DEUTSCHE BANK AG-REGISTERED (DBK.DE) Stock Fundamental Analysis
Europe - FRA:DBK - DE0005140008 - Common Stock
30.815 EUR
-1.05 (-3.31%)
Overall DBK gets a fundamental rating of 4 out of 10. We evaluated DBK against 117 industry peers in the Capital Markets industry. DBK may be in some trouble as it scores bad on both profitability and health. DBK may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
In the past year DBK was profitable.
DBK had a positive operating cash flow in the past year.
In the past 5 years DBK has always been profitable.
In multiple years DBK reported negative operating cash flow during the last 5 years.
1.2 Ratios
DBK's Return On Assets of 0.35% is in line compared to the rest of the industry. DBK outperforms 43.59% of its industry peers.
The Return On Equity of DBK (6.44%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of DBK (15.84%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of DBK has grown nicely.
DBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, DBK has less shares outstanding
Compared to 5 years ago, DBK has less shares outstanding
The debt/assets ratio for DBK has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of DBK is 11.14, which is on the high side as it means it would take DBK, 11.14 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of DBK (11.14) is better than 67.52% of its industry peers.
DBK has a Debt/Equity ratio of 3.16. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 3.16, DBK is doing worse than 64.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 24.42% over the past year.
DBK shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.68% yearly.
The Revenue has been growing slightly by 5.04% in the past year.
DBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.88% yearly.
EPS 1Y (TTM)24.42%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%50%
Revenue 1Y (TTM)5.04%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%7.23%
3.2 Future
Based on estimates for the next years, DBK will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.13% on average per year.
The Revenue is expected to grow by 3.78% on average over the next years.
EPS Next Y23.97%
EPS Next 2Y17.61%
EPS Next 3Y15.47%
EPS Next 5Y13.13%
Revenue Next Year6.34%
Revenue Next 2Y4.43%
Revenue Next 3Y4.03%
Revenue Next 5Y3.78%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.60 indicates a reasonable valuation of DBK.
Based on the Price/Earnings ratio, DBK is valued cheaper than 84.62% of the companies in the same industry.
DBK is valuated cheaply when we compare the Price/Earnings ratio to 25.89, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 9.21 indicates a reasonable valuation of DBK.
89.74% of the companies in the same industry are more expensive than DBK, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of DBK to the average of the S&P500 Index (34.59), we can say DBK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.6 | ||
| Fwd PE | 9.21 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, DBK is valued cheaply inside the industry as 97.44% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.77 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as DBK's earnings are expected to grow with 15.47% in the coming years.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y17.61%
EPS Next 3Y15.47%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.06%, DBK has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.81, DBK pays a bit more dividend than its industry peers.
DBK's Dividend Yield is comparable with the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.06% |
5.2 History
The dividend of DBK is nicely growing with an annual growth rate of 32.48%!
Dividend Growth(5Y)32.48%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
DBK pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
The dividend of DBK is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.73%
EPS Next 2Y17.61%
EPS Next 3Y15.47%
FRA:DBK (11/17/2025, 5:36:15 PM)
30.815
-1.05 (-3.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners50.73%
Inst Owner ChangeN/A
Ins Owners8.14%
Ins Owner ChangeN/A
Market Cap60.04B
Revenue(TTM)32.91B
Net Income(TTM)4.92B
Analysts67.5
Price Target31.65 (2.71%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.06% |
Yearly Dividend0.45
Dividend Growth(5Y)32.48%
DP26.73%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.9%
Min EPS beat(2)8.72%
Max EPS beat(2)19.08%
EPS beat(4)4
Avg EPS beat(4)13.35%
Min EPS beat(4)4.98%
Max EPS beat(4)20.63%
EPS beat(8)7
Avg EPS beat(8)24.51%
EPS beat(12)11
Avg EPS beat(12)31.89%
EPS beat(16)13
Avg EPS beat(16)73.25%
Revenue beat(2)1
Avg Revenue beat(2)0.51%
Min Revenue beat(2)-0.34%
Max Revenue beat(2)1.36%
Revenue beat(4)3
Avg Revenue beat(4)0.6%
Min Revenue beat(4)-0.34%
Max Revenue beat(4)1.36%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)7
Avg Revenue beat(12)0.03%
Revenue beat(16)11
Avg Revenue beat(16)1.99%
PT rev (1m)2.43%
PT rev (3m)11.73%
EPS NQ rev (1m)0.99%
EPS NQ rev (3m)0.87%
EPS NY rev (1m)2.81%
EPS NY rev (3m)6.09%
Revenue NQ rev (1m)0.14%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)0.66%
Revenue NY rev (3m)0.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.6 | ||
| Fwd PE | 9.21 | ||
| P/S | 1.93 | ||
| P/FCF | 2.77 | ||
| P/OCF | 2.71 | ||
| P/B | 0.79 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.21
EY10.42%
EPS(NY)3.35
Fwd EY10.86%
FCF(TTM)11.11
FCFY36.05%
OCF(TTM)11.36
OCFY36.88%
SpS15.94
BVpS39.21
TBVpS35.41
PEG (NY)0.4
PEG (5Y)N/A
Graham Number53.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A | ||
| FCFM | 69.7% |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 14.36% | ||
| Cap/Sales | 1.61% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 439.9% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)12.9%
Cap/Depr(5y)15.49%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.42%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%50%
EPS Next Y23.97%
EPS Next 2Y17.61%
EPS Next 3Y15.47%
EPS Next 5Y13.13%
Revenue 1Y (TTM)5.04%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%7.23%
Revenue Next Year6.34%
Revenue Next 2Y4.43%
Revenue Next 3Y4.03%
Revenue Next 5Y3.78%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y241.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y247.53%
OCF growth 3YN/A
OCF growth 5YN/A
DEUTSCHE BANK AG-REGISTERED / DBK.DE FAQ
Can you provide the ChartMill fundamental rating for DEUTSCHE BANK AG-REGISTERED?
ChartMill assigns a fundamental rating of 4 / 10 to DBK.DE.
What is the valuation status for DBK stock?
ChartMill assigns a valuation rating of 7 / 10 to DEUTSCHE BANK AG-REGISTERED (DBK.DE). This can be considered as Undervalued.
Can you provide the profitability details for DEUTSCHE BANK AG-REGISTERED?
DEUTSCHE BANK AG-REGISTERED (DBK.DE) has a profitability rating of 3 / 10.
What is the earnings growth outlook for DEUTSCHE BANK AG-REGISTERED?
The Earnings per Share (EPS) of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is expected to grow by 23.97% in the next year.
Can you provide the dividend sustainability for DBK stock?
The dividend rating of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is 5 / 10 and the dividend payout ratio is 26.73%.