DANSKE BANK A/S (DSN.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:DSN • DK0010274414
43.11 EUR
+0.51 (+1.2%)
Last: Jan 30, 2026, 07:00 PM
Taking everything into account, DSN scores 2 out of 10 in our fundamental rating. DSN was compared to 114 industry peers in the Banks industry. DSN has a bad profitability rating. Also its financial health evaluation is rather negative. DSN is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- DSN had positive earnings in the past year.
- In the past year DSN has reported a negative cash flow from operations.
- DSN had positive earnings in 4 of the past 5 years.
- In multiple years DSN reported negative operating cash flow during the last 5 years.
1.2 Ratios
- DSN has a Return On Assets (0.62%) which is comparable to the rest of the industry.
- DSN has a better Return On Equity (12.83%) than 60.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.62% | ||
| ROE | 12.83% | ||
| ROIC | N/A |
ROA(3y)0.36%
ROA(5y)0.3%
ROE(3y)7.55%
ROE(5y)6.42%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of DSN (22.85%) is comparable to the rest of the industry.
- DSN's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for DSN so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 22.85% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y29.26%
PM growth 5Y11.12%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- DSN does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, DSN has less shares outstanding
- DSN has less shares outstanding than it did 5 years ago.
- DSN has a worse debt/assets ratio than last year.
2.2 Solvency
- A Debt/Equity ratio of 6.21 is on the high side and indicates that DSN has dependencies on debt financing.
- DSN's Debt to Equity ratio of 6.21 is on the low side compared to the rest of the industry. DSN is outperformed by 93.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.16%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 0.00% over the past year.
- DSN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.65% yearly.
- The Revenue for DSN has decreased by -21.66% in the past year. This is quite bad
- Measured over the past years, DSN shows a decrease in Revenue. The Revenue has been decreasing by -0.48% on average per year.
EPS 1Y (TTM)0%
EPS 3Y23.8%
EPS 5Y10.65%
EPS Q2Q%-6.94%
Revenue 1Y (TTM)-21.66%
Revenue growth 3Y-4.26%
Revenue growth 5Y-0.48%
Sales Q2Q%-51.52%
3.2 Future
- Based on estimates for the next years, DSN will show a small growth in Earnings Per Share. The EPS will grow by 4.23% on average per year.
- The Revenue is expected to grow by 2.15% on average over the next years.
EPS Next Y-0.35%
EPS Next 2Y1.43%
EPS Next 3Y2.98%
EPS Next 5Y4.23%
Revenue Next Year1.66%
Revenue Next 2Y1.68%
Revenue Next 3Y2%
Revenue Next 5Y2.15%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.78 indicates a reasonable valuation of DSN.
- DSN's Price/Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 28.30, DSN is valued rather cheaply.
- DSN is valuated reasonably with a Price/Forward Earnings ratio of 11.30.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of DSN is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. DSN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.78 | ||
| Fwd PE | 11.3 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.11
EPS Next 2Y1.43%
EPS Next 3Y2.98%
5. Dividend
5.1 Amount
- DSN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
DANSKE BANK A/S / DSN.DE FAQ
Can you provide the ChartMill fundamental rating for DANSKE BANK A/S?
ChartMill assigns a fundamental rating of 2 / 10 to DSN.DE.
What is the valuation status for DSN stock?
ChartMill assigns a valuation rating of 3 / 10 to DANSKE BANK A/S (DSN.DE). This can be considered as Overvalued.
What is the profitability of DSN stock?
DANSKE BANK A/S (DSN.DE) has a profitability rating of 3 / 10.
What is the expected EPS growth for DANSKE BANK A/S (DSN.DE) stock?
The Earnings per Share (EPS) of DANSKE BANK A/S (DSN.DE) is expected to decline by -0.35% in the next year.
How sustainable is the dividend of DANSKE BANK A/S (DSN.DE) stock?
The dividend rating of DANSKE BANK A/S (DSN.DE) is 0 / 10 and the dividend payout ratio is 77.73%.