ECN CAPITAL CORP - ECNCN 7.937 PERP (ECN-PR-C.CA) Stock Fundamental Analysis
Canada - TSX:ECN-PR-C - CA26829L6026
23.5 CAD
-0.1 (-0.42%)
Overall ECN-PR-C gets a fundamental rating of 4 out of 10. We evaluated ECN-PR-C against 29 industry peers in the Financial Services industry. The financial health of ECN-PR-C is average, but there are quite some concerns on its profitability. ECN-PR-C has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year ECN-PR-C was profitable.
In the past year ECN-PR-C had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ECN-PR-C reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: ECN-PR-C reported negative operating cash flow in multiple years.
1.2 Ratios
ECN-PR-C's Return On Assets of 0.01% is on the low side compared to the rest of the industry. ECN-PR-C is outperformed by 75.86% of its industry peers.
Looking at the Return On Equity, with a value of 0.03%, ECN-PR-C is doing worse than 75.86% of the companies in the same industry.
With a Return On Invested Capital value of 4.31%, ECN-PR-C perfoms like the industry average, outperforming 51.72% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for ECN-PR-C is below the industry average of 5.38%.
The 3 year average ROIC (2.48%) for ECN-PR-C is below the current ROIC(4.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.01% | ||
| ROE | 0.03% | ||
| ROIC | 4.31% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
1.3 Margins
With a Profit Margin value of 0.03%, ECN-PR-C is not doing good in the industry: 75.86% of the companies in the same industry are doing better.
ECN-PR-C has a worse Operating Margin (33.30%) than 65.52% of its industry peers.
In the last couple of years the Operating Margin of ECN-PR-C has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.3% | ||
| PM (TTM) | 0.03% | ||
| GM | N/A |
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ECN-PR-C has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
ECN-PR-C has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ECN-PR-C has more shares outstanding
ECN-PR-C has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.35 indicates that ECN-PR-C is not in any danger for bankruptcy at the moment.
ECN-PR-C has a Altman-Z score (3.35) which is in line with its industry peers.
The Debt to FCF ratio of ECN-PR-C is 3.27, which is a good value as it means it would take ECN-PR-C, 3.27 years of fcf income to pay off all of its debts.
ECN-PR-C's Debt to FCF ratio of 3.27 is amongst the best of the industry. ECN-PR-C outperforms 86.21% of its industry peers.
ECN-PR-C has a Debt/Equity ratio of 2.85. This is a high value indicating a heavy dependency on external financing.
ECN-PR-C has a worse Debt to Equity ratio (2.85) than 72.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 3.27 | ||
| Altman-Z | 3.35 |
ROIC/WACC0.57
WACC7.61%
2.3 Liquidity
A Current Ratio of 1.05 indicates that ECN-PR-C should not have too much problems paying its short term obligations.
The Current ratio of ECN-PR-C (1.05) is better than 79.31% of its industry peers.
ECN-PR-C has a Quick Ratio of 1.05. This is a normal value and indicates that ECN-PR-C is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.05, ECN-PR-C is doing good in the industry, outperforming 79.31% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
ECN-PR-C shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 750.00%, which is quite impressive.
Measured over the past years, ECN-PR-C shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -20.31% on average per year.
ECN-PR-C shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.31%.
ECN-PR-C shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.56% yearly.
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
3.2 Future
ECN-PR-C is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 42.84% yearly.
The Revenue is expected to grow by 12.04% on average over the next years. This is quite good.
EPS Next Y99.19%
EPS Next 2Y65.25%
EPS Next 3Y42.84%
EPS Next 5YN/A
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3Y12.04%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 130.56, the valuation of ECN-PR-C can be described as expensive.
Based on the Price/Earnings ratio, ECN-PR-C is valued a bit more expensive than 65.52% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.40, ECN-PR-C is valued quite expensively.
A Price/Forward Earnings ratio of 68.14 indicates a quite expensive valuation of ECN-PR-C.
ECN-PR-C's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 65.52% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.94, ECN-PR-C is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 130.56 | ||
| Fwd PE | 68.14 |
4.2 Price Multiples
79.31% of the companies in the same industry are more expensive than ECN-PR-C, based on the Enterprise Value to EBITDA ratio.
ECN-PR-C's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 75.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.04 | ||
| EV/EBITDA | 53.48 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as ECN-PR-C's earnings are expected to grow with 42.84% in the coming years.
PEG (NY)1.32
PEG (5Y)N/A
EPS Next 2Y65.25%
EPS Next 3Y42.84%
5. Dividend
5.1 Amount
ECN-PR-C has a Yearly Dividend Yield of 1.38%.
With a Dividend Yield of 1.38, ECN-PR-C pays less dividend than the industry average, which is at 6.76. 82.76% of the companies listed in the same industry pay a better dividend than ECN-PR-C!
Compared to an average S&P500 Dividend Yield of 2.36, ECN-PR-C's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.38% |
5.2 History
The dividend of ECN-PR-C decreases each year by -5.51%.
ECN-PR-C has been paying a dividend for over 5 years, so it has already some track record.
ECN-PR-C has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.51%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
22763.77% of the earnings are spent on dividend by ECN-PR-C. This is not a sustainable payout ratio.
DP22763.77%
EPS Next 2Y65.25%
EPS Next 3Y42.84%
ECN CAPITAL CORP - ECNCN 7.937 PERP
TSX:ECN-PR-C (10/17/2025, 7:00:00 PM)
23.5
-0.1 (-0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners47.31%
Inst Owner ChangeN/A
Ins Owners6.76%
Ins Owner ChangeN/A
Market Cap6.61B
Analysts75
Price Target30.19 (28.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.38% |
Yearly Dividend0.08
Dividend Growth(5Y)-5.51%
DP22763.77%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.07%
Min EPS beat(2)-15.14%
Max EPS beat(2)-0.99%
EPS beat(4)0
Avg EPS beat(4)-22.53%
Min EPS beat(4)-64%
Max EPS beat(4)-0.99%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.47%
Min Revenue beat(2)-7.2%
Max Revenue beat(2)10.15%
Revenue beat(4)2
Avg Revenue beat(4)1.46%
Min Revenue beat(4)-7.75%
Max Revenue beat(4)10.65%
Revenue beat(8)4
Avg Revenue beat(8)1.69%
Revenue beat(12)4
Avg Revenue beat(12)-4.29%
Revenue beat(16)4
Avg Revenue beat(16)-13.52%
PT rev (1m)3.86%
PT rev (3m)2.95%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.55%
EPS NY rev (1m)-1.39%
EPS NY rev (3m)-8.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.41%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 130.56 | ||
| Fwd PE | 68.14 | ||
| P/S | 19.76 | ||
| P/FCF | 27.04 | ||
| P/OCF | 26.93 | ||
| P/B | 23.53 | ||
| P/tB | N/A | ||
| EV/EBITDA | 53.48 |
EPS(TTM)0.18
EY0.77%
EPS(NY)0.34
Fwd EY1.47%
FCF(TTM)0.87
FCFY3.7%
OCF(TTM)0.87
OCFY3.71%
SpS1.19
BVpS1
TBVpS-0.29
PEG (NY)1.32
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.01% | ||
| ROE | 0.03% | ||
| ROCE | 9.08% | ||
| ROIC | 4.31% | ||
| ROICexc | 4.38% | ||
| ROICexgc | 6.89% | ||
| OM | 33.3% | ||
| PM (TTM) | 0.03% | ||
| GM | N/A | ||
| FCFM | 73.1% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ROICexc(3y)2.52%
ROICexc(5y)1.66%
ROICexgc(3y)3.6%
ROICexgc(5y)2.66%
ROCE(3y)5.23%
ROCE(5y)3.43%
ROICexcg growth 3Y47.97%
ROICexcg growth 5Y17.4%
ROICexc growth 3Y100.79%
ROICexc growth 5Y25.74%
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 3.27 | ||
| Debt/EBITDA | 5.79 | ||
| Cap/Depr | 3.52% | ||
| Cap/Sales | 0.28% | ||
| Interest Coverage | 1.7 | ||
| Cash Conversion | 177.56% | ||
| Profit Quality | 252664% | ||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z | 3.35 |
F-Score7
WACC7.61%
ROIC/WACC0.57
Cap/Depr(3y)114.58%
Cap/Depr(5y)86.26%
Cap/Sales(3y)8.73%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
EPS Next Y99.19%
EPS Next 2Y65.25%
EPS Next 3Y42.84%
EPS Next 5YN/A
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3Y12.04%
Revenue Next 5YN/A
EBIT growth 1Y178.05%
EBIT growth 3Y128.98%
EBIT growth 5Y13.75%
EBIT Next Year99.8%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y153.35%
FCF growth 3Y11.95%
FCF growth 5Y-6.78%
OCF growth 1Y156.44%
OCF growth 3Y10.19%
OCF growth 5Y-7.11%