ECN CAPITAL CORP - ECNCN 7.937 PERP (ECN-PR-C.CA) Stock Fundamental Analysis
TSX:ECN-PR-C - CA26829L6026
23.39 CAD
+0.19 (+0.82%)
We assign a fundamental rating of 4 out of 10 to ECN-PR-C. ECN-PR-C was compared to 28 industry peers in the Financial Services industry. ECN-PR-C scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. ECN-PR-C is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
ECN-PR-C had positive earnings in the past year.
In the past year ECN-PR-C had a positive cash flow from operations.
In multiple years ECN-PR-C reported negative net income over the last 5 years.
In multiple years ECN-PR-C reported negative operating cash flow during the last 5 years.
1.2 Ratios
ECN-PR-C's Return On Assets of 0.01% is on the low side compared to the rest of the industry. ECN-PR-C is outperformed by 78.57% of its industry peers.
ECN-PR-C has a Return On Equity of 0.03%. This is in the lower half of the industry: ECN-PR-C underperforms 78.57% of its industry peers.
ECN-PR-C's Return On Invested Capital of 4.31% is in line compared to the rest of the industry. ECN-PR-C outperforms 50.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ECN-PR-C is below the industry average of 5.12%.
The last Return On Invested Capital (4.31%) for ECN-PR-C is above the 3 year average (2.48%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.01% | ||
| ROE | 0.03% | ||
| ROIC | 4.31% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
1.3 Margins
The Profit Margin of ECN-PR-C (0.03%) is worse than 78.57% of its industry peers.
The Operating Margin of ECN-PR-C (33.30%) is worse than 64.29% of its industry peers.
ECN-PR-C's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.3% | ||
| PM (TTM) | 0.03% | ||
| GM | N/A |
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ECN-PR-C is destroying value.
Compared to 1 year ago, ECN-PR-C has more shares outstanding
ECN-PR-C has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ECN-PR-C has an improved debt to assets ratio.
2.2 Solvency
ECN-PR-C has an Altman-Z score of 3.38. This indicates that ECN-PR-C is financially healthy and has little risk of bankruptcy at the moment.
ECN-PR-C has a Altman-Z score (3.38) which is in line with its industry peers.
The Debt to FCF ratio of ECN-PR-C is 3.27, which is a good value as it means it would take ECN-PR-C, 3.27 years of fcf income to pay off all of its debts.
ECN-PR-C has a better Debt to FCF ratio (3.27) than 85.71% of its industry peers.
A Debt/Equity ratio of 2.85 is on the high side and indicates that ECN-PR-C has dependencies on debt financing.
The Debt to Equity ratio of ECN-PR-C (2.85) is worse than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 3.27 | ||
| Altman-Z | 3.38 |
ROIC/WACC0.56
WACC7.66%
2.3 Liquidity
ECN-PR-C has a Current Ratio of 1.05. This is a normal value and indicates that ECN-PR-C is financially healthy and should not expect problems in meeting its short term obligations.
ECN-PR-C has a better Current ratio (1.05) than 82.14% of its industry peers.
ECN-PR-C has a Quick Ratio of 1.05. This is a normal value and indicates that ECN-PR-C is financially healthy and should not expect problems in meeting its short term obligations.
ECN-PR-C's Quick ratio of 1.05 is amongst the best of the industry. ECN-PR-C outperforms 82.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 750.00% over the past year.
The earnings per share for ECN-PR-C have been decreasing by -20.31% on average. This is quite bad
The Revenue has grown by 33.31% in the past year. This is a very strong growth!
Measured over the past years, ECN-PR-C shows a decrease in Revenue. The Revenue has been decreasing by -1.56% on average per year.
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
3.2 Future
ECN-PR-C is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 66.38% yearly.
Based on estimates for the next years, ECN-PR-C will show a quite strong growth in Revenue. The Revenue will grow by 14.36% on average per year.
EPS Next Y102%
EPS Next 2Y66.38%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 129.94, which means the current valuation is very expensive for ECN-PR-C.
Based on the Price/Earnings ratio, ECN-PR-C is valued a bit more expensive than the industry average as 67.86% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 27.02. ECN-PR-C is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 68.05 indicates a quite expensive valuation of ECN-PR-C.
ECN-PR-C's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 64.29% of the companies in the same industry.
ECN-PR-C is valuated expensively when we compare the Price/Forward Earnings ratio to 22.66, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 129.94 | ||
| Fwd PE | 68.05 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ECN-PR-C is valued cheaply inside the industry as 82.14% of the companies are valued more expensively.
ECN-PR-C's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.37 | ||
| EV/EBITDA | 53.93 |
4.3 Compensation for Growth
ECN-PR-C's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ECN-PR-C's earnings are expected to grow with 66.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.27
PEG (5Y)N/A
EPS Next 2Y66.38%
EPS Next 3YN/A
5. Dividend
5.1 Amount
ECN-PR-C has a Yearly Dividend Yield of 1.37%. Purely for dividend investing, there may be better candidates out there.
With a Dividend Yield of 1.37, ECN-PR-C pays less dividend than the industry average, which is at 6.13. 85.71% of the companies listed in the same industry pay a better dividend than ECN-PR-C!
With a Dividend Yield of 1.37, ECN-PR-C pays less dividend than the S&P500 average, which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
5.2 History
The dividend of ECN-PR-C decreases each year by -5.51%.
ECN-PR-C has been paying a dividend for over 5 years, so it has already some track record.
ECN-PR-C has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.51%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ECN-PR-C pays out 22763.77% of its income as dividend. This is not a sustainable payout ratio.
DP22763.77%
EPS Next 2Y66.38%
EPS Next 3YN/A
ECN CAPITAL CORP - ECNCN 7.937 PERP
TSX:ECN-PR-C (9/8/2025, 7:00:00 PM)
23.39
+0.19 (+0.82%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners50.97%
Inst Owner ChangeN/A
Ins Owners6.68%
Ins Owner ChangeN/A
Market Cap6.58B
Analysts75
Price Target29.24 (25.01%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
Yearly Dividend0.08
Dividend Growth(5Y)-5.51%
DP22763.77%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.07%
Min EPS beat(2)-15.14%
Max EPS beat(2)-0.99%
EPS beat(4)0
Avg EPS beat(4)-22.53%
Min EPS beat(4)-64%
Max EPS beat(4)-0.99%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.47%
Min Revenue beat(2)-7.2%
Max Revenue beat(2)10.15%
Revenue beat(4)2
Avg Revenue beat(4)1.46%
Min Revenue beat(4)-7.75%
Max Revenue beat(4)10.65%
Revenue beat(8)4
Avg Revenue beat(8)1.69%
Revenue beat(12)4
Avg Revenue beat(12)-4.29%
Revenue beat(16)4
Avg Revenue beat(16)-13.52%
PT rev (1m)-0.3%
PT rev (3m)-4.36%
EPS NQ rev (1m)5.55%
EPS NQ rev (3m)5.55%
EPS NY rev (1m)-7.22%
EPS NY rev (3m)-7.22%
Revenue NQ rev (1m)-1.41%
Revenue NQ rev (3m)-9.34%
Revenue NY rev (1m)-1.06%
Revenue NY rev (3m)-4.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 129.94 | ||
| Fwd PE | 68.05 | ||
| P/S | 20.01 | ||
| P/FCF | 27.37 | ||
| P/OCF | 27.27 | ||
| P/B | 23.83 | ||
| P/tB | N/A | ||
| EV/EBITDA | 53.93 |
EPS(TTM)0.18
EY0.77%
EPS(NY)0.34
Fwd EY1.47%
FCF(TTM)0.85
FCFY3.65%
OCF(TTM)0.86
OCFY3.67%
SpS1.17
BVpS0.98
TBVpS-0.28
PEG (NY)1.27
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.01% | ||
| ROE | 0.03% | ||
| ROCE | 9.08% | ||
| ROIC | 4.31% | ||
| ROICexc | 4.38% | ||
| ROICexgc | 6.89% | ||
| OM | 33.3% | ||
| PM (TTM) | 0.03% | ||
| GM | N/A | ||
| FCFM | 73.1% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ROICexc(3y)2.52%
ROICexc(5y)1.66%
ROICexgc(3y)3.6%
ROICexgc(5y)2.66%
ROCE(3y)5.23%
ROCE(5y)3.43%
ROICexcg growth 3Y47.97%
ROICexcg growth 5Y17.4%
ROICexc growth 3Y100.79%
ROICexc growth 5Y25.74%
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 3.27 | ||
| Debt/EBITDA | 5.79 | ||
| Cap/Depr | 3.52% | ||
| Cap/Sales | 0.28% | ||
| Interest Coverage | 1.7 | ||
| Cash Conversion | 177.56% | ||
| Profit Quality | 252664% | ||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z | 3.38 |
F-Score7
WACC7.66%
ROIC/WACC0.56
Cap/Depr(3y)114.58%
Cap/Depr(5y)86.26%
Cap/Sales(3y)8.73%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
EPS Next Y102%
EPS Next 2Y66.38%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y178.05%
EBIT growth 3Y128.98%
EBIT growth 5Y13.75%
EBIT Next Year110.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y153.35%
FCF growth 3Y11.95%
FCF growth 5Y-6.78%
OCF growth 1Y156.44%
OCF growth 3Y10.19%
OCF growth 5Y-7.11%