DEUTSCHE BANK AG-REGISTERED (DBK.DE) Stock Fundamental Analysis
Europe - FRA:DBK - DE0005140008 - Common Stock
29 EUR
+0.23 (+0.78%)
We assign a fundamental rating of 4 out of 10 to DBK. DBK was compared to 114 industry peers in the Capital Markets industry. DBK may be in some trouble as it scores bad on both profitability and health. DBK scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year DBK was profitable.
DBK had a positive operating cash flow in the past year.
Each year in the past 5 years DBK has been profitable.
The reported operating cash flow has been mixed in the past 5 years: DBK reported negative operating cash flow in multiple years.
1.2 Ratios
DBK has a Return On Assets (0.35%) which is in line with its industry peers.
DBK has a Return On Equity (6.44%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
DBK has a Profit Margin of 15.84%. This is comparable to the rest of the industry: DBK outperforms 58.41% of its industry peers.
In the last couple of years the Profit Margin of DBK has grown nicely.
DBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for DBK has been reduced compared to 1 year ago.
The number of shares outstanding for DBK has been reduced compared to 5 years ago.
Compared to 1 year ago, DBK has an improved debt to assets ratio.
2.2 Solvency
DBK has a debt to FCF ratio of 11.14. This is a negative value and a sign of low solvency as DBK would need 11.14 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 11.14, DBK is in the better half of the industry, outperforming 61.06% of the companies in the same industry.
DBK has a Debt/Equity ratio of 3.16. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 3.16, DBK is not doing good in the industry: 62.83% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.96% over the past year.
DBK shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.68% yearly.
DBK shows a small growth in Revenue. In the last year, the Revenue has grown by 6.50%.
The Revenue has been growing slightly by 4.88% on average over the past years.
EPS 1Y (TTM)17.96%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%-9.21%
Revenue 1Y (TTM)6.5%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%2.83%
3.2 Future
Based on estimates for the next years, DBK will show a small growth in Earnings Per Share. The EPS will grow by 4.89% on average per year.
DBK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.58% yearly.
EPS Next Y20.57%
EPS Next 2Y16.55%
EPS Next 3Y14.79%
EPS Next 5Y4.89%
Revenue Next Year5.64%
Revenue Next 2Y4.16%
Revenue Next 3Y3.86%
Revenue Next 5Y2.58%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
DBK is valuated reasonably with a Price/Earnings ratio of 10.03.
Based on the Price/Earnings ratio, DBK is valued cheaply inside the industry as 85.84% of the companies are valued more expensively.
DBK's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
The Price/Forward Earnings ratio is 8.82, which indicates a very decent valuation of DBK.
94.69% of the companies in the same industry are more expensive than DBK, based on the Price/Forward Earnings ratio.
DBK is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.92, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.03 | ||
| Fwd PE | 8.82 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, DBK is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.61 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as DBK's earnings are expected to grow with 14.79% in the coming years.
PEG (NY)0.49
PEG (5Y)N/A
EPS Next 2Y16.55%
EPS Next 3Y14.79%
5. Dividend
5.1 Amount
DBK has a Yearly Dividend Yield of 2.23%. Purely for dividend investing, there may be better candidates out there.
DBK's Dividend Yield is a higher than the industry average which is at 5.58.
DBK's Dividend Yield is comparable with the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.23% |
5.2 History
On average, the dividend of DBK grows each year by 32.48%, which is quite nice.
Dividend Growth(5Y)32.48%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
26.73% of the earnings are spent on dividend by DBK. This is a low number and sustainable payout ratio.
DBK's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.73%
EPS Next 2Y16.55%
EPS Next 3Y14.79%
FRA:DBK (10/24/2025, 7:00:00 PM)
29
+0.23 (+0.78%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners50.73%
Inst Owner ChangeN/A
Ins Owners8.14%
Ins Owner ChangeN/A
Market Cap56.50B
Revenue(TTM)31.05B
Net Income(TTM)4.92B
Analysts67.83
Price Target30.9 (6.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.23% |
Yearly Dividend0.45
Dividend Growth(5Y)32.48%
DP26.73%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.9%
Min EPS beat(2)8.72%
Max EPS beat(2)19.08%
EPS beat(4)4
Avg EPS beat(4)13.35%
Min EPS beat(4)4.98%
Max EPS beat(4)20.63%
EPS beat(8)7
Avg EPS beat(8)24.51%
EPS beat(12)11
Avg EPS beat(12)31.89%
EPS beat(16)13
Avg EPS beat(16)73.25%
Revenue beat(2)1
Avg Revenue beat(2)0.51%
Min Revenue beat(2)-0.34%
Max Revenue beat(2)1.36%
Revenue beat(4)3
Avg Revenue beat(4)0.6%
Min Revenue beat(4)-0.34%
Max Revenue beat(4)1.36%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)7
Avg Revenue beat(12)0.03%
Revenue beat(16)11
Avg Revenue beat(16)1.99%
PT rev (1m)2.43%
PT rev (3m)24.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.41%
EPS NY rev (1m)0%
EPS NY rev (3m)3.19%
Revenue NQ rev (1m)0.59%
Revenue NQ rev (3m)0.76%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.03 | ||
| Fwd PE | 8.82 | ||
| P/S | 1.82 | ||
| P/FCF | 2.61 | ||
| P/OCF | 2.55 | ||
| P/B | 0.74 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.89
EY9.97%
EPS(NY)3.29
Fwd EY11.34%
FCF(TTM)11.11
FCFY38.31%
OCF(TTM)11.36
OCFY39.19%
SpS15.94
BVpS39.21
TBVpS35.41
PEG (NY)0.49
PEG (5Y)N/A
Graham Number50.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A | ||
| FCFM | 69.7% |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 14.36% | ||
| Cap/Sales | 1.61% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 439.9% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)12.9%
Cap/Depr(5y)15.49%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.96%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%-9.21%
EPS Next Y20.57%
EPS Next 2Y16.55%
EPS Next 3Y14.79%
EPS Next 5Y4.89%
Revenue 1Y (TTM)6.5%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%2.83%
Revenue Next Year5.64%
Revenue Next 2Y4.16%
Revenue Next 3Y3.86%
Revenue Next 5Y2.58%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y241.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y247.53%
OCF growth 3YN/A
OCF growth 5YN/A
DEUTSCHE BANK AG-REGISTERED / DBK.DE FAQ
Can you provide the ChartMill fundamental rating for DEUTSCHE BANK AG-REGISTERED?
ChartMill assigns a fundamental rating of 4 / 10 to DBK.DE.
What is the valuation status for DBK stock?
ChartMill assigns a valuation rating of 7 / 10 to DEUTSCHE BANK AG-REGISTERED (DBK.DE). This can be considered as Undervalued.
Can you provide the profitability details for DEUTSCHE BANK AG-REGISTERED?
DEUTSCHE BANK AG-REGISTERED (DBK.DE) has a profitability rating of 3 / 10.
What is the earnings growth outlook for DEUTSCHE BANK AG-REGISTERED?
The Earnings per Share (EPS) of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is expected to grow by 20.57% in the next year.
Can you provide the dividend sustainability for DBK stock?
The dividend rating of DEUTSCHE BANK AG-REGISTERED (DBK.DE) is 5 / 10 and the dividend payout ratio is 26.73%.