Logo image of ECPG

ENCORE CAPITAL GROUP INC (ECPG) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:ECPG - US2925541029 - Common Stock

55.4 USD
-0.57 (-1.02%)
Last: 1/12/2026, 4:30:01 PM
55.4 USD
0 (0%)
After Hours: 1/12/2026, 4:30:01 PM

ECPG Key Statistics, Chart & Performance

Key Statistics
Market Cap1.24B
Revenue(TTM)1.56B
Net Income(TTM)-45.13M
Shares22.30M
Float21.45M
52 Week High57.81
52 Week Low26.45
Yearly DividendN/A
Dividend Yield0%
EPS(TTM)9.09
PE6.09
Fwd PE5.85
Earnings (Next)02-24 2026-02-24/amc
IPO1999-07-09
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


ECPG short term performance overview.The bars show the price performance of ECPG in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 10 20 30 40

ECPG long term performance overview.The bars show the price performance of ECPG in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 2 4 6 8 10

The current stock price of ECPG is 55.4 USD. In the past month the price decreased by -0.86%. In the past year, price increased by 13.41%.

ENCORE CAPITAL GROUP INC / ECPG Daily stock chart

ECPG Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
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TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 24.13 247.70B
COF CAPITAL ONE FINANCIAL CORP 12.55 148.25B
SOFI SOFI TECHNOLOGIES INC 88.67 32.08B
SYF SYNCHRONY FINANCIAL 8.69 28.68B
SLMBP SLM CORP - SLM 5.68481 PERP 25.82 14.94B
ALLY ALLY FINANCIAL INC 12.68 13.67B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 57.4 11.18B
OMF ONEMAIN HOLDINGS INC 10.69 7.84B
FCFS FIRSTCASH HOLDINGS INC 20.16 7.33B
SLM SLM CORP 9.38 5.43B
CACC CREDIT ACCEPTANCE CORP 12.47 5.14B
NNI NELNET INC-CL A 16.52 4.93B

About ECPG

Company Profile

ECPG logo image Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. The company is headquartered in San Diego, California and currently employs 7,350 full-time employees. The firm provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. The company primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The firm mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.

Company Info

ENCORE CAPITAL GROUP INC

350 Camino De La Reina, Suite 100

San Diego CALIFORNIA 92108 US

CEO: Ashish Masih

Employees: 7350

ECPG Company Website

ECPG Investor Relations

Phone: 18773453002

ENCORE CAPITAL GROUP INC / ECPG FAQ

Can you describe the business of ENCORE CAPITAL GROUP INC?

Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. The company is headquartered in San Diego, California and currently employs 7,350 full-time employees. The firm provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. The company primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The firm mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.


Can you provide the latest stock price for ENCORE CAPITAL GROUP INC?

The current stock price of ECPG is 55.4 USD. The price decreased by -1.02% in the last trading session.


Does ENCORE CAPITAL GROUP INC pay dividends?

ECPG does not pay a dividend.


What is the ChartMill rating of ENCORE CAPITAL GROUP INC stock?

ECPG has a ChartMill Technical rating of 8 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


What is the Price/Earnings (PE) ratio of ENCORE CAPITAL GROUP INC (ECPG)?

The PE ratio for ENCORE CAPITAL GROUP INC (ECPG) is 6.09. This is based on the reported non-GAAP earnings per share of 9.09 and the current share price of 55.4 USD.


Would investing in ENCORE CAPITAL GROUP INC be a good decision?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on ECPG.


Can you provide the number of employees for ENCORE CAPITAL GROUP INC?

ENCORE CAPITAL GROUP INC (ECPG) currently has 7350 employees.


ECPG Technical Analysis

ChartMill assigns a technical rating of 8 / 10 to ECPG. When comparing the yearly performance of all stocks, ECPG is one of the better performing stocks in the market, outperforming 84.66% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

ECPG Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to ECPG. While ECPG is still in line with the averages on profitability rating, there are concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

ECPG Financial Highlights

Over the last trailing twelve months ECPG reported a non-GAAP Earnings per Share(EPS) of 9.09. The EPS increased by 89.38% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -0.86%
ROE -4.74%
Debt/Equity 4.13
Chartmill High Growth Momentum
EPS Q2Q%151.59%
Sales Q2Q%25.41%
EPS 1Y (TTM)89.38%
Revenue 1Y (TTM)17.52%

ECPG Forecast & Estimates

11 analysts have analysed ECPG and the average price target is 61.46 USD. This implies a price increase of 10.93% is expected in the next year compared to the current price of 55.4.

For the next year, analysts expect an EPS growth of 97.05% and a revenue growth 20.18% for ECPG


Analysts
Analysts81.82
Price Target61.46 (10.94%)
EPS Next Y97.05%
Revenue Next Year20.18%

ECPG Ownership

Ownership
Inst Owners108.51%
Ins Owners3.06%
Short Float %4.89%
Short Ratio4.34