%
3.2 Future
- Based on estimates for the next years, EFX will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.46% on average per year.
- Based on estimates for the next years, EFX will show a quite strong growth in Revenue. The Revenue will grow by 9.56% on average per year.
EPS Next Y14.2%
EPS Next 2Y16.93%
EPS Next 3Y18.26%
EPS Next 5Y16.46%
Revenue Next Year11.76%
Revenue Next 2Y10.57%
Revenue Next 3Y10.17%
Revenue Next 5Y9.56%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. EFX.DE Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 24.43 indicates a rather expensive valuation of EFX.
- Compared to the rest of the industry, the Price/Earnings ratio of EFX is on the same level as its industry peers.
- The average S&P500 Price/Earnings ratio is at 26.91. EFX is around the same levels.
- A Price/Forward Earnings ratio of 21.40 indicates a rather expensive valuation of EFX.
- Based on the Price/Forward Earnings ratio, EFX is valued a bit more expensive than the industry average as 70.97% of the companies are valued more cheaply.
- When comparing the Price/Forward Earnings ratio of EFX to the average of the S&P500 Index (23.68), we can say EFX is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.43 | ||
| Fwd PE | 21.4 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, EFX is valued a bit more expensive than the industry average as 67.74% of the companies are valued more cheaply.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of EFX indicates a slightly more expensive valuation: EFX is more expensive than 61.29% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.85 | ||
| EV/EBITDA | 14.24 |
4.3 Compensation for Growth
- EFX's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- EFX has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as EFX's earnings are expected to grow with 18.26% in the coming years.
PEG (NY)1.72
PEG (5Y)11.1
EPS Next 2Y16.93%
EPS Next 3Y18.26%
5. EFX.DE Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 1.23%, EFX has a reasonable but not impressive dividend return.
- EFX's Dividend Yield is comparable with the industry average which is at 2.09.
- Compared to the average S&P500 Dividend Yield of 1.89, EFX is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.23% |
5.2 History
- The dividend of EFX has a limited annual growth rate of 4.08%.
Dividend Growth(5Y)4.08%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- EFX pays out 35.25% of its income as dividend. This is a sustainable payout ratio.
- The dividend of EFX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP35.25%
EPS Next 2Y16.93%
EPS Next 3Y18.26%
EFX.DE Fundamentals: All Metrics, Ratios and Statistics
FRA:EFX (3/13/2026, 7:00:00 PM)
162
-15 (-8.47%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-04 2026-02-04/bmo
Earnings (Next)04-20 2026-04-20/amc
Inst Owners97.92%
Inst Owner ChangeN/A
Ins Owners0.67%
Ins Owner ChangeN/A
Market Cap19.48B
Revenue(TTM)6.07B
Net Income(TTM)660.40M
Analysts78.62
Price Target235.55 (45.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.23% |
Yearly Dividend1.65
Dividend Growth(5Y)4.08%
DP35.25%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.62%
Min EPS beat(2)0.77%
Max EPS beat(2)4.48%
EPS beat(4)4
Avg EPS beat(4)4.1%
Min EPS beat(4)0.77%
Max EPS beat(4)7.93%
EPS beat(8)7
Avg EPS beat(8)2.98%
EPS beat(12)10
Avg EPS beat(12)2.49%
EPS beat(16)14
Avg EPS beat(16)2.66%
Revenue beat(2)2
Avg Revenue beat(2)0.57%
Min Revenue beat(2)0.56%
Max Revenue beat(2)0.58%
Revenue beat(4)4
Avg Revenue beat(4)0.64%
Min Revenue beat(4)0.56%
Max Revenue beat(4)0.77%
Revenue beat(8)4
Avg Revenue beat(8)-0.39%
Revenue beat(12)6
Avg Revenue beat(12)-0.48%
Revenue beat(16)9
Avg Revenue beat(16)-0.23%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-0.56%
EPS NQ rev (3m)-5.72%
EPS NY rev (1m)-0.53%
EPS NY rev (3m)-1.9%
Revenue NQ rev (1m)0.31%
Revenue NQ rev (3m)4.02%
Revenue NY rev (1m)2.63%
Revenue NY rev (3m)3.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.43 | ||
| Fwd PE | 21.4 | ||
| P/S | 3.71 | ||
| P/FCF | 19.85 | ||
| P/OCF | 13.93 | ||
| P/B | 4.89 | ||
| P/tB | N/A | ||
| EV/EBITDA | 14.24 |
EPS(TTM)6.63
EY4.09%
EPS(NY)7.57
Fwd EY4.67%
FCF(TTM)8.16
FCFY5.04%
OCF(TTM)11.63
OCFY7.18%
SpS43.71
BVpS33.13
TBVpS-25.67
PEG (NY)1.72
PEG (5Y)11.1
Graham Number70.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.57% | ||
| ROE | 14.34% | ||
| ROCE | 12.02% | ||
| ROIC | 8.3% | ||
| ROICexc | 8.45% | ||
| ROICexgc | 44.06% | ||
| OM | 18.85% | ||
| PM (TTM) | 10.87% | ||
| GM | 56.45% | ||
| FCFM | 18.67% |
ROA(3y)5.05%
ROA(5y)5.58%
ROE(3y)12.99%
ROE(5y)15.46%
ROIC(3y)7.84%
ROIC(5y)8.35%
ROICexc(3y)7.99%
ROICexc(5y)8.54%
ROICexgc(3y)50.62%
ROICexgc(5y)109.77%
ROCE(3y)10.81%
ROCE(5y)11.37%
ROICexgc growth 3Y-19.59%
ROICexgc growth 5YN/A
ROICexc growth 3Y-1.02%
ROICexc growth 5Y-2.74%
OM growth 3Y-3.66%
OM growth 5Y1.89%
PM growth 3Y-7.18%
PM growth 5Y-2.91%
GM growth 3Y-0.61%
GM growth 5Y-0.51%
F-Score8
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.49 | ||
| Debt/EBITDA | 2.57 | ||
| Cap/Depr | 66.23% | ||
| Cap/Sales | 7.92% | ||
| Interest Coverage | 5.46 | ||
| Cash Conversion | 86.31% | ||
| Profit Quality | 171.76% | ||
| Current Ratio | 0.6 | ||
| Quick Ratio | 0.6 | ||
| Altman-Z | 3.36 |
F-Score8
WACC7.81%
ROIC/WACC1.06
Cap/Depr(3y)79.47%
Cap/Depr(5y)88.8%
Cap/Sales(3y)9.45%
Cap/Sales(5y)10.01%
Profit Quality(3y)133.63%
Profit Quality(5y)107.26%
High Growth Momentum
Growth
EPS 1Y (TTM)5.08%
EPS 3Y0.44%
EPS 5Y2.2%
EPS Q2Q%-1.42%
EPS Next Y14.2%
EPS Next 2Y16.93%
EPS Next 3Y18.26%
EPS Next 5Y16.46%
Revenue 1Y (TTM)6.92%
Revenue growth 3Y5.85%
Revenue growth 5Y8.04%
Sales Q2Q%9.24%
Revenue Next Year11.76%
Revenue Next 2Y10.57%
Revenue Next 3Y10.17%
Revenue Next 5Y9.56%
EBIT growth 1Y5.04%
EBIT growth 3Y1.97%
EBIT growth 5Y10.08%
EBIT Next Year71%
EBIT Next 3Y29.61%
EBIT Next 5Y21.19%
FCF growth 1Y39.52%
FCF growth 3Y104.52%
FCF growth 5Y16.66%
OCF growth 1Y21.99%
OCF growth 3Y28.75%
OCF growth 5Y11.3%
EQUIFAX INC / EFX.DE Fundamental Analysis FAQ
What is the fundamental rating for EFX stock?
ChartMill assigns a fundamental rating of 5 / 10 to EFX.DE.
What is the valuation status of EQUIFAX INC (EFX.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to EQUIFAX INC (EFX.DE). This can be considered as Overvalued.
Can you provide the profitability details for EQUIFAX INC?
EQUIFAX INC (EFX.DE) has a profitability rating of 7 / 10.
What are the PE and PB ratios of EQUIFAX INC (EFX.DE) stock?
The Price/Earnings (PE) ratio for EQUIFAX INC (EFX.DE) is 24.43 and the Price/Book (PB) ratio is 4.89.
Can you provide the dividend sustainability for EFX stock?
The dividend rating of EQUIFAX INC (EFX.DE) is 4 / 10 and the dividend payout ratio is 35.25%.