DF DEUTSCHE FORFAIT AG (DFTK.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:DFTK • DE000A2AA204

1.67 EUR
-0.1 (-5.65%)
Last: Feb 10, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Overall DFTK gets a fundamental rating of 4 out of 10. We evaluated DFTK against 59 industry peers in the Financial Services industry. DFTK has an average financial health and profitability rating. DFTK has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year DFTK was profitable.
  • In the past year DFTK has reported a negative cash flow from operations.
  • DFTK had positive earnings in each of the past 5 years.
  • In multiple years DFTK reported negative operating cash flow during the last 5 years.
DFTK.DE Yearly Net Income VS EBIT VS OCF VS FCFDFTK.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M

1.2 Ratios

  • DFTK has a Return On Assets of 1.65%. This is comparable to the rest of the industry: DFTK outperforms 54.24% of its industry peers.
  • Looking at the Return On Equity, with a value of 2.67%, DFTK is in line with its industry, outperforming 49.15% of the companies in the same industry.
  • With a Return On Invested Capital value of 4.44%, DFTK perfoms like the industry average, outperforming 54.24% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for DFTK is below the industry average of 9.72%.
Industry RankSector Rank
ROA 1.65%
ROE 2.67%
ROIC 4.44%
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
DFTK.DE Yearly ROA, ROE, ROICDFTK.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

1.3 Margins

  • The Profit Margin of DFTK (7.00%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of DFTK has declined.
  • With a decent Operating Margin value of 33.57%, DFTK is doing good in the industry, outperforming 79.66% of the companies in the same industry.
  • DFTK's Operating Margin has been stable in the last couple of years.
  • DFTK has a better Gross Margin (88.93%) than 93.22% of its industry peers.
  • DFTK's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 33.57%
PM (TTM) 7%
GM 88.93%
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
DFTK.DE Yearly Profit, Operating, Gross MarginsDFTK.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50

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6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so DFTK is still creating some value.
  • The number of shares outstanding for DFTK remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for DFTK remains at a similar level compared to 5 years ago.
  • Compared to 1 year ago, DFTK has an improved debt to assets ratio.
DFTK.DE Yearly Shares OutstandingDFTK.DE Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
DFTK.DE Yearly Total Debt VS Total AssetsDFTK.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

  • DFTK has an Altman-Z score of 2.52. This is not the best score and indicates that DFTK is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 2.52, DFTK is doing good in the industry, outperforming 69.49% of the companies in the same industry.
  • DFTK has a Debt/Equity ratio of 0.43. This is a healthy value indicating a solid balance between debt and equity.
  • With a Debt to Equity ratio value of 0.43, DFTK perfoms like the industry average, outperforming 59.32% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.43
Debt/FCF N/A
Altman-Z 2.52
ROIC/WACC0.77
WACC5.78%
DFTK.DE Yearly LT Debt VS Equity VS FCFDFTK.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M 30M

2.3 Liquidity

  • DFTK has a Current Ratio of 8.08. This indicates that DFTK is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 8.08, DFTK belongs to the top of the industry, outperforming 88.14% of the companies in the same industry.
  • DFTK has a Quick Ratio of 7.95. This indicates that DFTK is financially healthy and has no problem in meeting its short term obligations.
  • DFTK has a Quick ratio of 7.95. This is amongst the best in the industry. DFTK outperforms 88.14% of its industry peers.
Industry RankSector Rank
Current Ratio 8.08
Quick Ratio 7.95
DFTK.DE Yearly Current Assets VS Current LiabilitesDFTK.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • DFTK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -22.50%.
  • Measured over the past years, DFTK shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.40% on average per year.
  • Looking at the last year, DFTK shows a very strong growth in Revenue. The Revenue has grown by 30.69%.
  • Measured over the past years, DFTK shows a decrease in Revenue. The Revenue has been decreasing by -3.38% on average per year.
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
DFTK.DE Yearly Revenue VS EstimatesDFTK.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M

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2

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 20.88 indicates a rather expensive valuation of DFTK.
  • The rest of the industry has a similar Price/Earnings ratio as DFTK.
  • When comparing the Price/Earnings ratio of DFTK to the average of the S&P500 Index (28.23), we can say DFTK is valued slightly cheaper.
Industry RankSector Rank
PE 20.88
Fwd PE N/A
DFTK.DE Price Earnings VS Forward Price EarningsDFTK.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of DFTK indicates a rather cheap valuation: DFTK is cheaper than 93.22% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 0.53
DFTK.DE Per share dataDFTK.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.15%, DFTK has a reasonable but not impressive dividend return.
  • DFTK's Dividend Yield is a higher than the industry average which is at 2.15.
  • Compared to an average S&P500 Dividend Yield of 1.79, DFTK pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.15%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
DFTK.DE Yearly Dividends per shareDFTK.DE Yearly Dividends per shareYearly Dividends per share 2023 2025 0.01 0.02 0.03 0.04 0.05

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
DFTK.DE Yearly Income VS Free CF VS DividendDFTK.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M

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DF DEUTSCHE FORFAIT AG

FRA:DFTK (2/10/2026, 7:00:00 PM)

1.67

-0.1 (-5.65%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-26
Earnings (Next)04-28
Inst Owners2.04%
Inst Owner ChangeN/A
Ins Owners56.35%
Ins Owner ChangeN/A
Market Cap19.86M
Revenue(TTM)11.93M
Net Income(TTM)834.80K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.15%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 20.88
Fwd PE N/A
P/S 1.67
P/FCF N/A
P/OCF N/A
P/B 0.64
P/tB 0.64
EV/EBITDA 0.53
EPS(TTM)0.08
EY4.79%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.71
FCFYN/A
OCF(TTM)-0.49
OCFYN/A
SpS1
BVpS2.63
TBVpS2.61
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.17
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 2.67%
ROCE 8.79%
ROIC 4.44%
ROICexc 13.97%
ROICexgc 14.09%
OM 33.57%
PM (TTM) 7%
GM 88.93%
FCFM N/A
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
ROICexc(3y)37.07%
ROICexc(5y)34.86%
ROICexgc(3y)37.32%
ROICexgc(5y)35.2%
ROCE(3y)12.02%
ROCE(5y)12.65%
ROICexgc growth 3Y13.1%
ROICexgc growth 5YN/A
ROICexc growth 3Y13.05%
ROICexc growth 5YN/A
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
F-Score3
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.43
Debt/FCF N/A
Debt/EBITDA 2.9
Cap/Depr 433.76%
Cap/Sales 21.27%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 8.08
Quick Ratio 7.95
Altman-Z 2.52
F-Score3
WACC5.78%
ROIC/WACC0.77
Cap/Depr(3y)121.1%
Cap/Depr(5y)238.65%
Cap/Sales(3y)4.24%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.35%
EBIT growth 3Y-5.71%
EBIT growth 5Y-3.99%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-155.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.39%
OCF growth 3YN/A
OCF growth 5YN/A

DF DEUTSCHE FORFAIT AG / DFTK.DE FAQ

Can you provide the ChartMill fundamental rating for DF DEUTSCHE FORFAIT AG?

ChartMill assigns a fundamental rating of 4 / 10 to DFTK.DE.


What is the valuation status of DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?

ChartMill assigns a valuation rating of 2 / 10 to DF DEUTSCHE FORFAIT AG (DFTK.DE). This can be considered as Overvalued.


How profitable is DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?

DF DEUTSCHE FORFAIT AG (DFTK.DE) has a profitability rating of 4 / 10.


How financially healthy is DF DEUTSCHE FORFAIT AG?

The financial health rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 6 / 10.


Can you provide the dividend sustainability for DFTK stock?

The dividend rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 3 / 10 and the dividend payout ratio is 0%.