DEUTSCHE BANK AG-REGISTERED (DBK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:DBK - DE0005140008 - Common Stock
33.485 EUR
-0.23 (-0.68%)
We assign a fundamental rating of 4 out of 10 to DBK. DBK was compared to 125 industry peers in the Capital Markets industry. DBK may be in some trouble as it scores bad on both profitability and health. DBK scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- In the past year DBK was profitable.
- In the past year DBK had a positive cash flow from operations.
- In the past 5 years DBK has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: DBK reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.35%, DBK is in line with its industry, outperforming 42.40% of the companies in the same industry.
- DBK's Return On Equity of 6.44% is in line compared to the rest of the industry. DBK outperforms 48.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DBK has a Profit Margin (15.84%) which is comparable to the rest of the industry.
- DBK's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for DBK so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, DBK has less shares outstanding
- The number of shares outstanding for DBK has been reduced compared to 5 years ago.
- Compared to 1 year ago, DBK has an improved debt to assets ratio.
2.2 Solvency
- DBK has a debt to FCF ratio of 11.14. This is a negative value and a sign of low solvency as DBK would need 11.14 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 11.14, DBK is doing good in the industry, outperforming 65.60% of the companies in the same industry.
- DBK has a Debt/Equity ratio of 3.16. This is a high value indicating a heavy dependency on external financing.
- DBK has a Debt to Equity ratio of 3.16. This is comparable to the rest of the industry: DBK outperforms 40.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- DBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.63%, which is quite good.
- Measured over the past years, DBK shows a very strong growth in Earnings Per Share. The EPS has been growing by 25.01% on average per year.
- DBK shows a small growth in Revenue. In the last year, the Revenue has grown by 7.00%.
- DBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.88% yearly.
EPS 1Y (TTM)12.63%
EPS 3Y25.01%
EPS 5YN/A
EPS Q2Q%50%
Revenue 1Y (TTM)7%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%7.23%
3.2 Future
- The Earnings Per Share is expected to grow by 4.54% on average over the next years.
- Based on estimates for the next years, DBK will show a small growth in Revenue. The Revenue will grow by 2.86% on average per year.
EPS Next Y15.46%
EPS Next 2Y13.26%
EPS Next 3Y13.1%
EPS Next 5Y4.54%
Revenue Next Year7.11%
Revenue Next 2Y4.91%
Revenue Next 3Y4.53%
Revenue Next 5Y2.86%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 10.43, the valuation of DBK can be described as very reasonable.
- Based on the Price/Earnings ratio, DBK is valued cheaper than 88.00% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.54, DBK is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 9.70, the valuation of DBK can be described as reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of DBK indicates a rather cheap valuation: DBK is cheaper than 92.80% of the companies listed in the same industry.
- DBK's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.43 | ||
| Fwd PE | 9.7 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, DBK is valued cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.01 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- DBK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as DBK's earnings are expected to grow with 13.10% in the coming years.
PEG (NY)0.67
PEG (5Y)N/A
EPS Next 2Y13.26%
EPS Next 3Y13.1%
5. Dividend
5.1 Amount
- DBK has a Yearly Dividend Yield of 2.05%.
- DBK's Dividend Yield is comparable with the industry average which is at 3.32.
- Compared to an average S&P500 Dividend Yield of 1.92, DBK has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
5.2 History
- On average, the dividend of DBK grows each year by 32.48%, which is quite nice.
Dividend Growth(5Y)32.48%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- DBK pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
- DBK's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.73%
EPS Next 2Y13.26%
EPS Next 3Y13.1%
FRA:DBK (1/16/2026, 1:39:11 PM)
33.485
-0.23 (-0.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-29 2025-10-29/bmo
Earnings (Next)01-29 2026-01-29/amc
Inst Owners54.84%
Inst Owner ChangeN/A
Ins Owners8.31%
Ins Owner ChangeN/A
Market Cap65.24B
Revenue(TTM)31.59B
Net Income(TTM)4.92B
Analysts67.5
Price Target33.49 (0.01%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
Yearly Dividend0.45
Dividend Growth(5Y)32.48%
DP26.73%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.9%
Min EPS beat(2)8.72%
Max EPS beat(2)19.08%
EPS beat(4)4
Avg EPS beat(4)13.35%
Min EPS beat(4)4.98%
Max EPS beat(4)20.63%
EPS beat(8)8
Avg EPS beat(8)29.85%
EPS beat(12)12
Avg EPS beat(12)35.45%
EPS beat(16)14
Avg EPS beat(16)75.92%
Revenue beat(2)1
Avg Revenue beat(2)0.51%
Min Revenue beat(2)-0.34%
Max Revenue beat(2)1.36%
Revenue beat(4)3
Avg Revenue beat(4)0.6%
Min Revenue beat(4)-0.34%
Max Revenue beat(4)1.36%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)7
Avg Revenue beat(12)0.03%
Revenue beat(16)11
Avg Revenue beat(16)1.99%
PT rev (1m)0%
PT rev (3m)8.39%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.07%
EPS NY rev (1m)1.59%
EPS NY rev (3m)6.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)0.33%
Revenue NY rev (3m)1.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.43 | ||
| Fwd PE | 9.7 | ||
| P/S | 2.1 | ||
| P/FCF | 3.01 | ||
| P/OCF | 2.95 | ||
| P/B | 0.85 | ||
| P/tB | 0.95 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.21
EY9.59%
EPS(NY)3.45
Fwd EY10.3%
FCF(TTM)11.11
FCFY33.18%
OCF(TTM)11.37
OCFY33.94%
SpS15.94
BVpS39.21
TBVpS35.41
PEG (NY)0.67
PEG (5Y)N/A
Graham Number53.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A | ||
| FCFM | 69.7% |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 14.36% | ||
| Cap/Sales | 1.61% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 439.9% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)12.9%
Cap/Depr(5y)15.49%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.63%
EPS 3Y25.01%
EPS 5YN/A
EPS Q2Q%50%
EPS Next Y15.46%
EPS Next 2Y13.26%
EPS Next 3Y13.1%
EPS Next 5Y4.54%
Revenue 1Y (TTM)7%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%7.23%
Revenue Next Year7.11%
Revenue Next 2Y4.91%
Revenue Next 3Y4.53%
Revenue Next 5Y2.86%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y241.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y247.53%
OCF growth 3YN/A
OCF growth 5YN/A
DEUTSCHE BANK AG-REGISTERED / DBK.DE FAQ
Can you provide the ChartMill fundamental rating for DEUTSCHE BANK AG-REGISTERED?
ChartMill assigns a fundamental rating of 4 / 10 to DBK.DE.
What is the valuation status of DEUTSCHE BANK AG-REGISTERED (DBK.DE) stock?
ChartMill assigns a valuation rating of 7 / 10 to DEUTSCHE BANK AG-REGISTERED (DBK.DE). This can be considered as Undervalued.
Can you provide the profitability details for DEUTSCHE BANK AG-REGISTERED?
DEUTSCHE BANK AG-REGISTERED (DBK.DE) has a profitability rating of 3 / 10.
What is the expected EPS growth for DEUTSCHE BANK AG-REGISTERED (DBK.DE) stock?
The Earnings per Share (EPS) of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is expected to grow by 15.46% in the next year.
Is the dividend of DEUTSCHE BANK AG-REGISTERED sustainable?
The dividend rating of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is 4 / 10 and the dividend payout ratio is 26.73%.