DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:D - IT0001463063 - Common Stock
4.8 EUR
+0.2 (+4.35%)
Overall D gets a fundamental rating of 6 out of 10. We evaluated D against 120 industry peers in the Capital Markets industry. While D belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. D is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
D had positive earnings in the past year.
D had a negative operating cash flow in the past year.
In the past 5 years D has always been profitable.
Of the past 5 years D 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 10.55%, D belongs to the top of the industry, outperforming 89.74% of the companies in the same industry.
D has a better Return On Equity (24.92%) than 87.18% of its industry peers.
D has a Return On Invested Capital of 12.15%. This is amongst the best in the industry. D outperforms 86.32% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for D is in line with the industry average of 9.23%.
The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROIC | 12.15% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
1.3 Margins
D's Profit Margin of 26.67% is fine compared to the rest of the industry. D outperforms 70.94% of its industry peers.
In the last couple of years the Profit Margin of D has grown nicely.
D has a Operating Margin of 43.84%. This is amongst the best in the industry. D outperforms 81.20% of its industry peers.
In the last couple of years the Operating Margin of D has grown nicely.
With an excellent Gross Margin value of 85.63%, D belongs to the best of the industry, outperforming 83.76% of the companies in the same industry.
D's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% |
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
2. Health
2.1 Basic Checks
The number of shares outstanding for D remains at a similar level compared to 1 year ago.
Compared to 5 years ago, D has more shares outstanding
D has about the same debt/assets ratio as last year.
2.2 Solvency
D has an Altman-Z score of 2.27. This is not the best score and indicates that D is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of D (2.27) is better than 67.52% of its industry peers.
D has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
D has a Debt to Equity ratio of 1.22. This is comparable to the rest of the industry: D outperforms 47.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.27 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
D has a Current Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.85, D belongs to the best of the industry, outperforming 80.34% of the companies in the same industry.
D has a Quick Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.85, D belongs to the top of the industry, outperforming 82.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.96% over the past year.
D shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.71% yearly.
The Revenue has grown by 11.84% in the past year. This is quite good.
Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
3.2 Future
The Earnings Per Share is expected to grow by 12.60% on average over the next years. This is quite good.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.62, the valuation of D can be described as very cheap.
D's Price/Earnings ratio is rather cheap when compared to the industry. D is cheaper than 90.60% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.59. D is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 6.63, which indicates a rather cheap valuation of D.
Based on the Price/Forward Earnings ratio, D is valued cheaply inside the industry as 98.29% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, D is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | 6.63 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
D has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as D's earnings are expected to grow with 12.60% in the coming years.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.10%, D is a good candidate for dividend investing.
D's Dividend Yield is rather good when compared to the industry average which is at 3.18. D pays more dividend than 89.74% of the companies in the same industry.
D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.1% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
BIT:D (12/8/2025, 7:00:00 PM)
4.8
+0.2 (+4.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap90.00M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (59.38%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.1% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | 6.63 | ||
| P/S | 2.03 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.9 | ||
| P/tB | 1.96 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY13.13%
EPS(NY)0.72
Fwd EY15.09%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.33
PEG (5Y)N/A
Graham Number5.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROCE | 17.88% | ||
| ROIC | 12.15% | ||
| ROICexc | 13.14% | ||
| ROICexgc | 14.31% | ||
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% | ||
| FCFM | N/A |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.75% | ||
| Interest Coverage | -8.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 | ||
| Altman-Z | 2.27 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%
DIRECTA SIM SPA / D.MI FAQ
What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to D.MI.
What is the valuation status of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.
Can you provide the profitability details for DIRECTA SIM SPA?
DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.
Can you provide the financial health for D stock?
The financial health rating of DIRECTA SIM SPA (D.MI) is 4 / 10.
Can you provide the expected EPS growth for D stock?
The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.