DF DEUTSCHE FORFAIT AG (DFTK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:DFTK - DE000A2AA204 - Common Stock
1.19 EUR
+0.02 (+1.71%)
DFTK gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. DFTK has an average financial health and profitability rating. DFTK has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year DFTK was profitable.
- In the past year DFTK has reported a negative cash flow from operations.
- DFTK had positive earnings in each of the past 5 years.
- In multiple years DFTK reported negative operating cash flow during the last 5 years.
1.2 Ratios
- DFTK has a Return On Assets of 1.65%. This is comparable to the rest of the industry: DFTK outperforms 55.17% of its industry peers.
- Looking at the Return On Equity, with a value of 2.67%, DFTK is in line with its industry, outperforming 50.00% of the companies in the same industry.
- With a Return On Invested Capital value of 4.44%, DFTK perfoms like the industry average, outperforming 55.17% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for DFTK is below the industry average of 8.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 2.67% | ||
| ROIC | 4.44% |
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
1.3 Margins
- DFTK has a Profit Margin (7.00%) which is in line with its industry peers.
- DFTK's Profit Margin has declined in the last couple of years.
- DFTK has a better Operating Margin (33.57%) than 81.03% of its industry peers.
- In the last couple of years the Operating Margin of DFTK has remained more or less at the same level.
- The Gross Margin of DFTK (88.93%) is better than 93.10% of its industry peers.
- In the last couple of years the Gross Margin of DFTK has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.57% | ||
| PM (TTM) | 7% | ||
| GM | 88.93% |
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so DFTK is still creating some value.
- Compared to 1 year ago, DFTK has about the same amount of shares outstanding.
- Compared to 5 years ago, DFTK has about the same amount of shares outstanding.
- Compared to 1 year ago, DFTK has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 2.35 indicates that DFTK is not a great score, but indicates only limited risk for bankruptcy at the moment.
- DFTK has a Altman-Z score of 2.35. This is in the better half of the industry: DFTK outperforms 67.24% of its industry peers.
- DFTK has a Debt/Equity ratio of 0.43. This is a healthy value indicating a solid balance between debt and equity.
- DFTK has a Debt to Equity ratio of 0.43. This is comparable to the rest of the industry: DFTK outperforms 58.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.35 |
ROIC/WACC0.8
WACC5.56%
2.3 Liquidity
- A Current Ratio of 8.08 indicates that DFTK has no problem at all paying its short term obligations.
- The Current ratio of DFTK (8.08) is better than 87.93% of its industry peers.
- A Quick Ratio of 7.95 indicates that DFTK has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 7.95, DFTK belongs to the best of the industry, outperforming 87.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.08 | ||
| Quick Ratio | 7.95 |
3. Growth
3.1 Past
- The earnings per share for DFTK have decreased strongly by -22.50% in the last year.
- Measured over the past years, DFTK shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.40% on average per year.
- The Revenue has grown by 30.69% in the past year. This is a very strong growth!
- The Revenue has been decreasing by -3.38% on average over the past years.
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 14.87, which indicates a correct valuation of DFTK.
- Based on the Price/Earnings ratio, DFTK is valued a bit cheaper than the industry average as 62.07% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of DFTK to the average of the S&P500 Index (27.33), we can say DFTK is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.87 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | -0.71 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- DFTK has a Yearly Dividend Yield of 2.15%.
- DFTK's Dividend Yield is a higher than the industry average which is at 1.97.
- Compared to an average S&P500 Dividend Yield of 1.91, DFTK has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.15% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
FRA:DFTK (1/14/2026, 7:00:00 PM)
1.19
+0.02 (+1.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-26 2025-09-26
Earnings (Next)04-28 2026-04-28
Inst Owners2.04%
Inst Owner ChangeN/A
Ins Owners56.35%
Ins Owner ChangeN/A
Market Cap14.15M
Revenue(TTM)11.93M
Net Income(TTM)834.80K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.15% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.87 | ||
| Fwd PE | N/A | ||
| P/S | 1.19 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.45 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | -0.71 |
EPS(TTM)0.08
EY6.72%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.71
FCFYN/A
OCF(TTM)-0.49
OCFYN/A
SpS1
BVpS2.63
TBVpS2.61
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 2.67% | ||
| ROCE | 8.79% | ||
| ROIC | 4.44% | ||
| ROICexc | 13.97% | ||
| ROICexgc | 14.09% | ||
| OM | 33.57% | ||
| PM (TTM) | 7% | ||
| GM | 88.93% | ||
| FCFM | N/A |
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
ROICexc(3y)37.07%
ROICexc(5y)34.86%
ROICexgc(3y)37.32%
ROICexgc(5y)35.2%
ROCE(3y)12.02%
ROCE(5y)12.65%
ROICexgc growth 3Y13.1%
ROICexgc growth 5YN/A
ROICexc growth 3Y13.05%
ROICexc growth 5YN/A
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
F-Score3
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.9 | ||
| Cap/Depr | 433.76% | ||
| Cap/Sales | 21.27% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.08 | ||
| Quick Ratio | 7.95 | ||
| Altman-Z | 2.35 |
F-Score3
WACC5.56%
ROIC/WACC0.8
Cap/Depr(3y)121.1%
Cap/Depr(5y)238.65%
Cap/Sales(3y)4.24%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.35%
EBIT growth 3Y-5.71%
EBIT growth 5Y-3.99%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-155.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.39%
OCF growth 3YN/A
OCF growth 5YN/A
DF DEUTSCHE FORFAIT AG / DFTK.DE FAQ
Can you provide the ChartMill fundamental rating for DF DEUTSCHE FORFAIT AG?
ChartMill assigns a fundamental rating of 3 / 10 to DFTK.DE.
What is the valuation status of DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?
ChartMill assigns a valuation rating of 1 / 10 to DF DEUTSCHE FORFAIT AG (DFTK.DE). This can be considered as Overvalued.
How profitable is DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?
DF DEUTSCHE FORFAIT AG (DFTK.DE) has a profitability rating of 4 / 10.
How financially healthy is DF DEUTSCHE FORFAIT AG?
The financial health rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 6 / 10.
Can you provide the dividend sustainability for DFTK stock?
The dividend rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 3 / 10 and the dividend payout ratio is 0%.