DEUTSCHE BANK AG-REGISTERED (DBK.DE) Stock Fundamental Analysis
FRA:DBK • DE0005140008
30.41 EUR
-0.59 (-1.9%)
Last: Feb 19, 2026, 05:36 PM
Overall DBK gets a fundamental rating of 3 out of 10. We evaluated DBK against 120 industry peers in the Capital Markets industry. DBK has a bad profitability rating. Also its financial health evaluation is rather negative. DBK is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year DBK was profitable.
- DBK had positive earnings in each of the past 5 years.
- In the past 5 years DBK reported 4 times negative operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.43%, DBK is in line with its industry, outperforming 43.33% of the companies in the same industry.
- DBK has a Return On Equity (7.78%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 7.78% | ||
| ROIC | N/A |
ROA(3y)0.32%
ROA(5y)0.3%
ROE(3y)5.74%
ROE(5y)5.48%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DBK has a Profit Margin (19.07%) which is comparable to the rest of the industry.
- DBK's Profit Margin has improved in the last couple of years.
- DBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 19.07% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y4.15%
PM growth 5Y103.68%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, DBK has less shares outstanding
- Compared to 5 years ago, DBK has less shares outstanding
- DBK has a worse debt/assets ratio than last year.
2.2 Solvency
- DBK has a Debt/Equity ratio of 3.21. This is a high value indicating a heavy dependency on external financing.
- DBK has a worse Debt to Equity ratio (3.21) than 60.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- DBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 27.14%, which is quite impressive.
- DBK shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 56.53% yearly.
- DBK shows a small growth in Revenue. In the last year, the Revenue has grown by 6.66%.
- DBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.65% yearly.
EPS 1Y (TTM)27.14%
EPS 3Y14.2%
EPS 5Y56.53%
EPS Q2Q%39.62%
Revenue 1Y (TTM)6.66%
Revenue growth 3Y2.41%
Revenue growth 5Y3.65%
Sales Q2Q%6.95%
3.2 Future
- The Earnings Per Share is expected to grow by 3.39% on average over the next years.
- Based on estimates for the next years, DBK will show a small growth in Revenue. The Revenue will grow by 2.49% on average per year.
EPS Next Y0.98%
EPS Next 2Y6.65%
EPS Next 3Y5.77%
EPS Next 5Y3.39%
Revenue Next Year2.76%
Revenue Next 2Y3.27%
Revenue Next 3Y4.14%
Revenue Next 5Y2.49%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.89, the valuation of DBK can be described as reasonable.
- 89.17% of the companies in the same industry are more expensive than DBK, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.27, DBK is valued rather cheaply.
- With a Price/Forward Earnings ratio of 8.81, the valuation of DBK can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, DBK is valued cheaply inside the industry as 92.50% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.16, DBK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.89 | ||
| Fwd PE | 8.81 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)9.07
PEG (5Y)0.16
EPS Next 2Y6.65%
EPS Next 3Y5.77%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.24%, DBK has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 3.15, DBK pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.85, DBK pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.24% |
5.2 History
- On average, the dividend of DBK grows each year by 32.48%, which is quite nice.
Dividend Growth(5Y)32.48%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- DBK's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP0%
EPS Next 2Y6.65%
EPS Next 3Y5.77%
FRA:DBK (2/19/2026, 5:36:15 PM)
30.41
-0.59 (-1.9%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-29 2026-01-29/dmh
Earnings (Next)04-29 2026-04-29
Inst Owners54.84%
Inst Owner ChangeN/A
Ins Owners8.31%
Ins Owner ChangeN/A
Market Cap58.10B
Revenue(TTM)32.10B
Net Income(TTM)6.12B
Analysts66.4
Price Target34.99 (15.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.24% |
Yearly Dividend0.45
Dividend Growth(5Y)32.48%
DP0%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.71%
Min EPS beat(2)14.56%
Max EPS beat(2)30.87%
EPS beat(4)4
Avg EPS beat(4)18.31%
Min EPS beat(4)8.72%
Max EPS beat(4)30.87%
EPS beat(8)8
Avg EPS beat(8)24.59%
EPS beat(12)12
Avg EPS beat(12)24.48%
EPS beat(16)15
Avg EPS beat(16)30%
Revenue beat(2)1
Avg Revenue beat(2)0.85%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)2.75%
Revenue beat(4)2
Avg Revenue beat(4)0.68%
Min Revenue beat(4)-1.04%
Max Revenue beat(4)2.75%
Revenue beat(8)5
Avg Revenue beat(8)0.5%
Revenue beat(12)7
Avg Revenue beat(12)0.19%
Revenue beat(16)10
Avg Revenue beat(16)1.8%
PT rev (1m)4.49%
PT rev (3m)10.56%
EPS NQ rev (1m)-3.46%
EPS NQ rev (3m)-2.85%
EPS NY rev (1m)0%
EPS NY rev (3m)3.16%
Revenue NQ rev (1m)-0.56%
Revenue NQ rev (3m)0.88%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.91%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.89 | ||
| Fwd PE | 8.81 | ||
| P/S | 1.81 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.74 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.42
EY11.25%
EPS(NY)3.45
Fwd EY11.36%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS16.8
BVpS41.16
TBVpS37.2
PEG (NY)9.07
PEG (5Y)0.16
Graham Number56.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 7.78% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 19.07% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.32%
ROA(5y)0.3%
ROE(3y)5.74%
ROE(5y)5.48%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y4.15%
PM growth 5Y103.68%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.14%
EPS 3Y14.2%
EPS 5Y56.53%
EPS Q2Q%39.62%
EPS Next Y0.98%
EPS Next 2Y6.65%
EPS Next 3Y5.77%
EPS Next 5Y3.39%
Revenue 1Y (TTM)6.66%
Revenue growth 3Y2.41%
Revenue growth 5Y3.65%
Sales Q2Q%6.95%
Revenue Next Year2.76%
Revenue Next 2Y3.27%
Revenue Next 3Y4.14%
Revenue Next 5Y2.49%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
DEUTSCHE BANK AG-REGISTERED / DBK.DE FAQ
Can you provide the ChartMill fundamental rating for DEUTSCHE BANK AG-REGISTERED?
ChartMill assigns a fundamental rating of 3 / 10 to DBK.DE.
What is the valuation status of DEUTSCHE BANK AG-REGISTERED (DBK.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to DEUTSCHE BANK AG-REGISTERED (DBK.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for DEUTSCHE BANK AG-REGISTERED?
DEUTSCHE BANK AG-REGISTERED (DBK.DE) has a profitability rating of 2 / 10.
What is the expected EPS growth for DEUTSCHE BANK AG-REGISTERED (DBK.DE) stock?
The Earnings per Share (EPS) of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is expected to grow by 0.98% in the next year.
Is the dividend of DEUTSCHE BANK AG-REGISTERED sustainable?
The dividend rating of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is 5 / 10 and the dividend payout ratio is 0%.