DEUTSCHE BANK AG-REGISTERED (DBK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:DBK - DE0005140008 - Common Stock
33.65 EUR
-0.04 (-0.12%)
Overall DBK gets a fundamental rating of 4 out of 10. We evaluated DBK against 125 industry peers in the Capital Markets industry. DBK may be in some trouble as it scores bad on both profitability and health. DBK scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- DBK had positive earnings in the past year.
- In the past year DBK had a positive cash flow from operations.
- In the past 5 years DBK has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: DBK reported negative operating cash flow in multiple years.
1.2 Ratios
- DBK has a Return On Assets (0.35%) which is comparable to the rest of the industry.
- DBK has a Return On Equity (6.44%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of DBK (15.84%) is comparable to the rest of the industry.
- DBK's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for DBK so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, DBK has less shares outstanding
- DBK has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, DBK has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of DBK is 11.14, which is on the high side as it means it would take DBK, 11.14 years of fcf income to pay off all of its debts.
- DBK's Debt to FCF ratio of 11.14 is fine compared to the rest of the industry. DBK outperforms 65.60% of its industry peers.
- DBK has a Debt/Equity ratio of 3.16. This is a high value indicating a heavy dependency on external financing.
- DBK has a Debt to Equity ratio of 3.16. This is comparable to the rest of the industry: DBK outperforms 40.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 12.63% over the past year.
- The Earnings Per Share has been growing by 25.01% on average over the past years. This is a very strong growth
- Looking at the last year, DBK shows a small growth in Revenue. The Revenue has grown by 7.00% in the last year.
- DBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.88% yearly.
EPS 1Y (TTM)12.63%
EPS 3Y25.01%
EPS 5YN/A
EPS Q2Q%50%
Revenue 1Y (TTM)7%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%7.23%
3.2 Future
- Based on estimates for the next years, DBK will show a small growth in Earnings Per Share. The EPS will grow by 4.54% on average per year.
- The Revenue is expected to grow by 2.86% on average over the next years.
EPS Next Y15.46%
EPS Next 2Y13.26%
EPS Next 3Y13.1%
EPS Next 5Y4.54%
Revenue Next Year7.11%
Revenue Next 2Y4.91%
Revenue Next 3Y4.53%
Revenue Next 5Y2.86%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 10.48, the valuation of DBK can be described as very reasonable.
- Based on the Price/Earnings ratio, DBK is valued cheaply inside the industry as 88.00% of the companies are valued more expensively.
- DBK is valuated cheaply when we compare the Price/Earnings ratio to 27.33, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 9.75, the valuation of DBK can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of DBK indicates a rather cheap valuation: DBK is cheaper than 92.80% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of DBK to the average of the S&P500 Index (24.12), we can say DBK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.48 | ||
| Fwd PE | 9.75 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, DBK is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.03 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- DBK's earnings are expected to grow with 13.10% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.68
PEG (5Y)N/A
EPS Next 2Y13.26%
EPS Next 3Y13.1%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.05%, DBK has a reasonable but not impressive dividend return.
- DBK's Dividend Yield is comparable with the industry average which is at 3.32.
- DBK's Dividend Yield is comparable with the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
5.2 History
- On average, the dividend of DBK grows each year by 32.48%, which is quite nice.
Dividend Growth(5Y)32.48%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 26.73% of the earnings are spent on dividend by DBK. This is a low number and sustainable payout ratio.
- The dividend of DBK is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.73%
EPS Next 2Y13.26%
EPS Next 3Y13.1%
FRA:DBK (1/14/2026, 5:36:15 PM)
33.65
-0.04 (-0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-29 2025-10-29/bmo
Earnings (Next)01-29 2026-01-29/amc
Inst Owners54.84%
Inst Owner ChangeN/A
Ins Owners8.31%
Ins Owner ChangeN/A
Market Cap65.56B
Revenue(TTM)31.59B
Net Income(TTM)4.92B
Analysts67.5
Price Target33.49 (-0.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
Yearly Dividend0.45
Dividend Growth(5Y)32.48%
DP26.73%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.9%
Min EPS beat(2)8.72%
Max EPS beat(2)19.08%
EPS beat(4)4
Avg EPS beat(4)13.35%
Min EPS beat(4)4.98%
Max EPS beat(4)20.63%
EPS beat(8)8
Avg EPS beat(8)29.85%
EPS beat(12)12
Avg EPS beat(12)35.45%
EPS beat(16)14
Avg EPS beat(16)75.92%
Revenue beat(2)1
Avg Revenue beat(2)0.51%
Min Revenue beat(2)-0.34%
Max Revenue beat(2)1.36%
Revenue beat(4)3
Avg Revenue beat(4)0.6%
Min Revenue beat(4)-0.34%
Max Revenue beat(4)1.36%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)7
Avg Revenue beat(12)0.03%
Revenue beat(16)11
Avg Revenue beat(16)1.99%
PT rev (1m)0%
PT rev (3m)8.39%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.07%
EPS NY rev (1m)1.59%
EPS NY rev (3m)6.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)0.33%
Revenue NY rev (3m)1.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.48 | ||
| Fwd PE | 9.75 | ||
| P/S | 2.11 | ||
| P/FCF | 3.03 | ||
| P/OCF | 2.96 | ||
| P/B | 0.86 | ||
| P/tB | 0.95 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.21
EY9.54%
EPS(NY)3.45
Fwd EY10.25%
FCF(TTM)11.11
FCFY33.01%
OCF(TTM)11.37
OCFY33.77%
SpS15.94
BVpS39.21
TBVpS35.41
PEG (NY)0.68
PEG (5Y)N/A
Graham Number53.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A | ||
| FCFM | 69.7% |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 14.36% | ||
| Cap/Sales | 1.61% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 439.9% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)12.9%
Cap/Depr(5y)15.49%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.63%
EPS 3Y25.01%
EPS 5YN/A
EPS Q2Q%50%
EPS Next Y15.46%
EPS Next 2Y13.26%
EPS Next 3Y13.1%
EPS Next 5Y4.54%
Revenue 1Y (TTM)7%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%7.23%
Revenue Next Year7.11%
Revenue Next 2Y4.91%
Revenue Next 3Y4.53%
Revenue Next 5Y2.86%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y241.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y247.53%
OCF growth 3YN/A
OCF growth 5YN/A
DEUTSCHE BANK AG-REGISTERED / DBK.DE FAQ
Can you provide the ChartMill fundamental rating for DEUTSCHE BANK AG-REGISTERED?
ChartMill assigns a fundamental rating of 4 / 10 to DBK.DE.
What is the valuation status of DEUTSCHE BANK AG-REGISTERED (DBK.DE) stock?
ChartMill assigns a valuation rating of 7 / 10 to DEUTSCHE BANK AG-REGISTERED (DBK.DE). This can be considered as Undervalued.
Can you provide the profitability details for DEUTSCHE BANK AG-REGISTERED?
DEUTSCHE BANK AG-REGISTERED (DBK.DE) has a profitability rating of 3 / 10.
What is the expected EPS growth for DEUTSCHE BANK AG-REGISTERED (DBK.DE) stock?
The Earnings per Share (EPS) of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is expected to grow by 15.46% in the next year.
Is the dividend of DEUTSCHE BANK AG-REGISTERED sustainable?
The dividend rating of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is 4 / 10 and the dividend payout ratio is 26.73%.