DAILY JOURNAL CORP (DJCO) Stock Fundamental Analysis
NASDAQ:DJCO - Nasdaq - US2339121046 - Common Stock - Currency: USD
We assign a fundamental rating of 5 out of 10 to DJCO. DJCO was compared to 284 industry peers in the Software industry. While DJCO has a great health rating, its profitability is only average at the moment. DJCO is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year DJCO was profitable.
DJCO had a positive operating cash flow in the past year.
DJCO had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: DJCO reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 22.57%, DJCO belongs to the best of the industry, outperforming 96.13% of the companies in the same industry.
DJCO has a Return On Equity of 31.59%. This is amongst the best in the industry. DJCO outperforms 91.55% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.78%, DJCO is in the better half of the industry, outperforming 65.14% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for DJCO is significantly below the industry average of 12.36%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 22.57% | ||
| ROE | 31.59% | ||
| ROIC | 0.78% |
ROA(3y)0.56%
ROA(5y)6.58%
ROE(3y)-1.18%
ROE(5y)8.73%
ROIC(3y)0.99%
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 144.24%, DJCO belongs to the best of the industry, outperforming 99.65% of the companies in the same industry.
DJCO's Profit Margin has declined in the last couple of years.
DJCO's Operating Margin of 6.17% is fine compared to the rest of the industry. DJCO outperforms 72.54% of its industry peers.
DJCO's Operating Margin has improved in the last couple of years.
The Gross Margin of DJCO (88.84%) is better than 95.77% of its industry peers.
In the last couple of years the Gross Margin of DJCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.17% | ||
| PM (TTM) | 144.24% | ||
| GM | 88.84% |
OM growth 3Y10.16%
OM growth 5YN/A
PM growth 3Y-21.24%
PM growth 5YN/A
GM growth 3Y-1.34%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
DJCO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
DJCO has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, DJCO has less shares outstanding
DJCO has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.84 indicates that DJCO is not in any danger for bankruptcy at the moment.
With a decent Altman-Z score value of 4.84, DJCO is doing good in the industry, outperforming 69.72% of the companies in the same industry.
DJCO has a debt to FCF ratio of 4.11. This is a neutral value as DJCO would need 4.11 years to pay back of all of its debts.
DJCO has a better Debt to FCF ratio (4.11) than 60.92% of its industry peers.
DJCO has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
DJCO has a Debt to Equity ratio (0.08) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 4.11 | ||
| Altman-Z | 4.84 |
ROIC/WACC0.09
WACC8.63%
2.3 Liquidity
DJCO has a Current Ratio of 15.14. This indicates that DJCO is financially healthy and has no problem in meeting its short term obligations.
DJCO has a Current ratio of 15.14. This is amongst the best in the industry. DJCO outperforms 95.42% of its industry peers.
DJCO has a Quick Ratio of 15.14. This indicates that DJCO is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 15.14, DJCO belongs to the top of the industry, outperforming 95.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 15.14 | ||
| Quick Ratio | 15.14 |
3. Growth
3.1 Past
DJCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 375.42%, which is quite impressive.
The earnings per share for DJCO have been decreasing by -11.49% on average. This is quite bad
Looking at the last year, DJCO shows a small growth in Revenue. The Revenue has grown by 2.00% in the last year.
Measured over the past years, DJCO shows a small growth in Revenue. The Revenue has been growing by 7.52% on average per year.
EPS 1Y (TTM)375.42%
EPS 3Y-11.49%
EPS 5YN/A
EPS Q2Q%189.7%
Revenue 1Y (TTM)2%
Revenue growth 3Y12.29%
Revenue growth 5Y7.52%
Sales Q2Q%9.69%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.39, the valuation of DJCO can be described as very cheap.
Based on the Price/Earnings ratio, DJCO is valued cheaper than 96.48% of the companies in the same industry.
DJCO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.65.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.39 | ||
| Fwd PE | N/A |
4.2 Price Multiples
DJCO's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 90.02 | ||
| EV/EBITDA | -58.2 |
4.3 Compensation for Growth
The decent profitability rating of DJCO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
DJCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
413.19
+16.71 (+4.21%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners65.83%
Inst Owner Change8.05%
Ins Owners0.04%
Ins Owner Change0%
Market Cap570.20M
Analysts0
Price TargetN/A
Short Float %8.6%
Short Ratio3.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.39 | ||
| Fwd PE | N/A | ||
| P/S | 7.78 | ||
| P/FCF | 90.02 | ||
| P/OCF | 89.65 | ||
| P/B | 1.7 | ||
| P/tB | 1.7 | ||
| EV/EBITDA | -58.2 |
EPS(TTM)76.71
EY18.57%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)4.59
FCFY1.11%
OCF(TTM)4.61
OCFY1.12%
SpS53.08
BVpS242.35
TBVpS242.35
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 22.57% | ||
| ROE | 31.59% | ||
| ROCE | 1.03% | ||
| ROIC | 0.78% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 6.17% | ||
| PM (TTM) | 144.24% | ||
| GM | 88.84% | ||
| FCFM | 8.65% |
ROA(3y)0.56%
ROA(5y)6.58%
ROE(3y)-1.18%
ROE(5y)8.73%
ROIC(3y)0.99%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.31%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y10.16%
OM growth 5YN/A
PM growth 3Y-21.24%
PM growth 5YN/A
GM growth 3Y-1.34%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 4.11 | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.84 | ||
| Cash Conversion | 132.92% | ||
| Profit Quality | 6% | ||
| Current Ratio | 15.14 | ||
| Quick Ratio | 15.14 | ||
| Altman-Z | 4.84 |
F-Score5
WACC8.63%
ROIC/WACC0.09
Cap/Depr(3y)19.9%
Cap/Depr(5y)20.11%
Cap/Sales(3y)0.09%
Cap/Sales(5y)0.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)375.42%
EPS 3Y-11.49%
EPS 5YN/A
EPS Q2Q%189.7%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2%
Revenue growth 3Y12.29%
Revenue growth 5Y7.52%
Sales Q2Q%9.69%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-35.41%
EBIT growth 3Y23.7%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-33.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-33.75%
OCF growth 3YN/A
OCF growth 5YN/A