ECN CAPITAL CORP - ECNCN 7.937 PERP (ECN-PR-C.CA) Stock Fundamental Analysis
TSX:ECN-PR-C - Toronto Stock Exchange - CA26829L6026 - Currency: CAD
We assign a fundamental rating of 4 out of 10 to ECN-PR-C. ECN-PR-C was compared to 29 industry peers in the Financial Services industry. ECN-PR-C scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. ECN-PR-C has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year ECN-PR-C was profitable.
ECN-PR-C had a positive operating cash flow in the past year.
In multiple years ECN-PR-C reported negative net income over the last 5 years.
In multiple years ECN-PR-C reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 0.64%, ECN-PR-C is not doing good in the industry: 65.52% of the companies in the same industry are doing better.
Looking at the Return On Equity, with a value of 3.00%, ECN-PR-C is doing worse than 72.41% of the companies in the same industry.
ECN-PR-C has a Return On Invested Capital (4.69%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for ECN-PR-C is below the industry average of 5.87%.
The last Return On Invested Capital (4.69%) for ECN-PR-C is above the 3 year average (2.48%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 3% | ||
| ROIC | 4.69% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
1.3 Margins
ECN-PR-C has a worse Profit Margin (2.53%) than 72.41% of its industry peers.
With a Operating Margin value of 36.72%, ECN-PR-C perfoms like the industry average, outperforming 41.38% of the companies in the same industry.
ECN-PR-C's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.72% | ||
| PM (TTM) | 2.53% | ||
| GM | N/A |
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ECN-PR-C is destroying value.
Compared to 1 year ago, ECN-PR-C has more shares outstanding
Compared to 5 years ago, ECN-PR-C has more shares outstanding
ECN-PR-C has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.53 indicates that ECN-PR-C is not in any danger for bankruptcy at the moment.
ECN-PR-C has a Altman-Z score (3.53) which is in line with its industry peers.
The Debt to FCF ratio of ECN-PR-C is 7.45, which is on the high side as it means it would take ECN-PR-C, 7.45 years of fcf income to pay off all of its debts.
ECN-PR-C has a better Debt to FCF ratio (7.45) than 72.41% of its industry peers.
ECN-PR-C has a Debt/Equity ratio of 2.87. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of ECN-PR-C (2.87) is worse than 72.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 7.45 | ||
| Altman-Z | 3.53 |
ROIC/WACC0.65
WACC7.19%
2.3 Liquidity
ECN-PR-C has a Current Ratio of 1.59. This is a normal value and indicates that ECN-PR-C is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.59, ECN-PR-C belongs to the best of the industry, outperforming 89.66% of the companies in the same industry.
A Quick Ratio of 1.59 indicates that ECN-PR-C should not have too much problems paying its short term obligations.
ECN-PR-C's Quick ratio of 1.59 is amongst the best of the industry. ECN-PR-C outperforms 89.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.59 | ||
| Quick Ratio | 1.59 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 350.00% over the past year.
ECN-PR-C shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -20.31% yearly.
ECN-PR-C shows a strong growth in Revenue. In the last year, the Revenue has grown by 48.77%.
ECN-PR-C shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.56% yearly.
EPS 1Y (TTM)350%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%71.15%
Revenue 1Y (TTM)48.77%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%14.16%
3.2 Future
ECN-PR-C is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 69.99% yearly.
Based on estimates for the next years, ECN-PR-C will show a quite strong growth in Revenue. The Revenue will grow by 16.20% on average per year.
EPS Next Y117.71%
EPS Next 2Y69.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y16.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 144.38, ECN-PR-C can be considered very expensive at the moment.
ECN-PR-C's Price/Earnings ratio is a bit more expensive when compared to the industry. ECN-PR-C is more expensive than 65.52% of the companies in the same industry.
When comparing the Price/Earnings ratio of ECN-PR-C to the average of the S&P500 Index (26.53), we can say ECN-PR-C is valued expensively.
ECN-PR-C is valuated quite expensively with a Price/Forward Earnings ratio of 64.85.
Based on the Price/Forward Earnings ratio, ECN-PR-C is valued a bit cheaper than the industry average as 65.52% of the companies are valued more expensively.
ECN-PR-C is valuated expensively when we compare the Price/Forward Earnings ratio to 22.27, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 144.38 | ||
| Fwd PE | 64.85 |
4.2 Price Multiples
79.31% of the companies in the same industry are more expensive than ECN-PR-C, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, ECN-PR-C is valued a bit cheaper than 75.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 61.68 | ||
| EV/EBITDA | 50.6 |
4.3 Compensation for Growth
ECN-PR-C's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ECN-PR-C's earnings are expected to grow with 69.99% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.23
PEG (5Y)N/A
EPS Next 2Y69.99%
EPS Next 3YN/A
5. Dividend
5.1 Amount
ECN-PR-C has a Yearly Dividend Yield of 1.57%.
Compared to an average industry Dividend Yield of 6.44, ECN-PR-C is paying slightly less dividend.
ECN-PR-C's Dividend Yield is slightly below the S&P500 average, which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.57% |
5.2 History
The dividend of ECN-PR-C decreases each year by -5.51%.
ECN-PR-C has been paying a dividend for over 5 years, so it has already some track record.
ECN-PR-C has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.51%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
296.14% of the earnings are spent on dividend by ECN-PR-C. This is not a sustainable payout ratio.
DP296.14%
EPS Next 2Y69.99%
EPS Next 3YN/A
ECN CAPITAL CORP - ECNCN 7.937 PERP
TSX:ECN-PR-C (6/5/2025, 7:00:00 PM)
23.1
+0.05 (+0.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners46.07%
Inst Owner ChangeN/A
Ins Owners6.36%
Ins Owner ChangeN/A
Market Cap6.50B
Analysts75.56
Price Target30.57 (32.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.57% |
Yearly Dividend0.08
Dividend Growth(5Y)-5.51%
DP296.14%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.49%
Min EPS beat(2)-64%
Max EPS beat(2)-0.99%
EPS beat(4)0
Avg EPS beat(4)-18.99%
Min EPS beat(4)-64%
Max EPS beat(4)-0.99%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.2%
Min Revenue beat(2)-7.75%
Max Revenue beat(2)10.15%
Revenue beat(4)3
Avg Revenue beat(4)5.77%
Min Revenue beat(4)-7.75%
Max Revenue beat(4)10.65%
Revenue beat(8)4
Avg Revenue beat(8)-0.28%
Revenue beat(12)4
Avg Revenue beat(12)-8.79%
Revenue beat(16)4
Avg Revenue beat(16)-15.4%
PT rev (1m)6.34%
PT rev (3m)10.38%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5%
EPS NY rev (1m)0%
EPS NY rev (3m)2.11%
Revenue NQ rev (1m)-9.49%
Revenue NQ rev (3m)-6.86%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 144.38 | ||
| Fwd PE | 64.85 | ||
| P/S | 20.09 | ||
| P/FCF | 61.68 | ||
| P/OCF | 61.01 | ||
| P/B | 23.75 | ||
| P/tB | N/A | ||
| EV/EBITDA | 50.6 |
EPS(TTM)0.16
EY0.69%
EPS(NY)0.36
Fwd EY1.54%
FCF(TTM)0.37
FCFY1.62%
OCF(TTM)0.38
OCFY1.64%
SpS1.15
BVpS0.97
TBVpS-0.26
PEG (NY)1.23
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 3% | ||
| ROCE | 9.87% | ||
| ROIC | 4.69% | ||
| ROICexc | 4.79% | ||
| ROICexgc | 7.43% | ||
| OM | 36.72% | ||
| PM (TTM) | 2.53% | ||
| GM | N/A | ||
| FCFM | 32.57% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ROICexc(3y)2.52%
ROICexc(5y)1.66%
ROICexgc(3y)3.6%
ROICexgc(5y)2.66%
ROCE(3y)5.23%
ROCE(5y)3.43%
ROICexcg growth 3Y47.97%
ROICexcg growth 5Y17.4%
ROICexc growth 3Y100.79%
ROICexc growth 5Y25.74%
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 7.45 | ||
| Debt/EBITDA | 5.47 | ||
| Cap/Depr | 4.64% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 74.26% | ||
| Profit Quality | 1284.89% | ||
| Current Ratio | 1.59 | ||
| Quick Ratio | 1.59 | ||
| Altman-Z | 3.53 |
F-Score7
WACC7.19%
ROIC/WACC0.65
Cap/Depr(3y)114.58%
Cap/Depr(5y)86.26%
Cap/Sales(3y)8.73%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%71.15%
EPS Next Y117.71%
EPS Next 2Y69.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)48.77%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%14.16%
Revenue Next Year16.87%
Revenue Next 2Y16.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y972.27%
EBIT growth 3Y128.98%
EBIT growth 5Y13.75%
EBIT Next Year110.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y109.6%
FCF growth 3Y11.95%
FCF growth 5Y-6.78%
OCF growth 1Y109.86%
OCF growth 3Y10.19%
OCF growth 5Y-7.11%