Logo image of ECPG

ENCORE CAPITAL GROUP INC (ECPG) Stock Price, Forecast & Analysis

USA - NASDAQ:ECPG - US2925541029 - Common Stock

41.71 USD
-1.54 (-3.56%)
Last: 11/4/2025, 3:43:03 PM

ECPG Key Statistics, Chart & Performance

Key Statistics
Market Cap959.75M
Revenue(TTM)1.47B
Net Income(TTM)-88790000
Shares23.01M
Float22.15M
52 Week High51.77
52 Week Low26.45
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)7.18
PE5.81
Fwd PE4.95
Earnings (Next)11-05 2025-11-05/amc
IPO1999-07-09
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


ECPG short term performance overview.The bars show the price performance of ECPG in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 2 -2 4 6 8 10

ECPG long term performance overview.The bars show the price performance of ECPG in the last 1, 2 and 3 years. 1 year 2 years 3 years -5 -10

The current stock price of ECPG is 41.71 USD. In the past month the price increased by 6.45%. In the past year, price decreased by -13.45%.

ENCORE CAPITAL GROUP INC / ECPG Daily stock chart

ECPG Latest News, Press Relases and Analysis

6 days ago - By: Zacks Investment Research - Mentions: ENVA
12 days ago - By: Zacks Investment Research - Mentions: ALLY
22 days ago - By: Zacks Investment Research - Mentions: FTI
22 days ago - By: Zacks Investment Research - Mentions: AIZ FLXS RELL W

ECPG Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
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TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 24.24 248.80B
COF CAPITAL ONE FINANCIAL CORP 11.91 141.53B
SOFI SOFI TECHNOLOGIES INC 98.88 35.21B
SYF SYNCHRONY FINANCIAL 8.06 26.60B
SLMBP SLM CORP - SLM 5.99942 PERP 26.49 15.74B
KSPI JSC KASPI.KZ ADR N/A 13.99B
ALLY ALLY FINANCIAL INC 11.42 12.30B
OMF ONEMAIN HOLDINGS INC 9.76 7.23B
FCFS FIRSTCASH HOLDINGS INC 19.45 7.11B
SLM SLM CORP 9.56 5.68B
CACC CREDIT ACCEPTANCE CORP 11.6 4.87B
NNI NELNET INC-CL A 24.13 4.74B

About ECPG

Company Profile

ECPG logo image Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. The company is headquartered in San Diego, California and currently employs 7,350 full-time employees. The firm provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. The company primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The firm mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.

Company Info

ENCORE CAPITAL GROUP INC

350 Camino De La Reina, Suite 100

San Diego CALIFORNIA 92108 US

CEO: Ashish Masih

Employees: 7350

ECPG Company Website

ECPG Investor Relations

Phone: 18773453002

ENCORE CAPITAL GROUP INC / ECPG FAQ

Can you describe the business of ENCORE CAPITAL GROUP INC?

Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. The company is headquartered in San Diego, California and currently employs 7,350 full-time employees. The firm provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. The company primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The firm mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.


What is the stock price of ENCORE CAPITAL GROUP INC today?

The current stock price of ECPG is 41.71 USD. The price decreased by -3.56% in the last trading session.


What is the dividend status of ENCORE CAPITAL GROUP INC?

ECPG does not pay a dividend.


How is the ChartMill rating for ENCORE CAPITAL GROUP INC?

ECPG has a ChartMill Technical rating of 4 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


How many employees does ENCORE CAPITAL GROUP INC have?

ENCORE CAPITAL GROUP INC (ECPG) currently has 7350 employees.


When does ENCORE CAPITAL GROUP INC (ECPG) report earnings?

ENCORE CAPITAL GROUP INC (ECPG) will report earnings on 2025-11-05, after the market close.


What is the Short Interest ratio of ENCORE CAPITAL GROUP INC (ECPG) stock?

The outstanding short interest for ENCORE CAPITAL GROUP INC (ECPG) is 5.39% of its float.


ECPG Technical Analysis

ChartMill assigns a technical rating of 4 / 10 to ECPG. When comparing the yearly performance of all stocks, ECPG is a bad performer in the overall market: 64.36% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

ECPG Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to ECPG. ECPG has a medium profitability rating, but doesn't score so well on its financial health evaluation.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

ECPG Financial Highlights

Over the last trailing twelve months ECPG reported a non-GAAP Earnings per Share(EPS) of 7.18. The EPS increased by 187.2% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -1.71%
ROE -9.91%
Debt/Equity 4.43
Chartmill High Growth Momentum
EPS Q2Q%85.82%
Sales Q2Q%20.45%
EPS 1Y (TTM)187.2%
Revenue 1Y (TTM)13.96%

ECPG Forecast & Estimates

11 analysts have analysed ECPG and the average price target is 58.4 USD. This implies a price increase of 40% is expected in the next year compared to the current price of 41.71.

For the next year, analysts expect an EPS growth of 65.87% and a revenue growth 15.63% for ECPG


Analysts
Analysts81.82
Price Target58.4 (40.01%)
EPS Next Y65.87%
Revenue Next Year15.63%

ECPG Ownership

Ownership
Inst Owners111.35%
Ins Owners3.03%
Short Float %5.39%
Short Ratio4.03