CANADIAN WESTERN BANK - CWBCN 7.651 PERP (CWB-PR-D.CA) Fundamental Analysis & Valuation

TSX:CWB-PR-D • CA1367658806

Current stock price

26.88 CAD
+0.04 (+0.15%)
Last:

This CWB-PR-D.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. CWB-PR-D.CA Profitability Analysis

1.1 Basic Checks

  • In the past year CWB-PR-D was profitable.
  • In the past year CWB-PR-D had a positive cash flow from operations.
  • In the past 5 years CWB-PR-D has always been profitable.
  • CWB-PR-D had a positive operating cash flow in 4 of the past 5 years.
CWB-PR-D.CA Yearly Net Income VS EBIT VS OCF VS FCFCWB-PR-D.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

1.2 Ratios

  • CWB-PR-D has a Return On Assets of 0.62%. This is comparable to the rest of the industry: CWB-PR-D outperforms 43.33% of its industry peers.
  • The Return On Equity of CWB-PR-D (6.14%) is worse than 90.00% of its industry peers.
Industry RankSector Rank
ROA 0.62%
ROE 6.14%
ROIC N/A
ROA(3y)0.71%
ROA(5y)0.75%
ROE(3y)7.5%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
CWB-PR-D.CA Yearly ROA, ROE, ROICCWB-PR-D.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • With a Profit Margin value of 22.63%, CWB-PR-D perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CWB-PR-D has declined.
  • CWB-PR-D does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 22.63%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.12%
PM growth 5Y-6.09%
GM growth 3YN/A
GM growth 5YN/A
CWB-PR-D.CA Yearly Profit, Operating, Gross MarginsCWB-PR-D.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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2

2. CWB-PR-D.CA Health Analysis

2.1 Basic Checks

  • CWB-PR-D does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • CWB-PR-D has more shares outstanding than it did 1 year ago.
  • CWB-PR-D has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, CWB-PR-D has a worse debt to assets ratio.
CWB-PR-D.CA Yearly Shares OutstandingCWB-PR-D.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
CWB-PR-D.CA Yearly Total Debt VS Total AssetsCWB-PR-D.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • CWB-PR-D has a debt to FCF ratio of 7.63. This is a slightly negative value and a sign of low solvency as CWB-PR-D would need 7.63 years to pay back of all of its debts.
  • CWB-PR-D has a better Debt to FCF ratio (7.63) than 63.33% of its industry peers.
  • CWB-PR-D has a Debt/Equity ratio of 0.97. This is a neutral value indicating CWB-PR-D is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.97, CWB-PR-D belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 7.63
Altman-Z N/A
ROIC/WACCN/A
WACC27.34%
CWB-PR-D.CA Yearly LT Debt VS Equity VS FCFCWB-PR-D.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CWB-PR-D.CA Yearly Current Assets VS Current LiabilitesCWB-PR-D.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. CWB-PR-D.CA Growth Analysis

3.1 Past

  • CWB-PR-D shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.64%.
  • The Earnings Per Share has been decreasing by -0.78% on average over the past years.
  • Looking at the last year, CWB-PR-D shows a small growth in Revenue. The Revenue has grown by 6.41% in the last year.
  • Measured over the past years, CWB-PR-D shows a small growth in Revenue. The Revenue has been growing by 6.56% on average per year.
EPS 1Y (TTM)-15.64%
EPS 3Y-7.45%
EPS 5Y-0.78%
EPS Q2Q%-27.66%
Revenue 1Y (TTM)6.41%
Revenue growth 3Y5.23%
Revenue growth 5Y6.56%
Sales Q2Q%7.13%

3.2 Future

  • CWB-PR-D is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.25% yearly.
  • CWB-PR-D is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.44% yearly.
EPS Next Y14.77%
EPS Next 2Y12.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.13%
Revenue Next 2Y5.44%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
CWB-PR-D.CA Yearly Revenue VS EstimatesCWB-PR-D.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M 800M 1B
CWB-PR-D.CA Yearly EPS VS EstimatesCWB-PR-D.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

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6

4. CWB-PR-D.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 8.90 indicates a reasonable valuation of CWB-PR-D.
  • CWB-PR-D's Price/Earnings ratio is a bit more expensive when compared to the industry. CWB-PR-D is more expensive than 73.33% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.23, CWB-PR-D is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 7.76, the valuation of CWB-PR-D can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, CWB-PR-D is valued a bit more expensive than the industry average as 76.67% of the companies are valued more cheaply.
  • CWB-PR-D's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.42.
Industry RankSector Rank
PE 8.9
Fwd PE 7.76
CWB-PR-D.CA Price Earnings VS Forward Price EarningsCWB-PR-D.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, CWB-PR-D is valued cheaply inside the industry as 96.67% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 0.24
EV/EBITDA N/A
CWB-PR-D.CA Per share dataCWB-PR-D.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 200 400 600 800

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CWB-PR-D's earnings are expected to grow with 12.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.6
PEG (5Y)N/A
EPS Next 2Y12.25%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. CWB-PR-D.CA Dividend Analysis

5.1 Amount

  • CWB-PR-D has a Yearly Dividend Yield of 2.54%.
  • With a Dividend Yield of 2.54, CWB-PR-D pays less dividend than the industry average, which is at 3.05. 90.00% of the companies listed in the same industry pay a better dividend than CWB-PR-D!
  • Compared to an average S&P500 Dividend Yield of 1.89, CWB-PR-D pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.54%

5.2 History

  • The dividend of CWB-PR-D has a limited annual growth rate of 4.68%.
  • CWB-PR-D has been paying a dividend for over 5 years, so it has already some track record.
  • CWB-PR-D has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)4.68%
Div Incr Years1
Div Non Decr Years5
CWB-PR-D.CA Yearly Dividends per shareCWB-PR-D.CA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 58.26% of the earnings are spent on dividend by CWB-PR-D. This is a bit on the high side, but may be sustainable.
  • CWB-PR-D's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP58.26%
EPS Next 2Y12.25%
EPS Next 3YN/A
CWB-PR-D.CA Yearly Income VS Free CF VS DividendCWB-PR-D.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B
CWB-PR-D.CA Dividend Payout.CWB-PR-D.CA Dividend Payout, showing the Payout Ratio.CWB-PR-D.CA Dividend Payout.PayoutRetained Earnings

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CWB-PR-D.CA Fundamentals: All Metrics, Ratios and Statistics

CANADIAN WESTERN BANK - CWBCN 7.651 PERP

TSX:CWB-PR-D (3/12/2025, 7:00:00 PM)

26.88

+0.04 (+0.15%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-27
Earnings (Next)05-29
Inst Owners129.62%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap134.40M
Revenue(TTM)1.18B
Net Income(TTM)267.88M
Analysts70
Price Target24.48 (-8.93%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.54%
Yearly Dividend1.62
Dividend Growth(5Y)4.68%
DP58.26%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-26.69%
Min EPS beat(2)-30.52%
Max EPS beat(2)-22.86%
EPS beat(4)1
Avg EPS beat(4)-14.69%
Min EPS beat(4)-30.52%
Max EPS beat(4)1.04%
EPS beat(8)4
Avg EPS beat(8)-5.09%
EPS beat(12)5
Avg EPS beat(12)-4.04%
EPS beat(16)9
Avg EPS beat(16)0.69%
Revenue beat(2)1
Avg Revenue beat(2)0.26%
Min Revenue beat(2)-0.24%
Max Revenue beat(2)0.76%
Revenue beat(4)1
Avg Revenue beat(4)-1.19%
Min Revenue beat(4)-3.13%
Max Revenue beat(4)0.76%
Revenue beat(8)2
Avg Revenue beat(8)-1.56%
Revenue beat(12)2
Avg Revenue beat(12)-1.93%
Revenue beat(16)5
Avg Revenue beat(16)-1.43%
PT rev (1m)0%
PT rev (3m)1.67%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-7.22%
EPS NY rev (1m)0%
EPS NY rev (3m)-5.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.39%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.28%
Valuation
Industry RankSector Rank
PE 8.9
Fwd PE 7.76
P/S 0.11
P/FCF 0.24
P/OCF 0.2
P/B 0.03
P/tB 0.03
EV/EBITDA N/A
EPS(TTM)3.02
EY11.24%
EPS(NY)3.47
Fwd EY12.89%
FCF(TTM)110.58
FCFY411.38%
OCF(TTM)137
OCFY509.66%
SpS236.78
BVpS871.89
TBVpS795.61
PEG (NY)0.6
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.62%
ROE 6.14%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.63%
GM N/A
FCFM 46.7%
ROA(3y)0.71%
ROA(5y)0.75%
ROE(3y)7.5%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.12%
PM growth 5Y-6.09%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 7.63
Debt/EBITDA N/A
Cap/Depr 185.95%
Cap/Sales 11.16%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 206.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC27.34%
ROIC/WACCN/A
Cap/Depr(3y)145.14%
Cap/Depr(5y)128.04%
Cap/Sales(3y)9.15%
Cap/Sales(5y)7.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.64%
EPS 3Y-7.45%
EPS 5Y-0.78%
EPS Q2Q%-27.66%
EPS Next Y14.77%
EPS Next 2Y12.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.41%
Revenue growth 3Y5.23%
Revenue growth 5Y6.56%
Sales Q2Q%7.13%
Revenue Next Year6.13%
Revenue Next 2Y5.44%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y189.15%
FCF growth 3Y-9.45%
FCF growth 5YN/A
OCF growth 1Y226.52%
OCF growth 3Y-5.07%
OCF growth 5Y102.74%

CANADIAN WESTERN BANK - CWBCN 7.651 PERP / CWB-PR-D.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CANADIAN WESTERN BANK - CWBCN 7.651 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to CWB-PR-D.CA.


Can you provide the valuation status for CANADIAN WESTERN BANK - CWBCN 7.651 PERP?

ChartMill assigns a valuation rating of 6 / 10 to CANADIAN WESTERN BANK - CWBCN 7.651 PERP (CWB-PR-D.CA). This can be considered as Fairly Valued.


What is the profitability of CWB-PR-D stock?

CANADIAN WESTERN BANK - CWBCN 7.651 PERP (CWB-PR-D.CA) has a profitability rating of 2 / 10.


What is the valuation of CANADIAN WESTERN BANK - CWBCN 7.651 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CANADIAN WESTERN BANK - CWBCN 7.651 PERP (CWB-PR-D.CA) is 8.9 and the Price/Book (PB) ratio is 0.03.


Is the dividend of CANADIAN WESTERN BANK - CWBCN 7.651 PERP sustainable?

The dividend rating of CANADIAN WESTERN BANK - CWBCN 7.651 PERP (CWB-PR-D.CA) is 5 / 10 and the dividend payout ratio is 58.26%.